ENTERPRISE RISK MANAGEMENT - CASE STUDY ON PT NUSANTARA RICE MILLS (PT NRM) By Apricianita Kusumo
|
|
- Widya Tanudjaja
- 6 tahun lalu
- Tontonan:
Transkripsi
1 ENTERPRISE RISK MANAGEMENT - CASE STUDY ON PT NUSANTARA RICE MILLS (PT NRM) By Apricianita Kusumo Undergraduate Program School of Business and Management Institut Teknologi Bandung
2 VALIDATION PAGE ENTERPRISE RISK MANAGEMENT - CASE STUDY ON PT NUSANTARA RICE MILLS (PT NRM) By: APRICIANITA KUSUMO ID No: Undergraduate Program School of Business and Management Institut Teknologi Bandung Approved By Dr. Ir. Sudarso Kaderi Wiryono
3 ABSTRACT Traditional risk management, which means that risk is managed independently, has been implemented by many private and public organizations in the past. However, the traditional risk management technique is considered to be inadequate to face the rapid change in the business environment lately. As the response to this condition, both the private and public organizations have started to implement the concept of Enterprise Risk Management, or usually called ERM. Different with the traditional risk management technique, the ERM is intended to improve the organization s performance in more holistic ways. With the existence of this ERM concept, many organizations especially companies that do business, can get benefit by applying the concept in their organizations. As one of the companies in Indonesia, PT Nusantara Rice Mills (PT NRM) also faces many risks due to its business operation. PT NRM is a rice milling company that already operated since In 2004, the company created a large-scale rice-milling project in order to improve the company s performance and value. However, instead of achieving its goal, since 2005 the company has been experiencing continuous increase of its accumulated loss, which lead to the continuous decrease of its capital. This condition shows that PT NRM is unable to survive in the middle of many changes in its business-operating environment. In order to have a better performance, PT Nusantara Rice Mills (PT NRM) can also uses the concept of Enterprise Risk Management to manage many risks that it faces. The Enterprise Risk Management process itself involves a series of steps, which are business analysis, risk identification, risk assessment, and risk management. In this research, researcher is trying to apply the Enterprise Risk Management concept in PT Nusantara Rice Mills by following the series of risk management process steps. This research provides useful information for PT Nusantara Rice Mills to manage risks that it faced. In this research, the business analysis shows the characteristics of PT Nusantara Rice Mills business. Meanwhile, the risks identified focuses on three risks type, which are Financial Risk, Market Risk, and Operational Risk. In the risk assessment, the probability and severity of each risk could be known. In the last step of risk management process, which is risk management, the company could know the most suitable risk treatment for each risk. This research also provides an important recommendation for PT Nusantara Rice Mills, which is to manage risks by using the risk management action resulted from this research. Keywords: Enterprise Risk Management, Value at Risk, Monte Carlo Simulation, Risk Mitigation v
4 ABSTRAKSI Manajemen risiko tradisional, yang berarti bahwa risiko dikelola secara independen, di masa lalu telah diimplementasikan oleh banyak organisasi baik itu privat maupun publik. Walau bagaimanpun, ternyata teknik manajemen risiko tradisional dirasakan tidak cukup untuk menghadapi perubahan yang cepat di lingkungan bisnis saat ini. Sebagai respon terhadap kondisi ini, baik organisasi privat maupun publik telah memulai untuk mengimplementasikan konsep Enterprise Risk Management, atau biasa disebut dengan ERM. Berbeda dengan teknik manajemen risiko tradisional, ERM ditujukan untuk meningkatkan kinerja sebuah organisasi dengan cara yang lebih holistic. Dengan keberadaan dari konsep ERM, banyak organisasi terutama perusahaan yang melaksanakan bisnis, bisa mendapatkan manfaat dengan mengaplikasikan konsep ERM di dalam organisasi mereka. Sebagai salah satu perusahaan di Indonesia, PT Nusantara Rice Mills (PT NRM) juga mengahadapi risiko-risiko berkaitan dengan operasi bisnisnya. PT NRM adalah sebuah perusahaan penggilingan beras yang telah beroperasi semenjak tahun Di tahun 2004, perusahaan tersebut membuat proyek penggilingan beras berskala besar untuk menikngkatkan kinerja dan nilai perusahan. Namun, alih-alih mencapai tujuannya, semenjak tahun 2005 PT NRM justru mengalami kenaikan yang berkelanjutan pada akumulasi kerugiannya, yang mengakibatkan penurunan berkelanjutan pada penurunan modalnya. Kondisi ini menunjukkan bahwa PT NRM tidak dapat bertahan di tengah perubahanperubahan yang ada di dalam lingkungan operasi bisnisnya. Untuk mendapatkan hasik kinerja yang lebih baik, PT NRM dapat menggunakan konsep dari Enterprise Risk Management untuk mengelola risiko-risiko yang dihadapinya. Process dari Enterprise Risk Management itu sendiri meliputi beberapa urutan langkah, yakni analisa bisnis, identifikasi risiko, penghitungan risiko, dan pengelolaan risiko. Di dalam riset ini, peneliti mencoba untuk mengaplikasikan konsep Enterprise Risk Management di PT Nusantara Rice Mills dengan mengikuti urutan dari langkah-langkah pengelolaan risiko tersebut. Penelitian ini menyediakan informasi yang berguna bagi PT NRM untuk mengelola risiko-risiko yang dihadapinya. Di dalam riset ini, analisa bisnis menunjukkan karakteristik dari bisnis yang dijalankan oleh PT NRM. Sementara itu, risiko-risiko yang diidentifiasi meliputi Risiko Finansial, Pasar, dan Operasional. Di dalam penghitungan risiko, kemungkinan dan efek dari setiap risiko dapat diketahui. Di langkah terakhir, perusahaan dapat mengetahui penganganan risiko yang sesuai untuk masing-masing risiko. Penelitian ini juga menyediakan rekomendasi penting bagi PT NRM, yaitu untuk mengelola risiko menggunakan tindakan pengelolaan risiko yang dihasilkan oleh riset ini. Kata kunci: Manajemen Risiko Perusahaan, Value at Risk, Simulasi Monte Carlo, Mitigasi Risiko vii
5 FOREWORD The research of Enterprise Risk Management, Case Study on PT Nusantara Rice Mills has been written as one of the main graduation requirement of School of Business Management, Institut Teknologi Bandung. This research is intended to solve the risk management problem in PT Nusantara Rice Mills (PT NRM). Through this research, it is hoped that PT Nusantara Rice Mills can use the result to improve its performance in the future. Besides that, this research is also dedicated to students who are interested and want to study the concept of enterprise risk management. Researcher would like to thank Allah SWT, for His blessing and gift. Researcher also would like to thank all people who give their help and contribution to this research, so that researcher can finish this research optimally and on time: Researcher s beloved family; Father, Mother, and Sisters who always give support, understanding, and encouragement during the making of this research. Dr. Ir. Sudarso Kaderi Wiryono, as the Final Project Counselor, for his great teaching of risk management concept, methods, and techniques. Iscrohmani Murtaqi, as researcher s Academic Counselor who has given her guidance since the first year of researcher s study. All of my friends in SBM, especially them who are in the same topic and counselor with the researcher, Anies Setyaningrum, Eureka, Irina Nurhapsari, Nadia Anindita, Yohanes Edward, Dias Widya Ramadhan, and Mahayuhadi Fajar Susetyo for their full support and assistance. All of SBM lecturers and staffs, especially Mr. Iwan, Mr. Yayat and Mrs. Ikum, without them the researcher will not be able to know and complete the administrative matter. And, other parties that help the researcher finish this research, whose name cannot be mentioned here. Researcher realized that this research is far from the word perfect and still need many improvements and recommendations from various parties. Lastly, researcher hoped that this research would give big contribution for many people. Bandung, 26 August 2008 Researcher, Apricianita Kusumo ix
6 LIST OF CONTENTS VALIDATION PAGE...iii ABSTRACT... v ABSTRAKSI... vii FOREWORD... ix LIST OF CONTENTS... xi LIST OF FIGURES... xvii LIST OF TABLES... xix LIST OF APPENDIX... xxi CHAPTER I... 1 INTRODUCTION Background Main Problem The Importance of the Problem Solving Problem Limitation and Assumption Writing Structure... 3 CHAPTER II... 5 LITERATURE STUDY The Concept of Risk Financial Risk Liquidity Risk Credit Risk Interest Rate Risk Foreign Exchange Risk Inflation Risk Market Risk Operational Risk People Risk Process Risk Traditional to Enterprise Risk Management (ERM) The Framework of ERM According to COSO Achievement of Objectives xi
7 2.6.2 Activities in the Entity Interrelated Components Relationship of Objectives and Components Risk Identification Risk Assessment Value at Risk (VaR) Monte Carlo Simulation Probability Distributions Risk Mapping Risk Management CHAPTER III RESEARCH METHODOLOGY Research Methodology Research Steps CHAPTER IV DATA COLLECTION AND ANALYSIS Analyzing the Business of PT NRM Company Profile Company Activities Factory Location Factory Capacity Production Process Line Business Characteristic Business Function Existing Risk Management and Attitude towards Risk Risk Identification Financial Risk Market Risk Operational Risk Risk Assessment Credit Risk Liquidity Risk Currency Risk Sales Price Risk Staff Coordination Risk xiii
8 4.3.6 Risk Summary and Matrix Risk Management Avoid Control Transfer Retain CHAPTER V CONCLUSION AND RECOMMENDATION Conclusion Recommendation REFERENCES APPENDIX xv
9 LIST OF FIGURES Figure 2.1 The ERM Framework (COSO: 2004) Figure 2.2 The Historical Method of VaR Figure 2.3 The Monte Carlo Simulation Method of VaR Figure 2.4 Risk Matrix Figure 3.1 Research Methodology Figure 4.1 PT NRM Organization Structure Figure 4.2 Business Function of PT NRM Figure 4.3 Histogram of Credit Risk Simulation for Probability Figure 4.4 Histogram of Credit Risk Simulation for Severity Figure 4.5 Histogram of Liquidity Risk Simulation for Probability Figure 4.6 Histogram of Liquidity Risk Simulation for Severity Figure 4.7 Histogram of Currency Risk Simulation for Probability Figure 4.8 Histogram of Currency Risk Simulation for Severity Figure 4.8 Delta of USD/IDR ( as Base) Figure 4.9 Histogram of Sales Price Risk for Probability Figure 4.10 Histogram of Sales Price Risk for Severity Figure 4.11 PT NRM Risk Matrix xvii
10 LIST OF TABLES Table 2.1 Business Risk Taxonomy Table 4.1 PT NRM Financial Risk Identification Table 4.2 PT NRM Market Risk Identification Table 4.3 PT NRM Operational Risk Identification (People Risk) Table 4.4 PT NRM Operational Risk Identification (Process Risk) Table 4.5 Currency Risk Severity Calculation Table 4.6 PT NRM Risks Summary Table 5.1 PT NRM Risks Level Summary Table 5.2 PT NRM Risks Management Summary xix
11 LIST OF APPENDIX APPENDIX A FINANCIAL RISK APPENDIX B MARKET RISK APPENDIX C OPERATIONAL RISK (PEOPLE) APPENDIX D OPERATIONAL RISK (PROCESS) APPENDIX E FINANCIAL PERFORMANCE xxi
By: Elfira Fibriani Student Number: Approved by:
A thesis on Students Language Anxiety in English Lesson and Students Expectation to Cope with the Language Anxiety: A Study at the First Year Students of SMA 6 Semarang By: Elfira Fibriani Student Number:
Lebih terperinciINDIVIDUAL RESEARCH A STUDY OF PUBLIC SPEAKING USED BY THE FIFTH SEMESTER STUDENTS OF MURIA KUDUS UNIVERSITY IN THE ACADEMIC YEAR 2014/2015
INDIVIDUAL RESEARCH RESEARCH REPORT A STUDY OF PUBLIC SPEAKING USED BY THE FIFTH SEMESTER STUDENTS OF MURIA KUDUS UNIVERSITY IN THE ACADEMIC YEAR 2014/2015 By: Atik Rokhayani, S.Pd.,M.Pd. Funded by Anggaran
Lebih terperinciABSTRACT. vii. Maranatha Christian University
ABSTRACT Bisnis yang saya pilih dalam rencana bisnis ini adalah bisnis kuliner di Bandung yang menawarkan salah satu makanan tradisional Bangka, yaitu martabak. Bisnis Martabak Bangka yang kemudian saya
Lebih terperinciABSTRACT. Maranatha Christian University
ABSTRACT Dalam skripsi yang berupa business plan ini, penulis memilih bisnis olahraga sebagai bisnis yang akan direalisasikan. Penulis melihat adanya kesempatan untuk mengembangkan bisnis olahraga dengan
Lebih terperinciBETA CALCULATION ALTERNATIVES USING IHSG AND LQ45 ON AGRICULTURE, BASIC INDUSTRY, CONSUMER GOODS AND MANUFACTURE SECTORS JSX CASE:
BETA CALCULATION ALTERNATIVES USING IHSG AND LQ45 ON AGRICULTURE, BASIC INDUSTRY, CONSUMER GOODS AND MANUFACTURE SECTORS JSX CASE: 2002-2006 By: Ardhi Agung Pradhana 19004018 Undergraduate Program School
Lebih terperinciFINAL PROJECT. Undergraduate Program School of Business and Management Institut Teknologi Bandung
OPERATIONAL RISK ON MANUFACTURING AND SERVICE PROVIDER IN TELLECOMUNICATION INDUSTRY (Case Study: PT Hariff Daya Tunggal Engineering) FINAL PROJECT By Ary Wibowo Dirgantara 19004050 Undergraduate Program
Lebih terperinciINVESTMENT MANAGEMENT ANALYSIS CASE STUDY: BAKRIE LIFE INSURANCE. By Muhammad Rifki
INVESTMENT MANAGEMENT ANALYSIS CASE STUDY: BAKRIE LIFE INSURANCE By Muhammad Rifki 19004015 Undergraduate Program School of Business and Management Institut Teknologi Bandung 2007 VALIDATION PAGE INVESTMENT
Lebih terperinciFINAL REPORT DESIGNING STORY BOOK OF THE LEGEND SI PAHIT LIDAH AND SI MATA EMPAT FOR THE CHILDREN
FINAL REPORT DESIGNING STORY BOOK OF THE LEGEND SI PAHIT LIDAH AND SI MATA EMPAT FOR THE CHILDREN This report is written to fulfill the requirement of final report project By : Qonitah Jannah Aiza NIM.
Lebih terperinciTEACHERS CHALLENGES OF TEACHING ENGLISH AS A FOREIGN LANGUAGE IN SENIOR HIGH SCHOOLS A THESIS
TEACHERS CHALLENGES OF TEACHING ENGLISH AS A FOREIGN LANGUAGE IN SENIOR HIGH SCHOOLS A THESIS by Yuannita Student Number: 12.80.0036 FACULTY OF LANGUAGE AND ARTS SOEGIJAPRANATA CATHOLIC UNIVERSITY SEMARANG
Lebih terperinciAN ANALYSIS OF REALISM FOUND IN DANIEL DEFOE S NOVEL ROBINSON CRUSOE
AN ANALYSIS OF REALISM FOUND IN DANIEL DEFOE S NOVEL ROBINSON CRUSOE A THESIS BY: SATRIA NOVA AGESTA Reg. No. 030705001 FACULTY OF LETTERS ENGLISH DEPARTMENT NORTH SUMATERA UNIVERSITY MEDAN 2008 ACKNOWLEDGENTS
Lebih terperinciAN ANALYSIS OF GOTHIC ELEMENTS IN EDGAR ALLAN POE S THREE SHORT STORIES A THESIS JULITA REG. NO
AN ANALYSIS OF GOTHIC ELEMENTS IN EDGAR ALLAN POE S THREE SHORT STORIES A THESIS BY JULITA REG. NO. 030705041 ENGLISH DEPARTMENT FACULTY OF LETTERS UNIVERSITY OF NORTH SUMATERA MEDAN 2008 ACKNOWLEDGEMENTS
Lebih terperinciAcknowledgements. First of all, I would like to say Alhamdulillahhirabbil alamin. My utmost
ǀ vii Acknowledgements First of all, I would like to say Alhamdulillahhirabbil alamin. My utmost gratitude goes to Allah SWT, for His endless blessing and amazing life given to me. I owe my sincere appreciation
Lebih terperinciABSTRACT. Keywords: Capital budgeting, investment decision making, productivity. vii. Universitas Kristen Maranatha
ABSTRACT The condition of old production machine caused productivity reduction to textile companies in Bandung for the last years. The risk of business shutting and severance of work relation in large
Lebih terperinciAnalysis the Effectiveness of Daya Max Plus Tariff Policy for PT.PLN to Control Operational Risk in Java Bali System
Analysis the Effectiveness of Daya Max Plus Tariff Policy for PT.PLN to Control Operational Risk in Java Bali System FINAL PROJECT By Heryani Intan Prayitno 19004102 Undergraduate Program School of Business
Lebih terperinciAN ANALYSIS OF SPEECH ACT ON FILM SCRIPT ENTITLED THE PROPOSAL BY: RINANDES MINTHAULI BANJARNAHOR
AN ANALYSIS OF SPEECH ACT ON FILM SCRIPT ENTITLED THE PROPOSAL A THESIS BY: RINANDES MINTHAULI BANJARNAHOR 070705034 UNIVERSITY OF SUMATERA UTARA FACULTY OF LETTERS ENGLISH LITERATURE DEPARTMENT MEDAN
Lebih terperinciCLASSROOM MANAGEMENT USED BY THE ENGLISH TEACHER IN THE ELEVENTH GRADE LANGUAGE PROGRAMME CLASS OF SMA 1 JEKULO KUDUS IN ACADEMIC YEAR 2013/2014
CLASSROOM MANAGEMENT USED BY THE ENGLISH TEACHER IN THE ELEVENTH GRADE LANGUAGE PROGRAMME CLASS OF SMA 1 JEKULO KUDUS IN ACADEMIC YEAR 2013/2014 By ELSA PARINDRA NIM 201032145 ENGLISH EDUCATION DEPARTMENT
Lebih terperinciANALYSIS OF KEY PERFORMANCE INDICATOR OF PREANGER HOTEL BANDUNG BASED ON THE PERFORMANCE PRISM FRAMEWORK. By:
ANALYSIS OF KEY PERFORMANCE INDICATOR OF PREANGER HOTEL BANDUNG BASED ON THE PERFORMANCE PRISM FRAMEWORK By: AVANTY ADZANNY ID No: 19004022 ADITYA PRATOMO ID No: 19004028 Undergraduate Program School of
Lebih terperinciFINAL PROJECT. Cost Volume Profit Analysis at PT.Indofood Fritolay Makmur for Year Sigit Adrian Pambudi
FINAL PROJECT Cost Volume Profit Analysis at PT.Indofood Fritolay Makmur for Year 2009 by Sigit Adrian Pambudi 19007002 A Final Project in Partial Fulfillment of The Requirement for the Degree of Bachelor
Lebih terperinciTHE IMPLEMENTATION OF ABOVE THE LINE ADVERTISING IN INDOFOOD SUKSES MAKMUR BOGASARI FLOUR MILLS SURABAYA
THE IMPLEMENTATION OF ABOVE THE LINE ADVERTISING IN INDOFOOD SUKSES MAKMUR BOGASARI FLOUR MILLS SURABAYA BY: FEBRINA HORISON 3303012029 FACULTY OF BUSINESS WIDYA MANDALA CATHOLIC UNIVERSITY SURABAYA 2016
Lebih terperinciAN ANALYSIS OF ABSURD ELEMENTS IN HENRIK
AN ANALYSIS OF ABSURD ELEMENTS IN HENRIK IBSEN S PLAY A DOLL S HOUSE A PROPOSAL By: FRIDA HARTATY PUTRI H Reg. No. 080721035 UNIVERSITY OF SUMATERA UTARA FACULTY OF LETTERS ENGLISH DEPARTMENT EXTENSION
Lebih terperinciSOCIAL STATUS AMONG SLAVES IN DJANGO UNCHAINED MOVIE : A SOCIAL HISTORICAL APPROACH
SOCIAL STATUS AMONG SLAVES IN DJANGO UNCHAINED MOVIE : A SOCIAL HISTORICAL APPROACH A Thesis Presented as Partial Fulfillment of the Requirements to Obtain the Sarjana Sastra Degree in the English Letters
Lebih terperinciDESIGNING A NEW PERFORMANCE APPRAISAL FOR THE MANAGEMENT ORGANIZATIONAL DEVELOPMENT DEPARTMENT OF PT.X COMPANY IN SURABAYA
DESIGNING A NEW PERFORMANCE APPRAISAL FOR THE MANAGEMENT ORGANIZATIONAL DEVELOPMENT DEPARTMENT OF PT.X COMPANY IN SURABAYA BY: MARIA GABRILIA PALIYAMA 3303012032 INTERNATIONAL BUSINESS MANAGEMENT FACULTY
Lebih terperinciVALUE AT RISK ANALYSIS IN MUTUAL FUND COMPANY (STUDY CASE: SECURITY COMPANY X) FINAL PROJECT. By: Astri Ayuningtias.
VALUE AT RISK ANALYSIS IN MUTUAL FUND COMPANY (STUDY CASE: SECURITY COMPANY X) FINAL PROJECT By: ID No: 19004025 Undergraduate Program School of Business and Management Institut Teknologi Bandung 2007
Lebih terperinciPREDICTING STOCKS MUTUAL FUND PRODUCT PERFORMANCE USING MODERN PORTFOLIO CHOICE THEOREM
PREDICTING STOCKS MUTUAL FUND PRODUCT PERFORMANCE USING MODERN PORTFOLIO CHOICE THEOREM FINAL PROJECT By Alviga Andelisa 19004008 Undergraduate Program School of Business and Management Institut Teknologi
Lebih terperinciMEASURING SBM SERVICE QUALITY FROM THE POINT OF VIEW OF STUDENT
MEASURING SBM SERVICE QUALITY FROM THE POINT OF VIEW OF STUDENT AN APPLICATION OF SERVQUAL By Bunga Indah Asmara Surahman 19004055 Undergraduate Program School of Business and Management Institut Teknologi
Lebih terperinciANALISA RISIKO INVESTASI PENAMBAHAN JALUR PRODUKSI DI PT. XYZ DENGAN METODA CAPITAL BUDGETING PROYEK AKHIR
ANALISA RISIKO INVESTASI PENAMBAHAN JALUR PRODUKSI DI PT. XYZ DENGAN METODA CAPITAL BUDGETING PROYEK AKHIR Oleh: ALTUR SAMOSIR NIM : 29105133 Program Magister Administrasi Bisnis Sekolah Bisnis dan Manajemen
Lebih terperinciAN ANALYSIS OF THE SYMBOL MEANING IN ADVERTISEMENT IN TIMES
AN ANALYSIS OF THE SYMBOL MEANING IN ADVERTISEMENT IN TIMES A THESIS BY M. SYAMHUDI HARAHAP REG. NO. 040721004 ENGLISH LITERATURE FACULTY OF LETTERS THE NORTH SUMATERA UNIVERSITY MEDAN 2007 ACKNOWLEDGMENT
Lebih terperinciTHE TRAGIC HERO AND GLOOMY VICTORIAN LIFE IN SWEENEY TODD: THE DEMON BARBER OF FLEET STREET (2007)
THE TRAGIC HERO AND GLOOMY VICTORIAN LIFE IN SWEENEY TODD: THE DEMON BARBER OF FLEET STREET (2007) By: Jovita Tunjung Dewi 11.80.0013 ENGLISH DEPARTMENT FACULTY OF LANGUAGE AND ARTS SOEGIJAPRANATA CATHOLIC
Lebih terperinciAN ANALYSIS OF MAIN CHARACTERS IN ARTHUR GPOLDEN S NOVEL MEMOIRS OF A GEISHA. A Thesis NADYA NATASHA Z. REG. NO. :
AN ANALYSIS OF MAIN CHARACTERS IN ARTHUR GPOLDEN S NOVEL MEMOIRS OF A GEISHA A Thesis by NADYA NATASHA Z. REG. NO. : 080721011 ENGLISH DEPARTMENT EXTENTION PROGRAM FACULTY OF LETTERS UNIVERSITY OF SUMATERA
Lebih terperinciSTUDENTS PERCEPTION ON TEACHING PRACTICE PROGRAM OF ENGLISH EDUCATION DEPARTMENT OF MURIA KUDUS UNIVERSITY IN 2015/ 2016 ACADEMIC YEAR
STUDENTS PERCEPTION ON TEACHING PRACTICE PROGRAM OF ENGLISH EDUCATION DEPARTMENT OF MURIA KUDUS UNIVERSITY IN 2015/ 2016 ACADEMIC YEAR By: SITI HAJAR MAISYAROH 201232024 ENGLISH EDUCATION DEPARTMENT TEACHER
Lebih terperinciABSTRAK. Kata Kunci: manajemen risiko, analisis risiko, kuantitatif, probabilitas, dampak, severity index, skala likert. Universitas Kristen Maranatha
ABSTRAK Dalam kegiatan usaha apapun, sebuah badan usaha selalu mempunyai risiko yang harus dihadapi, begitu juga pada PT. Sygma Examedia Arkanleema. Manajemen risiko dibutuhkan untuk meminimalisir kerugian
Lebih terperinciTHE TEACHERS QUESTIONING TYPES IN ENGLISH CLASSROOM ACTIVITY OF SMA N 3 PATI IN ACADEMIC YEAR 2015/2016. By AJENG FITRIA RAHMASARI NIM
THE TEACHERS QUESTIONING TYPES IN ENGLISH CLASSROOM ACTIVITY OF SMA N 3 PATI IN ACADEMIC YEAR 2015/2016 By AJENG FITRIA RAHMASARI NIM 201232057 ENGLISH EDUCATION DEPARTMENT TEACHER TRAINING AND EDUCATION
Lebih terperinciTEACHERS ATTITUDES TOWARDS THE DIFABLE S ENGLISH LEARNING PROCESS A THESIS
TEACHERS ATTITUDES TOWARDS THE DIFABLE S ENGLISH LEARNING PROCESS A THESIS by Anita Ayu Kusumawardani Student Number: 05.80.0022 ENGLISH LETTERS STUDY PROGRAMME FACULTY OF LETTERS SOEGIJAPRANATA CATHOLIC
Lebih terperinciCOMPARISON OF BANK BRI AND BANK BNI SERVICE QUALITY FINAL PROJECT. Krishna H. Mangundjaya
COMPARISON OF BANK BRI AND BANK BNI SERVICE QUALITY FINAL PROJECT By: Krishna H. Mangundjaya 19004112 Undergraduate Program School of Business and Management Institut Teknologi Bandung VALIDATION PAGE
Lebih terperinciTHE IMPLEMENTING KTSP TO ENGLISH TEACHING IN SMK N 1 KUDUS AND SMK MUHAMMADIYAH KUDUS IN ACADEMIC YEAR 2011/2012. By: ANITA NUGRAHANI
THE IMPLEMENTING KTSP TO ENGLISH TEACHING IN SMK N 1 KUDUS AND SMK MUHAMMADIYAH KUDUS IN ACADEMIC YEAR 2011/2012 By: ANITA NUGRAHANI 20073276 DEPARTMENT OF ENGLISH EDUCATION FACULTY OF TEACHER TRAINING
Lebih terperinciCOST ANALYSIS IN BEBEK VAN JAVA FINAL PROJECT. By ARYO PRATOMO
COST ANALYSIS IN BEBEK VAN JAVA FINAL PROJECT By ARYO PRATOMO 19004023 Undergraduate Program School of Business and Management Institut Teknologi Bandung 2007 COST ANALYSIS IN BEBEK VAN JAVA ARYO PRATOMO
Lebih terperinciABSTRACT. Key word: listening, running dictation
ABSTRACT Aftina, Esti. 2012. The Listening Ability of Tenth Grade Students of SMA N 2 Kudus Taught by Using Running Dictation In The Academic Year 2012/2013. Skripsi: English Education Department Teacher
Lebih terperinciSERVICE QUALITY IMPROVEMENT ON BANK YUDHA BHAKTI FINAL PROJECT. By Nur Annisa
SERVICE QUALITY IMPROVEMENT ON BANK YUDHA BHAKTI FINAL PROJECT By Nur Annisa 19007026 Undergraduate Program of Management Study School of Business and Management Institut Teknologi Bandung 2010 SERVICE
Lebih terperinciTHE USE OF DISCOURSE MARKER IN WRITTEN TEXT OF PRESIDENT SUSILO BAMBANG YUDHOYONO S SPEECHES A THESIS BY: ROSALINA MUNTHE
THE USE OF DISCOURSE MARKER IN WRITTEN TEXT OF PRESIDENT SUSILO BAMBANG YUDHOYONO S SPEECHES A THESIS BY: ROSALINA MUNTHE 040705025 UNIVERSITY OF SUMATERA UTARA FACULTY OF LETTERS ENGLISH DEPARTMENT MEDAN
Lebih terperinciAN ERROR ANALYSIS IN USING PASSIVE VOICE MADE BY ELEVENTH YEAR STUDENTS OF MAN 1 PANYABUNGAN
AN ERROR ANALYSIS IN USING PASSIVE VOICE MADE BY ELEVENTH YEAR STUDENTS OF MAN 1 PANYABUNGAN A THESIS BY RUKIAH REG. NO.: 070705004 ENGLISH DEPARTMENT FACULTY OF CULTURAL STUDIES UNIVERSITY OF SUMATERA
Lebih terperinciANALISIS TATA KELOLA TEKNOLOGI INFORMASI PT. SURVEYOR INDONESIA MENGGUNAKAN KERANGKA KERJA COBIT (STUDI KASUS : PROSES DS 13 - MENGELOLA OPERASI)
ANALISIS TATA KELOLA TEKNOLOGI INFORMASI PT. SURVEYOR INDONESIA MENGGUNAKAN KERANGKA KERJA COBIT (STUDI KASUS : PROSES DS 13 - MENGELOLA OPERASI) TESIS Karya tulis sebagai salah satu syarat untuk memperoleh
Lebih terperinciFINAL REPORT ERROR ANALYSIS OF USING PUNCTUATION IN ABSTRACT OF FINAL REPORT AT ENGLISH DEPARTMENT OF STATE POLYTECHNIC OF SRIWIJAYA
FINAL REPORT ERROR ANALYSIS OF USING PUNCTUATION IN ABSTRACT OF FINAL REPORT AT ENGLISH DEPARTMENT OF STATE POLYTECHNIC OF SRIWIJAYA This report is written to fulfill the requirement of final report subject
Lebih terperinciCAPITAL ADEQUACY RATIO IN PRIVATE
CAPITAL ADEQUACY RATIO IN PRIVATE BANKING SECTOR, AN IMPLEMENTATION OF CAPITAL STRUCTURE FINAL PROJECT By 19004109 Undergraduate Program School of Business and Management Institut Teknologi Bandung VALIDATION
Lebih terperinciPemrograman Lanjut. Interface
Pemrograman Lanjut Interface PTIIK - 2014 2 Objectives Interfaces Defining an Interface How a class implements an interface Public interfaces Implementing multiple interfaces Extending an interface 3 Introduction
Lebih terperinciTHE TECHNIQUES FOR TEACHING VOCABULARY AT SMP MUHAMMADIYAH 10 SURAKARTA IN ACADEMIC YEAR
THE TECHNIQUES FOR TEACHING VOCABULARY AT SMP MUHAMMADIYAH 10 SURAKARTA IN 2016-2017 ACADEMIC YEAR RESEARCH PAPER Submitted as a Partial Fulfillment of the Requirements for Getting Bachelor Degree of Education
Lebih terperinciPENURUNAN BIAYA-BIAYA OPERASI UNTUK MENINGKATKAN KEUNTUNGAN PADA PT. XYZ
PENURUNAN BIAYA-BIAYA OPERASI UNTUK MENINGKATKAN KEUNTUNGAN PADA PT. XYZ ABSTRAK PT. XYZ adalah sebuah perusahaan swasta nasional dan merupakan agen tunggal dari perusahaan-perusahaan manufaktur Eropa
Lebih terperinciANALYSIS OF MEANING OF PHRASAL VERBS FOUND IN JODI PICOULT S NOVEL MY SISTER S KEEPER A THESIS BY: SANTA MIDUK REG. NO
ANALYSIS OF MEANING OF PHRASAL VERBS FOUND IN JODI PICOULT S NOVEL MY SISTER S KEEPER A THESIS BY: SANTA MIDUK REG. NO. 070507037 UNIVERSITY OF SUMATRA UTARA FACULTY OF LETTERS ENGLISH LITERATURE DEPARTMENT
Lebih terperinciABSTRACT. Keywords: accounting information system sales, sales effectiveness.
ABSTRACT Today, the role of accounting information systems is considered less important in a company. Many companies already have the accounting information system, but do not really apply in the everyday
Lebih terperinciABSTRACT. vi Universitas Kristen Maranatha
ABSTRACT On the organizations or institution, especially formal organization, as Travel agency, improving service quality have major impact. Degree of service quality in Baraya Travel become a parametric
Lebih terperinciABSTRACT. Universitas Kristen Maranatha
ABSTRACT Every company has a pattern of activities and different types of business, but have the same goal of achieving optimum profit. Company is expected to reach or exceed the targets set in order to
Lebih terperinciABSTRACT. Keywords: operational audit, effectiveness, internal control, purchase. vii. Universitas Kristen Maranatha
ABSTRACT The situation of tight competition, require company to maintain its company operational continuity in order to be able to compete with other companies. Management must believe that one factor
Lebih terperinciSKRIPSI THE ENGLISH VOCABULARY MASTERY OF FIFTH GRADE STUDENTS OF SD N 3 BACIN KUDUS IN ACADEMIC YEAR 2016/2017 BY USING BLINDFOLD GAME
SKRIPSI THE ENGLISH VOCABULARY MASTERY OF FIFTH GRADE STUDENTS OF SD N 3 BACIN KUDUS IN ACADEMIC YEAR 2016/2017 BY USING BLINDFOLD GAME By OSA FANDILAH 201132175 ENGLISH EDUCATION DEPARTMENT TEACHER TRAINING
Lebih terperinciMODEL PENGAJARAN MENULIS ARGUMENTASI BAHASA JERMAN MELALUI TEKNIK DISKUSI
LAPORAN PENELITIAN MODEL PENGAJARAN MENULIS ARGUMENTASI BAHASA JERMAN MELALUI TEKNIK DISKUSI Oleh: SETIAWAN Dibiayai oleh Proyek: Pengkajian dan Penelitian Ilmu Pengetahuan Terapan sesuai dengan Surat
Lebih terperinciANALISIS KOORDINASI. Studi Kasus: PT X TESIS MAGISTER. Oleh. Indah Victoria Sandroto Nim:
ANALISIS KOORDINASI Studi Kasus: PT X TESIS MAGISTER Oleh Indah Victoria Sandroto Nim:23499059 Bidang Khusus Manajemen Industri Program Magister Teknik dan Manajemen Industri Institut Teknologi Bandung
Lebih terperinciTHE REINFORCEMENT USED BY THE STUDENT TEACHERS IN ACADEMIC YEAR 2013/2014 IN TEACHING PRACTICE AT MTS N 1 KUDUS SKRIPSI
THE REINFORCEMENT USED BY THE STUDENT TEACHERS IN ACADEMIC YEAR 2013/2014 IN TEACHING PRACTICE AT MTS N 1 KUDUS SKRIPSI Presented to the University of Muria Kudus In Partial Fulfillment of the Requirements
Lebih terperinciABSTRACT. Keywords: Balanced Scorecard, performance measurement. viii. Universitas Kristen Maranatha
ABSTRACT The purpose of this thesis are to test and prove that good performance of Horison Hotel Bandung if applying the concept of Balanced Scorecard. The research method used by the author is descriptive
Lebih terperinciABSTRACT. Key words : accounting information system, sales credit, sales effectiveness. Universitas Kristen Maranatha
ABSTRACT Nowadays, the needs of exact and accurate information for making decision is increasing highly. The company who wants to develop must have a good management and could work more efficient and effective.
Lebih terperinciABSTRAK. Kata-kata kunci: Job order costing method, efisiensi, dan efektivitas. vii. Universitas Kristen Maranatha
ABSTRAK Berkembangnya suatu perusahaan mengakibatkan kompleksnya aktivitas usaha yang dijalankan, sehingga menuntut perusahaan untuk meningkatkan kinerja secara efisien dan efektif. Perusahaan harus mampu
Lebih terperinciABSTRAK. Kata kunci: Rasio Keuangan, Kinerja Keuangan. iv Universitas Kristen Maranatha
ABSTRAK Persaingan dunia bisnis yang semakin ketat menuntut setiap perusahaan untuk mengetahui informasi yang bermanfaat untuk mengambil keputusan yang tepat. Laporan keuangan yang telah dianalisis akan
Lebih terperinciABSTRAK. Kata Kunci: frase COBIT 5, APO12, Manajemen, Risiko, Manajemen Risiko. Universitas Kristen Maranatha
ABSTRAK Kantor Pemerintahan Kota Cimahi adalah salah satu organisasi kepemerintahan yang sudah memanfaatkan Teknologi Informasi. Dalam penerapan Teknologi informasi di kantor Pemerintahan Kota Cimahi tidak
Lebih terperinciSPEECH FUNCTIONS IN MALE AND FEMALE LANGUAGE IN COSMETIC ADVERTISEMENT A THESIS JOHAN CHRISTIAN TOBING REG. NO
SPEECH FUNCTIONS IN MALE AND FEMALE LANGUAGE IN COSMETIC ADVERTISEMENT A THESIS BY JOHAN CHRISTIAN TOBING REG. NO. 080705020 DEPARTMENT OF ENGLISH FACULTY OF CULTURAL STUDIES UNIVERSITY OF SUMATERA UTARA
Lebih terperinciABSTRAK. Kata Kunci: Pemodelan sistem informasi, Ministry Of Defence Architecture Framework (MODAF). vii. Universitas Kristen Maranatha
ABSTRAK PT BFI Finance Indonesia Tbk merupakan perusahaan yang bergerak di bidang pendanaan alat alat berat dan kendaraan mobil ataupun motor yang sedang berada di tingkat perkembangan yang cukup pesat.
Lebih terperinciABSTRACT. Key Words: Total Quality Management, financial performance, return on assets, champion. Universitas Kristen Maranatha
ABSTRACT In an increasingly competitive business environment, every company is required to be able to participate in the competition, including manufacturing companies. Customer satisfaction and product
Lebih terperinciTESIS Karya tulis sebagai salah satu syarat untuk memperoleh gelar Magister dari Institut Teknologi Bandung
KAJIAN RISIKO PROYEK REBABILITASI BENDUNGAN TAILING (Studi Kasus Bendungan Limbah Tailing PT.KEM di Kalimantan Timur) TESIS Karya tulis sebagai salah satu syarat untuk memperoleh gelar Magister dari Institut
Lebih terperinciAnalisis dan Dampak Leverage
Analisis dan Dampak Leverage leverage penggunaan assets dan sumber dana oleh perusahaan yang memiliki biaya tetap dengan maksud agar peningkatan keuntungan potensial pemegang saham. leverage juga meningkatkan
Lebih terperinciHUMAN MOTIVATION IN NON PROFIT ORGANIZATION CASE STUDY: SATOE INDONESIA
HUMAN MOTIVATION IN NON PROFIT ORGANIZATION CASE STUDY: SATOE INDONESIA By Muhammad Lukman Rahmadi Putra 19004110 Undergraduate Program School of Business and Management Institut Teknologi Bandung HUMAN
Lebih terperinciTHE READING COMPREHENSION OF THE TENTH GRADE STUDENTS OF SMK NU MA ARIF KUDUS IN THE ACADEMIC YEAR 2011/2012. By LIYANA LESTARI
THE READING COMPREHENSION OF THE TENTH GRADE STUDENTS OF SMK NU MA ARIF KUDUS IN THE ACADEMIC YEAR 2011/2012 By LIYANA LESTARI 2007-32-246 DEPARTMENT OF ENGLISH EDUCATION FACULTY OF TEACHER TRAINING AND
Lebih terperinciTEACHERS METHODS IN TEACHING ENGLISH FOR TENTH GRADE STUDENTS OF SMK TERPADU BHAKTI INDONESIA IN PATI ACADEMIC YEAR 2016/2017
TEACHERS METHODS IN TEACHING ENGLISH FOR TENTH GRADE STUDENTS OF SMK TERPADU BHAKTI INDONESIA IN PATI ACADEMIC YEAR 2016/2017 BY MIKE DESSY PUSPITA SARI 201232045 ENGLISH EDUCATION DEPARTMENT TEACHER TRAINING
Lebih terperinciABSTRAK PERANAN AUDIT OPERASIONAL DALAM MENUNJANG EFEKTIVITAS PENJUALAN (STUDI KASUS PADA PT. PINDAD)
ABSTRAK PERANAN AUDIT OPERASIONAL DALAM MENUNJANG EFEKTIVITAS PENJUALAN (STUDI KASUS PADA PT. PINDAD) Pada masa era globalisasi saat ini, agar dapat bertahan dan menonjol di dunia bisnis yang ditekuninya
Lebih terperinciCONTRASTIVE ANALYSIS OF PREFIXES IN ENGLISH AND KARONESE LANGUAGE A THESIS BY : JUNITA TARIGAN REG NO
CONTRASTIVE ANALYSIS OF PREFIXES IN ENGLISH AND KARONESE LANGUAGE A THESIS BY : JUNITA TARIGAN REG NO. 070721024 ENGLISH LITERATURE DEPARTMENT FACULTY OF LETTERS UNIVERSITY OF NORTH SUMATERA MEDAN 2008
Lebih terperinciABSTRAK. Kata Kunci: sistem, informasi, pengiriman, uang, cobit4.1, audit. Universitas Kristen Maranatha
ABSTRAK Pengiriman uang adalah bisnis inti dari bisnis PT.Pos Indonesia. Tujuan diadakan penelitian ini agar setiap pengguna sistem informasi pengiriman uang memiliki kemampuan yang sama dengan standar
Lebih terperinciA STUDY OF LISTENING CLASS RELATED PROBLEM A THESIS
A STUDY OF LISTENING CLASS RELATED PROBLEM A THESIS By : Fiona Andrianto Student Number: 07.80.0058 ENGLISH LETTERS STUDY PROGRAMME FACULTY OF LANGUAGE AND ARTS SOEGIJAPRANATA CATHOLIC UNIVERSITY SEMARANG
Lebih terperinciOLEH : FITRI SUHARIYADI NIM:
IDENTIFIKASI DAN ANALISA FAKTOR KRITIS KEBERHASILAN PADA IMPLEMENTASI PROYEK BOT : INFRASTRUKTUR JALAN TOL TESIS MAGISTER 'Karya tulis sebagai salah satu syarat untuk memperoleh gelar Magister dari Institut
Lebih terperinciNUR AFNI SIN
THE EFFECT OF USING TEXT MAPPING STRATEGY TOWARDS STUDENTS READING COMPREHENSION ON NARRATIVE TEXT OF THE SECOND YEAR STUDENTS AT MA DARUL ULUM TANDUN ROKAN HULU Thesis Submitted as a Partial Fulfillment
Lebih terperinciTEACHER S PERCEPTION ON THE 2013 CURRICULUM IN SMK PGRI 1 MEJOBO KUDUS. By NOOR HIDAYAH NIM
TEACHER S PERCEPTION ON THE 2013 CURRICULUM IN SMK PGRI 1 MEJOBO KUDUS By NOOR HIDAYAH NIM 200832068 DEPARTMENT OF ENGLISH EDUCATION FACULTY OF TEACHER TRAINING AND EDUCATION UNIVERSITY OF MURIA KUDUS
Lebih terperinciA THESIS. By: Inayah Hidayati NIM MP 13040
A THESIS THE IMPLEMENTATION OF SCHOOL BASED MANAGEMENT TO IMPROVE THE QUALITY OF EDUCATION (A Case Study in SD Negeri Wedarijaksa 01 Pati in the Academic Year of 2014/2015) By: Inayah Hidayati NIM MP 13040
Lebih terperinciOptimal Portfolio Based on Hourly Trading in Foreign Exchange: Empirical Study on Five Major Currency Pairs (February 2010 April 2010)
Optimal Portfolio Based on Hourly Trading in Foreign Exchange: Empirical Study on Five Major Currency Pairs (February 2010 April 2010) By: Martin Ariane Wibisana 19007009 Undergraduate Program School of
Lebih terperinciTHE DISCURSIVE FUNCTIONS OF DISCOURSE MARKERS USED IN THE ELLEN DEGENERES SHOW
THE DISCURSIVE FUNCTIONS OF DISCOURSE MARKERS USED IN THE ELLEN DEGENERES SHOW A THESIS by Catherine Yap Student Number: 12.80.0011 FACULTY OF LANGUAGE AND ARTS SOEGIJAPRANATA CATHOLIC UNIVERSITY SEMARANG
Lebih terperinciUniversitas Kristen Maranatha
ABSTRACT ABSTRACT Sales is one of the important part from activity business, to increase effectivity and efficiency in sales is necessary to do operational audit.the operational audit is a audit that have
Lebih terperinciABSTRAK. Kata-kata kunci: Capital Budgeting, Payback Period, Internal Rate of Return, Profitability Index, Net Present Value, Investasi.
ABSTRAK Krisis perekonomian Indonesia telah membuat perusahaan-perusahaan terguncang dan lemah. Banyak perusahaan melakukan investasi untuk mempertahankan keberadaannya dan agar tidak kalah bersaing dengan
Lebih terperinciABSTRACT. "The Effect of Compensation, Discipline on Employee Performance" (Case studies on Ardan Group)
ABSTRACT "The Effect of Compensation, Discipline on Employee Performance" (Case studies on Ardan Group) This study would like to see the compensation factor to employee performance and discipline. Compensation
Lebih terperinciABSTRACT. Keywords: Operational Audit, Intern Control, Purchasing.
ABSTRACT The increasing competition makes any company have a must to improve intern control on their operational activities, several of which is function of purchase activities. The aim of conducting this
Lebih terperinciOPTIMIZING VEHICLES ROUTING IN RPX COMPANY WITH SAVING HEURISTIC METHOD. By Mandala Widi Muchlis
OPTIMIZING VEHICLES ROUTING IN RPX COMPANY WITH SAVING HEURISTIC METHOD By Mandala Widi Muchlis 19004062 Undergraduate Program School of Business and Management Institut Teknologi Bandung 2007 ABSTRACT
Lebih terperinciMEASURING THE EFFECTIVENESS OF ADVERTISEMENT IN FACEBOOK AMONG ITB STUDENTS
MEASURING THE EFFECTIVENESS OF ADVERTISEMENT IN FACEBOOK AMONG ITB STUDENTS By Vincent Melvin 19007089 Undergraduate Program School of Business and Management Institut Teknologi Bandung MEASURING THE EFFECTIVENESS
Lebih terperinciBy YUNING LINTANG PANGESTUTI
THE STRATEGY USED BY THE INFORMATION TELECOMMUNICATION (IT) ENGINEERS IN WRITING MICRO DESIGN DOCUMENT (A Case Study at PT. Packet Systems Indonesia in Jakarta) By YUNING LINTANG PANGESTUTI 201232091 ENGLISH
Lebih terperinciRESEARCH PAPER Submitted as a Partial Fulfillment of the Requirements for Getting Bachelor Degree of Education in English Department
LEARNERS PERSPECTIVE ON THE TEACHING TECHNIQUES APLLIED BY THE NATIVE AND NON-NATIVE TEACHERS IN ENGLISH DEPARTMENT OF MUHAMMADIYAH UNIVERSITY OF SURAKARTA IN 2014/2015 ACADEMIC YEAR RESEARCH PAPER Submitted
Lebih terperinciBUDGET RISK ANALYSIS IN PT. WASKITA KARYA 2007 BUDGET PLAN: BASIS 2006 ANNUAL REPORT FINAL PROJECT
BUDGET RISK ANALYSIS IN PT. WASKITA KARYA 2007 BUDGET PLAN: BASIS 2006 ANNUAL REPORT FINAL PROJECT By Tutik Inayati 19004012 Undergraduate Program School of Business and Management Institut Teknologi Bandung
Lebih terperinciFINAL PROJECT EMPIRICAL STUDY ON LOAN S COLLECTABILITY ON MULTIPURPOSE CONSUMER CREDIT : BANK JABAR CASE KUSUMADITA AMALIA
EMPIRICAL STUDY ON LOAN S COLLECTABILITY ON MULTIPURPOSE CONSUMER CREDIT : BANK JABAR CASE FINAL PROJECT By KUSUMADITA AMALIA 19004020 Undergraduate of Management Study Program School of Business and Management
Lebih terperinciA DESCRIPTIVE STUDY ON THE USE OF SONG AS A TECHNIQUE OF TEACHING VOCABULARY AT ELEMENTARY SCHOOL A THESIS
A DESCRIPTIVE STUDY ON THE USE OF SONG AS A TECHNIQUE OF TEACHING VOCABULARY AT ELEMENTARY SCHOOL A THESIS by Brigittha Desi Arianie Student Number : 01.80.0014 ENGLISH LETTERS STUDY PROGRAMME FACULTY
Lebih terperinciAN ANALYSIS OF LEXICAL COHESION IN THE COVER STORY OF TEMPO
AN ANALYSIS OF LEXICAL COHESION IN THE COVER STORY OF TEMPO A THESIS BY: YOAN INANDA REG. NO. 040705003 UNIVERSITY OF SUMATERA UTARA FACULTY OF LETTERS ENGLISH DEPARTMENT MEDAN 2008 ACKNOWLEDGEMENTS Bismillahirrahmanirrahim,
Lebih terperinciThe Perception Of The Eight Semester Students Of English Department. On Thesis Writing : A Study On English Departments In Semarang
The Perception Of The Eight Semester Students Of English Department On Thesis Writing : A Study On English Departments In Semarang A Thesis Presented as a Partial Fulfilment of the Requirements to Obtain
Lebih terperinciOPTIMAL CAPITAL STRUCTURE ANALYSIS A STUDY FROM INDONESIA TELECOMMUNICATION COMPANIES LISTED IN IDX FOR PERIOD FINAL PROJECT
OPTIMAL CAPITAL STRUCTURE ANALYSIS A STUDY FROM INDONESIA TELECOMMUNICATION COMPANIES LISTED IN IDX FOR PERIOD 2009-2011 FINAL PROJECT By Debby Nurhikmah 19009152 Undergraduate Program School of Business
Lebih terperinciABSTRACT. vii. Universitas Kristen Maranatha
ABSTRACT To overcome the economy condition in Indonesia nowadays, the company is claimed to be able to run management functions well. Those are plannings, organizations, directions and controls. planning
Lebih terperinciSTUDENTS STRATEGIES IN DUBBING AND SUBTITLING INDONESIAN MOVIE: A STUDY IN TRANSLATION CLASS OF ENGLISH EDUCATION DEPARTMENT IN MURIA KUDUS UNIVERSITY
STUDENTS STRATEGIES IN DUBBING AND SUBTITLING INDONESIAN MOVIE: A STUDY IN TRANSLATION CLASS OF ENGLISH EDUCATION DEPARTMENT IN MURIA KUDUS UNIVERSITY By HELENNA PRANINDITA NIM 201232164 ENGLISH EDUCATION
Lebih terperinciAN ANALYSIS OF THEME IN THE SKRIPSI BACKGROUND WRITTEN BY THE STUDENTS OF ENGLISH EDUCATION DEPARTMENT OF MURIA KUDUS UNIVERSITY IN ACADEMIC YEAR
AN ANALYSIS OF THEME IN THE SKRIPSI BACKGROUND WRITTEN BY THE STUDENTS OF ENGLISH EDUCATION DEPARTMENT OF MURIA KUDUS UNIVERSITY IN ACADEMIC YEAR 2011/2012 By LUTHFI FEBRI ADI EVANARKO NIM 2007-32-181
Lebih terperinciCOVER THE TEACHERS INSTRUCTIONS IN ENGLISH CLASSES AT ELEMENTARY SCHOOLS IN PANJANG KUDUS. By ULIL ALBIBATUN NAYIROH NIM
COVER THE TEACHERS INSTRUCTIONS IN ENGLISH CLASSES AT ELEMENTARY SCHOOLS IN PANJANG KUDUS By ULIL ALBIBATUN NAYIROH NIM 201232037 ENGLISH EDUCATION DEPARTMENT TEACHER TRAINING AND EDUCATION FACULTY MURIA
Lebih terperinciABSTRAK. Kata kunci Metode Talking Stick, Hasil belajar
ABSTRAK Skripsi dengan judul Penerapan Metode Talking Stick dengan Media Audio untuk Meningkatkan Motivasi dan Hasil Belajar Aqidah Akhlak Peserta Didik Kelas IV MI Bendiljati Wetan Sumbergempol Tulungagung
Lebih terperinciACTIVITY-BASED COSTING IN THE IN-PATIENT UNIT OF RSUD CIDERES
ACTIVITY-BASED COSTING IN THE IN-PATIENT UNIT OF RSUD CIDERES By Reza Arbiandi Suparman 19005028 Undergraduate Program School of Business and Management Institut Teknologi Bandung ABSTRACT The research
Lebih terperinciABSTRACT A DECADE OF ACCOUNTING RESEARCH IN INDONESIA
ABSTRACT A DECADE OF ACCOUNTING RESEARCH IN INDONESIA The present research aimed to assess and reveal the trend of accounting research published in Indonesia. A content analysis and citation analysis were
Lebih terperinciAN ANALYSIS OF NON-LITERAL MEANING FOUND IN THE NOVEL DIARY OF WIMPY KID
AN ANALYSIS OF NON-LITERAL MEANING FOUND IN THE NOVEL DIARY OF WIMPY KID A THESIS BY MALAHAYATI REG NO. 110721025 DEPARTEMENT OF ENGLISH FACULTY OF CULTURAL STUDIES UNIVERSITY OF SUMATERA UTARA MEDAN 2014
Lebih terperinci