APPENDIX A Questionnaire: Individual Retirement Fund With My Respect; The author, Nathan Liman, is a candidate postgraduate student from International Bina Nusantara University at Jakarta. The author is performing the final task, which is thesis, as a requirement to pass the postgraduate on Magister Management Applied Finance. In this questionnaire, the author wants to take survey for individual financial condition in order to support the thesis. Furthermore, the questionnaire may include the individual privacy, so that the author apologizes if there are any questions that may attack the participants feeling or privacy. This questionnaire is necessary to support the thesis. The answer will be reserved in secret with author s guarantee. The data will be managed as average percentage in expenses ratio. Therefore, the author hopes that the all questions will be answered as truly as possible to know the individual financial condition. Furthermore, the author hopes that the answers are re-checked to make sure that there is no single question that is left being unanswered. Finally, the author says thank you for your participation, attention, and cooperation. Sincerely; Nathan Liman ID: 0600674283 I. Participant Profile Please answer the questions in the [ ] provided. 1. Age : [ ] years 2. Sex : [ ] Male [ ] Female 3. Types of Jobs : [ ] II. Individual Financial Profile A-1
Please answer the questions in the [ ] provided. 1. In what age do you want to retire? : [ ] years 2. How long do you want to enjoy your retirement life? : [ ] years 3. Do you have pension fund 1? : [ ] Yes [ ] No 4. Do you have individual retirement fund 2? : [ ] Yes [ ] No 5. How much money will you have from pension or individual retirement fund? : 6. Do you think that money will support your retirement life when you are not working anymore? : [ ] Yes [ ] No 7. Please answer in the table provided. Individual Monthly Expenses Items Current 3 Retirement Expected 4 Fixed Expenses: Savings, if any House Mortgage, if any Car Mortgage, if any Insurance, if any Other, if any Total Fixed Expenses: Variable Expenses: Food & Beverages Clothing Transportation Recreation & Education Gift & Contributions Other Total Variable Expenses: Total Expenses: (Please check all the questions to make sure that there is no question unanswered) Thank you for answering the questions above 1 Pension Fund is fund that is provided by Company for the person who retires from his/her job. 2 Individual Retirement Fund is fund that is provided by individual to support his/her life in retirement period. 3 Current is Individual Current Expenses for only one person in present condition 4 Retirement Expected is Individual Monthly Expenses that will be incurred when one person is in the retirement period to support his/her life. A-2
APPENDIX B Questionnaire: Individual Retirement Fund Partisipasi Yang Terhormat; Saya, Nathan Liman selaku Penulis, adalah kandidat S2 di Universitas Bina Nusantara International yang berada di Jakarta. Penulis melakukan tugas akhir yaitu menyelesaikan thesis dalam rangka mendapatkan gelar S2 di bidang Magister Manajemen Applied Finance. Pertanyaan ini ditulis oleh Penulis yang bertujuan untuk melakukan survey perihal invidivu kondisi keuangan untuk mendukung thesis. Pertanyaan ini akan mengandung masalah individu privacy, karena itu Penulis mohon maaf apabila ada pertanyaan yang menyinggung perasaan Anda. Seluruh jawaban akan dijamin kerahasiaannya oleh Penulis. Jawaban tersebut akan dikonversikan secara rata-rata ratio pengeluaran. Karena itu, Penulis mohon agar seluruh pertanyaan dijawab dengan sebenar-benarnya sesuai dengan keadaan Anda untuk mengetahui kondisi keuangan Anda. Dan Penulis mohon agar Anda memeriksa kembali seluruh pertanyaan agar tidak ada yang terlewati. Akhir kata, Penulis mengucapkan terima kasih sebesar-besarnya atas kesediaan Anda untuk mengisi pertanyaan dibawah ini. Hormat Saya; Nathan Liman NIM: 0600674283 I. Participant Profile Berilah jawaban Anda di tempat [ ] yang telah tersedia. 4. Umur : [ ] tahun 5. Jenis Kelamin : [ ] Laki-laki [ ] Perempuan 6. Pekerjaan : [ ] II. Individual Financial Profile A-3
Berilah jawaban Anda di tempat [ ] yang telah tersedia. 8. Umur berapa Anda ingin Pensiun? : [ ] tahun 9. Berapa lama Anda ingin menikmati Pensiun? : [ ] tahun 10. Apakah Anda mempunyai Dana Pensiun dari Perusahaan 5? : [ ] Yes [ ] No 11. Apakah Anda mempunyai Dana Pensiun secara Individu 6? : [ ] Yes [ ] No 12. Berapa banyak dana yang akan Anda dapat dari Dana Pensiun baik secara Perusahaan dan Pribadi? : 13. Apakah Dana tersebut cukup untuk mendanai kebutuhan Anda di hari Pensiun? : [ ] Yes [ ] No 14. Berilah jawaban Anda di dalam table yang telah tersedia. Fixed Expenses: Tabungan, jika ada Cicilan Rumah, jika ada Cicilan mobil, jika ada Asuransi, jika ada Pengeluaran lain, jika ada Total Fixed Expenses: Variable Expenses: Makanan & Minuman Pakaian Transportasi Rekreasi & Edukasi Hadiah & Kontribusi Pengeluaran lain, jika ada Total Variable Expenses: Total Expenses: Pengeluaran Individu Perbulan Items Sekarang Masa Pensiun (Tolong periksa kembali supaya tidak ada pertanyaan yang terlewati) Terima kasih atas jawaban yang diberikan 5 Dana Pensiun dari Perusahaan adalah dana yang telah disediakan oleh Perusahaan ketika ada pegawai yang berhenti bekerja. 6 Dana Pensiun secara Individu adalah dana yang telah disediakan oleh Anda sendiri untuk mendukung pengeluaran Anda selama Anda Pensiun. A-4
CURRICULUM VITAE Name : Nathan Liman Place/Date of Birth : Jakarta, 7 September 1984 Sex : Male Religion : Christian Address : Taman Duta Mas Blok D6 No. 33, Jakarta Telephone : 0817-701-018 Education : University (S1) University (S1) : Curtin University of Technology B.Comm in IS and E-Commerce (2005-2006) : Bina Nusantara International University Sarjana Komputer in IS (2002-2006) Working Experience : PT. Prudential Life Assurance (2002-Present) A-4