Notice (Date of Notice: 1 September 2019) To: CIMB and CIMB Bank Credit Cardholders Dear Sir/Madam, Please be informed, Bonus Point / Bonus Miles / Tesco Club Points earned will be forfeited if any of the credit card accounts are in arrears / suspended / terminated. Terms & Conditions below as set out in the below table and shall take effect and be binding with effect from 1 October 2019. i. and Conditions i. CIMB Tesco Platinum Credit Card Terms & Conditions Agreement Existing Clause New Clause SCHEDULE, Section 1 (B), 2 SCHEDULE, Section 1 (B), 2 CIMB reserves the absolute right to forfeit any Bonus points and Bonus Miles earned will be bonus point / Bonus Miles earned if any of the forfeited if any of the Cardholder s credit card CIMB credit card accounts are in arrears / cancelled / account(s) are in arrears, suspended and/ or suspended. terminated. CIMB SCHEDULE, Section 1 (C), 1 (a) 1. Unless utilised earlier, bonus points earned and accumulated by the:- Credit Cardholder:- shall be forfeited and deemed expired three (3) years (i.e. 36 months) after the end of the statement cycle month in which the bonus points are earned (Platinum, Visa SIGNATURE, Preferred Visa INFINITE, and World Mastercard). For example, if the particular statement cycle month is 15 September 2016, bonus points earned between 15 August 2016 and 14 September 2016 will expire by 15 September 2019; or Upon cancellation of the credit card, whether effected by CIMB or Credit Cardholders, whichever shall be earlier; and SCHEDULE, Section 1 (C), 1 (a) 1. Unless utilised earlier, bonus points / Bonus Miles earned and accumulated by the:- Credit Cardholder:- shall be forfeited and deemed expired three (3) years (i.e. 36 months) after the end of the statement cycle month in which the bonus points are earned (Platinum, Visa SIGNATURE, Preferred Visa INFINITE, and World Mastercard). For example, if the particular statement cycle month is 15 September 2016, bonus points earned between 15 August 2016 and 14 September 2016 will expire by 15 September 2019; Shall be forfeited upon cancellation of the credit card/ closure of the credit card account, whether effected by CIMB or Credit Cardholders, whichever shall be earlier; Shall be forfeited if any of the cardholder s credit card account(s) are in arrears, suspended and/or terminated; CIMB SCHEDULE, Section 1 (C), 1 (b) Debit Cardholder shall be forfeited and deemed expired:- Three (3) years (i.e. 36 months) from the first (1st) day of the quarter following that in which the bonus points are earned. For example, bonus points earned between 1 SCHEDULE, Section 1 (C), 1 (b) Debit Cardholder:- Shall be forfeited and deemed expired three (3) years (i.e. 36 months) from the first (1st) day of the quarter following that in which the bonus points are earned. For example, bonus
CIMB CIMB Tesco Platinum Terms & Conditions January 2016 and 31 March 2016 will expire by 31 March 2019; or Upon cancellation of the debit card, whether effected by CIMB or Debit Cardholders, whichever shall be earlier. SCHEDULE, Section 1 (C), 5 Nil Clause 2.12 In the event the Co-Brand Cardholder s Co-Brand Card and/or Tesco Clubcard is temporarily suspended, the Principal Co-Brand Cardholder acknowledges and agrees that the Clubcard Point(s) earned on transactions carried out on the Co-Brand Card, but which have not yet been credited to the Principal Co-Brand Cardholder s Tesco Clubcard account will not be credited but will continue to accumulate and only be credited when the suspension is uplifted on the Co-Brand Clubcard. In the event that the Co-Brand Clubcard is terminated any Clubcard Point(s) earned will be cancelled and/or forfeited. points earned between 1 January 2016 and 31 March 2016 will expire by 31 March 2019; Shall be forfeited upon cancellation of the debit card / closure of the debit card account, whether effected by CIMB or Debit Cardholders, whichever shall be earlier. SCHEDULE, Section 1 (C), 5 Bonus points/ Bonus Miles will be shown as zero balance in the Cardholder s monthly statement as a result of the forfeiture of the bonus points/ Bonus Miles. Clause 2.12 In the event the Co-Brand Cardholder s Co-Brand Card and/or Tesco Clubcard is temporarily suspended, the Principal Co-Brand Cardholder acknowledges and agrees that the Clubcard Point(s) earned on transactions carried out on the Co-Brand Card, but which have not yet been credited to the Principal Co-Brand Cardholder s Tesco Clubcard account will not be credited but will continue to accumulate and only be credited when the suspension is uplifted on the Co-Brand Clubcard. In the event that the Co-Brand Clubcard is in arrears, suspended and/or terminated any Clubcard Point(s) earned will be cancelled and/or forfeited. The Clubcard Point(s) will be shown as zero balance in the Principal Co- Brand Cardholder s monthly billing statement as a result of the forfeiture of the Clubcard Point(s). The Terms & Conditions can be found on our website at www.cimbbank.com.my / www.cimbislamic.com.my Thank you The Management CIMB / CIMB
Notis (Tarikh Notis: 1 September 2019) Kepada: Pemegang Kad Kredit CIMB dan CIMB Bank Tuan/Puan, Adalah dimaklumkan bahawa, Mata Bonus/ Bonus Miles / Mata Tesco Club yang diperoleh akan ditarik balik sekiranya mana-mana akaun kad kredit adalah tertunggak / digantung / ditamatkan. Terma-Terma & di bawah seperti yang tertera dalam jadual di bawah dan akan berkuatkuasa dan mengikat bermula dari 1 October 2019. i. Ahli ii. Kad Kredit Platinum CIMB Tesco Perjanjian Klausa Sedia Ada Klausa Baru JADUAL, Seksyen 1 (B), 2 CIMB mempunyai hak mutlak untuk melupuskan sebarang bonus point / Bonus Miles yang diperolehi jika mana-mana akaun kad kredit tertunggak / dibatalkan / digantung. JADUAL, Seksyen (C), 1 (a) 1. Kecuali digunakan terlebih dahulu, mata bonus yang diperolehi dan dikumpul oleh:- Pemegang Kad Kredit:- akan ditarik balik dan dianggap luput tiga (3) tahun (iaitu 36 bulan) selepas akhir bulan kitaran penyata di mana mata bonus diperoleh (Platinum, Visa SIGNATURE, Preferred Visa INFINITE, dan World Mastercard). Contohnya, jika bulan kitaran penyata tertentu ialah 15 September 2016, mata bonus yang diperoleh antara 15 Ogos 2016 dan 14 September 2016 akan luput menjelang 15 September 2019; atau Apabila kad kredit dibatalkan, sama ada dilakukan oleh CIMB atau Pemegang Kad Kredit, yang mana lebih awal; dan JADUAL, Seksyen 1 (B), 2 Mata bonus dan Bonus Miles yang diperolehi akan ditarik balik sekiranya mana-mana akaun kad kredit Pemegang Kad tertunggak / digantung dan/ atau ditamatkan. JADUAL, Seksyen 1 (C), 1 (a) 1. Kecuali digunakan terlebih dahulu, mata bonus/ Bonus Miles yang diperolehi dan dikumpul oleh:- Pemegang Kad Kredit:- akan ditarik balik dan dianggap luput tiga (3) tahun (iaitu 36 bulan) selepas akhir bulan kitaran penyata di mana mata bonus diperoleh (Platinum, Visa SIGNATURE, Preferred Visa INFINITE, dan World Mastercard). Contohnya, jika bulan kitaran penyata tertentu ialah 15 September 2016, mata bonus yang diperoleh antara 15 Ogos 2016 dan 14 September 2016 akan luput menjelang 15 September 2019; Akan di tarik balik apabila kad kredit dibatalkan/ akaun kad kredit ditutup, sama ada dilakukan oleh CIMB atau Pemegang Kad Kredit, yang mana lebih awal;
JADUAL, Seksyen 1 (C), 1 (b) Pemegang Kad Debit akan ditarik balik dan dianggap luput:- Tiga (3) tahun (iaitu 36 bulan) dari hari pertama suku tahun apabila mata bonus diperolehi. Contohnya, mata bonus yang diperolehi antara 1 Januari 2016 dan 31 Mac 2016 akan luput menjelang 31 Mac 2019, atau Apabila kad debit dibatalkan, sama ada dilakukan oleh CIMB atau Pemegang Kad Debit, yang mana lebih awal. Akan di tarik balik sekiranya mana-mana Pemegang akaun kad kredit tertunggak, digantung dan/atau ditamatkan; JADUAL, Seksyen 1 (C), 1 (b) Pemegang Kad Debit:- Akan ditarik balik dan dianggap sebagai luput tiga (3) tahun (iaitu 36 bulan) dari hari pertama suku tahun apabila mata bonus diperolehi. Contohnya, mata bonus yang diperolehi antara 1 Januari 2016 dan 31 Mac 2016 akan luput menjelang 31 Mac 2019, atau Akan ditarik balik apabila kad debit dibatalkan/ akaun kad debit ditutup, sama ada dilakukan oleh CIMB atau Pemegang Kad Debit, yang mana lebih awal. CIMB Kad Kredit Platinum CIMB Tesco JADUAL, Seksyen 1 (C), 5 Tiada Klausa 2.12 Sekiranya Kad Dwi-Jenama dan/atau Tesco Clubcard Pemegang Kad Dwi-Jenama digantung buat sementara waktu, Pemegang Kad Dwi-Jenama Utama mengakui dan bersetuju bahawa Mata Clubcard yang diperolehi daripada transaksi-transaksi yang dilakukan pada Kad Dwi-Jenama, tetapi yang masih belum dikreditkan ke akaun Tesco Clubcard Pemegang Kad Dwi-Jenama Utama tidak akan dikreditkan tetapi akan terus mengumpul dan hanya dikreditkan apabila penggantungan Kad Dwi-Jenama dan/atau Tesco Clubcard Pemegang Kad Dwi-Jenama ditarikbalik. Sekiranya Kad Dwi-Jenama dan/atau Tesco Clubcard Pemegang Kad Dwi-Jenama ditamatkan, sebarang Mata JADUAL, Seksyen 1 (C), 5 Mata bonus/ Bonus Miles akan ditunjukkan sebagai baki sifar di dalam penyata bil bulanan Pemegang Kad akibat daripada penarikan balik Mata bonus/ Bonus Miles. Klausa 2.12 Sekiranya Kad Dwi-Jenama dan/atau Tesco Clubcard Pemegang Kad Dwi-Jenama digantung buat sementara waktu, Pemegang Kad Dwi-Jenama Utama mengakui dan bersetuju bahawa Mata Clubcard yang diperolehi daripada transaksi-transaksi yang dilakukan pada Kad Dwi-Jenama, tetapi yang masih belum dikreditkan ke akaun Tesco Clubcard Pemegang Kad Dwi-Jenama Utama tidak akan dikreditkan tetapi akan terus mengumpul dan hanya dikreditkan apabila penggantungan Kad Dwi-Jenama dan/atau Tesco Clubcard Pemegang Kad Dwi-Jenama ditarikbalik. Sekiranya Kad Dwi-Jenama dan/atau Tesco Clubcard Pemegang Kad Dwi- Jenama tertunggak, digantung dan/atau ditamatkan, sebarang Mata Clubcard yang diperolehi akan dibatalkan dan/atau
Clubcard yang diperolehi akan dibatalkan dan/atau ditarikbalik. ditarikbalik. Mata Clubcard akan ditunjukkan sebagai baki sifar di dalam penyata bil bulanan akibat daripada penarik balikan Mata Clubcard. Terma-Terma & boleh didapati di laman web kami di www.cimbbank.com.my / www.cimbislamic.com.my Terima Kasih Pihak Pengurusan CIMB / CIMB