SCALE:C(7)

127 Lampiran 1 Uji Jarque-Bera (JB) 20 16 12 8 4 0-0.4-0.2 0.0 0.2 0.4 0.6 Series: Residuals Sample 1 120 ervations 120 Mean 4.79E-16 Median -0.038358 Maximum 0.615408 Minimum -0.496866 Std. Dev. 0.254648 Skewness 0.104696 Kurtosis 2.317416 Jarque-Bera 2.548829 Probability 0.279595 Dependent Variable: KSH Method: ML - Censored Normal (TOBIT) (Quadratic hill climbing) Date: 11/17/09 Time: 14:31 Sample: 1 120 Included observations: 120 Left censoring (value) at zero Convergence achieved after 3 iterations Covariance matrix computed using second derivatives Coefficient Std. Error z-statistic Prob. C -3.104589 0.427502-7.262163 0.0000 CAR 0.077225 0.019744 3.911397 0.0001 LDR 0.064134 0.006777 9.463460 0.0000 NIM 0.076700 0.007626 10.05739 0.0000 NPL 0.076525 0.005054 15.14224 0.0000 ROA 0.075417 0.004082 18.47641 0.0000 Error Distribution SCALE:C(7) 0.267309 0.017254 15.49223 0.0000 R-squared 0.891741 Mean dependent var 3.300000 Adjusted R-squared 0.885993 S.D. dependent var 0.815810 S.E. of regression 0.275458 Akaike info criterion 0.315844 Sum squared resid 8.574118 Schwarz criterion 0.478447 Log likelihood -11.95061 Hannan-Quinn criter. 0.381878 Avg. log likelihood -0.099588 Left censored obs 0 Right censored obs 0 Uncensored obs 120 obs 120 113

128 Lampiran 2. Data Olahan Dari Infobank (IB) dan Olahan (Data) Tesis CAR (IB& IB: Data Infobank Data: Olahan dari data infobank NPL NIM ROA LDR 1 Bank Rakyat Indonesia 16.99 8.94 17.88 10 20 10 20 15.81 18.07 62.92 92.94 4 The Bank of Tokyo-Mitsubishi 20 9.91 19.82 6.28 12.56 10 20 17.5 20.00 4 2 UFJ 66.19 92.38 3 Bank Central Asia 17.89 9.77 19.54 10 20 10 20 10.16 11.61 65.55 89.04 4 4 Bank Mandiri 17.97 8.22 16.44 9.13 18.26 10 20 10.75 12.29 63.29 84.96 4 5 Bank CIMB Niaga 18.26 9.05 18.1 9.05 18.1 5.94 11.88 17.5 20.00 60.56 86.34 3 6 Bank Negara Indonesia 17.33 8.12 16.24 10 20 6.05 12.1 12.97 14.82 58.83 80.49 3 7 Bank BTPN 20 9.78 19.56 10 20 10 20 17.5 20.00 67.28 99.56 4 8 Bank China Trust Indonesia 20 8.47 16.94 10 20 10 20 17.5 20.00 65.97 96.94 4 9 ANZ Panin Bank 18.49 9.07 18.14 10 20 10 20 17.5 20.00 65.06 96.63 4 10 Bank Jateng 19.28 9.92 19.84 10 20 10 20 17.5 20.00 66.7 99.12 4 11 Bank UOB Indonesia 20 9.62 19.24 7.17 14.34 10 20 17.5 20.00 64.29 93.58 4 12 Bank Mestika 20 9.19 18.38 10 20 10 20 17.5 20.00 66.69 98.38 4 13 Bank Jabar Banten 17.81 9.7 19.4 10 20 10 20 17.5 20.00 65.01 97.21 4 14 Bank Sumitomo Mitsui Indonesia 20 9.65 19.3 5.8 11.6 10 20 17.5 20.00 62.95 90.90 4 15 Bank Mizuho Indonesia 19.89 9.42 18.84 5.8 11.6 10 20 17.5 20.00 62.61 90.33 4 16 Bank Danamon Indonesia 18.15 9.13 18.26 10 20 10 20 17.5 20.00 64.78 96.41 4 17 Bank UOB Buana 20 9.15 18.3 10 20 9.77 19.54 17.5 20.00 66.42 97.84 4 18 Bank Tabungan Negara 18.31 8.78 17.56 8.47 16.94 8.67 17.34 17.5 20.00 61.73 90.15 4 19 Bank Resona Perdania 19.8 6.32 12.64 5.8 11.6 10 20 17.5 20.00 59.42 84.04 3 20 Citibank 20 9.11 18.22 10 20 10 20 15.66 17.90 64.77 96.12 4 21 Bank Muamalat 16.2 8.35 16.7 10 20 10 20 17.5 20.00 62.05 92.90 4 22 Bank Jatim 20 9.73 19.46 10 20 10 20 10.21 11.67 59.94 91.13 3 114

129 CAR (IB& NPL NIM ROA LDR 23 Bank OCBC Indonesia 20 9.24 18.48 7 14 7.67 15.34 17.5 20.00 61.41 87.82 4 24 Bank Syariah Mandiri 16.54 6.32 12.64 10 20 8.73 17.46 17.5 20.00 59.09 86.64 3 25 Bank BPD Aceh 20 9.56 19.12 10 20 10 20 7.38 8.43 56.94 87.55 3 26 JP Morgan Chase Bank 20 10 20 6.9 13.8 10 20 17.5 20.00 64.4 93.80 4 27 Standard Chartered Bank 17.24 5.37 10.74 8.4 16.8 10 20 17.4 19.89 58.41 84.67 3 28 Bank Ekspor Indonesia 20 6.86 13.72 8.23 16.46 10 20 17.5 20.00 62.59 90.18 4 29 PermataBank 16.2 8.67 17.34 10 20 8.48 16.96 16.44 18.79 59.79 89.29 3 30 Bank DKI 18.67 8.13 16.26 10 20 7.61 15.22 12.66 14.47 57.07 84.62 3 31 Bank Ekonomi 17.2 9.59 19.18 7.68 15.36 9.54 19.08 11.61 13.27 55.62 84.09 3 32 PaninBank 20 8.35 16.7 7.9 15.8 8.58 17.16 15.48 17.69 60.31 87.35 3 33 Bank OCBC NISP 18.7 8.97 17.94 9 18 8.18 16.36 14.74 16.85 59.59 87.85 3 34 Bank Kaltim 20 9.39 18.78 10 20 10 20 6.37 7.28 55.76 86.06 3 35 Bank Mayapada 20 8.92 17.84 10 20 6.86 13.72 17.5 20.00 63.28 91.56 4 36 Bank Internasional Indonesia 19.97 8.99 17.98 8.63 17.26 6.75 13.5 15.65 17.89 59.99 86.60 3 37 Bank DBS Indonesia 20 9.17 18.34 5.98 11.96 8.21 16.42 15.1 17.26 58.46 83.98 3 38 Bank Mega 18.18 9.55 19.1 9.07 18.14 9.01 18.02 12.22 13.97 58.03 87.41 3 39 Bank Bukopin 16.2 8.15 16.3 8 16 8.4 16.8 17.03 19.46 57.78 84.76 3 40 Bank BNP Paribas Indonesia 20 0 0 7.53 15.06 10 20 17.5 20.00 55.03 75.06 3 41 DeutscheBank 20 5.35 10.7 5.72 11.44 10 20 12.86 14.70 53.93 76.84 3 42 Bank Bengkulu 20 9.65 19.3 10 20 10 20 17.5 20.00 67.15 99.30 4 43 Bank Sinar Harapan Bali 20 9.72 19.44 10 20 10 20 17.5 20.00 67.22 99.44 4 44 Bank Woori Indonesia 20 10 20 8.23 16.46 10 20 17.5 20.00 65.73 96.46 4 45 Bank BPD Bali 17.71 9.71 19.42 10 20 10 20 17.5 20.00 64.92 97.13 4 46 Bank Sulsel 19.95 10 20 10 20 10 20 17.5 20.00 67.45 99.95 4 47 Bank NTT 20 9.55 19.1 10 20 10 20 17.5 20.00 67.05 99.10 4

130 CAR (IB& NPL NIM ROA LDR 48 Bank Jambi 19.34 9.85 19.7 10 20 10 20 17.5 20.00 66.69 99.04 4 49 Bank Sumut 18.36 9.62 19.24 10 20 10 20 17.21 19.67 65.19 97.27 4 50 Bank Sulut 17.8 9.39 18.78 10 20 10 20 17.5 20.00 64.69 96.58 4 51 Bank Kesejahteraan Ekonomi 17.31 9.43 18.86 10 20 10 20 17.5 20.00 64.24 96.17 4 52 Bank Saudara 16.61 9.56 19.12 10 20 10 20 17.5 20.00 63.67 95.73 4 53 Bank Swadesi 20 9.18 18.36 9.07 18.14 10 20 16.87 19.28 65.12 95.78 4 54 Bank Nagari 19.4 8.61 17.22 10 20 10 20 17.5 20.00 65.51 96.62 4 55 Bank Keb Indonesia 20 9.91 19.82 7.52 15.04 10 20 14.18 16.21 61.61 91.07 4 56 Bank Kalbar 19.48 9.95 19.9 10 20 10 20 12.85 14.69 62.28 94.07 4 57 Bank BPD DIY 19.51 9.48 18.96 10 20 10 20 14.34 16.39 63.33 94.86 4 58 Bank Lampung 20 9.29 18.58 10 20 10 20 17.5 20.00 66.79 98.58 4 59 Bank NTB 17.25 8.7 17.4 10 20 10 20 17.5 20.00 63.45 94.65 4 60 Bank Maluku 20 8.48 16.96 10 20 10 20 13.15 15.03 61.63 91.99 4 61 Bank Maybank Indocorp 20 9.91 19.82 9.57 19.14 10 20 17.5 20.00 66.98 98.96 4 62 Bank Bisnis 20 9.41 18.82 10 20 10 20 17.5 20.00 66.91 98.82 4 63 Bank Riau 20 9.57 19.14 10 20 10 20 8.17 9.34 57.74 88.48 3 64 Bank Index Selindo 18.21 9.8 19.6 10 20 8.12 16.24 16.5 18.86 62.63 92.91 4 65 RoyalBank 20 10 20 10 20 8.56 17.12 15.72 17.97 64.28 95.09 4 66 Bank BPD Kalsel 18.81 9.51 19.02 10 20 10 20 10.22 11.68 58.54 89.51 3 67 Bank Jasa Jakarta 20 9.53 19.06 7.12 14.24 10 20 17.02 19.45 63.67 92.75 4 68 Bank Metro Express 20 9.08 18.16 10 20 10 20 16.93 19.35 66.01 97.51 4 69 Bank Pembangunan Kalteng 20 9.12 18.24 10 20 10 20 9.59 10.96 58.71 89.20 3 70 Bank Sumsel 18.09 9.22 18.44 10 20 9.01 18.02 10.09 11.53 56.41 86.08 3 71 Bank Sulteng 20 0 0 10 20 10 20 17.5 20.00 57.5 80.00 3 72 Bank Bumi Arta 20 9.27 18.54 10 20 9.18 18.36 11.31 12.93 59.76 89.83 3

131 CAR (IB& NPL NIM ROA LDR 73 Bank Sultra 20 0 0 10 20 10 20 17.5 20.00 57.5 80.00 3 74 Bank Dipo Internasional 20 8.66 17.32 8.88 17.76 10 20 14.53 16.61 62.07 91.69 4 75 Bank Papua 20 9.41 18.82 10 20 10 20 5.37 6.14 54.78 84.96 3 76 Bank Indomonex 20 9.11 18.22 9.68 19.36 7.56 15.12 11.66 13.33 58.01 86.03 3 77 Bank Syariah Mega Indonesia 16.9 9.43 18.86 10 20 5.29 10.58 15.7 17.94 57.32 84.28 3 78 Bank Mas 20 8.46 16.92 9.15 18.3 7.99 15.98 17.5 20.00 63.1 91.20 4 79 Bank Capital Indonesia 20 9.5 19 7.27 14.54 6.16 12.32 12.8 14.63 55.73 80.49 3 80 Bank Purba Danarta 20 9.36 18.72 10 20 10 20 17.5 20.00 66.86 98.72 4 81 Bank Fama Internasional 20 9.78 19.56 9.65 19.3 9.68 19.36 17.5 20.00 66.61 98.22 4 82 Bank Ina Perdana 20 9.6 19.2 10 20 9.2 18.4 17.5 20.00 66.3 97.60 4 83 Amin Bank 20 10 20 10 20 10 20 16.6 18.97 66.6 98.97 4 84 Bank NationalNOBU 20 10 20 10 20 10 20 8.69 9.93 58.69 89.93 3 85 HSBC 16.65 0 0 10 20 10 20 12.72 14.54 49.37 71.19 2 86 RBS 18.41 9.54 19.08 8.82 17.64 8.16 16.32 13.76 15.73 58.69 87.18 3 87 Bankok Bank 20 0 0 6.6 13.2 9.15 18.3 17.5 20.00 53.25 71.50 3 Bank Rabobank Internasional Indonesia 16.82 8.28 16.56 15.54 1.67 3.34 88 7.77 17.5 52.04 72.26 89 Bank Artha Graha Internasional 19.59 8.67 17.34 6.23 12.46 1.84 3.68 17.5 20.00 53.83 73.07 3 90 Bank Akita 18.7 9.51 19.02 8.43 16.86 7.61 15.22 17.5 20.00 61.75 89.80 4 91 Bank of China 20 10 20 6.1 12.2 10 20 4.15 4.74 50.25 76.94 3 92 Bank Agris 20 5.32 10.64 7.37 14.74 6.48 12.96 17.5 20.00 56.67 78.34 3 93 Bank Maspion 16.86 9.62 19.24 9.92 19.84 5.78 11.56 15.48 17.69 57.66 85.19 3 Bank Windu Kentjana Internasional 20 9.71 19.42 16.5 1.35 2.7 94 8.25 17.5 56.81 78.62 95 Bank Yudha Bhakti 17.74 9.23 18.46 8.68 17.36 4.97 9.94 12.77 14.59 53.39 78.09 3 96 Bank BNP 17.2 9.53 19.06 6 12 6.32 12.64 12.5 14.29 51.55 75.19 3 20.00 20.00 3 3

132 CAR (IB& NPL NIM ROA LDR 97 Bank Antardaerah 18.92 9.49 18.98 10 20 3.24 6.48 15.1 17.26 56.75 81.64 3 98 Bank of America 20 10 20 3.33 6.66 7.56 15.12 11.72 13.39 52.61 75.17 3 99 Bank Swaguna 20 0 0 10 20 10 20 12.8 14.63 52.8 74.63 3 100 Bank Victoria Internasional 20 9.03 18.06 4.35 8.7 4.75 9.5 10.1 11.54 48.23 67.80 2 101 Bank ICBC Indonesia 20 9.48 18.96 6.43 12.86 8.99 17.98 8.98 10.26 53.88 80.06 3 102 Hana Bank 20 9.71 19.42 10 20 0 0 17.5 20.00 57.21 79.42 3 103 Bank Sinarmas 16.2 9.24 18.48 6.1 12.2 1.84 3.68 16.94 19.36 50.32 69.92 3 104 Bank CNB 20 8.58 17.16 10 20 8.14 16.28 17.5 20.00 64.22 93.44 4 105 Bank Liman Internasional 20 0.89 1.78 10 20 9.94 19.88 17.5 20.00 58.33 81.66 3 106 Prima Bank 20 9.24 18.48 8.97 17.94 3.19 6.38 17.01 19.44 58.41 82.24 3 107 Bank Artos Indonesia 20 8.64 17.28 10 20 2.16 4.32 17.5 20.00 58.3 81.60 3 108 Bank Mitra Niaga 20 9.68 19.36 8.95 17.9 1.19 2.38 16.69 19.07 56.51 78.71 3 109 Bank Mayora 20 8.54 17.08 8.55 17.1 2.81 5.62 12.81 14.64 52.71 74.44 3 110 Bank UIB 19.76 9.61 19.22 9.28 18.56 1.35 2.7 17.14 19.59 57.14 79.83 3 111 Bank Ganesha 20 9.47 18.94 6.93 13.86 0.97 1.94 14.61 16.70 51.98 71.44 3 112 BRI Syariah 20 9.25 18.5 6.8 13.6 0 0 17.5 20.00 53.55 72.10 3 113 Bank Harda Internasional 18.38 9.42 18.84 7.63 15.26 1.57 3.14 12.95 14.80 49.95 70.42 3 114 Bank Commonwealth 17.41 9.49 18.98 7.42 14.84 2.21 4.42 8.9 10.17 45.43 65.82 2 115 Bank Bumiputra 16.31 6.37 12.74 8.62 17.24 0.49 0.98 17.5 20.00 49.29 67.27 2 116 Bank Kesawan 16.2 8.45 16.9 7.07 14.14 1.24 2.48 14.11 16.13 47.07 65.85 2 117 Bank Agro 16.92 5 10 6.78 13.56 0.54 1.08 17.5 20.00 46.74 61.56 2 118 Bank Syariah Bukopin 20 9.14 18.28 0 0 0 0 17.49 19.99 46.63 58.27 2 119 Bank Andara 20 9.46 18.92 10 20 0 0 10.57 12.08 50.03 71.00 3 120 Bank Eksekutif Internasional 16.2 0 0 10 20 0 0 13.43 15.35 39.63 51.55 2 2288.27 1015.38 1055.06 934.71 1846.48 7139.9 Rata-rata 19.07 8.46 8.79 7.79 15.39 59.5

133 Lampiran 3. Variabel N CAR NPL NIM ROA LDR Y 1 19.95 20.00 20.00 20.00 20.00 4.00 2 20.00 19.56 20.00 20.00 20.00 4.00 3 20.00 19.44 20.00 20.00 20.00 4.00 4 20.00 19.30 20.00 20.00 20.00 4.00 5 19.28 19.84 20.00 20.00 20.00 4.00 6 20.00 19.10 20.00 20.00 20.00 4.00 7 19.34 19.70 20.00 20.00 20.00 4.00 8 20.00 20.00 20.00 20.00 18.97 4.00 9 20.00 19.82 19.14 20.00 20.00 4.00 10 20.00 18.82 20.00 20.00 20.00 4.00 11 20.00 18.72 20.00 20.00 20.00 4.00 12 20.00 18.58 20.00 20.00 20.00 4.00 13 20.00 18.38 20.00 20.00 20.00 4.00 14 20.00 19.56 19.30 19.36 20.00 4.00 15 20.00 18.30 20.00 19.54 20.00 4.00 16 20.00 19.20 20.00 18.40 20.00 4.00 17 20.00 18.16 20.00 20.00 19.35 4.00 18 18.36 19.24 20.00 20.00 19.67 4.00 19 17.81 19.40 20.00 20.00 20.00 4.00 20 17.71 19.42 20.00 20.00 20.00 4.00 21 20.00 16.94 20.00 20.00 20.00 4.00 22 18.49 18.14 20.00 20.00 20.00 4.00 23 19.40 17.22 20.00 20.00 20.00 4.00 24 17.80 18.78 20.00 20.00 20.00 4.00 25 20.00 20.00 16.46 20.00 20.00 4.00 26 18.15 18.26 20.00 20.00 20.00 4.00 27 17.31 18.86 20.00 20.00 20.00 4.00 28 20.00 18.22 20.00 20.00 17.90 4.00 29 20.00 18.36 18.14 20.00 19.28 4.00 30 16.61 19.12 20.00 20.00 20.00 4.00 31 20.00 20.00 20.00 17.12 17.97 4.00 32 19.51 18.96 20.00 20.00 16.39 4.00 33 17.25 17.40 20.00 20.00 20.00 4.00 34 19.48 19.90 20.00 20.00 14.69 4.00 35 20.00 20.00 13.80 20.00 20.00 4.00 36 20.00 19.24 14.34 20.00 20.00 4.00 37 20.00 17.16 20.00 16.28 20.00 4.00 38 16.99 17.88 20.00 20.00 18.07 4.00 39 18.21 19.60 20.00 16.24 18.86 4.00 40 16.20 16.70 20.00 20.00 20.00 4.00 41 20.00 19.06 14.24 20.00 19.45 4.00

134 42 20.00 19.82 12.56 20.00 20.00 4.00 43 20.00 16.96 20.00 20.00 15.03 4.00 44 20.00 17.32 17.76 20.00 16.61 4.00 45 20.00 17.84 20.00 13.72 20.00 4.00 N CAR NPL NIM ROA LDR Y 46 20.00 16.92 18.30 15.98 20.00 4.00 47 20.00 19.46 20.00 20.00 11.67 4.00 48 20.00 19.82 15.04 20.00 16.21 4.00 49 20.00 19.30 11.60 20.00 20.00 4.00 50 19.89 18.84 11.60 20.00 20.00 4.00 51 20.00 13.72 16.46 20.00 20.00 4.00 52 18.31 17.56 16.94 17.34 20.00 4.00 53 20.00 20.00 20.00 20.00 9.93 4.00 54 20.00 18.54 20.00 18.36 12.93 4.00 55 18.70 19.02 16.86 15.22 20.00 4.00 56 18.81 19.02 20.00 20.00 11.68 4.00 57 16.20 17.34 20.00 16.96 18.79 4.00 58 20.00 18.24 20.00 20.00 10.96 4.00 59 17.89 19.54 20.00 20.00 11.61 4.00 60 20.00 19.14 20.00 20.00 9.34 4.00 61 18.70 17.94 18.00 16.36 16.85 3.00 62 20.00 18.48 14.00 15.34 20.00 3.00 63 20.00 19.12 20.00 20.00 8.43 3.00 64 18.18 19.10 18.14 18.02 13.97 3.00 65 20.00 16.70 15.80 17.16 17.69 3.00 66 18.41 19.08 17.64 16.32 15.73 3.00 67 16.54 12.64 20.00 17.46 20.00 3.00 68 19.97 17.98 17.26 13.50 17.89 3.00 69 18.26 18.10 18.10 11.88 20.00 3.00 70 18.09 18.44 20.00 18.02 11.53 3.00 71 20.00 18.78 20.00 20.00 7.28 3.00 72 20.00 18.22 19.36 15.12 13.33 3.00 73 16.86 19.24 19.84 11.56 17.69 3.00 74 20.00 18.82 20.00 20.00 6.14 3.00 75 17.97 16.44 18.26 20.00 12.29 3.00 76 16.20 16.30 16.00 16.80 19.46 3.00 77 17.24 10.74 16.80 20.00 19.89 3.00 78 18.67 16.26 20.00 15.22 14.47 3.00 79 16.90 18.86 20.00 10.58 17.94 3.00 80 17.20 19.18 15.36 19.08 13.27 3.00 81 19.80 12.64 11.60 20.00 20.00 3.00 82 20.00 18.34 11.96 16.42 17.26 3.00 83 20.00 18.48 17.94 6.38 19.44 3.00 84 20.00 1.78 20.00 19.88 20.00 3.00 119

135 85 18.92 18.98 20.00 6.48 17.26 3.00 86 20.00 17.28 20.00 4.32 20.00 3.00 87 17.33 16.24 20.00 12.10 14.82 3.00 88 20.00 19.00 14.54 12.32 14.63 3.00 89 20.00 18.96 12.86 17.98 10.26 3.00 90 20.00 0.00 20.00 20.00 20.00 3.00 91 20.00 0.00 20.00 20.00 20.00 3.00 N CAR NPL NIM ROA LDR Y 92 19.76 19.22 18.56 2.70 19.59 3.00 93 20.00 19.42 20.00 0.00 20.00 3.00 94 20.00 19.36 17.90 2.38 19.07 3.00 95 20.00 19.42 16.50 2.70 20.00 3.00 96 20.00 10.64 14.74 12.96 20.00 3.00 97 17.74 18.46 17.36 9.94 14.59 3.00 98 20.00 20.00 12.20 20.00 4.74 3.00 99 20.00 10.70 11.44 20.00 14.70 3.00 100 17.20 19.06 12.00 12.64 14.29 2.00 101 20.00 20.00 6.66 15.12 13.39 2.00 102 20.00 0.00 15.06 20.00 20.00 2.00 103 20.00 0.00 20.00 20.00 14.63 2.00 104 20.00 17.08 17.10 5.62 14.64 2.00 105 19.59 17.34 12.46 3.68 20.00 2.00 106 16.82 16.56 15.54 3.34 20.00 2.00 107 20.00 18.50 13.60 0.00 20.00 2.00 108 20.00 0.00 13.20 18.30 20.00 2.00 109 20.00 18.94 13.86 1.94 16.70 2.00 110 16.65 0.00 20.00 20.00 14.54 2.00 111 20.00 18.92 20.00 0.00 12.08 2.00 112 18.38 18.84 15.26 3.14 14.80 2.00 113 16.20 18.48 12.20 3.68 19.36 2.00 114 20.00 18.06 8.70 9.50 11.54 2.00 115 16.31 12.74 17.24 0.98 20.00 2.00 116 16.20 16.90 14.14 2.48 16.13 2.00 117 17.41 18.98 14.84 4.42 10.17 2.00 118 16.92 10.00 13.56 1.08 20.00 1.00 119 20.00 18.28 0.00 0.00 19.99 1.00 120 16.20 0.00 20.00 0.00 15.35 1.00 Sumber : Laporan Keuangan Bank