Aset tidak berwujud lain (selain Mortgage-Servicing Rights) ( ) c + d

Transkripsi

1 PT Bank Mandiri (Persero) Tbk. Format Standar Pengungkapan Permodalan sesuai dengan Kerangka Basel III / Standard Format of Capital Disclosure in accordance with Basel III Framework Per 30 September 2017 / As of September 30, 2017 No. Component (English) Komponen (Bahasa Indonesia) Common Equity Tier 1 capital: Instruments and Reserves Modal Inti Utama (Common Equity Tier 1)/CET 1: Instrumen dan Tambahan Modal Disetor Jumlah (Dalam Juta Rupiah) / Amount (in Million Rupiah) No. Ref. yang berasal dari Laporan Posisi Keuangan Konsolidasi / Ref. from Position Keterangan / Notes Directly issued qualifying common share (and Saham biasa (termasuk stock surplus) g + h + i 1 equivalent for nonjoint stock companies) capital plus related stock surplus 2 Retained earnings Laba ditahan o + p 3 Accumulated other comprehensive income Akumulasi penghasilan komprehensif lain (dan cadangan lain) j + k + l + m + n (and other reserves) Directly issued capital subject to phase out Modal yang yang termasuk phase out dari CET1 4 from CET1 (only applicable to nonjoint stock companies) Common share capital issued by subsidiaries Kepentingan Non Pengendali yang dapat diperhitungkan q 5 and held by third parties (amount allowed in group CET1) 6 Common Equity Tier 1 capital before CET1 sebelum regulatory adjustment regulatory adjustments Common Equity Tier 1 capital: regulatory adjustments CET1: regulatory adjustment 7 Prudential valuation adjustments Selisih kurang jumlah penyesuaian nilai wajar dari instrumen keuangan dalam trading book 8 Goodwill (net of related tax liability) Goodwill ( ) b 9 Other intangibles other than mortgageservicing rights (net of related tax liability) Aset tidak berwujud lain (selain MortgageServicing Rights) ( ) c + d Deferred tax assets that rely on future Aset pajak tangguhan yang berasal dari future profitability 10 profitability excluding those arising from temporary differences (net of related tax liability) 11 Cashflow hedge reserve Cashflow hedge reserve 12 Shortfall of provisions to expected losses Shortfall on provisions to expected losses Securitisation gain on sale (as set out in paragraph 562 of Basel II framework) Keuntungan dari sekuritisasi Gains and losses due to changes in own Peningkatan/penurunan nilai wajar atas kewajiban keuangan credit risk on fair valued liabilities (DVA) Definedbenefit pension fund net assets Aset pensiun manfaat pasti Investments in own shares (if not already Investasi pada saham sendiri (jika belum di net dalam modal di netted off paidin capital on reported balanceneraca) sheet) Reciprocal crossholdings in common equity Kepemilikan silang pada instrumen CET 1 pada entitas lain Investments in the capital of banking, Investasi pada modal bank, entitas keuangan dan asuransi diluar financial and insurance entities that are cakupan konsolidasi secara ketentuan, net posisi short yang outside the scope of regulatory diperkenankan, dimana Bank tidak memiliki lebih dari 10% consolidation, net of eligible short positions, modal saham yang diterbitkan (jumlah di atas batasan 10%) where the bank does not own more than 10% of the issued share capital (amount above 10% threshold) Significant investments in the common stock of banking, financial and insurance entities that are outside the scope of regulatory consolidation, net of eligible short positions (amount above 10% threshold) Investasi signifikan pada saham biasa bank, entitas keuangan dan asuransi di luar cakupan konsolidasi secara ketentuan, net posisi short yang diperkenankan (jumlah di atas batasan 10%) Mortgage servicing rights (amount above 10% threshold) Deferred tax assets arising from temporary differences (amount above 10% threshold, net of related tax liability) Mortgage servicing rights Aset pajak tangguhan yang berasal dari perbedaan temporer (jumlah di atas batasan 10%, net dari kewajiban pajak) 22 Amount exceeding the 15% threshold Jumlah melebihi batasan 15% dari: of which: significant investments in the investasi signifikan pada saham biasa financials 23 common stock of financials 24 of which: mortgage servicing rights mortgage servicing rights of which: deferred tax assets arising from pajak tangguhan dari perbedaan temporer 25 temporary differences National specific regulatory adjustments Penyesuaian berdasarkan ketentuan spesifik nasional Regulatory adjustments applied to Common Equity Tier 1 due to insufficient Additional Tier 1 and Tier 2 to cover deductions a. Selisih PPA dan CKPN b. PPA atas aset non produktif ( ) c. Aset Pajak Tangguhan ( ) e d. Penyertaan ( ) a e. Kekurangan modal pada perusahaan anak asuransi f. Eksposur sekuritisasi (25.000) g. Faktor pengurang modal inti lainnya Investasi pada instrumen AT1 dan Tier 2 pada bank lain

2 No. Component (English) Komponen (Bahasa Indonesia) Jumlah (Dalam Juta Rupiah) / Amount (in Million Rupiah) 28 Total regulatory adjustments to Common Jumlah pengurang (regulatory adjustment) terhadap CET 1 ( ) equity Tier 1 29 Common Equity Tier 1 capital (CET1) Jumlah CET 1 setelah faktor pengurang Additional Tier 1 capital: instruments Modal Inti Tambahan (AT 1): Instrumen Directly issued qualifying Additional Tier 1 Instrumen AT 1 yang diterbitkan oleh bank (termasuk stock 30 instruments plus related stock surplus surplus) No. Ref. yang berasal dari Laporan Posisi Keuangan Konsolidasi / Ref. from Position Keterangan / Notes of which: classified as equity under Yang diklasifikasikan sebagai ekuitas berdasarkan standar applicable accounting standards akuntansi of which: classified as liabilities under Yang diklasifikasikan sebagai liabilitas berdasarkan standar applicable accounting standards akuntansi Directly issued capital instruments subject to Modal yang yang termasuk phase out dari AT1 phase out from Additional Tier Additional Tier 1 instruments (and CET1 Instrumen AT1 yang diterbitkan oleh Entitas Anak yang diakui instruments not included in row 5) issued by dalam perhitungan KPMM secara konsolidasi subsidiaries and held by third parties (amount allowed in group AT1) of which: instruments issued by subsidiaries Instrumen yang diterbitkan Entitas Anak yang termasuk phase out subject to phase out Additional Tier 1 capital before regulatory Jumlah AT 1 sebelum regulatory adjustment adjustments Additional Tier 1 capital: regulatory Modal Inti Tambahan: Faktor Pengurang (Regulatory adjustments Adjustment) Investments in own Additional Tier 1 Investasi pada instrumen AT1 sendiri instruments Reciprocal crossholdings in Additional Tier 1 Kepemilikan silang pada instrumen AT 1 pada entitas lain instruments Investments in the capital of banking, financial and insurance entities that are outside the scope of regulatory consolidation, net of eligible short positions, where the bank does not own more than 10% of the issued common share capital of the entity (amount above 10% threshold) Investasi pada modal bank, entitas keuangan dan asuransi diluar cakupan konsolidasi secara ketentuan, net posisi short yang diperkenankan, dimana Bank tidak memiliki lebih dari 10% modal saham yang diterbitkan (jumlah di atas batasan 10%) Significant investments in the capital of Investasi signifikan pada modal bank, entitas keuangan dan banking, financial and insurance entities that asuransi di luar cakupan konsolidasi secara ketentuan (net posisi are outside the scope of regulatory short yang diperkenankan) consolidation (net of eligible short positions) 41 National specific regulatory adjustments Penyesuaian berdasarkan ketentuan spesifik nasional a. Penempatan dana pada instrumen AT1 pada bank lain Regulatory adjustments applied to Additional Penyesuaian pada AT 1 akibat Tier 2 lebih kecil daripada faktor 42 Tier 1 due to insufficient Tier 2 to cover deductions pengurangnya 43 Total regulatory adjustments to Additional Jumlah faktor pengurang (regulatory adjustment) terhadap AT1 Tier 1 capital 44 Additional Tier 1 capital (AT1) Jumlah AT 1 setelah faktor pengurang 45 Tier 1 capital (T1 = CET1 + AT1) Jumlah Modal Inti (Tier 1) (CET1 + AT 1) Tier 2 capital: instruments and provisions Modal Pelengkap (Tier 2): Instrumen dan Cadangan Directly issued qualifying Tier 2 instruments Instrumen T2 yang diterbitkan oleh bank (termasuk stock surplus) f plus related stock surplus Directly issued capital instruments subject to Modal yang yang termasuk phase out dari Tier 2 phase out from Tier 2 Tier 2 instruments (and CET1 and AT1 Instrumen Tier2 yang diterbitkan oleh Entitas Anak yang diakui instruments not included in rows 5 or 34) dalam perhitungan KPMM secara konsolidasi issued by subsidiaries and held by third parties (amount allowed in group Tier 2) 49 of which: instruments issued by subsidiaries Modal yang diterbitkan Entitas Anak yang termasuk phase out subject to phase out Provisions cadangan umum PPA atas aset produktif yang wajib dihitung dengan jumlah paling tinggi sebesar 1,25% dari ATMR untuk Risiko Kredit 51 Tier 2 capital before regulatory adjustments Jumlah Modal Pelengkap (Tier 2) sebelum faktor pengurang Tier 2 capital: regulatory adjustments Modal Pelengkap (Tier 2): Faktor Pengurang (Regulatory Adjustment) 52 Investments in own Tier 2 instruments Investasi pada instrumen Tier 2 sendiri 53 Reciprocal crossholdings in Tier 2 Kepemilikan silang pada instrumen Tier 2 pada entitas lain instruments Investments in the capital of banking, financial and insurance entities that are outside the scope of regulatory Investasi pada modal bank, entitas keuangan dan asuransi diluar cakupan konsolidasi secara ketentuan, net posisi short yang diperkenankan, dimana Bank tidak memiliki lebih dari 10% 54 consolidation, net of eligible short positions, modal saham yang diterbitkan (jumlah di atas batasan 10%) where the bank does not own more than 10% of the issued common share capital of the entity (amount above the 10% threshold) 55 Significant investments in the capital Investasi signifikan pada modal bank, entitas keuangan dan banking, financial and insurance entities that asuransi di luar cakupan konsolidasi secara ketentuan (net posisi are outside the scope of regulatory short yang diperkenankan) consolidation (net of eligible short positions)

3 No. Component (English) Komponen (Bahasa Indonesia) National specific regulatory adjustments Penyesuaian berdasarkan ketentuan spesifik nasional Jumlah (Dalam Juta Rupiah) / Amount (in Million Rupiah) a. Sinking fund b. Penempatan dana pada instrumen Tier 2 Bank lain Total regulatory adjustments to Tier 2 Jumlah faktor pengurang (regulatory adjustment) Modal capital Pelengkap Tier 2 capital (T2) Jumlah Modal Pelengkap (T2) setelah regulatory adjustment Total capital (TC = T1 + T2) Total Modal (Modal Inti + Modal Pelengkap) Total risk weighted assets Total Aset Tertimbang Menurut Risiko (ATMR) Capital ratios and buffers Rasio Kecukupan Pemenuhan Modal Minimum (KPMM) dan Tambahan Modal (Capital Buffer) 61 Common Equity Tier 1 (as a percentage of Rasio Modal Inti Utama (CET1) persentase terhadap ATMR 20,17% risk weighted assets) 62 Tier 1 (as a percentage of risk weighted Rasio Modal Inti (Tier 1) persentase terhadap ATMR 20,17% assets) 63 Total capital (as a percentage of risk Rasio Total Modal persentase terhadap ATMR 21,24% weighted assets) Institution specific buffer requirement (minimum CET1 requirement plus capital conservation buffer plus countercyclical Tambahan modal (buffer) persentase terhadap AMTR 2,50% 64 buffer requirements plus GSIB buffer requirement, expressed as a percentage of risk weighted assets) 65 of which: capital conservation buffer Capital Conservation Buffer 1,25% requirement 66 of which: bank specific countercyclical buffer Countercyclical Buffer 0,00% requirement 67 of which: GSIB buffer requirement Capital Surcharge untuk Bank Sistemik 1,25% Common Equity Tier 1 available to meet Modal Inti Utama (CET 1) yang tersedia untuk memenuhi 11,67% 68 buffers (as a percentage of risk weighted assets) Tambahan Modal (Buffer) persentase terhadap ATMR National minima (if different from Basel 3) Notional minima (Jika berbeda dari Basel 3) No. Ref. yang berasal dari Laporan Posisi Keuangan Konsolidasi / Ref. from Position Keterangan / Notes 69 National Common Equity Tier 1 minimum ratio (if different from Basel 3 minimum) Rasio minimal CET 1 nasional (jika berbeda dengan Basel 3) National Tier 1 minimum ratio (if different Rasio minimal Tier 1 nasional (jika berbeda dengan Basel 3) from Basel 3 minimum) National total capital minimum ratio (if Rasio minimal total modal nasional (jika berbeda dengan Basel 3) different from Basel 3 minimum) Amounts below the thresholds for Jumlah di Bawah Batasan Pengurang (sebelum pembobotan deduction (before risk weighting) risiko) Nonsignificant investments in the capital of Investasi nonsignifikan pada modal entitas keuangan lain other financials Significant investments in the common stock Investasi signifikan pada saham biasa entitas keuangan of financials Mortgage servicing rights (net of related tax Mortgage servicing rights (net dari kewajiban pajak) liability) Deferred tax assets arising from temporary Aset pajak tangguhan yang berasal dari perbedaan temporer (net differences (net of related tax liability) dari kewajiban pajak) Applicable caps on the inclusion of Cap yang digunakan untuk provisi pada Tier 2 provisions in Tier 2 Provisions eligible for inclusion in Tier 2 in Provisi yang dapat diakui sebagai Tier 2 sesuai dengan eksposur respect of exposures subject to standardised berdasarkan pendekatan standar (sebelum dikenakan cap) approach (prior to application of cap) Cap on inclusion of provisions in Tier 2 under Cap atas provisi yang diakui sebagai Tier 2 berdasarkan standardised approach pendekatan standar Provisions eligible for inclusion in Tier 2 in Provisi yang dapat diakui sebagai Tier 2 sesuai dengan eksposur respect of exposures subject to internal berdasarkan pendekatan IRB (sebelum dikenakan cap) ratingsbased approach (prior to application of cap) Cap for inclusion of provisions in Tier 2 under Cap atas provisi yang diakui sebagai Tier 2 berdasarkan internal ratingsbased approach pendekatan IRB Capital instruments subject to phaseout arrangements (only applicable between 1 Jan 2018 and 1 Jan 2022) Current cap on CET1 instruments subject to phase out arrangements Amount excluded from CET1 due to cap (excess over cap after redemptions and maturities) Current cap on AT1 instruments subject to phase out arrangements Amount excluded from AT1 due to cap (excess over cap after redemptions and maturities) Current cap on T2 instruments subject to phase out arrangements Amount excluded from T2 due to cap (excess over cap after redemptions and maturities) Instrumen Modal yang termasuk phase out (hanya berlaku antara 1 Jan 2018 s.d 1 Jan 2022) Cap pada CET 1 yang temasuk phase out Jumlah yang dikecualikan dari CET1 karena adanya cap (kelebihan di atas cap setelah redemptions dan maturities) Cap pada AT1 yang temasuk phase out Jumlah yang dikecualikan dari AT1 karena adanya cap (kelebihan di atas cap setelah redemptions dan maturities) Cap pada Tier2 yang temasuk phase out Jumlah yang dikecualikan dari Tier2 karena adanya cap (kelebihan di atas cap setelah redemptions dan maturities)

4 STATEMENT OF FINANCIAL POSITION PT BANK MANDIRI (PERSERO) Tbk. As of September 30, 2017 NO. DESCRIPTION Position with Consolidated Position based on Publish Coverage based on Prudential Report Principles 30 September September 2017 (in million rupiah) Reference ASSETS 1. Cash Placements with Bank Indonesia Placements with other banks Spot and derivative receivables Securities a. Fair value through profit/loss b. Available for sale c. Held to maturity d. Loans and receivables 6. Securities sold under repurchase agreements (Repo) Securities purchased under resale agreements (Reverse Repo) Acceptances receivables Loans a. Fair value through profit/loss b. Available for sale c. Held to maturity d. Loans and receivables Consumer financing receivables Sharia financing 12. Investments in shares Investment in shares as deduction factor in CET a 13. Policy holder's investment in Unit Link Contract 14. Allowance for impairment on financial assets / a. Securities (72.283) (72.283) b. Loans ( ) ( ) c. Others ( ) ( ) 15. Intangible assets Goodwill b Other Intangible assets c Accumulated amortisation for intangible assets / ( ) ( ) d 16. Premises and equipment Accumulated depreciation for premises and equipment / ( ) ( ) 17. Non earning assets a. Abandoned properties b. Repossessed assets c. Suspense account d. Inter office assets i. Operational activities conducted in Indonesia ( ) ( ) ii. Operational activities conducted outside Indonesia Allowance for impairment on non financial assets / ( ) ( ) 19. Lease Financing Deferred tax assets e 21. Other assets TOTAL ASSETS

5 STATEMENT OF FINANCIAL POSITION PT BANK MANDIRI (PERSERO) Tbk. As of September 30, 2017 NO. DESCRIPTION Position with Consolidated Position based on Publish Coverage based on Prudential Report Principles 30 September September 2017 (in million rupiah) Reference LIABILITIES AND EQUITY LIABILITIES 1. Demand deposits Savings deposits Time deposits Investment fund revenue sharing 5. Fund from Bank Indonesia 6. Fund from other banks Spot and derivative liabilities Securities sold under repurchase agreements (Repo) Acceptances liabilities Securities issued Fund borrowings Instrument that fulfill requirement in Tier f Instrument that not fulfill requirement in Tier Margin deposits received Inter office liabilities a. Operational activities conducted in Indonesia b. Operational activities conducted outside Indonesia 14. Deferred tax liabilities 15. Liability to Unit Link Holders Other liabilities Investment fund profit sharing TOTAL LIABILITIES EQUITY 18. Share capital a. Authorised capital g b. Unpaidin capital/ ( ) ( ) h c. Treasury stock / Fulfill requirement as CET 1 Fulfill requirement as AT1 19. Additional Paidin Capital a. Agio i b. Disagio / c. Donated capital d. Funds for paidup capital e. Others 20. Other comprehensive income a. Adjustment arising from translation of financial statement j b. Gain (Losses) from changes of financial assets on available for sale k c. Effective cash flow hedges (3.915) (3.915) d. Premises and equipment revaluation increment l e. Other comprehensive income from entity associations f. Remeasurement from actuarial benefit program g. Income tax related to other comprehensive income Income tax related to other comprehensive income financial assets on available for sale m Income tax related to other comprehensive income remeasurement from actuarial benefit program and effective cash flow hedges h. Others ( ) 21. Difference arising from quasi reorganisation 22. Difference arising from restructuring value of transaction of entities under common control 23. Other equity ( ) (13.251) 24. Reserve a. General reserve n b. Appropriated reserve 25. Retained Earning a. Previous years o b. Current year p TOTAL EQUITY ATTRIBUTABLE TO OWNER Non controlling interest Non controlling interest that fulfill requirement in CET q TOTAL EQUITY TOTAL LIABILITIES AND EQUITY

6 Disclosure of Details of Capital Instrument Feature No. Question Answer 1 Issuer PT Bank Mandiri (Persero) Tbk 2 Identification Number ISIN Code : ID Short Code : BMRI 3 Underlying Law Indonesian Law Instrument Treatment based on Capital Adequacy Ratio Regulation 4 During transition period N/A 5 After transition period CET1 6 Does the instrument eligible for stand alone/group or group and stand alone Group and Stand Alone 7 Instrument Type Common Shares 8 Amount in Capital Adequacy Ratio Par value from instrument Accounting Classification Equity 11 Issuing date February 14, Without maturity (perpetual) or with maturity Perpetual 13 Maturity date No maturity date 14 Excecution of call option with approval from Bank Supervisor (Regulator) No 15 Date of call option with approval from Bank Supervisor (Regulator) 16 Subsequent call option Coupon/dividend 17 Fixed or floating Floating Determined by General Meeting of 18 Coupon rate or other index of reference Shareholders 19 Any Dividend stopper Yes 20 Fully discretionary, partial or mandatory Mandatory 21 Any Step up feature or other incentive 22 Noncumulative or cumulative 23 Convertible or nonconvertible 24 if convertible, mention the trigger point 25 if convertible, fully or partial 26 if convertible, how the conversion rate 27 if convertible, mandatory or optional 28 if convertible, mention the type of conversition instrument 29 if convertible, mention the issuer of instrument it converts into 30 Writedown feature No 31 If writedown, mention the trigger 32 If write down, fully or partial 33 If write down, permanent or temporary 34 Jika write down temporer, explain the writeup mechanism 35 Instrument hierarchy at the time of liquidation 36 Transition for noncompliant feature 37 If yes, explain the noncomplaint feature