Lampiran 1 : Data Penelitian periode 2010 2014. A. Bank Syariah Mandiri Tahun Pembiayaan Murabahah NPF JKBUS (unit) SBIS DPK 2010 12.681.133.009.729 3,52% 507 3.412.000.000.000 28.998.000.000.000 2011 19.773.813.000.000 2,42% 669 4.850.000.000.000 42.618.000.000.000 2012 27.549.264.000.000 2,82% 764 3.125.000.000.000 47.409.000.000.000 2013 33.207.376.000.000 4,32% 853 5.198.000.000.000 56.461.000.000.000 2014 33.715.000.000.000 6,84% 865 10.302.000.000.000 59.821.000.000.000 B. BRI Syariah Tahun Pembiayaan NPF JKBUS SBIS DPK Murabahah (unit) 2010 3.415.609.000.000 3,19% 95 200.000.000.000 5.096.597.000.000 2011 5.369.344.000.000 2,77% 105 400.000.000.000 9.906.412.000.000 2012 7.128.905.000.000 3% 209 575.000.000.000 11.948.889.000.000 2013 9.004.029.000.000 4,06% 573 1.050.000.000.000 13.794.869.000.000 2014 10.020.738.000.000 4,60% 674 1.605.645.000.000 16.711.516.000.000 C. BNI Syariah Tahun Pembiayaan NPF JKBUS SBIS DPK Murabahah (unit) 2010 2.553.092.000.000 3,59% 60 885.000.000.000 5.162.728.000.000 2011 3.142.593.000.000 3,62% 96 1.730.000.000.000 6.756.262.000.000 2012 4.734.352.000.000 2,02% 195 11.000.000.000 8.980.036.000.000 2013 7.696.128.000.000 1,86% 242 210.000.000.000 11.488.209.000.000 2014 11.292.122.000.000 1,86% 249 777.000.000.000 16.246.405.000.000 D. BCA Syariah Tahun Pembiayaan NPF JKBUS SBIS DPK Murabahah (unit) 2010 106.465.558.325 1,20% 15 151.600.000.000 556.780.000.000 2011 336.727.157.206 0,2% 25 237.800.000.000 864.100.000.000 2012 435.053.719.392 0,1% 30 258.000.000.000 1.261.800.000.000 2013 597.422.266.365 0,1% 34 252.700.000.000 1.703.000.000.000 2014 948.034.172.205 0,1% 45 591.900.000.000 2.338.700.000.000 E. Bank Muamalat Indonesia Tahun Pembiayaan NPF JKBUS SBIS DPK 75
Murabahah (unit) 2010 6.441.601.218.000 4,32% 325 400.000.000.000 17.393.440.000.000 2011 10.042.862.193.000 2,60% 360 150.000.000.000 26.658.090.000.000 2012 16.140.183.597.000 2,09% 442 200.000.000.000 34.903.830.000.000 2013 19.566.857.115.000 4,69% 456 150.000.000.000 41.791.040.000.000 2014 20.172.146.338.000 6,55% 457 234.701.000.000 51.206.270.000.000 F. Bank Syariah Mega Indonesia Tahun Pembiayaan NPF JKBUS SBIS DPK Murabahah (unit) 2010 2.875.314.833.000 3,52% 369 475.000.000.000 4.040.980.000.000 2011 3.337.997.140.000 3,03% 390 482.000.000.000 4.933.556.000.000 2012 5.233.839.144.000 2,67% 350 750.000.000.000 7.108.754.000.000 2013 6.714.437.813.000 2,98% 360 661.000.000.000 7.736.248.000.000 2014 5.183.515.388.000 3,89% 321 355.000.000.000 5.881.057.000.000 76
Lampiran 2 : Data penelitian setelah di Logaritma Natural (Ln). A. Bank Syariah Mandiri Tahun Ln_P.Mur NPF Ln_JKBUS Ln_SBIS Ln_DPK 2010 30,17 3,52 6,23 28,86 31,0 2011 30,62 2,42 6,51 29,21 31,38 2012 30,95 2,82 6,64 28,77 31,49 2013 31,1 4,32 6,75 29,28 31,66 2014 31,15 6,84 6,76 29,96 31,72 B. BRI Syariah Tahun Ln_P.Mur NPF Ln_JKBUS Ln_SBIS Ln_DPK 2010 28,86 3,19 4,55 26,02 29,26 2011 29,31 2,77 4,65 26,71 29,92 2012 29,60 3,0 5,34 27,08 30,11 2013 29,83 4,06 6,35 27,68 30,26 2014 29,94 4,60 6,51 28,1 30,45 C. BNI Syariah Tahun Ln_P.Mur NPF Ln_JKBUS Ln_SBIS Ln_DPK 2010 28,57 3,59 4,09 27,51 29,45 2011 28,78 3,62 4,56 28,18 29,54 2012 29,19 2,02 5,27 23,12 29,83 2013 29,67 1,86 5,49 26,07 30,07 2014 30,06 1,86 5,52 27,38 30,42 D. BCA Syariah Tahun Ln_P.Mur NPF Ln_JKBUS Ln_SBIS Ln_DPK 2010 25,39 1,2 2,71 25,74 27,05 2011 26,54 0,2 3,22 26,19 27,48 2012 26,80 0,1 3,40 26,28 27,86 2013 27,12 0,1 3,53 26,26 28,16 2014 27,58 0,1 3,81 27,11 28,48 E. Bank Muamalat Indonesia Tahun Ln_P.Mur NPF Ln_JKBUS Ln_SBIS Ln_DPK 2010 29,49 4,32 5,78 26,71 30,49 2011 29,94 2,6 5,89 25,73 30,91 2012 30,41 2,09 6,09 26,02 31,18 2013 30,60 4,69 6,12 25,73 31,36 77
2014 30,64 6,55 6,12 26,18 31,57 F. Bank Syariah Mega Indonesia Tahun Ln_P.Mur NPF Ln_JKBUS Ln_SBIS Ln_DPK 2010 28,69 3,52 5,91 26,89 29,03 2011 30,91 3,03 5,97 26,90 29,23 2012 29,29 2,67 5,86 27,34 29,59 2013 29,54 2,98 5,89 27,22 29,68 2014 29,28 3,89 5,77 26,60 29,4 78
Lampiran 3 : Analisis Statistik deskriptif Descriptive Statistics N Minimum Maximum Mean Std. Deviation NPF 30,10 6,84 2,9510 1,66911 Ln_JKBUS 30 2,71 6,76 5,3763 1,14595 Ln_SBIS 30 23,12 29,96 27,0277 1,37042 Ln_DPK 30 27,05 31,72 29,9343 1,26678 Ln_P.MUR 30 25,39 31,15 29,3340 1,43125 Valid N (listwise) 30 79
Lampiran 4 : Uji Normalitas. One-Sample Kolmogorov-Smirnov Test NPF Ln_JKBUS Ln_SBIS Ln_DPK Ln_P.MUR N 30 30 30 30 30 Normal Parameters a,b Mean 2,9510 5,3763 27,0277 29,9343 29,3340 Std. Deviation 1,66911 1,14595 1,37042 1,26678 1,43125 Most Extreme Differences Absolute,090,201,139,089,160 Positive,084,114,099,079,102 Negative -,090 -,201 -,139 -,089 -,160 Kolmogorov-Smirnov Z,493 1,101,759,488,876 Asymp. Sig. (2-tailed),968,177,613,971,427 a. Test distribution is Normal. b. Calculated from data. 80
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Lampiran 5 : Uji Multikolinearitas. Unstandardized Coefficients Coefficients a Standardized Coefficients Collinearity Statistics Model B Std. Error Beta t Sig. Tolerance VIF 1 (Constant) 10,099 3,695 2,733,011 NPF -,004,069 -,005 -,062,951,481 2,080 Ln_JKBUS,656,151,525 4,329,000,210 4,758 Ln_SBIS -,013,065 -,013 -,205,839,794 1,259 Ln_DPK,537,136,476 3,965,001,215 4,654 a. Dependent Variable: Ln_P.MUR 83
Lampiran 6 : Uji Autokolerasi. Model Summary b Adjusted R Std. Error of the Model R R Square Square Estimate Durbin-Watson 1,961 a,923,910,42850 2,092 a. Predictors: (Constant), Ln_DPK, Ln_SBIS, NPF, Ln_JKBUS b. Dependent Variable: Ln_P.MUR 84
Lampiran 7 : Uji Heteroskedastisitas. 85
Lampiran 8 : Analisis Regresi Linear Berganda. Coefficients a Unstandardized Coefficients Standardized Coefficients Collinearity Statistics Model B Std. Error Beta t Sig. Tolerance VIF 1 (Constant) 10,099 3,695 2,733,011 NPF -,004,069 -,005 -,062,951,481 2,080 Ln_JKBUS,656,151,525 4,329,000,210 4,758 Ln_SBIS -,013,065 -,013 -,205,839,794 1,259 Ln_DPK,537,136,476 3,965,001,215 4,654 a. Dependent Variable: Ln_P.MUR 86
Lampiran 9 : Uji t Unstandardized Coefficients Coefficients a Standardized Coefficients Collinearity Statistics Model B Std. Error Beta t Sig. Tolerance VIF 1 (Constant) 10,099 3,695 2,733,011 NPF -,004,069 -,005 -,062,951,481 2,080 Ln_JKBUS,656,151,525 4,329,000,210 4,758 Ln_SBIS -,013,065 -,013 -,205,839,794 1,259 Ln_DPK,537,136,476 3,965,001,215 4,654 a. Dependent Variable: Ln_P.MUR 87
Lampiran 10 : Uji F ANOVA b Model Sum of Squares Df Mean Square F Sig. 1 Regression 54,816 4 13,704 74,634,000 a Residual 4,590 25,184 Total 59,406 29 a. Predictors: (Constant), Ln_DPK, Ln_SBIS, NPF, Ln_JKBUS b. Dependent Variable: Ln_P.MUR 88
Lampiran 11 :Uji Koefisien Determinasi ) Model Summary b Adjusted R Std. Error of the Model R R Square Square Estimate Durbin-Watson 1,961 a,923,910,42850 2,092 a. Predictors: (Constant), Ln_DPK, Ln_SBIS, NPF, Ln_JKBUS b. Dependent Variable: Ln_P.MUR 89