658 OCBC NISP Laporan Tahunan 2014

658 OCBC NISP Laporan Tahunan 2014

OCBC NISP 2014 Annual Report 659 Data Perusahaan Corporate Data OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

660 OCBC NISP Laporan Tahunan 2014 PROFIL DEWAN KOMISARIS Profile of The Board Commissioners Warga Negara Indonesia, 52 tahun. Presiden Komisaris Bank OCBC NISP sejak 16 Desember 2008. Presiden Direktur (1997-2008), Direktur (1989-1997), Komisaris Bank OCBC Indonesia (1997-2000) dan Non Executive Director OCBC Bank - Singapura sejak tahun 2004 - sekarang. Menjabat berbagai posisi senior di masa lalu dan saat ini di asosiasi bisnis, universitas dan badan sosial pendidikan. Indonesian citizen, age 52. Chairman of Bank OCBC NISP since December 16, 2008. President Director (1997-2008), Managing Director (1989-1997). Commissioner of Bank OCBC Indonesia (1997-2000). Non Executive Director at OCBC Bank- Singapore since 2004-present. Varieties of past and current senior position in business association, university and education charitable body. Pramukti Surjaudaja Presiden Komisaris Chairman Executive Program di Stanford University, Massachusetts Institute of Technology, University of Pennsylvania dan Insead, International Relations Program di International University of Japan, Niigata, Jepang. MBA (Banking) dari Golden Gate University, USA, 1986 dan BSc (Banking and Finance) dari San Francisco State University, USA, 1985. Bekerja sebagai trainee di Daiwa Bank New York, London, Hong Kong, Tokyo. dan Osaka. Executive Programs in Stanford University, Massachusetts Institute of Technology, University of Pennsylvania and Insead, Scholarship program in International Relations of International University of Japan, Niigata, Japan. MBA (Banking) from Golden Gate University, USA, 1986, and BSc (Banking and Finance) from San Francisco State University, USA, 1985. Worked as trainee in Daiwa Bank; New York, London, Hong Kong, Tokyo and Osaka. Meraih beberapa penghargaan antara lain: Best CEO Award 2004 - Majalah SWA. Best CEO Award 2006 - Business Review. Most Prominent Banker Award 2006 Majalah Investor. Outstanding Entrepreneur Awards 2008 Asia Pasific Entrepreneurship. Among others, awarded as: Best CEO Award 2004 - SWA Magazine Best CEO Award 2006 - Business Review Most Prominent Banker Award 2006 Investor Magazine Outstanding Entrepreneur Awards 2008 Asia Pasific Entrepreneurship Warga Negara Indonesia, 74 tahun. Wakil Presiden Komisaris Bank OCBC NISP sejak 24 November 1998 - sekarang. Komisaris (5 Juni 1997-23 November 1998), Direktur (1972-April 1997). Bekerja di Bank NISP sejak tahun 1965. Indonesian citizen, age 74. Deputy Chairman of Bank OCBC NISP since November 24, 1998 - present. Served as Commissioner (June 5, 1997 - November 23, 1998), Director (1972-April 1997). Joined Bank NISP in 1965. Peter Eko Sutioso Wakil Presiden Komisaris (Komisaris Independen) Deputy Chairman (Independent Commissioner) Aktif di kepengurusan Perbanas Jawa Barat sebagai Ketua Umum Perbanas Jawa Barat (1983-1988), dan aktif di kepengurusan Badan Musyawarah Perbankan Daerah (BMPD) Jawa Barat (1977-1990). Menyelesaikan pendidikan Sarjana Hukum dari Universitas Padjadjaran, Bandung pada tahun 1965. Active in Perbanas (Indonesian Banking Association) West Java as Chairman of Perbanas West Java (1983-1988), and active in BMPD West Java (1977-1990). Completed his studies in Law from University of Padjadjaran, Bandung in 1965.

OCBC NISP 2014 Annual Report 661 Roy Athanas Karaoglan Komisaris Independen Independent Commissioner Jusuf Halim Komisaris Independen Independent Commissioner Warga Negara Amerika Serikat, 79 tahun. Komisaris Bank OCBC NISP sejak 8 September 2003 dan sebelumnya sebagai Konsultan di International Finance Corporation (IFC) tahun 2000-2011. Associate Director di Credit Review Department, IFC tahun 1998-2000, Senior Banking Advisor di IFC tahun 1997-1998, Chief Banking Specialist di Central Capital Markets Department di IFC tahun 1991-1997 dan Senior Banking Specialist untuk wilayah Afrika, World Bank 1989-1991. Telah mempelajari lebih dari 1.500 bank/ lembaga keuangan di 95 negara. Menyelesaikan PhD di bidang Ekonomi dari Columbia University pada tahun 1967. Warga Negara Indonesia, 58 tahun. Komisaris Independen Bank OCBC NISP sejak 11 Oktober 2006. Sebelumnya berpengalaman sebagai akuntan publik selama 23 tahun, Ketua Dewan Penguji Ujian Sertifikasi Akuntan Publik, Ikatan Akuntan Indonesia (2003-2006) dan Ketua Komite Standar Akuntansi Keuangan (1994-1998). Saat ini berperan juga di beberapa asosiasi profesi antara lain sebagai Anggota Dewan Penasehat Kompartemen Akuntan Pajak (2014-2016), Anggota Dewan Kehormatan, Ikatan Komite Audit Indonesia (2013-2016), Anggota Dewan Pengurus Nasional, Ikatan Akuntan Indonesia (2010-2014), dan Dosen di Program Magister Akuntansi, Fakultas Ekonomi Universitas Indonesia. Memperoleh gelar Doktor di bidang Manajemen Stratejik dari Universitas Indonesia (2009), Magister Hukum dari Universitas Pelita Harapan (2003) dan Sarjana Akuntansi dari Fakultas Ekonomi Universitas Indonesia (1982). United States of America citizen, age 79. Commissioner of Bank OCBC NISP since September 8, 2003 and formerly as Consultant at the International Finance Corporation (IFC) from 2000-2011. Associate Director of Credit Review Department, IFC 1998-2000, Senior Banking Advisor at IFC for 1997-1998, Chief Banking Specialist in Central Capital Markets Department at IFC in 1991-1997 and Senior Banking Specialist for Africa, World Bank for 1989-1991. Have interacted with more than 1,500 banks/financial institutions in 95 countries. Obtained his PhD in Economics from Columbia University in 1967. Indonesian citizen, age 58. Independent Commissioner of Bank OCBC NISP since October 11, 2006. Formerly, public accountant for 23 years; Chairman of CPA Examination Board, the Indonesian Institute of Accountants (2003-2006); and Chairman of Financial Accounting Standards Committee (1994-1998). Concurrently also holds positions in various professional associations, including Member of Advisory Board, the Indonesian Tax Accountants Compartment (2014-2016); Member of Honorary Board, the Indonesian Institute of Audit Committee (2013-2016); Member of National Council Board, the Indonesian Institute of Accountants (2010-2014); and Lecturer in Graduate Accounting School, Faculty of Economics, the University of Indonesia. Earned a PhD in Strategic Management from the University of Indonesia (2009), Master of Business Law from Pelita Harapan University (2003) and Bachelor of Accounting from the University of Indonesia (1982). OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

662 OCBC NISP Laporan Tahunan 2014 Samuel Nag Tsien Komisaris Commissioner Warga Negara Inggris, 60 tahun. Komisaris Bank OCBC NISP sejak 12 Desember 2012. Group Chief Executive Officer OCBC Bank. Chairman OCBC Bank (China) Ltd., Direktur dari OCBC Bank, OCBC Bank (Malaysia) Bhd, OCBC Al-Amin Bank Bhd, OCBC Wing Hang Bank, Limited dan Bank of Singapore. Juga menjabat sebagai Ketua Association of Banks di Singapura sejak Juni 2013 dan Direktur Mapletree Investments Pte Ltd. Menjabat sebagai anggota dari Malaysia-Singapore Business Council, Advisory Committee MAS Financial Sector Development Fund, dan The Council of Institute of Banking & Finance. Sebelum bergabung dengan OCBC Bank, menjabat sebagai President and Chief Executive Officer China Construction Bank (Asia), dan sebelumnya menjabat President and Chief Executive Officer di Bank of America (Asia) sejak 1995 sampai 2006. British citizen, age 60. Commissioner of Bank OCBC NISP since December 12, 2012. Group Chief Executive Officer of OCBC Bank. Chairman of OCBC Bank (China) Ltd., Director of OCBC Bank, OCBC Bank (Malaysia) Bhd, OCBC Al-Amin Bank Bhd, OCBC Wing Hang Bank, Limited and Bank of Singapore. Also Chairman of the Association of Banks in Singapore since June 2013 and Director of Mapletree Investments Pte Ltd. Serves as a Member of the Malaysia-Singapore Business Council, the Advisory Committee of the MAS Financial Sector Development Fund, and the Council of Institute of Banking & Finance. Prior to joining OCBC Bank, President and Chief Executive Officer of China Construction Bank (Asia), and prior to that President and Chief Executive Officer of Bank of America (Asia) from 1995 to 2006 Lulusan Bachelor of Arts with Honours dalam bidang Ekonomi dari University of California, Los Angeles (UCLA). Holds a Bachelor of Arts with Honours in Economics from the University of California, Los Angeles (UCLA). Lai Teck Poh (Dua Teck Poh) Komisaris Commissioner Warga Negara Singapura, 70 tahun.komisaris Bank OCBC NISP sejak 29 Agustus2008. Saat ini juga menjabat sebagai Non Executive Director OCBC Ltd., OCBC Bank (Malaysia) Berhad, OCBC Al-Amin Bank Bhd, dan AVJennings Ltd. Non Executive Director WBL Corporation Ltd (2 Agustus 1993 1 Maret 2014). Tahun 1988-2010 bekerja di OCBC Ltd dengan posisi terakhir sebagai Ketua Grup Audit. Citicorp Investment Bank (Singapura) Ltd dengan posisi terakhir sebagai Direktur Bidang / CEO (1986-1987). Bekerja di Citibank NA dengan posisi terakhir sebagai Head of Corporate Account Management (1968-1986). Mengikuti Pelatihan Risk Management di INSEAD (2003), Program Pengembangan Eksekutif di Cornell University, USA tahun 1977, selain itu juga mengikuti berbagai pelatihan di bidang Manajemen Risiko, Akunting, GCG, dan Manajemen. Memperoleh Bachelor of Arts (Hons) dari University of Singapore pada tahun 1968. Singaporean citizen, age 70. Commissioner of Bank OCBC NISP sinceaugust 29, 2008. Concurrently holds positions as Non Executive Director of OCBC Ltd., OCBC Bank (Malaysia) Berhad, OCBC Al-Amin Bank Bhd, and AVJennings Ltd. Non Executive Director of WBL Corporation Ltd (August 2, 1993 March 1, 2014). On 1988-2010, served OCBC Ltd with the latest position as Head Group Audit. Then with Citicorp Investment Bank (Singapore) Ltd given his latest position as Managing Director / CEO (1986-1987). Worked in Citibank NA with the latest position as Head of Corporate Account Management (1968 1986). Participated in the Risk Management Training at INSEAD (2003), Executive Development Program at Cornell University, USA in 1977; as well as various training programs in the areas of Risk Management, Accounting, GCG and Management. Received Bachelor of Arts (Hons) from the University of Singapore in 1968.

OCBC NISP 2014 Annual Report 663 Kwan Chiew Choi Komisaris Independen Independent Commissioner Hardi Juganda Komisaris Commissioner Warga Negara Singapura, 66 tahun. Komisaris Bank OCBC NISP sejak 1 Januari 2011. PT Bank OCBC Indonesia sebagai Komisaris Independen (2008-2010). OCBC Bank Ltd dengan posisi terakhir sebagai Senior Vice President & Head Credit Control and Approval (1987-2008). First National Bank of Chicago (Singapura) sebagai Vice President of Corporate Banking (1984-1987). Hock Seng Hardware Pte, Ltd sebagai General Manager (1983). Bekerja di Sumitomo Bank Ltd, Singapore dengan posisi terakhir sebagai Loans Department Manager (1973-1982). Memperoleh Bachelor of Social Science (Hons) dari University of Singapore pada tahun 1971. Warga Negara Indonesia, 56 tahun. Komisaris Bank OCBC NISP sejak 17 Juli 2012. Sebelumnya menjabat sebagai Direktur Bank OCBC NISP (15 April 1997 - Mei 2012). Bergabung dengan Bank OCBC NISP tahun 1985 dan menangani berbagai posisi dan bidang. Jabatan terakhir sebelum menjadi Direktur adalah Pemimpin Kantor Cabang Asia Afrika Bandung (1991-1997). SESPIBANK (Sekolah Pimpinan Perbankan LPPI), 1989. Sarjana Hukum dari Universitas Parahyangan, Bandung, 1985. Singaporean citizen, age 66. Commissioner of Bank OCBC NISP since January 1, 2011. PT Bank OCBC Indonesia as Independent Commissioner (2008-2010). OCBC Bank Ltd with the latest position as Senior Vice President & Head Credit Control and Approval (1987-2008). First National Bank of Chicago (Singapore) as Vice President of Corporate Banking (1984-1987). Hock Seng Hardware Pte, Ltd as General Manager (1983). Worked in Sumitomo Bank Ltd, Singapore with his last position as Loans Department Manager (1973-1982). Received Bachelor of Social Science (Hons) from the University of Singapore in 1971. Indonesian citizen, age 56. Commissioner of Bank OCBC NISP since July 17, 2012. Previously served as Director of Bank OCBC NISP (April 15, 1997-May 2012). Joined Bank OCBC NISP in 1985 and handled various positions and functions. The latest position held before Director is Head of Asia Afrika Bandung Branch (1991-1997). Participated in SESPIBANK (LPPI Banking Management Institute), 1989. Has a Bachelor s degree in Law University of Parahyangan, Bandung, 1985. OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

664 OCBC NISP Laporan Tahunan 2014 PROFIL DIREKSI Profile of The Board Directors Parwati Surjaudaja Presiden Direktur & CEO President Director & CEO Warga Negara Indonesia, 50 tahun. Presiden Direktur Bank OCBC NISP sejak 16 Desember 2008. Sebelumnya menjabat sebagai Wakil Presiden Direktur (Juni 1997-2008) dan sebagai Direktur (1990-1997) menangani berbagai bidang termasuk SDM, Keuangan dan Perencanaan. Konsultan Senior di SGV Utomo/ Arthur Andersen (1987-1990). Pengurus Perbanas periode 2012-2016 dan Pengurus Ikatan Bankir Indonesia (IBI) periode 2011-2015. SESPIBI XVII (Program Pelatihan Top Manajemen Bank Indonesia), 1992. Executive Programs di Columbia University dan Harvard University. Meraih gelar MBA (Accounting) dari San Francisco State University, USA (1987). BSc Cum Laude (Accounting and Finance) dari SanFrancisco State University, USA, 1985. Indonesian citizen, age 50. President Director of Bank OCBC NISP since December 16, 2008. Previously served as Deputy President Director (June 1997-2008) and Managing Director (1990-1997) handling various areas, including Human Resources, Financial and Planning. Senior Consultant at SGV Utomo/Arthur Andersen (1987-1990). Board of Management of Perbanas (2012-2016) and Board of Management of Indonesian Bankers Association (2011-2015). SESPIBI XVII (Bank Indonesia Top Management Training Program), 1992. Executive Programs in Columbia University and Harvard University. Holds MBA (Accounting) from San Francisco State University, USA (1987). BSc Cum Laude (Accounting and Finance) from San Francisco State University, USA, 1985. Meraih beberapa penghargaan, yaitu: 99 Most Powerful Woman (2009-2012) Majalah Globe Asia. Anugerah Perempuan Indonesia 2012 Majalah Business Review. Peringkat 3 The Best CEO - Anugerah Perbankan Indonesia - Majalah Business Review. Awarded as: 99 Most Powerful Woman (2009-2012) Globe Asia Magazine. Bestowed Indonesian Woman Award Business Review Magazine. Rank 3 The Best CEO - Anugerah Perbankan Indonesia - Business Review Magazine. Warga Negara Indonesia, 51 tahun. Direktur Bank OCBC NISP sejak 27 Oktober 2003. Bekerja di Bank OCBC NISP sejak tahun 1988 dan menangani berbagai posisi dan bidang. Jabatan terakhir sebelum menjadi Direktur terakhir adalah Asisten Direksi (1997-2002). Komisaris PT NISP Sekuritas (2000-2003). Indonesian citizen, age 51. Director of Bank OCBC NISP since October 27, 2003. Joined Bank OCBC NISP since 1988 and handled various positions and functions. The latest position before Director was Assistant Director (1997-2002). Commissioner of PT NISP Sekuritas (2000-2003). Yogadharma Ratnapalasari Direktur Operasional & Teknologi Informasi Director of Operation & Information Technology Magister Manajemen di Sekolah Tinggi Manajemen Bandung, tahun 1997. Sarjana Fakultas Teknik Sipil Universitas Parahyangan, Bandung, 1988. Has a Master Degree from Sekolah Tinggi Manajemen Bandung, in 1997 and a Bachelor s degree from the Faculty of Civil Engineering, University of Parahyangan, Bandung, 1988.

OCBC NISP 2014 Annual Report 665 Rama Pranata Kusumaputra Direktur Kepatuhan dan Komunikasi Perusahaan Director of Compliance and Corporate Communication Hartati Direktur Keuangan dan Perencanaan Director of Financial and Planning Warga Negara Indonesia, 49 tahun. Direktur Bank OCBC NISP sejak 3 Juli 2006. Bergabung dengan Bank OCBC NISP sejak tahun 2001, sebagai Koordinator Regional Jabodetabek dan jabatan terakhir sebelum menjadi Direktur adalah Asisten Direksi (2005). Sebelumnya, menempati berbagai posisi di Bank Bali selama 11 tahun dengan posisi terakhir sebagai General Manager. Sarjana Ekonomi dari Universitas Katolik Atmajaya, Jakarta, 1989. Warga Negara Indonesia, 49 tahun. Direktur Bank OCBC NISP sejak 13 Mei 2011. Bergabung dengan Bank OCBC NISP Juli 2005 dengan jabatan terakhir sebagai Chief Financial Officer. Sebelumnya bekerja di Bank Mandiri (2001-2005) dengan posisi terakhir sebagai Accounting Group Head (Senior Vice President). Menempati berbagai posisi di Bank Bali selama 17 tahun dengan posisi terakhir sebagai Financial Control Department Head (Vice President). Magister Manajemen di Universitas Pelita Harapan Jakarta, tahun 2004. Sarjana Ekonomi dari Universitas Indonesia Jakarta, tahun 1995. Sarjana Muda Akuntansi Akademi Akuntansi Sjakhyakirti Palembang, 1986. Indonesian citizen, age 49. Director of Bank OCBC NISP since July 3, 2006. Joined Bank OCBC NISP since 2001 as Regional Coordinator of Jabodetabek, and last position held before Director was Assistant Director (2005). Previously held numerous positions in Bank Bali for 11 years, with last position as General Manager. Bachelor of Economics from Catholic University of Atmajaya, Jakarta, 1989. Indonesian citizen, age 49. Director of Bank OCBC NISP since May 13, 2011. Joined Bank OCBC NISP in July 2005 with her latest position as Chief Financial Officer. Previously worked in Bank Mandiri (2001-2005) with the latest position as Accounting Group Head (Senior Vice President). Served in various positions at Bank Bali for 17 years, with her latest position as Financial Control Department Head (Vice President). Magister Management from Pelita Harapan University Jakarta, in 2004. Bachelor in Economics from University of Indonesia Jakarta, in 1995. Baccalaureat in Accounting from Accounting Academy Sjakhyakirti Palembang, 1986. OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

666 OCBC NISP Laporan Tahunan 2014 Emilya Tjahjadi Direktur Enterprise Banking Director of Enterprise Banking Warga Negara Indonesia, 47 tahun. Direktur Bank OCBC NISP sejak 13 Mei 2011. Sebelumnya bekerja di Bank OCBC Indonesia dengan posisi terakhir sebagai Direktur (2009-2010), The Hongkong and Shanghai Banking Corporation Limited, Jakarta dengan posisi terakhir sebagai SVP and Head Commercial Banking MME (2003-2009), American Express Bank Ltd., Jakarta dengan posisi terakhir sebagai Direktur Corporate Banking (1996-2002), Standard Chartered Group, Jakarta dan Singapura dengan posisi terakhir sebagai Senior Relationship Manager of Corporate Banking, Jakarta (1991-1996). Bachelor of Science dalam bidang Bisnis Administrasi dari University of Southern California, Los Angeles, USA. Indonesian citizen, age 47. Director of Bank OCBC NISP since May 13, 2011. Previously worked in Bank OCBC Indonesia with her last position as Director (2009-2010), The Hongkong and Shanghai Banking Corporation Limited, Jakarta with her last position as SVP and Head of Commercial Banking MME (2003-2009), American Express Bank Ltd., Jakarta with her last position as Director of Corporate Banking (1996-2002), Standard Chartered Group, Jakarta and Singapore with her last position as Senior Relationship Manager of Corporate Banking, Jakarta (1991-1996). Bachelor of Science in Business Administration from the University of Southern California, Los Angeles, USA. Warga Negara Indonesia, 43 tahun. Direktur Bank OCBC NISP sejak 10 September 2012. Berpengalaman lebih dari 17 tahun di bidang perbankan, dimana selama 12 tahun terakhir bekerja di HSBC dengan posisi terakhir sebagai Senior Vice President & Head of International and Large Local Corporation (2010-2012). Indonesian citizen, age 43. Director of Bank OCBC NISP since September 10, 2012. Has more than 17 years experience in the banking sector, with the last 12 years in HSBC and his last position as Senior Vice President & Head of International and Large Local Corporation (2010-2012). Martin Widjaja Direktur Wholesale Banking Director of Wholesale Banking Master of Business Administration (1996) dan Bachelor of Science, Cum Laude (1995) dari Chapman University, Orange, California, USA. Master of Business Administration (1996) and Bachelor of Science, Cum Laude (1995) from Chapman University, Orange, California, USA. Warga Negara Indonesia, usia 49 tahun. Direktur Bank OCBC NISP sejak 2013. Bergabung dengan Bank OCBC NISP sejak tahun 2006 dengan posisi terakhir sebagai National Commercial Business Head. Berpengalaman lebih dari 21 tahun di perbankan Indonesia dengan posisi terakhir sebagai Regional Head di Bank International Indonesia. Indonesian citizen, age 49. Director of Bank OCBC NISP since 2013. Joined Bank OCBC NISP since 2006 with latest position as National Commercial Business Head. Have more than 21 years experience in banking industry with latest postion as Regional Head Bank International Indonesia. Andrae Krishnawan W Direktur Perbankan Konsumer Director of Consumer Banking Meraih gelar Bachelor of Business Administration jurusan Marketing & Management dari ST Edward s University Texas, USA (1990). Bachelor of Business Administration majoring Marketing & Management from ST Edward s University Texas, USA (1991).

OCBC NISP 2014 Annual Report 667 Johannes Husin Direktur Tresuri Director of Treasury Low Seh Kiat Direktur Perbankan Komersial Director of Commercial Banking Joseph Chan Fook Onn Direktur Manajemen Risiko Director of Risk Management Warga Negara Indonesia, 42 tahun. Direktur Bank OCBC NISP sejak 2013. Bergabung dengan Bank OCBC NISP sejak tahun 2011 dengan posisi terakhir sebagai Treasurer. Memiliki pengalaman lebih dari 17 tahun di bidang Treasury dengan posisi terakhir sebagai Executive Vice President - Head of Trading & Sales di Bank Danamon (2011). Meraih gelar MBA dari University of Rhode Island (1996) dan BSc di bidang Ekonomi dari University of Iowa (1995). Warga Negara Singapura, usia 50 tahun Direktur Bank OCBC NISP sejak tahun 2013. Bergabung dengan Bank OCBC NISP pada tahun 2010 dengan jabatan terakhir sebelum menjabat sebagai Direktur adalah National Emerging Business Head (2010 2013). Sebelumnya bekerja di OCBC Bank - Singapura dengan posisi terakhir sebagai VP Business Head of Emerging Business OCBC Bank-Singapura (2004-2010). Meraih gelar MBA dari Indiana State University, USA (1991). Warga Negara Malaysia, 52 tahun. Direktur Bank OCBC NISP sejak 7 April 2014. Berpengalaman lebih dari 25 tahun dalam bidang perbankan termasuk audit internal dan eksternal. Sebelumnya, bekerja di OCBC Bank-Singapura dan Malaysia, dengan posisi terakhir di OCBC Group Risk Management (2014). Meraih gelar MBA dari University of Southern Queensland, Australia (2013) dan Bachelor of Business (Accounting) dari Monash University, Australia (1992). Indonesian citizen, age 42. Director Bank OCBC NISP since 2013. Joined Bank OCBC NISP since 2011 with latest position as Treasurer. Has experience of more than 17 years in Treasury with latest position as Executive Vice President - Head of Trading & Sales in Bank Danamon (2011). MBA degree from The University of Rhode Island (1996) and BSc degree in Economics from The University of Iowa (1995). Singaporean citizen, age 50. Director of Bank OCBC NISP since 2013. Joined Bank OCBC NISP in 2010 with the latest position held before Director as National Emerging Business Head (2010 2013). Previously worked in OCBC Bank - Singapore with the latest position as VP Business Head of Emerging Business (2004-2010). Earned MBA Degree from Indiana State University, USA (1991). Malaysian citizen, age 52. Director of Bank OCBC NISP since 7 April 2014. Has more than 25 years of experience in the banking industry including internal and external auditing. Previously worked in OCBC Bank Singapore and Malaysia, with his last position in OCBC Group Risk Management (2014). Holds an MBA from University of Southern Queensland, Australia (2013) and Bachelor of Business (Accounting) from Monash University, Australia (1992). OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

668 OCBC NISP Laporan Tahunan 2014 PROFIL DEWAN PENGAWAS SYARIAH Profile of Sharia Supervisory Board DR. Muhammad Anwar Ibrahim Ketua Dewan Pengawas Chairman Warga Negara Indonesia, 74 tahun. Ketua Dewan Pengawas Syariah Bank OCBC NISP sejak 2009. Saat ini juga menjabat sebagai Wakil Ketua Pelaksana Harian Dewan Pengawas Syariah Nasional Indonesia pada Majelis Ulama Indonesia Pusat, Anggota Pendiri International Shari ah Research Academy for Islamic Finance Malaysia (ISRA), Ketua Dewan Pengawas Syariah Bank Internasional Indonesia Syariah, dan Dosen Pengantar Ekonomi Islam pada Fakultas Ekonomi Universitas Trisakti dan Keuangan Negara menurut Fiqh Islam di Universitas Islam Negeri Jakarta. Lulusan S2 di bidang Ushululfiqh (Sumber dan Filsafat Hukum Islam) (1969) dan gelar Doktor di bidang yang sama (1978), keduanya dari Universitas Al Azhar, Kairo. Indonesian citizen, age 74. Chairman of Sharia Supervisory Board of Bank OCBC NISP since 2009. Currently also serves as Daily Executive Vice President of Indonesian National Board of Sharia of The Majelis Ulama Indonesia, Founding Member of The International Shari ah Research Academy for Islamic Finance, Malaysia (ISRA), Chairman of Sharia Supervisory Board in Bank Internasional Indonesia Sharia and as Lecturer of Introduction to Islamic Economy at the Faculty of Economics, Universitas Trisakti and National Economics according to Islamic Fiqh at Islamic State University of Jakarta. Holds a Master degree (1969) and a PhD degree (1978), both in Ushululfiqh (Source and Philosophy of Islamic Laws) from University of Al Azhar, Cairo. Mohammad Bagus Teguh Perwira, Lc, MA, CFP Anggota Dewan Pengawas Member Warga Negara Indonesia, 37 tahun. Anggota Dewan Pengawas Syariah Bank OCBC NISP sejak 2009. Saat ini juga menjabat sebagai anggota Dewan Penasehat Syariah di Citibank N.A., anggota Dewan Pengawas Syariah di PT Schroders Investment Management Indonesia dan berprofesi sebagai Financial Planner Independen. Menyelesaikan program Sarjana bidang Kajian Islam & Bahasa Arab di Universitas Al Azhar, Kairo (1999) dan program Pasca- Sarjana bidang Ekonomi Islam di Universitas Islam Negeri Syarif Hidayatullah, Jakarta (2007). Indonesian citizen, 37 years. Sharia Supervisory Board of Bank OCBC NISP since 2009. He currently serves as a member of the Advisory Council of Sharia in Citibank NA, member of the Sharia Supervisory Board in PT Schroders Investment Management Indonesia and worked as an Independent Financial Planner. Completing the Islamic Studies courses and Arabic at Al Azhar University, Cairo (1999) and Post-Graduate programs of Islamic Economics at Islamic University Syarif Hidayatullah, Jakarta (2007).

OCBC NISP 2014 Annual Report 669 PROFIL KOMITE AUDIT Profile of the Audit Committee Made Rugeh Ramia Anggota Member Kurnia Irwansyah Anggota Member Jusuf Halim* Ketua / Chairman *) Profil lengkap dapat dilihat pada bagian profil Dewan Komisaris. For complete profile please refer to profile of the Board of Commissioners. Warga Negara Indonesia, 74 tahun. Anggota Komite Audit Bank OCBC NISP sejak Maret 2013. Sebelumnya, menjabat pada posisi yang sama di Komite Audit tahun 2009. Anggota Komite Pemantau Risiko Bank OCBC NISP (2010-2013). Saat ini juga menjabat sebagai Advisor Bank OCBC NISP sejak 2001 dan Komisaris Independen Panin Sekuritas sejak 2009. Menjabat sebagai Komisaris di Bursa Efek Indonesia (sebelumnya Bursa Efek Jakarta) pada tahun 2001-2003. Sarjana Ekonomi dari Universitas Gadjah Mada, Yogyakarta (1966). Financial and Securities Analyst dari New York Institute of Finance (1981-1982). Warga Negara Indonesia, 56 tahun. Anggota Komite Audit Bank OCBC NISP sejak Juli 2014. Sebelumnya menjabat sebagai Managing Director IFF PT Essence Indonesia (1998-2008), Finance Director IFF PT Essence Indonesia (1993 1998), Financial Controller IFF PT Essence Indonesia (1988 1993), Finance Manager PT Djaya Beverage Bottling Company (1985 1988), Accounting Manager PT Coca Cola Indonesia (1983 1985), Asisten Audit Manager KAP Hadi Sutanto & rekan/ Pricewaterhouse (1979 1983). Saat ini juga sebagai Dosen Senior Akuntansi Fakultas Ekonomi Universitas Indonesia sejak tahun 1985. Sarjana Ekonomi jurusan Akuntansi lulusan Fakultas Ekonomi Universitas Indonesia, Jakarta (1982), Magister Akuntansi lulusan MAKSI Fakultas Ekonomi Universitas Indonesia, Jakarta (2010), Chartered Accountant dari Ikatan Akuntan Indonesia (2014) dan Dosen Bersertifikasi dari Depdikbud (2014). Peter Eko Sutioso* Anggota / Member Indonesian citizen, age 74. Member of Audit Committee of Bank OCBC NISP since March 2013. Previously served with same position in Committee Audit (2009). Member of Risk Monitoring Committee Bank OCBC NISP (2010-2013). Concurrently also serves as Advisor at Bank OCBC NISP since 2001 and as Independent Commissioner of Panin Sekuritas since 2009. Former Commissioner of Indonesia Stock Exchange (was Jakarta Stock Exchange) from 2001 2003. Holds a Bachelor degree in Economics from University of Gadjah Mada, Yogyakarta (1966). Financial and Securities Analyst from New York Institute of Finance (1981-1982). Indonesia citizen, age 56. Member of Audit Committee of Bank OCBC NISP since July 2014. Previously served as Managing Director IFF PT Essence Indonesia (1998 2008), Finance Director IFF PT Essence Indonesia (1993 1998), Financial Controller IFF PT Essence Indonesia (1988 1993), Finance Manager PT Djaya Beverage Bottling Company (1985 1988), Accounting Manager PT Coca Cola Indonesia (1983 1985), Assistant Audit Manager of Accounting Firm Hadi Sutanto & co/pricewaterhouse (1979 1983). Concurrently serves as Senior Lecturer of Accountancy in Economics Faculty University of Indonesia since 1985. Holds a Bachelor s degree in accountancy from Economics Faculty University of Indonesia, Jakarta (1982), a Master s degree in accountancy from MAKSI Economics Faculty University of Indonesia, Jakarta (2010), a Chartered Accountant from Indonesian Institute of Accountants (2014) and a Certified Lecturer from Department of Education and Culture Republic of Indonesia (2014). OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

670 OCBC NISP Laporan Tahunan 2014 PROFIL KOMITE PEMANTAU RISIKO Profile of Risk Monitoring Committee Kwan Chiew Choi* Ketua / Chairman Pramukti Surjaudaja* Anggota / Member Samuel Nag Tsien* Anggota / Member Lai Teck Poh (Dua Teck Poh)* Anggota / Member Roy Athanas Karaoglan* Anggota / Member Alfredo R. Villanueva Anggota Member Warga Negara Indonesia, 74 tahun. Anggota Komite Pemantau Risiko Bank OCBC NISP sejak Februari 2012. Sebelumnya, menjabat pada posisi yang sama (2009-2010). Anggota Komite Audit Bank OCBC NISP sejak Maret 2011. Sebelumnya, juga menjabat pada posisi yang sama di Komite Audit pada tahun 2010. Asisten Direksi Bank OCBC NISP (1999-2008), Komisaris Bank OCBC Indonesia (2000-2010) dan Bank Niaga (1974-1999) dengan posisi terakhir Senior Advisor bagi Direktur Keuangan dan Presiden Direktur Niaga Management Company dan di PN Pos dan Giro (1965-1974). Sarjana lulusan Akademi Pos & Telekomunikasi, Bandung (1964). Indonesian citizen, age 74. Member of Risk Monitoring Committee Bank OCBC NISP since Februari 2011. Previously served with same position (2009-2010). Member of Audit Committee Bank OCBC NISP since March 2011. Previously served with same position in Audit Committee in 2010. Previously served as Assistant to BOD (1999-2008), Commissioner of Bank OCBC Indonesia (2000-2010) and Bank Niaga (1974-1999) with last position as Senior Advisor to Finance Director and President Director of Niaga Management Company and PN Pos and Giro (1965-1974). Graduated from Academy of Post & Telecommunication, Bandung (1964). Willy Prayogo Anggota Member Warga Negara Indonesia, 60 tahun. Anggota Komite Pemantau Risiko Bank OCBC NISP sejak April 2014. Sebelumnya menjabat sebagai Anggota Komite Audit Bank OCBC NISP (2010-2013). Pada tahun 2000-2007, menjabat Presiden Komisaris di Bank Resona Perdania, Deputi Presiden Direktur Bank OCBC NISP (1997-2000) dan Direktur Bank NISP (1993-1997). Sarjana Ekonomi dari Universitas Katolik Parahyangan (1979), MBA dari Institut Manajemen Prasetya Mulya, Jakarta (1990) dan Magister Manajemen, Sekolah Tinggi Manajemen Prasetya Mulya, Jakarta (1995). Indonesian citizen, age 60. Member of Risk Monitoring Committee of Bank OCBC NISP since April 2014. Previously, member of Audit Committee Bank OCBC NISP (2010-2013). From 2000-2007 served as President Commissioner of Bank Resona Perdania, Deputy President Director of Bank OCBC NISP (1997-2000) and Managing Director of Bank NISP (1993-1997). Holds a Bachelor s degree in Economics from Parahyangan Catholic University (1979), MBA from Institute of Management Prasetya Mulya, Jakarta (1990) and Master Degree from Sekolah Tinggi Manajemen Prasetya Mulya, Jakarta (1995). *) Profil lengkap dapat dilihat pada bagian profil Dewan Komisaris. For complete profile please refer to profile of the Board of Commissioners.

OCBC NISP 2014 Annual Report 671 PROFIL KOMITE REMUNERASI DAN NOMINASI Profile of Remuneration and Nomination Committee Mustika Atmanari Anggota Member Roy Athanas Karaoglan* Ketua / Chairman Pramukti Surjaudaja* Anggota / Member *) Profil lengkap dapat dilihat pada bagian profil Dewan Komisaris. For complete profile please refer to profile of the Board of Commissioners. Warganegara Indonesia, Usia 53 tahun. Anggota Komite Remunerasi dan Nominasi sejak 7 April 2014. Memiliki pengalaman di bidang perbankan khususnya di bidang Sumber Daya Manusia selama lebih dari 20 tahun. Bergabung dengan Bank OCBC NISP sejak 1984 dengan posisi terakhir Human Capital Management Division Head (2014). Magister Manajemen Jurusan Manajemen Sumberdaya Manusia Universitas Padjadjaran Bandung (1994) Peter Eko Sutioso* Anggota / Member Samuel Nag Tsien* Anggota / Member Indonesian Citizen, age 53. Member of Remuneration and Nomination Committee since 7 April 2014. Has More than 20 years experience in banking especially Human Resources sector. Joined with OCBC NISP since 1984 with latest position as Human Capital Management Division Head (2014). Earned Master Degree in Human Resource from Padjadjaran University, Bandung (1994). OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

672 OCBC NISP Laporan Tahunan 2014 PROFIL SEKRETARIS PERUSAHAAN Profile of Corporate Secretary Warga Negara Indonesia, 51 tahun. Sekretaris Perusahaan Bank OCBC NISP sejak Maret 2014. Bergabung dengan Bank OCBC NISP sejak Agustus 2009 dengan posisi sebagai Metropolitan Consumer Distribution Head (2009-2011), Metropolitan Liablities & Wealth Distribution Head (2011-2013) dan Consumer Quality Assurance Division Head (Agustus 2013 Februari 2014). Indonesian citizen, age 51. Corporate Secretary Bank OCBC NISP since March 2014. Joined Bank OCBC NISP since August 2009 as Metropolitan Consumer Distribution Head (2009-2011), Metropolitan Liablities & Wealth Distribution Head (2011-2013) and Consumer Quality Assurance Division Head (August 2013 February 2014). Ivonne P. Chandra Sekretaris Perusahaan Corporate Secretary Berkarir selama lebih dari 25 tahun di bidang perbankan dan asuransi dengan berbagai posisi di Citibank (1989-1994), Bank Universal (Bank Permata) (1994-2003), Astra CMG Life (Commonwealth Life) (2003-2006), dan Bank Danamon (2006-2008) dengan posisi terakhir sebagai SVP-Privilege Banking Business Head. Established a professional career for more than 25 years in banking and insurance sector in different positions at Citibank (1989-1994), Bank Universal (Permata Bank) (1994-2003), Astra CMG Life (Commonwealth Life) (2003-2006), and Bank Danamon (2006-2008) with last position as Privilege Banking Business Head. Meraih MBA dari Golden Gate University, San Francisco, USA jurusan Marketing (1988) dan Sarjana dari Universitas Padjadjaran, Bandung, Fakultas Ilmu Komunikasi jurusan Hubungan Masyarakat (1986). MBA from Golden Gate University, San Francisco, USA majoring in Marketing (1988) and Bachelor from Padjadjaran University, Bandung, Faculty of Communication, majoring in Public Relations (1986).

OCBC NISP 2014 Annual Report 673 PROFIL DIVISI INTERNAL AUDIT Profile of Internal Audit Division Head Rudy Dekriadi Jacobalis Kepala Divisi Internal Audit Internal Audit Division Head Warga Negara Indonesia, 55 tahun. Menjadi Kepala SKAI Bank OCBC NISP sejak Mei 2010. Mempunyai pengalaman kerja di bidang perbankan lebih dari 27 tahun yang mencakup 10 tahun pengalaman kerja di Citibank Jakarta, 5 tahun pengalaman kerja di Standard Chartered Bank Jakarta dan Brunei Darussalam, 4 tahun pengalaman kerja di DBS Bank Singapura dan 5 tahun pengalaman kerja di OCBC Bank Singapura sebagai Senior Audit Manager. Keahlian kerjanya mencakup area consumer credit risk dan treasury risk management serta berbagai area audit internal perbankan termasuk penilaian independen atas penerapan persyaratan Basel II. Lulus dari Institut Teknologi Bandung tahun 1984. Indonesian citizen, age 55. Internal Audit Division Head of Bank OCBC NISP since May 2010. He has over 27 years work experience in banking industry that covers 10 years working experience with Citibank Jakarta, 5 years working experience with Standard Chartered Bank Jakarta and Brunei Darussalam, 4 years working experience with DBS Bank Singapore and 5 years working experience with OCBC Bank Singapore as Senior Audit Manager. His job expertise covers areas of consumer credit risk and treasury risk management and wide areas of bank s internal audit processes including independent review of Basel II requirements. Graduated from Institute of Technology Bandung in 1984. OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

674 OCBC NISP Laporan Tahunan 2014 PROFIL KOMISARIS EMERITUS DAN SENIOR ADVISOR Profile of Commissioners Emeritus and Senior Advisor Karmaka Surjaudaja Presiden Komisaris Emeritus dan Penasihat Senior Chairman Emeritus and Senior Advisor Warga Negara Indonesia, 81 tahun. Chairman Emeritus dan Penasihat Senior sejak Desember 2008. Presiden Komisaris Bank OCBC NISP 1997-2008. Sebelumya menjabat sebagai Presiden Direktur (1971 - April 1997) dan Direktur Operasional Bank (1963-1971). Wakil Presiden Komisaris PT Bank OCBC Indonesia (sekarang bergabung dengan Bank OCBC NISP) (1997-2000). Anggota Dewan Audit Daiwa Perdania Bank (1995-2000). Komisaris Utama PT Suryasono Sentosa (sejak 1994-sekarang). Komisaris PT Udayawira Utama (1994 2000). Komisaris Daiwa Perdania Bank (1992-2000). Direktur Pertenunan & Perdagangan PT Dharma Kusuma (1962-1963). Wakil Pimpinan Perusahaan Dyng, Finishing dan Printing NV Padasuka, Majalaya (1958-1962). Bergabung dengan Bank NISP sejak 1960. Indonesian citizen, age 81. Chairman Emeritus and Senior Advisor Bank OCBC NISP since December 2008. Chairman of Bank OCBC NISP 1997-2008. Previously served as President Director (1971-1997) and Director of Operations (1963-1971). Deputy Chairman of PT Bank OCBC Indonesia (currently merge with Bank OCBC NISP) (1997-2000). Member of Board of Auditors of Daiwa Perdania Bank (1995-2000). Chairman of PT Suryasono Sentosa since 1994 - present. Commissioner of PT Udayawira Utama (1994-2000). Director of Weaving & Trading PT Dharma Kusuma (1962-1963). Deputy Manager of Dyng Company, Finishing and Printing NV Padasuka, Majalaya (1958-1962). Joined Bank NISP since 1960. Institute Bankir Indonesia: Gelar Kehormatan Fadil Honoris. Earned the highest rank Fadil Honoris from Indonesian Institute of Bankers. Lelarati Lukman Komisaris Emeritus Commissioner Emeritus Warga Negara Indonesia, 75 tahun. Komisaris Emeritus Bank OCBC NISP sejak Maret 2011. Selain sebagai Komisaris Emeritus, juga menjabat sebagai Penasihat Dewan Komisaris. Sebelumnya menjabat sebagai Komisaris Bank OCBC NISP pada tahun 1982 2011. Komisaris Utama PT Udayawira Utama (2000-2009). Direktur Utama PT Udayawira Utama (1994-2000). Komisaris PT Suryasono Sentosa (1994-2009). Pendiri Bio-Test Medical Laboratories di Bandung, Surabaya, dan Jakarta Indonesian citizen, age 75. Commissioner Emeritus of Bank OCBC NISP since March 2011. Besides serving as Commissioner Emeritus, also serves as Advisor to the Board of Commissioners. Previously served as Commissioner of Bank OCBC NISP 1982-2011. Chairwoman of PT Udayawira Utama (2000-2009). President Director of PT Udayawira Utama (1994-2000). Commissioner of PT Suryasono Sentosa (1994-2009). Founder of Bio-Test Medical Laboratories in Bandung, Surabaya, and Jakarta.

OCBC NISP 2014 Annual Report 675 Rukita Surjaudaja Penasihat Senior Senior Advisor Warga Negara Indonesia, 54 tahun. Penasihat Senior Bank OCBC NISP sejak tahun 2007 sekarang. Sebelumnya menjabat sebagai Komisaris Bank OCBC NISP pada tahun 2003-2007 dan 1990-1997. Komisaris PT NISP Asset Management (2011 2014). Komisaris PT Sosial Enterprener Indonesia (2008 sekarang). Direktur PT Surya Bio Abadi (2008 sekarang). Komisaris PT GELIndo (Desember 2007 sekarang). Direktur PT Dana Udaya Sentosa (2007 sekarang). Direktur Utama PT Udayawira Utama (2003-2007). Direktur PT Biolaborindo Makmur Sejahtera (2002 sekarang). Direktur PT Suryasono Sentosa (1994 sekarang). Dosen Fakultas Kedokteran Gigi Universitas Padjajaran, Bandung (1985 sekarang). Pengurus Laboratorium Klinik Biotest (1982 sekarang). Spesialis Ortodonti, Universitas Padjadjaran, Bandung (1997). Kedokteran Gigi Universitas Padjadjaran Bandung (1985). Indonesian citizen, age 54. Senior Advisor of Bank OCBC NISP since 2007-present. Previously served as Commissioner of Bank OCBC NISP during 2003 2007 and 1990-1997. Commissioner of PT NISP Asset Management (2011-2014). Commissioner of PT Sosial Enterprener Indonesia (2008-present). Director of PT Surya Bio Abadi (2008-present). Commissioner of PT GELIndo (December 2007- present). Director of PT Dana Udaya Sentosa (2007-present). President Director of PT Udayawira Utama (2003-2007). Director of PT Biolaborindo Makmur Sejahtera (2002-present). Director of PT Suryasono Sentosa (1994-present). Lecturer of Faculty of Dentistry, University of Padjadjaran, Bandung (1985-present). Board member of Laboratorium Klinik Biotest (1982-present). Orthodontist, Padjadjaran University, Bandung (1997). Degree in Dentistry from University of Padjadjaran, Bandung (1985). OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

676 OCBC NISP Laporan Tahunan 2014 STRUKTUR ORGANISASI Organization Structure Per 31 Desember 2014 As of December 31, 2014 Network Group Risk Management Group Human Capital Group Financial & Planning Group Operation & IT National Region Coordinator Faisal Firdaus Corporate Credit Risk Management Henry Sawali Head of Human Capital Julie Anwar Financial Control Monalisa Williams Business Solutions Technology David Formula Region O Chyntia V. The Commercial Credit Risk Management Andre Santoso Sudjono HC Planning & Development Paulus A. Tjarman Corp Planning & Development Gregorius Henry Enterprise Integration Technology Filipus H. Suwarno Region N Widyoseno Hadhinoto Consumer Credit Risk Management Irene Widjajanti HC Business Partner A Abdul Manaf Management Reporting & Methodologies Rudianto Central Operation Technology Hannar Yogia Region E Hengky Kurniawan ZR Market and Liquidity Risk Management Budi Gunawan HC Business Partner B MG Puspawati Tirto Operations Services Lisda Lionardo Operational Risk Management Ricko Irwanto HC Business Partner C Irawan Linko Operations Network Andyani Pusparini Asset Recovery Management Iswahyudi Raharjo HC Services Lily Johan Operations Development Joyce Inggil Enterprise Policy & Portfolio Management Caecilia Z. Suzanna HC Management Mustika Atmanari Operations Process Joyce Inggil Operations Monitoring Tedy Setiawan Corporate Legal Lili S. Budiana Credit Operations Nio Antonio Customer Experience Boyke I. Aveanto

OCBC NISP 2014 Annual Report 677 Compliance Darmawati Corporate Communication Tina T. Tjintawati Corporate Secretary Ivonne P. Chandra Wholesale Banking Wholesale Banking A Sani Effeandy Wholesale Banking B Suwano Wholesale Banking Credit Management Cindy Siauw Enterprise Banking Enterprise Banking Djohan Firdauzi Enterprise Banking Jakarta, Kalimantan Sianny Purnamawati Enterprise Banking Medan, Palembang, Sumatera Danny Suhermanto Enterprise Banking Bandung Suwardi Candra Enterprise Banking Credit Management Franki Wen Commercial Banking National Commercial Business Uzan Tedjamulia National Emerging Business Jeffrey C. Tjoeng National Commercial Business Funding Heriwan Gazali Commercial Credit Management Rika Hasan Board of Commissioners Board of Directors Transaction Banking Trade Product Management Radiman A. Rohim Trade Sales Gianto Kusno Cash Management Product Amran Setiawan Cash Management Sales - Treasury Group Treasury Trading Robby Jiauw Asset Liability Management Mellia Liman Treasury Advisory Novelina Luciana Business Management Betty Goenawan Financial Institution - Business Banking Credit Management Heriyanto Lee Internal Audit Rudy Dekriadi Consumer Banking Group Senior Corporate Executive Ka Jit Metropolitan Liabilities & Wealth Distribution Yenny Susilo Consumer Proposition - Metropolitan Secured Loan Distribution Dwidadi Sugito Secured Loan Dwidadi Sugito Unsecured Loan Meri Ui Secured Credit Initiation Peter Kurniawan Consumer Portfolio Management - Consumer Marketing Strategy Andreas Kurniawan Consumer Quality Assurance Mia R. Amalia Unit Usaha Syariah Koko T. Rachmadi OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data

678 OCBC NISP Laporan Tahunan 2014 PIMPINAN EKSEKUTIF Executive Leaders Abdul Manaf HC Business Partner B Division Head Warga Negara Indonesia, 41 tahun. Bergabung dengan Bank OCBC NISP sejak 9 September 2003. Memiliki karir di bidang perbankan selama 18 tahun. Lulusan S1 Akuntansi Universitas Dr Sutomo. Amran Setiawan Cash Management Product Division Head Warga Negara Indonesia, 48 tahun. Bergabung dengan Bank OCBC NISP sejak 15 September 2009. Memiliki karir di bidang perbankan selama 21 tahun. Lulusan S1 Ingenier Informatik dari Fachhochschule Frankfurt Am Main Germany. Andre Santoso Sudjono Commercial Credit Risk Management Division Head Warga Negara Indonesia, 51 tahun. Bergabung dengan Bank OCBC NISP sejak 13 Oktober 2008. Memiliki karir di bidang perbankan selama 23 tahun. Lulusan S2 Manajemen Administrasi dari University of Arizona, USA. Andreas Kurniawan Consumer Marketing Strategy Division Head Warga Negara Indonesia, 38 tahun. Bergabung dengan Bank OCBC NISP sejak 1 November 2012. Memiliki karir di bidang perbankan selama 13 tahun. Lulusan S1 Business Math and Statistic dari University of London, UK. Andyani Pusparini Operations Network Division Head Warga Negara Indonesia, 55 tahun. Bergabung dengan Bank OCBC NISP sejak 1 September 1983. Memiliki karir di bidang perbankan selama 33 tahun. Lulusan S2 Business Management dari Prasetya Mulya. Indonesian citizen, age 41. Joined Bank OCBC NISP since 9 September 2003. 18 years experience in banking industry. Bachelor Degree in Accounting from Dr Sutomo University. Indonesian citizen, age 48. Joined Bank OCBC NISP since 15 September 2009. 21 years experience in banking industry. Bachelor Degree in Ingenier Informatik from Fachhochschule Frankfurt Am Main Germany. Indonesian citizen, age 51. Joined Bank OCBC NISP since 13 October 2008. 23 years experience in banking industry. Master Degree in Management Administration from University of Arizona, USA. Indonesian citizen, age 38. Joined Bank OCBC NISP since 1 November 2012. 13 years experience in banking industry. Bachelor Degree in Business Math and Statistic from University of London, UK. Indonesian citizen, age 55. Joined Bank OCBC NISP since 1 September 1983. 33 years experience in banking industry. Master Degree in Business Management from Prasetya Mulya.

OCBC NISP 2014 Annual Report 679 Betty Goenawan Treasury Business Management Head Warga Negara Indonesia, 43 tahun. Bergabung dengan Bank OCBC NISP sejak 24 Maret 2014. Memiliki karir di bidang perbankan selama 18 tahun. Lulusan S1 Akuntansi Universitas Trisakti. Boyke I. Aveanto Customer Experience Division Head Warga Negara Indonesia, 49 tahun. Bergabung dengan Bank OCBC NISP sejak 11 Januari 2010. Memiliki karir di bidang perbankan selama 21 tahun. Lulusan D3 German Language dari Universitas Indonesia. Budi Gunawan Market and Liquidity Risk Management Divison Head Warga Negara Indonesia, 53 tahun. Bergabung dengan Bank OCBC NISP sejak 23 Januari 2008. Memiliki karir di bidang perbankan selama 24 tahun. Lulusan S1 Matematika dari Universitas Diponegoro. Caecilia Z. Suzanna Enterprise Policy & Portfolio Risk Management Division Head Warga Negara Indonesia, 45 tahun. Bergabung dengan Bank OCBC NISP sejak 15 Agustus 2011. Memiliki karir di bidang perbankan selama 9 tahun dan lembaga pembiayaan selama 10 tahun. Lulusan S2 Risk Management dari Universitas Indonesia. Chyntia V. The Region Head O Warga Negara Indonesia, 50 tahun. Bergabung dengan Bank OCBC NISP sejak 28 Juni 2004. Memiliki karir di bidang perbankan selama 22 tahun. Lulusan S2 Marketing dari Universitas Tanjung Pura. Cindy Siauw Wholesale Banking Credit Management Head Warga Negara Indonesia, 39 tahun. Bergabung dengan Bank OCBC NISP sejak 18 Agustus 2010. Memiliki karir di bidang perbankan selama 11 tahun. Lulusan S2 Accounting and Finance dari University of Pittsburgh. Indonesian citizen, age 43. Joined Bank OCBC NISP since 24 March 2014. 18 years experience in banking industry. Bachelor Degree in Accounting from University of Trisakti. Indonesian citizen, age 49. Joined Bank OCBC NISP since 11 January 2010. 21 years experience in banking industry. Diploma in German Language from University of Indonesia. Indonesian citizen, age 53. Joined Bank OCBC NISP since 23 January 2008. 24 years experience in banking industry. Bachelor Degree in Math from University of Diponegoro. Indonesian citizen, age 45. Joined Bank OCBC NISP since 15 August 2011. 9 years experience in banking industry and 10 years in financial institution. Master Degree in Risk Management from University of Indonesia. Indonesian citizen, age 50. Joined Bank OCBC NISP since 28 June 2004. 22 years experience in banking industry. Master Degree in Marketing from University of Tanjung Pura. Indonesian citizen, age 39. Joined Bank OCBC NISP since 18 August 2010. 11 years experience in banking industry. Master Degree in Accounting and Finance from University of Pittsburgh. OCBC NISP in Brief From Management Good Corporate Governance Business Review Financial Review Corporate Data