STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

Transkripsi

1 BULANAN MONTHLY STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS Vol: 11 No. 12, November ISSN:

2 KATA PENGANTAR FOREWARD Statistik Perbankan Indonesia (SPI) merupakan media publikasi yang menyajikan data mengenai perbankan Indonesia. SPI diterbitkan secara bulanan oleh Departemen Perizinan dan Informasi Perbankan untuk memberikan gambaran perkembangan perbankan di Indonesia. Sehubungan dengan beralihnya fungsi, tugas dan wewenang pengaturan dan pengawasan kegiatan jasa keuangan di sektor perbankan dari Bank Indonesia ke Otoritas Jasa Keuangan sejak tanggal 31 Desember, maka SPI edisi November akan diterbitkan oleh Otoritas Jasa Keuangan dan dapat diakses melalui website pada menu Data dan Statistik-Perbankan. Dengan perubahan tersebut, diharapkan data yang disajikan tetap dapat bermanfaat bagi pengguna. The Indonesia Banking Statistic is a publication media that provides data of Indonesia Banking. The SPI is published by the licence and banking information department monthly to give an overview of banking development in Indonesia. Due to change function, job and authority of arrangement and surveillance of financial services activity in banking sector from The Bank of Indonesia to Financial Services Authority since December 31th, 2003, so The SPI's edition on November will be published by Financial Services Authority and can be accessed through website at data menu and banking statistic. By the change, the provided data can be useful for user/stakeholder. Jakarta, Januari 2014 Jakarta, January 2014 Otoritas Jasa Keuangan, Republik Indonesia Departemen Perizinan dan Informasi Perbankan Financial Services Authority, Republic of Indonesia Bank Licensing and Banking Information Department i

3 HALAMAN KETERANGAN PAGE OF REFERANCE Jadwal Publikasi Kedepan Edisi November akan diterbitkan pada minggu ke III bulan Januari Tanda-tanda, dan Sumber Data Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang bersangkutan karena pembulatan. r Angka-angka diperbaiki ( ) Sebagian dari suatu jumlah * Angka-angka sementara ** Angka-angka sangat sementara *** Angka-angka sangat-sangat sementara - Tidak ada... Angka belum tersedia - - Nol atau lebih kecil daripada digit terakhir $ Dolar Amerika Serikat Tanda koma pada angka-angka harap dibaca sebagai titik dan sebaliknya tanda titik harap dibaca sebagai koma. Sumber Data : Bank Indonesia dan Otoritas Jasa Keuangan, kecuali jika dinyatakan lain. 1. Data yang digunakan dalam Publikasi SPI bersumber dari Laporan Bulanan Bank Umum (LBU), Laporan Bulanan Bank Umum Syariah (LBUS), dan Laporan Bulanan Bank Perkreditan Rakyat (Lapbul BPR) kecuali dinyatakan lain. 2. Proses download data; Data Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan Bank Umum Syariah (LBUS) yang disampaikan dari bank pelapor kepada Bank Indonesia diolah melalui Sistem Informasi Perbankan (SIP). Perbedaan waktu download data LBU melalui SIP dapat menyebabkan perbedaan pada data yang dipublikasikan ini dengan data publikasi yang lain. Oleh sebab itu, pembaca dihimbau untuk memperhatikan waktu download data. Misalnya pemrosesan data bulan laporan Oktober untuk Publikasi Statistik Perbankan Indonesia penerbitan periode ini dilakukan dari tanggal 10 November s/d tanggal 15 Desember. Sampai dengan bulan Maret 2014 data dalam publikasi ini disediakan melalui website OJK ( dan website BI ( selambat-lambatnya 1 minggu setelah edisi publikasi. Departemen Perizinan dan Informasi Perbankan Deputi Direktur Publikasi dan Administrasi (IDAP) Otoritas Jasa Keuangan Menara Radius Prawiro, Lantai 11 Kompleks Perkantoran Bank Indonesia Jl. MH Thamrin No. 2, Jakarta Pusat Publikasi_DPIP@ojk.go.id Telepon: (021) Fax: (021) Advance Release Calender (ARC) November edition will be released on the 3rd week of January Notes, Symbols and Sources of Data Totals do not necessarily agree with the sum of items shown because of roundings. r Revised figures ( ) Subset of data * Provisional figures ** Very provisional figures *** Estimated figures - Not available... Figures are not available yet - - Nil or less than the last digit $ US Dollar Commas in the numbers please read as point and vice versa, please read the point as a comma Data Source : Bank Indonesia and Financial Services Authority unless mentioned otherwise. 1. The data used in the Indonesian Banking Statistics is derive from Commercial Bank Monthly Reports, Sharia Bank Monthly Reports and Rural Bank Monthly Reports. 2. Data from the Commercial Bank Monthly Reports and the Sharia Bank Monthly Reports which submitted by the reporting banks to Bank Indonesia, is processed using the Bank Indonesia Banking Information System. The time taken to download data from Banking Information System can result in variations of the data that is published in this book, compared to other published data. Therefore, readers are recommended to pay attention to the download time of data. The processing of the October monthly reports for this periode of the Indonesian Banking Statistics was done from 10 November until 15 December. Until March 2014, The data publication are also provided through OJK website ( and BI website ( no later than 1 week after the edition. Bank Licensing and Banking Information Department Administration and Publication Deputy Director (IDAP) Indonesia Financial Services Authority Radius Prawiro Tower, 11 th Floor Bank Indonesia Office Complex Jl. MH Thamrin No. 2, North Jakarta Publikasi_DPIP@ojk.go.id Telephone: Fax: ii

4 DAFTAR ISI TABLE OF CONTENT KATA PENGANTAR i INTRODUCTION i HALAMAN KETERANGAN ii PAGE OF REFFERENCE ii DAFTAR ISI iii TABLE OF CONTENT iii DAFTAR SINGKATAN iv LIST OF ABBREVIATIONS iv DAFTAR TABEL v LIST OF TABLES v DATA 1 DATA 1 DATA BANK UMUM 3 COMMERCIAL BANK DATA 3 DATA PERBANKAN SYARIAH 61 SHARIA BANK DATA 61 DATA BANK PERKREDITAN RAKYAT 77 RURAL BANK DATA 77 DATA PERKREDITAN 93 CREDIT DATA 93 iii

5 DAFTAR SINGKATAN LIST OF ABBREVIATION APYD ATMR BOPO BPD CAR DPK KAP KBAB KP KC KCP KK KPW LBU LDR NIM NPL ROA SIP UKM UMKM NOM FDR : Aktiva Produktif Yang Diklasifikasikan : Aktiva Tertimbang Menurut Risiko : Biaya Operasional terhadap Pendapatan Operasional : Bank Pembangunan Daerah : Capital Adequacy Ratio : Dana Pihak Ketiga : Kualitas Aktiva Produktif : Kewajiban Bersih Antar Bank : Kantor Pusat : Kantor Cabang : Kantor Cabang Pembantu : Kantor Kas : Kantor Perwakilan : Laporan Bulanan Bank Umum : Loan to Deposit Ratio : Net Interest Margin : Non Performing Loan : Return on Assets : Sistem Informasi Perbankan : Usaha Kecil Menengah : Usaha Mikro Kecil Menengah : Net Operating Margin : Financing to Deposit Ratio APYD : Classified Earning assets ATMR : Risk Weighted Assets BOPO : Operations Expenses to Operations Income BPD : Regional Development Bank CAR : Capital Adequacy Ratio DPK : Third Party Funds KAP : Earning assets Qualtiy KBAB : Inter-Bank Net Liabilities KP : Head Office KC : Branch Office KCP : Sub-Branch Office KK : Cash Office KPW : Representative Office LBU : Commercial Bank Monthly Report LDR : Loan to Deposit Ratio NIM : Net Interest Margin NPL : Non-Performing Loan ROA : Return on Assets SIP : Banking Information System UKM : Small/Medium-Scale-Enterprise Industry UMKM : Small/Medium/Micro-Enterprise Industry (SMEs) NOM : Net Operating Margin FDR : Financing to Deposit Ratio iv

6 DAFTAR TABEL LIST OF TABLES NO. NO. TABEL JUDUL HAL TABLES TOPIC PAGES DATA DATA 1. 1 Kegiatan Usaha Perbankan 2 1 Bank Industries Operation 2 DATA BANK UMUM COMMERCIAL BANK a s.d 1.7.a Kegiatan Usaha Bank Umum a s.d 1.7.a Commercial Banks Operation a s.d Laporan Laba/Rugi Bank Umum a s.d Commercial Banks Income a 1.14.a Statement a s.d Rekening Administratif Bank Umum a s.d Commercial Banks Off-Balance a 1.21.a Sheet a s.d Kinerja Bank Umum Konvensional a s.d Commercial Banks Performance a 1.28.a Perkembangan Aset Bank Umum Growth of Commercial Banks 32 Berdasarkan Kelompok Bank Asset Based Group Bank Jumlah Bank Umum Berdasarkan Total of Commercial Banks Based 33 Pengelompokkan Total Aset on Total Assets s.d 1.37 Aset Produktif Bank Umum s.d 1.37 Earning Assets of Commercial 34 Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain Banks and Credit Quality of Commercial Banks to Other Bank s.d 1.44 Komposisi Dana Pihak Ketiga Bank s.d 1.44 Composition of Third Party Funds 41 Umum Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpunan Dana s.d 1.53 Suku Bunga Rata-rata DPK Bank Umum Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Perkembangan Jumlah Bank Umum dan Kantor Bank Umum Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank of Commercial Banks Composition of Third Party Funds of Commercial Banks Based on Bank Location Month (...) Year (...) Third Party Funds of Commercial Banks Based on Bank Location of Deposits s.d 1.53 Average of Interest Rate of Third Party Fund of Commercial Banks Average of Credit Interest Rates of Commercial Bank to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients Average of Credit Interest Rate of Commercial Based on Types and Orientation User Growth of Total Commercial Banks and Bank Offices Growth of Total Branch offices Based on Region DATA BANK SYARIAH SHARIA BANK DATA s.d 2.3 Kegiatan Usaha Bank Umum s.d 2.3 Sharia Commercial Bank 62 Syariah Operation Perkembangan Aset Perbankan Growth of Sharia Bank Assets 65 Syariah Aktiva Produktif Perbankan Syariah Earning Assets of Sharia Banks Komposisi DPK Perbankan Syariah Composition of Third Party Funds 67 of Syariah Banks Tingkat Bagi Hasil Rata-rata DPK Average of Profit Sharing Rates of 68 Bank Syariah Third Party Fund of Sharia Banks Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi Average of Margin Rates of Financing Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan Average of Margin Rates of Financing Based on Type of Use Kegiatan Usaha BPR Syariah Syariah Rural Bank Aset dan Pembiayaan BPR Syariah Asset and Financing of Sharia 72 Rural Bank) Jaringan Kantor Perbankan Syariah Sharia Bank Office Network Kinerja Bank Umum Syariah Islamic Commercial Bank 74 Performance Bank Umum Syariah Berdasarkan Tingkat Rasio Sharia Commercial Based on Ratios v

7 NO. NO. TABEL JUDUL HAL TABLES TOPIC PAGES DATA BANK PERKREDITAN RAKYAT Kegiatan Usaha Bank Perkreditan Rakyat RURAL BANK DATA Rural Bank Operations Kinerja Bank Perkreditan Rakyat Rural Bank Performance Perkembangan Aset BPR Growth of Assets based Rural 80 Berdasarkan Lokasi BPR Bank Data Jumlah BPR Berdasarkan Total Aset Rural Banks Based on Total 81 Assets Non Performing Loan Bank Non Performing Loan of Rural 82 Perkreditan Rakyat Bank Non Performing Loan BPR NPL of Rural Banks Based On 83 Berdasarkan Lokasi Location 35. Dana Pihak Ketiga Third Party Funds of Rural Bank a. Komposisi DPK Bank Perkreditan Rakyat b. Komposisi DPK Berdasarkan Lokasi Penghimpunan a. Composition of Third Party Funds of Rural Bank b. Composition of Third Party Funds Based on Location c. DPK BPR Berdasarkan Lokasi 3.9 c. Third Party Funds of Rural Penghimpun 86 Banks Based on Location Suku Bunga Rata-rata DPK BPR Average of Third Party Interest 87 Rates of Rural Banks Suku Bunga Rata-rata Kredit BPR Average of Credit Interest Rates 88 Berdasarkan Sektor Ekonomi of Rural Banks Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan Average of Credit Interest Rates of Rural Banks Bases on Type of Perkembangan Jumlah Bank dan Kantor Bank a. Perkembangan Jumlah BPR b. Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi DATA PERKREDITAN a s.d 4.7.a Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit a Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit a s.d 4.15.a Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan a Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit a Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit a Kredit dan Non Performing Loan (NPL) Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank a Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank Use Growth of Total Rural Banks and Bank Offices a. Growth of Total Rural Bank b. Growth of Total Rural Bank Offices Based on Region CREDIT DATA a s.d 4.7.a Credit Channeling and Non Performing Loan (NPL) Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary a Credit and Non Performing Loan (NPL) of Comemrcial Bank to Non Bank Third Party Based on Business Sector and non Business Sector of Credit by a s.d 4.15.a Region Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use a Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for [month] [year] a Credit and Non Performing Loan (NPL) 0f Commercial Banks to Non Bank Third Party Based on Bank Location a Credit and NPL of Commercial Bank to Non Bank Third Party Based on Bank Relation with Beneficiary a Credit and NPL of Commercial Bank to Non Bank Third Party Withdrawn By Card Based on Group of Bank vi

8 NO. NO. TABEL JUDUL HAL TABLES TOPIC PAGES a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Penerusan Kredit a Penerusan Kredit (Off-Balance Sheet) dan Non PerformingLoan (NPL) Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit a Credit Channeling (Off-Balance Sheet) and NPLof Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary a Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers Pembiayaan Perbankan Syariah Financing of Sharia banks Pembiayaan Perbankan Syariah Financing of Syariah Banks 116 Berdasarkan Sektor Ekonomi Based on Economic Sector Pembiayaan Perbankan Syariah Financing of Syariah Banks 117 Berdasarkan Lokasi Bank Penyalur Based on Banks Location Kredit BPR Berdasarkan Sektor Credit of Rural Banks Based on 118 Ekonomi Economic Sector Kredit Bank Perkreditan Rakyat Credit of Rural Banks Based on 119 Berdasarkan Jenis Penggunaan Type of Use Kredit Bank Perkreditan Rakyat Credit of Rural Bank Based on 120 Berdasarkan Lokasi Bank Penyalur Location Kredit dan Non Performing Loan MKM dan UMKM Berdasarkan Sektor Ekonomi Credit & NPL of MSMEs and SMEs Based on Economic Sector Kredit dan Non Performing Loan MKM dan UMKM Berdasarkan Jenis Penggunaan Kredit dan Non Performing Loan Rincian Kredit MKM dan UMKM Menurut Kelompok Bank Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah Tingkat I Credit & NPL of MSMEs and SMEs Based on Type Use Credit & NPL of MSMEs and SMEs Based on Group of Bank Credit & NPL of MSMEs and SMEs Based on Project Location vii

9

10 Tabel 1 Kegiatan Usaha Perbankan (Bank Industries Operation) Indikator Nov Des Jan Feb Mar Apr Mei Jun Jul Aug Sep Okt Nov Indicator Penyaluran Dana Distribution of Funds Bank Umum Commercial Banks Bank Perkreditan Rakyat Rural Banks SBI dan SBIS 1) Sumber Dana SBI and SBIS 1) Source of Funds Bank Umum Commercial Banks Bank Perkreditan Rakyat Rural Banks Jumlah Aset Total Assets Bank Umum Commercial Banks Bank Perkreditan Rakyat Rural Banks Jumlah Bank Total Banks Bank Umum Commercial Banks Bank Perkreditan Rakyat Rural Banks Jumlah Kantor Total Bank Offices Bank Umum Commercial Banks Bank Perkreditan Rakyat Rural Banks Ket : 1) Sertifikat Bank Indonesia Syariah Note : 1) Bank Indonesia Certificates on Sharia Principles (SBIS) 2

11 DATA BANK UMUM

12 Tabel 1.1.a. Kegiatan Usaha Bank Umum (Commercial Bank Operations) Keterangan Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Items Peyaluran Dana Distribution of Funds a. Kredit Yang Diberikan a. Credit - Kepada Pihak Ketiga To Third Party Rupiah Rupiah Valas Foreign Exchange - Kepada Bank Lain Inter Bank Credit Rupiah Rupiah Valas Foreign Exchange b. Penempatan pada Bank Lain b. Interbank Placement - Giro Demand Deposit - Inter Bank Call Money Inter Bank Call Money - Deposito Berjangka Time Deposits - Lainnya r) r) Others c. Penempatan pada Bank Indonesia c. Placement to Bank Indonesia - Giro Demand Deposit - Fine Tune Operation (FTO) Fine Tune Operation (FTO) - Fasbi Fasbi - Lainnya Others d. Surat Berharga d. Securitiess - Sertifikat Bank Indonesia (SBI) Bank Indonesia Certificates (SBI) - Surat Perbendaharaan Negara (SPN) Treasury Bills - Obligasi Bonds - Lainnya Others e. Penyertaan e. Equity Investment f. Cadangan Kerugian Penurunan f. Impairment on Financial Assets Nilai Aset Keuangan (CKPN) - Kredit yang diberikan r) 65,015 r) Credit - Surat Berharga r) r) Securities - Lainnya r) r) Others g. Tagihan Spot dan Derivatif g. Spot and Derivatives Claims h. Tagihan Lainnya h. Other claims Sumber Dana a. Dana Pihak Ketiga Source of Funds a. Third Party Funds Rupiah Rupiah Giro Demand Deposit Tabungan Saving Simpanan Berjangka Time Deposits Valas Foreign Exchange Giro Demand Deposit Tabungan Saving Simpanan Berjangka Time Deposits b. Kewajiban kepada Bank Indonesia b. Liabilities to BI c. Kewajiban kepada Bank lain c. Interbank Liabilities d. Surat Berharga yang diterbitkan d. Issued Securities e. Pinjaman yang Diterima e. Loans received Rupiah Rupiah Valas Foreign Exchange f. Kewajiban Spot dan Derivatif f. Spot and Derivatives Liabilities g. Kewajiban Lainnya (mencakup g. Other Liabilities Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan h. Margin Deposits Beberapa komponen modal a. Modal Disetor Components of Capital a. Paid In Capital b. Cadangan b. Reserves c. L/R Tahun lalu 1) c. Retained Earnings (Profit/Loss) 1) d. L/R Tahun berjalan sesudah pajak 2) d. Current Earnings (Profit /Loss) 2) e. Tambahan modal disetor e. Additional Paid In Capital f. Modal Pinjaman f. Loan Capital 1). Pada LBU 2008 tdk didefinisikan Vs Metadata 1) LBU 2008 is not defined vs metada 2). Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki 2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 4

13 Tabel 1.2.a. Kegiatan Usaha Bank Persero (State Owned Banks Operations) Keterangan Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Items Peyaluran Dana Distribution of Funds a. Kredit Yang Diberikan a. Credit - Kepada Pihak Ketiga To Third Party Rupiah Rupiah Valas Foreign Exchange - Kepada Bank Lain Inter Bank Credit Rupiah Rupiah Valas Foreign Exchange b. Penempatan pada Bank Lain r) b. Interbank Placement - Giro Demand Deposit - Inter Bank Call Money Inter Bank Call Money - Deposito Berjangka Time Deposits - Lainnya r) 839 r) Others c. Penempatan pada Bank Indonesia c. Placement to Bank Indonesia - Giro Demand Deposit - Fine Tune Operation (FTO) Fine Tune Operation (FTO) - Fasbi r) Fasbi - Lainnya Others d. Surat Berharga d. Securitiess - Sertifikat Bank Indonesia (SBI) Bank Indonesia Certificates (SBI) - Surat Perbendaharaan Negara r) Treasury Bills - Obligasi Bonds - Lainnya Others e. Penyertaan e. Equity Investment f. Cadangan Kerugian Penurunan f. Impairment on Financial Assets Nilai Aset Keuangan (CKPN) - Kredit yang diberikan Credit - Surat Berharga Securities - Lainnya Others g. Tagihan Spot dan Derivatif g. Spot and Derivatives Claims h. Tagihan Lainnya h. Other claims Sumber Dana Source of Funds a. Dana Pihak Ketiga a. Third Party Funds Rupiah Rupiah Giro Demand Deposit Tabungan Saving Simpanan Berjangka Time Deposits Valas Foreign Exchange Giro Demand Deposit Tabungan Saving Simpanan Berjangka Time Deposits b. Kewajiban kepada Bank Indonesia b. Liabilities to BI c. Kewajiban kepada Bank lain c. Interbank Liabilities d. Surat Berharga yang diterbitkan d. Issued Securities e. Pinjaman yang Diterima e. Loans received Rupiah Rupiah Valas Foreign Exchange f. Kewajiban Spot dan Derivatif f. Spot and Derivatives Liabilities g. Kewajiban Lainnya (mencakup g. Other Liabilities Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan h. Margin Deposits Beberapa komponen modal - Components of Capital a. Modal Disetor a. Paid In Capital b. Cadangan b. Reserves c. L/R Tahun lalu 1) c. Retained Earnings (Profit/Loss) 1) d. L/R Tahun berjalan sesudah pajak 2) d. Current Earnings (Profit /Loss) 2) e. Tambahan modal disetor e. Additional Paid In Capital f. Modal Pinjaman f. Loan Capital 1). Pada LBU 2008 tdk didefinisikan Vs Metadata 1) LBU 2008 is not defined vs metada 2). Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki 2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 5

14 Tabel 1.3.a. Kegiatan Usaha BUSN Devisa (Foreign Exchange Commercial Banks Operations) Keterangan Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Items Peyaluran Dana Distribution of Funds a. Kredit Yang Diberikan a. Credit - Kepada Pihak Ketiga To Third Party Rupiah Rupiah Valas Foreign Exchange - Kepada Bank Lain Inter Bank Credit Rupiah Rupiah Valas r) Foreign Exchange b. Penempatan pada Bank Lain b. Interbank Placement - Giro Demand Deposit - Inter Bank Call Money Inter Bank Call Money - Deposito Berjangka Time Deposits - Lainnya Others c. Penempatan pada Bank Indonesia c. Placement to Bank Indonesia - Giro Demand Deposit - Fine Tune Operation (FTO) Fine Tune Operation (FTO) - Fasbi Fasbi - Lainnya Others d. Surat Berharga d. Securitiess - Sertifikat Bank Indonesia (SBI) Bank Indonesia Certificates (SBI) - Surat Perbendaharaan Negara Treasury Bills - Obligasi Bonds - Lainnya Others e. Penyertaan e. Equity Investment f. Cadangan Kerugian Penurunan f. Impairment on Financial Assets Nilai Aset Keuangan (CKPN) - Kredit yang diberikan r) r) r) Credit - Surat Berharga r) r) r) Securities - Lainnya (172) (732) r) r) r) Others g. Tagihan Spot dan Derivatif g. Spot and Derivatives Claims h. Tagihan Lainnya h. Other claims Sumber Dana Source of Funds a. Dana Pihak Ketiga a. Third Party Funds Rupiah Rupiah Giro Demand Deposit Tabungan Saving Simpanan Berjangka Time Deposits Valas Foreign Exchange Giro Demand Deposit Tabungan Saving Simpanan Berjangka Time Deposits b. Kewajiban kepada Bank Indonesia b. Liabilities to BI c. Kewajiban kepada Bank lain c. Interbank Liabilities d. Surat Berharga yang diterbitkan d. Issued Securities e. Pinjaman yang Diterima e. Loans received Rupiah Rupiah Valas Foreign Exchange f. Kewajiban Spot dan Derivatif f. Spot and Derivatives Liabilities g. Kewajiban Lainnya (mencakup g. Other Liabilities Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan h. Margin Deposits Beberapa komponen modal a. Modal Disetor Components of Capital a. Paid In Capital b. Cadangan b. Reserves c. L/R Tahun lalu 1) c. Retained Earnings (Profit/Loss) 1) d. L/R Tahun berjalan sesudah pajak 2) d. Current Earnings (Profit /Loss) 2) e. Tambahan modal disetor e. Additional Paid In Capital f. Modal Pinjaman f. Loan Capital 1). Pada LBU 2008 tdk didefinisikan Vs Metadata 1) LBU 2008 is not defined vs metada 2). Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki 2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 6

15 Keterangan Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Operations) Jun Jul Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Peyaluran Dana Distribution of Funds a. Kredit Yang Diberikan a. Credit - Kepada Pihak Ketiga To Third Party Rupiah Rupiah Valas Foreign Exchange - Kepada Bank Lain Inter Bank Credit Rupiah Rupiah Valas Foreign Exchange b. Penempatan pada Bank Lain b. Interbank Placement - Giro Demand Deposit - Inter Bank Call Money Inter Bank Call Money - Deposito Berjangka Time Deposits - Lainnya Others c. Penempatan pada Bank Indonesia c. Placement to Bank Indonesia - Giro Demand Deposit - Fine Tune Operation (FTO) Fine Tune Operation (FTO) - Fasbi Fasbi - Lainnya Others d. Surat Berharga d. Securitiess - Sertifikat Bank Indonesia (SBI) Bank Indonesia Certificates (SBI) - Surat Perbendaharaan Negara r) 119 r) Treasury Bills - Obligasi Bonds - Lainnya Others e. Penyertaan e. Equity Investment f. Cadangan Kerugian Penurunan f. Impairment on Financial Assets Nilai Aset Keuangan (CKPN) - Kredit yang diberikan Credit - Surat Berharga Securities - Lainnya Others g. Tagihan Spot dan Derivatif g. Spot and Derivatives Claims h. Tagihan Lainnya h. Other claims Sumber Dana - - Source of Funds a. Dana Pihak Ketiga a. Third Party Funds Rupiah Rupiah Giro Demand Deposit Tabungan Saving Simpanan Berjangka Time Deposits Valas Foreign Exchange Giro Demand Deposit Tabungan Saving Simpanan Berjangka Time Deposits b. Kewajiban kepada Bank Indonesia b. Liabilities to BI c. Kewajiban kepada Bank lain c. Interbank Liabilities d. Surat Berharga yang diterbitkan d. Issued Securities e. Pinjaman yang Diterima e. Loans received Rupiah Rupiah Valas Foreign Exchange f. Kewajiban Spot dan Derivatif f. Spot and Derivatives Liabilities g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) g. Other Liabilities h. Setoran Jaminan h. Margin Deposits Beberapa komponen modal a. Modal Disetor Components of Capital a. Paid In Capital b. Cadangan b. Reserves c. L/R Tahun lalu 1) c. Retained Earnings (Profit/Loss) 1) d. L/R Tahun berjalan sesudah pajak 2) d. Current Earnings (Profit /Loss) 2) e. Tambahan modal disetor e. Additional Paid In Capital f. Modal Pinjaman f. Loan Capital 1). Pada LBU 2008 tdk didefinisikan Vs Metadata 1) LBU 2008 is not defined vs metada 2). Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama 2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada Items r) Angka-angka diperbaiki r) Revised figures 7