Indonesia Small Business Confidence Monitor HSBC Commercial Banking. January 2011

Transkripsi

1 Indonesia Small Business Confidence Monitor HSBC Commercial Banking January 2011

2 SMALL BUSINESS CONFIDENCE MONITOR Survey terbesar yang menggambarkan pandangan UKM (Usaha Kecil dan Menengah) secara global Memberikan gambaran mengenai pandangan UKM di 21 negara: Hong Kong, India, Indonesia, Cina, Malaysia, Singapura, Taiwan, Vietnam, Mesir, Qatar, Saudi Arabia, UAE, Perancis, Turki, UK, Kanada, Amerika Serikat, Argentina, Brazil, Meksiko and Panama Melibatkan UKM; yang diwawancarai oleh TNS, perusahaan riset independen Indeks memperlihatkan pergerakan tingkat optimisme bisnis dari waktu ke waktu Optimisme ini dilihat dari pandangan UKM terhadap prospek pertumbuhan ekonomi dan rencana pengembangan bisnis. Metode perhitungan indeks : (% respons positif - % respons negatif) Rata rata hasil dari 3 pertanyaan Indeks dimulai dari 0 (semua negatif) hingga 200 (semua positif), dengan 100 sebagai indeks netral 2

3 INDEKS KEPERCAYAAN

4 INDEKS KEPERCAYAAN UKM INDONESIA UKM di Indonesia menunjukan optimisme dan kepercayaan bahwa perekonomian Indonesia akan bertumbuh secara positif 140 Sebelum Pada waktu krisis Sesudah Positive Neutral Negative Q07 2Q08 4Q08 2Q09 4Q09 2Q10 4Q10 Indonesia 4

5 Insert commentary INDONESIA SMALL BUSINESS CONFIDENCE MONITOR Positive Neutral Negative Q07 2Q08 4Q08 2Q09 4Q09 2Q10 4Q10 Indonesia Asia 5

6 Parameter tingkat kepercayaan 68% UKM berpandangan bahwa ekonomi akan bertumbuh atau setidaknya berada pada level yang sama, 47% UKM berencana untuk menambah Capex dan 95% dari UKM akan menambah tenaga kerja atau setidaknya mempertahankan tenaga kerja yang ada. Recruitment plan (-2) (+1) (+1) 4Q10 Capex 16 (-1) 37 (-12) 47 (+13) (perubahan dari 2Q10) Economic outlook (+1) (-8) (+8) Menurun Berada di tingkat yang sama Meningkat

7 UKM dan Bisnis Internasional

8 UKM INDONESIA (INTERNATIONAL) AKTIVITAS PERDAGANGAN INTERNASIONAL Import masih mendominasi aktivitas bisnis perdagangan internasional UKM Indonesia Importing 73% Exporting 43% International brokerage or foreign exchange activities 5% Marketing products / services through international subsidiaries or offices 3% Manufacturing / Production in foreign countries 3% Base: Indonesia sample n=40, who are doing business internationally Source: Q71. Which of the following activities is your international business involved in?

9 Base: Indonesia sample n=300 Source: Q88. Is your company involved in any cross-border trade or international business activities? This could include importing, exporting, foreign exchange transactions, offshoring services, conducting business through overseas subsidiaries, offices or any other international financial activity for your business. Q89. Which of the following best describes your intention for conducting international business activities in the next 2 years? UKM INDONESIA KEINGINANAN UNTUK MELAKUKAN PERDAGANGAN INTERNASIONAL Dalam 2 tahun kedepan, jumlah UKM indonesia yang melakukan perdagangan internasional akan meningkat menjadi 21% Sekarang Dalam 2 tahun ke depan International 13% International 21% Noninternational 87% Noninternational 79%

10 RENCANA MELAKUKAN PERDAGANGAN INTERNASIONAL DALAM 2 TAHUN KEDEPAN 48% UKM yang sudah melakukan bisnis secara internasional berkeinginan untuk mengembangkan usaha yang ada sekarang. Hal ini menunjukan bahwa potensi perdanganan internasional masih sangat terbuka. Sedangkan untuk SME yang melakukan bisnis domestik, 9% berencana untuk mengembangkan bisnis perdangangan internasional. 3% INTERNATIONAL SME Continue existing activities 7% Go international 8% Will Expand 6% 48% 50% Will expand Continue existing activity No plans DOMESTIC SME 9% Go international No plan for international business 79% No plans 91% 10

11 UKM INDONESIA HAMBATAN DALAM MELAKUKAN PERDAGANGAN INTERNASIONAL Kendala utama yang di hadapi oleh para UKM dalam melakukan perdagangan internasional adalah tidak tersedianya kredit/pembiayaan (51%). Selanjutnya diikuti oleh biaya tinggi (29%) dan kerumitan peraturan dan hukum (25%). Availability of financing 51% High cost of doing business internationally 29% Local regulations and legal complexities Lack of knowledge (eg taxation, regulations) / contacts / experience of overseas markets Availability of skilled labour Competition in overseas markets More restrictive international trade policies Concern about dealing in foreign currencies Complexity of certain international markets, eg tax, foreign currency controls Reliability of overseas partners Lack of demand for your company s goods / services in overseas markets Difficulty in maintaining strong customer and vendor relations at a distance Sovereign (country) risk 3% 25% 24% 22% 20% 19% 18% 15% 12% 11% 9% Base: Indonesia sample n=300 Source: Q74. What are your greatest concerns about doing business internationally? Please choose up to 3. 11

12 UKM INDONESIA INFORMASI YANG DIBUTUHKAN UNTUK PENGEMBANGAN USAHA MENUJU INTERNASIONALISASI Bagaimana mendapatkan partner bisnis di luar negeri merupakan informasi yang paling di butuhkan oleh para UKM Indonesia, diikuti dengan bagaimana cara untuk menjangkau pelanggan di luar serta resiko forex dan peraturan (30%). Ways to reach out to / find overseas business partners 47% Ways to reach out to customers overseas 46% Foreign exchange risk and regulations 30% Local government regulations for international businesses Overseas government regulations for international businesses Legal advice 25% 23% 28% Associated tax implications 19% Financing options 19% Existing or potential competition in overseas markets 18% Socio-cultural-political environment of the overseas markets 12% Base: Indonesia sample n=300 Source: Q90. If you were to expand your business internationally, what kind of information would help you do this? Please choose up to 3. 12

13 PERTANYAAN KHUSUS - INDONESIA

14 UKM INDONESIA DAMPAK ACFTA TERHADAP BISNIS Hanya 15% dari UKM Indonesia yang merasa ACTFA sangat berdampak terhadap bisnis mereka, sedangkan 55% menyatakan tidak berdampak sama sekali. Hal ini menunjukan persentase UKM Indonesia yang melakukan perdagangan internasional terutama dengan China masih sangat kecil. 15% Significantly impacts your business. You need to promptly review your business and make necessary adjustments. 29% 55% Moderately impacts your business. Some review and adjustment should be made in the next 2 to 3 years to sustain your business in the long run. No impact on your business at all. You are still running your business as it is. 1. Figures may not add up to 100% due to rounding and the exclusion of Don t Know / Refused responses. Base: Indonesia sample n=300 Source: Q111. Which of the following statements best describe the impact of ACFTA i.e. Asean China Free Trade Agreement on your business? 14

15 UKM INDONESIA LAYANAN PERBANKAN DARI INTERNASIONAL BANK Para UKM Indonesia menyatakan bahwa akses terhadap pembiayaan merupakan layanan yang mereka butuhkan dari international bank (51%), diikuti oleh bantuan/layanan untuk mendapatkan mitra usaha di luar negeri (42%), serta layanan Trade (34%). Access to short term financing / working capital / loan 51% Assistance / help to find overseas business partners 42% Trade services 34% Comprehensive online banking service Product / service which can minimise risk of doing international trade Foreign exchange services One stop shop for deposit, insurance, loans, etc. Education on international trade: risks and risks mitigant. 29% 28% 25% 25% 22% International remittances Assistance in opening account overseas 18% 16% Islamic banking 5% Base: Indonesia sample n=300 Source: Q112. What are the top three services your company needs most from an international bank? 15

16 KESIMPULAN Indeks kepercayaan UKM Indonesia terus meningkat. Dalam 2 tahun ke depan, jumlah UKM Indonesia yang melakukan perdangangan internasional akan meningkat menjadi 21%. Pembiayaan merupakan kendala terbesar bagi para UKM untuk melakukan perdagangan internasional. Informasi bagaimana mendapatkan mitra bisnis di luar, serta mendapatkan pelanggan di luar merupakan informasi yang sangat dibutuhkan bagi UKM Indonesia jika UKM ingin memperluas usaha mereka ke luar negeri. Bank dapat berperan untuk membantu UKM melakukan perdagangan internasional, dengan memberikan pembiayaan, bantuan untuk mempertermukan mitra bisnis dari luar serta menyediakan berbagai layanan trade.

17 Appendix

18 PROFIL RESPONDEN Employee Size Local Vs MNC % MNC 1% % % % Head Office Vs Branch** Based in Same Country 99% **Note: Data not shown due to very small base (n<10) Branch 100% 1. Figures may not add up to 100% due to rounding and the exclusion of Don t Know / Refused responses. Base: Emp. Size & Local Vs MNC-Total Indonesia sample n=300 Head Office Vs Branch- Base of Companies that are MNC with office overseas (Code 2 in QS6) n=2** ; Source: S5; S6; S7 18

19 PROFIL RESPONDEN JENIS PEKERJAAN Indonesia Company Owner 49% Marketing Manager / Director 16% Director of Finance / Purchasing 10% Account Manager / Accountant / Senior Accountant 8% HR Manager / Director 7% Vice President / Vice Chief 4% Brand Manager / Director 2% Operation Manager / General Manager of Operations 2% Managerial 1% 1. Figures may not add up to 100% due to rounding and the exclusion of Don t Know / Refused responses. + Figures with less than 1% mentions are not shown in this slide Base: Indonesia sample n=300 Source: S2 19

20 PROFIL RESPONDEN IndustrI Indonesia Wholesale / Retail 58% Transportation / Storage / Communications 13% Manufacturing 10% Restaurant / Hotels 7% Import / Export Trades (Trading) 6% Finance / Insurance / Real estates / Business services 5% Construction 1% + Figures with less than 1% mentions are not shown in this slide Base: Indonesia sample n=300 Source: S3 20

21 PROFIL RESPONDEN TOTAL PENJUALAN PERTAHUN Indonesia US$100,000 or below 46% Over US$100,000 to 200,000 15% Over US$200,000 to 300,000 7% Over US$300,000 to 400,000 7% Over US$400,000 to 500,000 10% Over US$500,000 to 1 million 7% Over US$1 million to 3 million 4% Over US$3 million to 5 million 2% Over US$5 million to 8million 0% Over US$8 million to 10 million 2% Base: Indonesia sample n=300 Source: S4 21

22 DEFENISI UKM Area Annual sales turnover Sample size Hong Kong < US$30m 300 India < US$10m 360 Indonesia < US$10m 300 Mainland China < US$30m 302 Malaysia < US$10m 300 Singapore < US$30m 300 Taiwan < US$30m 302 Vietnam US$100,000-10m 300 Egypt < US$20m 300 Qatar < US$20m 300 UAE < US$30m 314 Saudi Arabia < US$30m 300 France < US$30m 300 Turkey < US$10m 300 UK < US$50m 311 Canada < US$30m 300 US* < US$30m 300 Argentina < US$10m 300 Brazil < US$10m 300 Mexico < US$8m 300 Panama < US$10m 300 *This number does not include booster sample for California 22