Bank : Bank of America, N.A.

Transkripsi

1 Tabel 1 Pengungkapan Kuantitatif Struktur Permodalan Bank Asing Table 1 Capital Structure Quantitative Disclosures Foreign Banks (1) (2) () (4) I KOMPONEN MODAL CAPITAL COMPONENT A Dana Usaha Operating Funds 1 Dana Usaha Operating Funds 2,081,682 1,40,908 2 Modal disetor paid-in capital 6 6 B Cadangan Reserve Cadangan umum general reserve Cadangan tujuan appropriate reserve - - C Laba (rugi ) tahun-tahun lalu yang dapat diperhitungkan (100%) Income (loss) previous years which can be calculated (100%) 102,884 51,840 D Laba (rugi ) tahun berjalan yang dapat diperhitungkan (50%) Profit (loss) for the year which can be calculated (50%) 49,80 40,551 E Dana setoran modal / Fund capital contribution - - F G Pendapatan komprehensif lainnya: kerugian berasal dari penurunan penyertaan dalam kelompok tersedia untuk dijual (100%) Other comprehensive income: investment losses from the decline in available-for-sale (100%) Pendapatan komprehensif lainnya: keuntungan berasal dari peningkatan penyertaan dalam kelompok tersedia untuk dijual (45%) Other comprehensive income: gains from increased investments in available-for-sale (45%) (26) - (295) - H Revaluasi aset tetap (45%) / Revaluation of fixed assets (45%) - - I Selisih kurang antara PPA dan cadangan kerugian penurunan nilai atas aset produktif Differences between the Asset Allowance and the allowance for impairment losses on earning assets Penyisihan Penghapusan Aset (PPA) atas aset non produktif yang wajib dihitung J - - Asset Allowance (PPA) on non-productive assets that must be counted K Difference in number of adjustments to fair value of financial instruments in the trading book - - Cadangan umum aset produktif (maks. 1,25% dari ATMR) L 42,151 22,814 General reserve on earning assets (max. 1.25% of RWA) M KOMPONEN MODAL CAPITAL COMPONENT 0 Juni June Juni June 2016 (145,79) (50,5) Faktor pengurang modal / Deduction from capital - - Eksposur sekuritisasi / Securitization Exposures - - II MODAL BANK ASING (Jumlah A s.d L - M) / FOREIGN CAPITAL BANK ( A s.d L - M) 2,10,96 1,495,846 ASET TERTIMBANG MENURUT RISIKO (ATMR) UNTUK RISIKO KREDIT III,72,106 1,825,147 RISK WEIGHTED ASSETS (RWA) CREDIT RISK IV V ASET TERTIMBANG MENURUT RISIKO (ATMR) UNTUK RISIKO OPERASIONAL RISK WEIGHTED ASSETS (RWA) OPERATIONAL RISK ASET TERTIMBANG MENURUT RISIKO (ATMR) UNTUK RISIKO PASAR / RISK WEIGHTED ASSETS (RWA) MARKET RISK A. Metode Standar Standardized Method 275, , , ,465 VI B. Model Internal Internal Models RASIO KEWAJIBAN PENYEDIAAN MODAL MINIMUM UNTUK RISIKO KREDIT, RISIKO OPERASIONAL DAN RISIKO PASAR [II : (III + IV + V)] CAPITAL ADEQUACY RATIO FOR CREDIT RISK, AND OPERATIONAL RISK MARKET RISK [II: (III + IV + V)] 51.50% 64.86%

2 Tabel 2.1 Pengungkapan Tagihan Bersih Berdasarkan Wilayah Table 2.1. Disclosure of Net Receivables by Area 0 Juni Juni June June 2016 No Kategori Portofolio Tagihan Bersih Berdasarkan Wilayah Tagihan Bersih Berdasarkan Wilayah Portfolio Category Net Receivables by Area Net Receivables by Area Jakarta Diluar Jakarta Diluar Indonesia Jakarta Diluar Jakarta Diluar Indonesia Jakarta Outside Jakarta Outside Indonesia Jakarta Outside Jakarta Outside Indonesia (1) (2) () (4) (5) (6) (7) (8) (9) (10) 1 Tagihan Kepada Pemerintah Receivables on Sovereigns 4,250, ,250,745 4,274, ,274,546 2 Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks 94, ,254 9, ,27 5 Kredit Beragun Rumah Tinggal Loans Secured by Residential Property 8, ,595 7, ,814 6 Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables on Micro, Small Business & Retail Portfolio 2, ,79,05 - -,05 9 Tagihan kepada Korporasi Receivables on Corporate,08,26 - -,08,26 1,718, ,718, Tagihan yang Telah Jatuh Tempo Past Due Receivables Aset Lainnya Other Assets 270, ,126 6, ,684 7,664, ,664,722 6,1, ,1,90

3 Tabel 2.2 Pengungkapan Tagihan Bersih Berdasarkan Sisa Jangka Waktu Kontrak Table 2.2 Disclosure of Net Receivables by Contractual Maturity 0 Juni Juni Jun-17 0-Jun-16 Kategori Portofolio Tagihan bersih berdasarkan sisa jangka waktu kontrak Tagihan bersih berdasarkan sisa jangka waktu kontrak Portfolio Category Net Receivables by Contractual Maturity Net Receivables by Contractual Maturity < 1 tahun >1 thn s.d. thn > thn s.d. 5 thn > 5 thn Non-Kontraktual < 1 tahun >1 thn s.d. thn > thn s.d. 5 thn > 5 thn Non-Kontraktual < 1 Year >1 Year s.d. Year > Year s.d. 5 Year > 5 Year Non-Contractual < 1 Year >1 Year s.d. Year > Year s.d. 5 Year > 5 Year Non-Contractual (1) (2) () (4) (5) (6) (7) (8) (9) (10) (11) (12) (1) (14) 1 Tagihan Kepada Pemerintah Receivables on Sovereigns 4,250, ,250,745 4,274, ,274,546 2 Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions 4 Tagihan Kepada Bank Receivables on Banks 94, ,254 9, ,27 5 Kredit Beragun Rumah Tinggal Loans Secured by Residential Property ,669-8, ,102-7,814 6 Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel , , ,27 - -,05 Receivables on Micro, Small Business & Retail Portfolio 9 Tagihan kepada Korporasi Receivables on Corporate,08, ,08,26 1,718, ,718, Tagihan yang Telah Jatuh Tempo Past Due Receivables Aset Lainnya Other Assets , , ,684 6,684 7,8,288 1,65 2,016 7, ,126 7,664,722 6,086,545 1,144 2,455 7,102 6,684 6,1,90

4 Tabel 2. Pengungkapan Tagihan Bersih Berdasarkan Sektor Ekonomi Table 2. Disclosure of Net Receivables by Economic Sectors Sektor Ekonomi Economic Sectors Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks Kredit Beragun Rumah Tinggal Loans Secured by Residential Property Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Tagihan yang Mikro, Usaha Kecil Tagihan kepada Telah Jatuh dan Portofolio Ritel Aset Lainnya Korporasi Tempo Receivables on Micro, Other Assets Receivables on Corporate Past Due Small Business & Receivables Retail Portfolio (1) (2) () (4) (5) (6) (7) (8) (9) (10) (11) (12) (1) 0 Juni June Pertanian, perburuan dan Kehutanan Agriculture, Hunting and Forestry Perikanan Fishery Pertambangan dan Penggalian Mining and Quarrying Industri pengolahan Manufacturing ,755,757 5 Listrik, Gas dan Air Electricity, Gas and Water Konstruksi Construction Perdagangan besar dan eceran Wholesale and Retail Trading , Penyediaan akomodasi dan penyediaan makan minum Hotel and Food & Beverage Transportasi, pergudangan dan komunikasi Transportation, Warehousing and Communications Perantara keuangan Financial Intermediary 4,250, , , Real estate, usaha persewaan dan jasa perusahaan Real Estate, Rental and Business Services Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib Public Administration, Defense and Compulsory Social Security Jasa pendidikan Education Services Jasa kesehatan dan kegiatan sosial Human Health and Social Work Activities Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya Public, Socio-Culture, Entertainment and Other Personal Services Jasa perorangan yang melayani rumah tangga Activities of Households as Employers Badan internasional dan badan ekstra internasional lainnya International Institution and Other Extra International Agencies Kegiatan yang belum jelas batasannya Undefined Activities Bukan Lapangan Usaha Non Business Field , , Lainnya Others ,126 4,250, ,254 8, ,79,08,26-270,126 0 Juni June Pertanian, perburuan dan Kehutanan Agriculture, Hunting and Forestry Perikanan Fishery Pertambangan dan Penggalian Mining and Quarrying Industri pengolahan Manufacturing ,586,58 5 Listrik, Gas dan Air Electricity, Gas and Water Konstruksi Construction Perdagangan besar dan eceran Wholesale and Retail Trading , Penyediaan akomodasi dan penyediaan makan minum Hotel and Food & Beverage Transportasi, pergudangan dan komunikasi Transportation, Warehousing and Communications Perantara keuangan Financial Intermediary 4,274, , Real estate, usaha persewaan dan jasa perusahaan Real Estate, Rental and Business Services Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib Public Administration, Defense and Compulsory Social Security Jasa pendidikan Education Services Jasa kesehatan dan kegiatan sosial Human Health and Social Work Activities Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya Public, Socio-Culture, Entertainment and Other Personal Services Jasa perorangan yang melayani rumah tangga Activities of Households as Employers Badan internasional dan badan ekstra internasional lainnya International Institution and Other Extra International Agencies Kegiatan yang belum jelas batasannya Undefined Activities Bukan Lapangan Usaha Non Business Field , , Lainnya Others ,684 4,274, ,27 7, ,05 1,718,614-6,684

5 Tabel 2.4 Pengungkapan Tagihan dan Pencadangan Berdasarkan Wilayah Table 2.4 Disclosure of Receivables and Provisioning based on Area Jakarta Diluar Jakarta Outside Jakarta Diluar Indonesia Outside Indonesia Jakarta 0 Juni June 2016 Wilayah Area Diluar Indonesia Diluar Jakarta Outside Outside Jakarta Indonesia (1) (2) () (4) (5) (6) (7) (8) (9) (10) 1 Tagihan Receivables 7,664, ,664,722 6,1, ,1,90 2 Tagihan yang mengalami penurunan nilai (impaired ) Impaired Receivables a. Belum jatuh tempo Non Past Due b. Telah jatuh tempo Past Due Keterangan Description 0 Juni June 2017 Wilayah Area Cadangan kerugian penurunan nilai (CKPN) - Individual Allowance for Impairment Losses - Individual Kolektif Allowance for Impairment Losses - Collective Tagihan yang dihapus buku Written-Off Receivables ,664, ,664,722 6,1, ,1,90

6 Tabel 2.5 Pengungkapan Tagihan dan Pencadangan Berdasarkan Sektor Ekonomi Table 2.5 Disclosure of Receivables and Provisioning based on Economic Sectors Tagihan yang Mengalami Penurunan Nilai Impaired Receivables Cadangan kerugian penurunan nilai (CKPN) - Individual Allowance for Cadangan kerugian penurunan nilai (CKPN) - Kolektif Allowance for Tagihan yang dihapus buku Written-Off Receivables Sektor Ekonomi Tagihan Economic Sectors Reveivables Belum Jatuh Tempo Telah jatuh tempo Impairment Losses - Impairment Losses - Non Past Due Past Due Collective Individual (1) (2) () (4) (5) (6) (7) (8) 0 Juni June Pertanian, perburuan dan Kehutanan Agriculture, Hunting and Forestry Perikanan Fishery Pertambangan dan Penggalian Mining and Quarrying Industri pengolahan Manufacturing 1,755, Listrik, Gas dan Air Electricity, Gas and Water Konstruksi Construction Perdagangan besar dan eceran Wholesale and Retail Trading 287, Penyediaan akomodasi dan penyediaan makan minum Hotel and Food & Beverage Transportasi, pergudangan dan komunikasi Transportation, Warehousing and Communications Perantara keuangan Financial Intermediary 5,9, Real estate, usaha persewaan dan jasa perusahaan Real Estate, Rental and Business Services Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib Public Administration, Defense and Compulsory Social Security Jasa pendidikan Education Services Jasa kesehatan dan kegiatan sosial Human Health and Social Work Activities Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan 15 lainnya Public, Socio-Culture, Entertainment and Other Personal Services Jasa perorangan yang melayani rumah tangga Activities of Households as Employers Badan internasional dan badan ekstra internasional lainnya International Institution and Other Extra International Agencies Kegiatan yang belum jelas batasannya Undefined Activities Bukan Lapangan Usaha Non Business Field 11, Lainnya Others 270, ,664,

7 0 Juni June Pertanian, perburuan dan Kehutanan Agriculture, Hunting and Forestry Perikanan Fishery Pertambangan dan Penggalian Mining and Quarrying Industri pengolahan Manufacturing 1,586, Listrik, Gas dan Air Electricity, Gas and Water Konstruksi Construction Perdagangan besar dan eceran Wholesale and Retail Trading 12, Penyediaan akomodasi dan penyediaan makan minum Hotel and Food & Beverage Transportasi, pergudangan dan komunikasi Transportation, Warehousing and Communications Perantara keuangan Financial Intermediary 4,67, Real estate, usaha persewaan dan jasa perusahaan Real Estate, Rental and Business Services Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib Public Administration, Defense and Compulsory Social Security Jasa pendidikan Education Services Jasa kesehatan dan kegiatan sosial Human Health and Social Work Activities Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan 15 lainnya Public, Socio-Culture, Entertainment and Other Personal Services Jasa perorangan yang melayani rumah tangga Activities of Households as Employers Badan internasional dan badan ekstra internasional lainnya International Institution and Other Extra International Agencies Kegiatan yang belum jelas batasannya Undefined Activities Bukan Lapangan Usaha Non Business Field 10, Lainnya Others 6, ,1,

8 Bank : Tanggal/Date : Tabel 2.6 Pengungkapan Rincian Mutasi Cadangan Kerugian Penurunan Nilai Table 2.6 Movements of Impairment Provision Disclosure CKPN Individual Allowance for Impairment Losses - Individual CKPN Kolektif Allowance for Impairment Losses - Collective CKPN Individual Allowance for Impairment Losses - Individual CKPN Kolektif Allowance for Impairment Losses - Collective (1) (2) () (4) (5) (6) 1 Saldo awal CKPN Beginning Balance - Allowance for Impairment Losses NIL - NIL - 2 Pembentukan (pemulihan) CKPN pada periode berjalan (Net) Beginning Balance - Allowance for Impairment Losses a Pembentukan CKPN pada periode berjalan Additional allowance for impairment losses during the year b Pemulihan CKPN pada periode berjalan Reversal allowance for impairment losses during the year Keterangan Description Bank of America, N.A. 0 June 2017 CKPN yang digunakan untuk melakukan hapus buku atas tagihan pada peride berjalan Allowance for impairment losses used for written off receivables during the year Pembentukan (pemulihan) lainnya pada periode berjalan Other additional (reversal) of allowance during the year Saldo akhir CKPN Ending Balance 0 Juni June 2017 (dalam jutaan rupiah - in million Rupiah) 0 Juni June

9 Tabel Pengungkapan Tagihan Bersih Berdasarkan Kategori Portofolio dan Skala Peringkat Table Disclosure of Net Receivables by Portfolio and Rating Category No Kategori Portofolio Portfolio Category Lembaga Pemeringkat Rating Company Peringkat Jangka panjang 0 Juni June 2017 Tagihan Bersih Net Receivables Peringkat Jangka Pendek Long Term Rating Short Term Rating Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A- Kurang dari A- Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F Kurang dari F Moody's Aaa Aa1 s.d Aa A1 s.d A Baa1 s.d Baa Ba1 s.d Ba B1 s.d B Kurang dari B P-1 P-2 P- Kurang dari P- PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn) A+(idn) s.d. A-(idn BBB+(idn) s.d BBB-(idn) BB+(idn) s.d BB-(idn) B+(idn) s.d B-(idn) Kurang dari B-(idn) F1+(idn) s.d F1(idn) F2(idn) F(idn) Kurang dari F(idn) PT Pemeringkat Efek Indonesi idaaa idaa+ s.d idaa- ida+ s.d id A- id BBB+ s.d id BBB- id BB+ s.d id BB- id B+ s.d id B- Kurang dari idb- ida1 ida2 ida s.d id A4 Kurang dari ida4 Tanpa Peringkat Unrated (1) (2) () (4) (5) (6) (7) (8) (9) (10) (11) (12) (1) (14) (15) (16) 1 Tagihan Kepada Pemerintah Receivables on Sovereigns ,250,745 4,250,745 Tagihan Kepada Entitas Sektor Publik Receivables on 2 Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions 4 Tagihan Kepada Bank Receivables on Banks , ,254 Kredit Beragun Rumah Tinggal Loans Secured by 5 Residential Property ,595 8,595 Kredit Beragun Properti Komersial Loans Secured by 6 Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio 8 Ritel ,79 2,79 Receivables on Micro, Small Business & Retail Portfolio 9 Tagihan kepada Korporasi Receivables on Corporate ,08,26,08,26 10 Tagihan yang Telah Jatuh Tempo Past Due Receivables Aset Lainnya Other Assets , ,126 TOTAL , ,570,468 7,664,722

10 No Kategori Portofolio Portfolio Category Lembaga Pemeringkat Rating Company Peringkat Jangka panjang 0 Juni June 2016 Tagihan Bersih Net Receivables Peringkat Jangka Pendek Long Term Rating Short Term Rating Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A- Kurang dari A- Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F Kurang dari F Moody's Aaa Aa1 s.d Aa A1 s.d A Baa1 s.d Baa Ba1 s.d Ba B1 s.d B Kurang dari B P-1 P-2 P- Kurang dari P- PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn) A+(idn) s.d. A-(idn BBB+(idn) s.d BBB-(idn) BB+(idn) s.d BB-(idn) B+(idn) s.d B-(idn) Kurang dari B-(idn) F1+(idn) s.d F1(idn) F2(idn) F(idn) Kurang dari F(idn) PT Pemeringkat Efek Indonesi idaaa idaa+ s.d idaa- ida+ s.d id A- id BBB+ s.d id BBB- id BB+ s.d id BB- id B+ s.d id B- Kurang dari idb- ida1 ida2 ida s.d id A4 Kurang dari ida4 Tanpa Peringkat Unrated (1) (2) () (4) (5) (6) (7) (8) (9) (10) (11) (12) (1) (14) (15) (16) 1 Tagihan Kepada Pemerintah Receivables on Sovereigns ,274,546 4,274,546 Tagihan Kepada Entitas Sektor Publik Receivables on 2 Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions 4 Tagihan Kepada Bank Receivables on Banks , ,27 Kredit Beragun Rumah Tinggal Loans Secured by 5 Residential Property ,814 7,814 Kredit Beragun Properti Komersial Loans Secured by 6 Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio 8 Ritel ,05,05 Receivables on Micro, Small Business & Retail Portfolio 9 Tagihan kepada Korporasi Receivables on Corporate ,718,614 1,718, Tagihan yang Telah Jatuh Tempo Past Due Receivables Aset Lainnya Other Assets ,684 6,684 TOTAL , ,040,69 6,1,90

11 Tabel.1 Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Derivatif Table.1 Disclosure of Counterparty Credit Risk : Derivative Transaction Notional Amount 0 Juni June Juni June 2016 Notional Amount No Variabel yang Mendasari Underlying Variables < 1 Tahun < 1 Year > 1 Tahun - < 5 Tahun > 1 Year - < 5 Years > 5 Tahun > 5 Years Tagihan Derivatif Derivative Receivables Kewajiban Derivatif Derivative Liabilities Tagihan Bersih sebelum MRK Net Receivables before CRM MRK CRM Tagihan Bersih setelah MRK Net Receivables after CRM < 1 Tahun < 1 Year Tagihan > 1 Tahun - Derivatif < 5 Tahun > 5 Tahun Derivative > 1 Year - > 5 Years Receivables < 5 Years Kewajiban Derivatif Derivative Liabilities Tagihan Bersih sebelum MRK Net Receivables before CRM MRK CRM Tagihan Bersih setelah MRK Net Receivables after CRM 1 Suku Bunga Interest Rate Nilai Tukar Foreign Exchange 7,641, ,907 6,698 6,29-6,29 2,959, ,67 12,162 2,962-2,962 Lainnya Others TOTAL 7,641, ,907 6,698 6,29-6,29 2,959, ,67 12,162 2,962-2,962 Tabel.2 Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Repo Table.2 Disclosure of Counterparty Credit Risk : Repo Transaction Kategori Portfolio Portfolio Category Nilai Wajar SSB Repo Fair Value of SSB Repo 0 Juni June Juni June 2016 Nilai Wajar SSB Kewajiban Repo Tagihan Bersih ATMR Repo Kewajiban Repo Tagihan Bersih ATMR Repo Liabilities Net Receivables RWA Fair Value of SSB Repo Liabilities Net Receivables RWA Repo (1) (2) () (4) (5) (6) (7) (8) (9) (10) 1. Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables on Micro, Small Business & Retail Portfolio Tagihan kepada Korporasi Receivables on Corporate TOTAL Tabel. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Reverse Repo Table. Disclosure of Counterparty Credit Risk : Reverse Repo Transaction Juni June Juni June Taihan Bersih setelah Taihan Bersih setelah Kategori Portfolio Tagihan Bersih Nilai MRK MRK ATMR Setelah MRK Tagihan Bersih Nilai MRK MRK ATMR Setelah MRK Portfolio Category Net Receivables CRM Net Receivables after RWA After CRM Net Receivables CRM Net Receivables after RWA After CRM CRM CRM (1) (2) () (4) (5) (6) (7) (8) (9) (10) 1. on Sovereigns Tagihan Kepada Pemerintah Receivables Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks Receivables on Micro, Small Business & Retail Portfolio Tagihan kepada Korporasi Receivables on Corporate TOTAL

12 Tabel 4.1 Pengungkapan Tagihan Bersih Berdasarkan Bobot Risiko Setelah Memperhitungkan Dampak Mitigasi Risiko Kredit Table 4.1 Disclosure of Net Receivables by Risk Weight after Credit Risk Mitigation Kategori Portofolio Portfolio Category Net Receivables after Calculation of Credit Risk Mitigation Impact Capital Net Receivables after Calculation of Credit Risk Mitigation Impact 0% 20% 5% 40% 45% 50% 75% 100% 150% Lainnya Charge 0% 20% 5% 40% 45% 50% 75% 100% 150% Lainnya (1) (2) () (4) (5) (6) (7) (8) (9) (10) (11) (12) (1) (14) (15) (16) (17) (18) (19) (20) (21) (22) (2) (24) (25) (26) A Eksposur Neraca Balance Sheet Exposures 1 Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks ,851 1, ,647 1, Kredit Beragun Rumah Tinggal Loans Secured by Residential Property , , , , Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel 8 Receivables on Micro, Small Business & Retail Portfolio , , ,05 - -, Tagihan kepada Korporasi Receivables on Corporate ,08,26 24, ,718,614 17, Tagihan yang Telah Jatuh Tempo Past Due Receivables Aset Lainnya Other Assets ,257 21, ,470 2, Eksposur Neraca Exposures - Balance Sheet ,4 - -,4, , , ,779, ,66 Eksposur Kewajiban Komitmen/Kontinjensi pd Transaksi Rekening Administratif B Off Balance Sheet Commitment/Contigency Receivables Exposures Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks Kredit Beragun Rumah Tinggal Loans Secured by Residential Property Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel 8 Receivables on Micro, Small Business & Retail Portfolio Tagihan kepada Korporasi Receivables on Corporate ,072 2, ,605, Tagihan yang Telah Jatuh Tempo Past Due Receivables Juni June 2017 Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko Kredit 0 Juni June 2016 Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko Kredit Eksposur TRA Exposures - Off Balance Sheets ,072 2, ,605,408 C Eksposur akibat Kegagalan Pihak Lawan Counterparty Credit Risk Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks , , Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel 5 Receivables on Micro, Small Business & Retail Portfolio Tagihan kepada Korporasi Receivables on Corporate , ATMR RWA Beban Modal Beban Modal ATMR RWA Capital Charge Eksposur Counterparty Credit Risk Exposures - Counterparty Credit Risk (A+B+C) , , ,4 - -,72, , , ,825, ,012

13 Tabel 4.2 Pengungkapan Tagihan Bersih dan Teknik Mitigasi Risiko Kredit Table 4.2 Disclosure of Net Receivables and Credit Risk Mitigation Techniques No Kategori Portofolio Portfolio Category (1) (2) () (4) (5) (6) (7) (8) = ()-[(4 )+(5 )+(6)+(7 )] (9) (10) (11) (12) (1) (14) = (9)-[(10 )+(11 )+(12)+(1)] A Eksposur Neraca Balance Sheet Exposures 1 Tagihan Kepada Pemerintah Receivables on Sovereigns 4,250, ,250,745 4,274, ,274,546 2 Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks 94, ,254 9, ,27 5 Kredit Beragun Rumah Tinggal Loans Secured by Residential Property 8, ,595 7, ,814 6 Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables on Micro, Small Business & Retail Portfolio 2, ,79, ,05 9 Tagihan kepada Korporasi Receivables on Corporate,08, ,08,26 1,718, ,718, Tagihan yang Telah Jatuh Tempo Past Due Receivables Aset Lainnya Other Assets 270, ,126 6, ,684 Eksposur Neraca Exposures - Balance Sheet 7,664, ,664,722 6,1, ,1,90 Eksposur Kewajiban Komitmen/Kontinjensi pd Transaksi Rekening Administratif Off Balance Sheet B Commitment/Contigency Receivables Exposures 1 Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks Kredit Beragun Rumah Tinggal Loans Secured by Residential Property Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables on Micro, Small Business & Retail Portfolio Tagihan kepada Korporasi Receivables on Corporate 1,05, ,05,44 1,854, ,854,86 10 Tagihan yang Telah Jatuh Tempo Past Due Receivables Tagihan Bersih Net Receivables Agunan Collateral 0 Juni June Juni June 2016 Bagian Yang Dijamin Dengan Portion Secured by Asuransi Kredit Garansi Credit Guarantee Insurance Tidak Dijamin Unsecured Portion Eksposur TRA Exposures - Off Balance Sheets 1,05, ,05,44 1,854, ,854,86 C Eksposur akibat Kegagalan Pihak Lawan Counterparty Credit Risk 1 Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks 1, ,067 2, ,05 5 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables on Micro, Small Business & Retail Portfolio Tagihan kepada Korporasi Receivables on Corporate 1, , Lainnya Others Tidak Dijamin Unsecured Portion Tagihan Bersih Net Receivables Agunan Collateral Bagian Yang Dijamin Dengan Portion Secured by Garansi Guarantee Asuransi Kredit Credit Insurance Lainnya Others Eksposur Counterparty Credit Risk Exposures - Counterparty Credit Risk (A+B+C) 14, ,57 2, ,67 8,714, ,714,70 7,991, ,991,466

14 Tabel 5.1 Pengungkapan Transaksi Sekuritisasi Table 5.1 Disclosure of Securitization Transactions 0 Juni June Juni June 2016 No Eksposur Sekuritisasi Securitization exposures Nilai aset yg disekuritisasi Value of securitized assets Nilai aset yang disekuritisasi yg mengalami penurunan nilai Value of the securitized assets that are impaired Telah jatuh tempo Non Past Due Belum Jatuh Tempo Past Due Laba/Rugi dari aktivitas sekuritisasi Profit / Loss activities securitization Telah jatuh tempo Non Past Due (1) (2) () (4) (5) (6) (7) (8) () (4) (5) (6) (7) (8) Bank bertindak sebagai Kreditur Asal Bank acting as Originator Jenis eksposur (contoh: tagihan beragun rumah tinggal) - Type of exposure (eg, residential-backed bill) ATMR RWA Pengurang Modal Capital Charge Nilai aset yg disekuritisasi Value of securitized assets Nilai aset yang disekuritisasi yg mengalami penurunan nilai Value of the securitized assets that are impaired Belum Jatuh Tempo Past Due Laba/Rugi dari aktivitas sekuritisasi Profit / Loss ACTIVITIES securitization ATMR RWA Pengurang Modal Capital Charge Bank bertindak sebagai Penyedia Kredit Pendukung Bank acts as a Credit Support Provider a. Fasilitas penanggung risiko pertama First loss facility Jenis eksposur (contoh: tagihan beragun rumah tinggal) - Type of exposure (eg, residential-backed bill) b. Fasilitas penanggung risiko kedua The second loss facility Jenis eksposur (contoh: tagihan beragun rumah tinggal) - Type of exposure (eg, residential-backed bill) Bank bertindak sebagai Penyedia Fasilitas Likuiditas Bank acts as Liquidity Facility Provider Jenis eksposur (contoh: tagihan beragun rumah tinggal) - Type of exposure (eg, residential-backed bill) Bank bertindak sebagai Penyedia Jasa Bank acts as a Service Provider Jenis eksposur (contoh: tagihan beragun rumah tinggal) - Type of exposure (eg, residential-backed bill) Bank bertindak sebagai Bank Kostudian Bank acts as the Bank Kostudian Jenis eksposur (contoh: tagihan beragun rumah tinggal) - Type of exposure (eg, residential-backed bill) Bank bertindak sebagai Pemodal Bank acts as Investor a. Senior Tranche - Jenis eksposur (contoh: tagihan beragun rumah tinggal) - Type of exposure (eg, residential-backed bill) b. Junior Tranche - Jenis eksposur (contoh: tagihan beragun rumah tinggal) - Type of exposure (eg, residential-backed bill)

15 Tabel 5.2 Pengungkapan Ringkasan Aktivitas Transaksi Sekuritisasi Bank Bertindak Sebagai Kreditur Asal Table 5.2 Securitization Transaction Activity Summary Disclosure Act As Originator Bank 0 Juni June Juni June 2016 Underlying Asset Nilai Aset Yang Disekuritisasi Value of securitized assets Keuntungan (Kerugian) Penjualan Gain (Loss) on Sale Nilai Aset Yang Disekuritisasi Value of securitized assets Keuntungan (Kerugian) Penjualan Gain (Loss) on Sale (1) (2) () (4) (5) (6) 1 Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks Kredit Beragun Rumah Tinggal Loans Secured by Residential Property Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables on Micro, Small Business & Retail Portfolio Tagihan kepada Korporasi Receivables on Corporate Aset Lainnya Other Assets

16 Tabel 6.1 Perhitungan ATMR Risiko Kredit Pendekatan Standar : Eksposur Aset di Neraca Table 6.1 Calculation of Risk Weighted Assets for Credit Risk under Standardized Approach: On Balance Sheet Assets Exposures No Kategori Portofolio Portfolio Category Tagihan Bersih Net Receivable 0 Juni June Juni June 2016 ATMR Sebelum ATMR Setelah ATMR Sebelum MRK ATMR Setelah MRK Tagihan Bersih MRK RWA MRK RWA after RWA before CRM RWA after CRM Net Receivable before CRM CRM (1) (2) () (4) (5) (6) (7) (8) 1 4,274,546 Tagihan Kepada Pemerintah Receivables on Sovereigns 4,250, Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks 94,254 18,851 18,851 9,27 18,647 18,647 5 Kredit Beragun Rumah Tinggal Loans Secured by Residential Property 8,595,008 8,595 7,814,516 7,814 6 Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables on Micro, Small Business & Retail Portfolio 2,79 2,054 2,79,05 -,05 9 Tagihan kepada Korporasi Receivables on Corporate,08,26,08,26,08,26 1,718,614 1,718,614 1,718, Tagihan yang Telah Jatuh Tempo Past Due Receivables Aset Lainnya Other Assets 270, ,257 6,684-1,470 TOTAL 7,664,722,062,176,4,705 6,1,90 1,740,778 1,779, America, N.A. Bank : Bank of Tabel 6.2 Pengungkapan Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening Administratif Table 6.2 Calculation of Risk Weighted Assets for Credit Risk under Standardized Approach: Off Balance Sheet Commitment/Contingency Exposures Juni June Juni June ATMR Sebelum ATMR Setelah No Kategori Portofolio Portfolio Category Tagihan Bersih ATMR Sebelum MRK ATMR Setelah MRK Tagihan Bersih MRK RWA MRK RWA after Net Receivable RWA before CRM RWA after CRM Net Receivable before CRM CRM (1) (2) () (4) (5) () (4) (5) 1 Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks Kredit Beragun Rumah Tinggal Loans Secured by Residential Property Kredit Beragun Properti Komersial Loans Secured by Commercial Real Estate Kredit Pegawai/Pensiunan Employee/Retired Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables on Micro, Small Business & Retail Portfolio Tagihan kepada Korporasi Receivables on Corporate 1,072 1,072 1,072 42,605 42,605 42, Tagihan yang Telah Jatuh Tempo Past Due Receivables TOTAL 1,072 1,072 1,072 42,605 42,605 42, Tabel 6. Pengungkapan Eksposur yang Menimbulkan Risiko Kredit akibat Kegagalan Pihak Lawan (Counterparty Credit Risk) Table 6. Calculation of Risk Weighted Assets for Credit Risk under Standardized Approach: Counterparty Credit Risk Exposures Juni June Juni June ATMR Sebelum ATMR Setelah No Kategori Portofolio Portfolio Category Tagihan Bersih ATMR Sebelum MRK ATMR Setelah MRK Tagihan Bersih MRK RWA MRK RWA after Net Receivable RWA before CRM RWA after CRM Net Receivable before CRM CRM (1) (2) () (4) (5) (6) (7) (8) 1 Tagihan Kepada Pemerintah Receivables on Sovereigns Tagihan Kepada Entitas Sektor Publik Receivables on Public Sector Entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Receivables on Multilateral Development Banks and International Institutions Tagihan Kepada Bank Receivables on Banks 14,184 4,42 4,42 10,266 2,05 2,05 5 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables on Micro, Small Business & Retail Portfolio Tagihan kepada Korporasi Receivables on Corporate 1,897 1,897 1,897 1, Eksposur tertimbang dari Credit Valuation Adjustment (CVA) Weighted Exposure from CVA TOTAL 16,081 6,29 6,29 12,08 2,962 2, Tabel 6.4 Pengungkapan Eksposur yang Menimbulkan Risiko Kredit akibat Kegagalan Setelmen (settlement risk) Table 6.4 Disclosure of Potential Credit Risk exposure due to failure of settlement (settlement risk) 0 Juni June Juni June 2016 No Jenis Transaksi Transactions Nilai Eksposure Nett Exposure Faktor Pengurangan Modal Capital Charge ATMR Setelah MRK RWA after CRM Nilai Eksposure Nett Exposure Faktor Pengurangan Modal Capital Charge ATMR Setelah MRK RWA after CRM (1) (2) () (4) (5) (6) (7) (8) Delivery versus payment a. Beban Modal 8% (5-15 hari) Capital charges 8% (5-15 days) b. Beban Modal 50% (16-0 hari) Capital charges 50% (16-0 days) c. Beban Modal 75% (1-45 hari) Capital charges 75% (1-45 days) d. Beban Modal 100% (lebih dari 45 hari) Capital charges 100% (more than 45 days) Non-delivery versus payment TOTAL Tabel 6.5 Pengungkapan Eksposur Sekuritisasi Table 6.5 Disclosure of Securitization Exposures 0 Juni June Juni June 2017 Jenis Transaksi Faktor Pengurang No Faktor Pengurang Modal ATMR ATMR Transactions Modal Capital Charge CRM CRM Capital Charge (1) (2) () (4) () (4) 1 - Fasilitas Kredit Pendukung yang memenuhi persyaratan Credit facilities eligible Fasilitas Kredit Pendukung yang tidak memenuhi persyaratan Credit facilities which do not meet the requirements Fasilitas Likuiditas yang memenuhi persyaratan Liquidity facilities that meet the requirements Fasilitas Likuiditas yang tidak memenuhi persyaratan Liquidity facilities that do not meet the requirements Pembelian Efek Beragun Aset yang memenuhi persyaratan Purchase of Asset-Backed Securities that meet the requirements Pembelian Efek Beragun Aset yang tidak memenuhi persyaratan Purchase of Asset-Backed Securities that do not meet the requirements Eksposur Sekuritisasi yang tidak tercakup dalam ketentuan Bank Indonesia mengenai prinsip-prinsip kehati-hatian dalam aktivitas sekuritisasi aset bagi bank umum. Securitisation exposures that are not covered by the provisions of Bank Indonesia TOTAL Tabel 6.6 Pengungkapan Pengukuran Risiko Kredit Table 6.6 Disclosure of Credit Risk Measurement 0 Juni Juni June June TOTAL ATMR RISIKO KREDIT RWA for Credit Risk,72,106 1,825,148 2 TOTAL FAKTOR PENGURANG MODAL Capital Deduction Factor - -

17 Bank : Tanggal/Date : Tabel 7 Pengungkapan Risiko Pasar Dengan Menggunakan Metode Standar Table 7 Disclosure of Market Risk Using Standardized Method Bank of America, N.A. 0 June 2017 (dalam jutaan rupiah - million rupiah) 0 Juni Juni June June 2016 Jenis Risiko Bank Bank Type of Risk Beban Modal ATMR Beban Modal ATMR Capital Charge RWA Capital Charge RWA (1) (2) () (4) (5) (6) Risiko Suku Bunga Interest Rate Risk a. Risiko Spesifik Specific Risk b. Risiko Umum General Risk 25,17 16,46 22,652 28,155 2 Risiko Nilai Tukar Foreign Exchange Risk 1,860 17,248 1,225 15,10 Risiko Ekuitas *) Equity Risk *) Risiko Komoditas *) Commodity Risk *) Risiko Option Option Risk , ,712 2, ,465 *) Untuk bank yang memiliki perusahaan anak yang memiliki eksposur risiko dimaksud *) For banks that have subsidiaries that have defined risk exposure

18 Tabel 8.1 Pengungkapan Profil Maturitas Rupiah Table 8.1 Disclosure of Rupiah Maturity Profile Pos -pos Accounts Saldo Balance < 1 bulan < 1 month > 1 bln s.d. bln > 1 mon to mon 0 Juni June Juni June 2016 Jatuh Tempo Maturity > bln s.d. 6 bln > mon to 6 mon > 6 bln s.d. 12 bln > 6 mon to 12 mon > 12 bulan > 12 month Saldo Balance < 1 bulan < 1 month > 1 bln s.d. bln > 1 mon to mon Jatuh Tempo Maturity > bln s.d. 6 bln > mon to 6 mon > 6 bln s.d. 12 bln > 6 mon to 12 mon (dalam jutaan rupiah - million rupiah) > 12 bulan > 12 month (1) (2) () (4) (5) (6) (7) (8) () (4) (5) (6) (7) (8) I NERACA BALANCE SHEET A Aset Assets 1. Kas Cash,84, ,292, Penempatan pada Bank Indonesia Placement with Bank Indonesia 1,494,442 1,474,62 19, ,42 25,916 9,878 19,501 4,17 -. Penempatan pada bank lain Placement with Other Banks Surat Berharga Marketable Securities 2,169, ,66, , ,21 460,10 2,105,62 149, ,06 70,95 445,94 61,15 5. Kredit yang diberikan Loans 886,077 24,77 20,000 2, ,925 8,59 7, ,47 6. Tagihan lainnya Other Receivables Lain-lain Others 276, , ,694 0, Aset Asset 4,829,892 2,58, , ,62 905,1 468,028 2,621,42 582, , , , ,661 II B. Kewajiban Liabilities 1. Dana Pihak Ketiga Deposits from Customer 1,640,618 1,46,018 69,600 15, ,279,694 1,270,194 9, Kewajiban pada Bank Indonesia Liabilities with Bank Indonesia Kewajiban pada bank lain Liabilities with Other Banks 1,000,607 1,000, ,12 54, Surat Berharga yang Diterbitkan Securities issued Pinjaman yang Diterima Borrowings Kewajiban lainnya Other Liabs Lain-lain Others 170, , ,087 44, Kewajiban Liabilities 2,812,117 2,607,517 69,600 15, ,678,09 1,668,59 9, Selisih Aset dengan Kewajiban dalam Neraca On Balance Sheet Asset and Liabilities Differences 2,017,775 (249,01) 51,55 80,62 905,1 468,028 94,9 (1,085,891) 149, , , ,661 REKENING ADMINISTRATIF OFF BALANCE SHEETS A. Tagihan Rekening Administratif Off Balance Sheet Receivables 1. Komitmen Commitment Kontijensi Contingency ,20 1, Tagihan Rekening Administratif Off Balance Sheet Receivables ,20 1, B. Kewajiban Rekening Administratif Off Balance Sheet Liabilities 1. Komitmen Commitment Kontijensi Contingency 62, ,472 85,55 85, Kewajiban Rekening Administratif Off Balance Sheet Liabilities 62, ,472 85,55 85, Selisih Tagihan dan Kewajiban dalam Rekening Administratif Off Balance Sheet Asset and Liabilities Differences (62,472) (62,472) (84,125) (84,125) Selisih [(IA-IB)+(IIA-IIB)] Differences [(IA-IB)+(IIA-IIB)] 1,955,0 (249,01) 51,55 80,62 905,1 405, ,214 (1,170,016) 149, , , ,661 Selisih Kumulatif Cummulative Differences 4,164,219 (249,01) 264, ,416 1,549,747 1,955,0 (1,82,945) (1,170,016) (1,020,575) (270,121) 218,55 859,214

19 Tabel 8.2 Pengungkapan Profil Maturitas Valas Table 8.2 Disclosure of Foreign Exchange Maturity Profile (1) (2) () (4) (5) (6) (7) (8) (9) (10) (11) (12) (1) (14) I NERACA BALANCE SHEET A Aset Assets 1. Kas Cash ,922 1, Penempatan pada Bank Indonesia Placement with Bank Indonesia 586, , ,770,491 1,770, Penempatan pada bank lain Placement with Other Banks 94,225 94, ,201 9, Surat Berharga Marketable Securities Kredit yang diberikan Loans 2,148,0 1,712,450 45, ,69,486 1,081, ,4 0, Tagihan lainnya Other Receivables Lain-lain Others 65,865 65, ,604 0, ,25 Aset Asset 2,895,109 2,459,527 45, ,56,704 2,977, ,4 0,1-1,25 II Pos -pos Saldo (dalam jutaan rupiah - million rupiah) 0 Juni Juni 2016 Jatuh Tempo Jatuh Tempo < 1 bulan > 1 bln s.d. bln > bln s.d. 6 bln > 6 bln s.d. 12 bln > 12 bulan Saldo < 1 bulan > 1 bln s.d. bln > bln s.d. 6 bln > 6 bln s.d. 12 bln > 12 bulan B. Kewajiban Liabilities 1. Dana Pihak Ketiga Deposits from Customer 642, , , ,72 1, Kewajiban pada Bank Indonesia Liabilities with Bank Indonesia Kewajiban pada bank lain Liabilities with Other Banks , , Surat Berharga yang Diterbitkan Securities issued Pinjaman yang Diterima Borrowings Kewajiban lainnya Other Liabs Lain-lain Others 4,117,450 55,664 1,088,4 716,122 1,759,20 -,7,418 79,899-1,196,619 1,070,21 726,688 Kewajiban Liabilities 4,759,928 1,196,14 1,088,4 716,122 1,759,20-4,84,478 1,89,109 1,850 1,196,619 1,070,21 726,688 Selisih Aset dengan Kewajiban dalam Neraca On Balance Sheet Asset and Liabilities Differences (1,864,819) 1,26,8 (652,850) (716,122) (1,759,20) - (847,774) 1,588,71 225,485 (866,07) (1,070,21) (725,452) REKENING ADMINISTRATIF OFF BALANCE SHEETS A. Tagihan Rekening Administratif Off Balance Sheet Receivables 1. Komitmen Commitment 11,6,05 8,114,888 2,514,19 50,461 20,511 -,127,108,127, Kontijensi Contingency Tagihan Rekening Administratif Off Balance Sheet Receivables 11,6,05 8,114,888 2,514,19 50,461 20,511 -,127,478,127, B. Kewajiban Rekening Administratif Off Balance Sheet Liabilities 1. Komitmen Commitment 12,69,866 8,184,005 2,896,705 68, ,642 45,607 4,909,606 4,909, Kontijensi Contingency Kewajiban Rekening Administratif Off Balance Sheet Liabilities 12,70,226 8,184,005 2,896,705 68, ,642 45,967 4,910,20 4,910, Selisih Tagihan dan Kewajiban dalam Rekening Administratif Off Balance Sheet Asset and Liabilities Differences (1,007,17) (69,116) (82,51) (108,446) (401,11) (45,967) (1,782,842) (1,782,842) Selisih [(IA-IB)+(IIA-IIB)] Differences [(IA-IB)+(IIA-IIB)] (2,871,992) 1,194,267 (1,05,6) (824,568) (2,160,61) (45,967) (2,60,616) (194,129) 225,485 (866,07) (1,070,21) (725,452) Selisih Kumulatif Cummulative Differences (5,010,509) 1,194, ,904 (665,664) (2,826,025) (2,871,992) (5,5,504) (194,129) 1,56 (84,951) (1,905,164) (2,60,616)