PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN 1

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1 II.1.A PERKEMBANGAN BAKI DEBET KREDIT UMKM dan KREDIT PERBANKAN OUTSTANDING OF MSMEs CREDIT AND BANKING CREDIT. II.1.A Kredit UMKM 394, , , , , , , , , , , ,175.9 MSMEs Credits Kredit Non UMKM 1,416, ,450, ,561, ,585, ,635, ,676, ,700, ,736, ,779, ,776, ,791, ,846,851.2 Non MSMEs Credits Jumlah Rekening Kredit UMKM 8,417,673 8,434,088 8,539,690 8,856,942 9,102,260 9,094,639 8,815,573 8,835,617 8,797, ,052,818 8,865,545 8,786,840 Total of MSMEs Accounts Kredit Perbankan 1,811, ,860, ,998, ,025, ,085, ,134, ,162, ,203, ,259, ,219, ,262, ,328,027.2 Banking Credits II.1.B PERKEMBANGAN BAKI DEBET KREDIT MKM dan KREDIT PERBANKAN OUTSTANDING OF MSM CREDITS AND BANKING CREDITS. II.1. B Kredit MKM 660, , , ,010, ,072, ,088, ,115, ,134, ,153, ,171, ,191, ,154, ,178, ,203,005.3 MSM Credits Kredit Non MKM 644, , , , , , , , ,009, ,032, ,068, ,065, ,083, ,125,021.8 Non MSM Credits Kartu Kredit MKM 29, , , , , , , , , , , , , ,745.4 MSM Credit cards Jumlah Rekening Kredit MKM 23,482,337 24,887,284 30,251,489 31,526,733 32,180,905 33,070,714 33,504,903 33,871,306 34,102,896 33,743,999 33,159,614 33,078,504 33,390,259 33,293,818 Total of MSM Accounts Kredit Perbankan 1,334, ,467, ,802, ,860, ,998, ,025, ,085, ,134, ,162, ,203, ,259, ,219, ,262, ,328,027.2 Banking Credits II.2.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KLASIFIKASI USAHA OUTSTANDING MSMEs CREDIT BASED ON ENTERPRISE CLASSIFICATION. II.2.A Kredit Usaha Mikro 84, , , , , , , , , , , ,157.9 Micro Credits Enterprises Kredit Usaha Kecil 137, , , , , , , , , , , ,864.7 Small Credits Enterprises Kredit Usaha Menengah 172, , , , , , , , , , , ,153.3 Medium Credits Enterprises Total UMKM 394, , , , , , , , , , , ,175.9 Total MSMEs II.2.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PLAFON OUTSTANDING MSM CREDIT BASED ON PLAFOND. II.2.B Kredit Mikro (Rp0 - Rp 50 juta) 234, , , , , , , , , , , , , ,616.1 Micro Credits (up to IDR50 million) Kredit Kecil (>Rp50jt-Rp500jt) 221, , , , , , , , , , , , ,023.1 Small Credits (>IDR50 million - 538,779.5 IDR500 million) Kredit Menengah (>Rp500 jt-rp5m) 205, , , , , , , , , , , , ,078.9 Medium Credits (>IDR500 million- 361,609.8 IDR5 billion) Total 660, , , ,010, ,072, ,088, ,115, ,134, ,153, ,171, ,191, ,154, ,178, ,203,005.3 Total MSM II.3.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KELOMPOK BANK Mar Juni* Juli* Agt* Sept* Okt Nov Des Jan Feb Mar OUTSTANDING OF MSMEs CREDIT BASED ON GROUP OF BANKS. II.3.A Bank Persero 172, , , , , , , , , , , ,913.9 State Banks Bank Swasta Nasional Devisa 149, , , , , , , , , , ,960.8 Foreign Exchange Private National 176,251.9 Banks Bank Swasta Nasional Non Devisa 11, , , , , , , , , , ,142.6 Non Foreign Exchange Private 18,912.7 National Banks BPD 31, , , , , , , , , , , ,671.4 Regional Development Banks Bank Campuran 7, , , , , , , , , , , ,172.2 Joint Banks Bank Asing 3, , , , , , , , , Foreign Banks BPR-BPRS 17, , , , , , , , , , , ,864.9 Rural-Islamic Rural Banks Total 394, , , , , , , , , , , ,175.9 Total MSMEs II.3.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT KELOMPOK BANK OUTSTANDING OF MSM CREDIT BASED ON GROUP OF BANKS. II.3.B Bank Persero 230, , , , , , , , , , , , , ,037.2 State Banks Bank Swasta Nasional Devisa 267, , , , , , , , , , , , ,654.7 Foreign Exchange Private National 467,723.7 Banks Bank Swasta Nasional Non Devisa 23, , , , , , , , , , , , ,253.8 Non Foreign Exchange Private 61,755.5 National Banks BPD 87, , , , , , , , , , , , , ,564.7 Regional Development Banks Bank Campuran 8, , , , , , , , , , , , , ,510.6 Joint Banks Bank Asing 16, , , , , , , , , , , , , ,140.4 Foreign Banks BPR-BPRS 26, , , , , , , , , , , , , ,273.2 Rural-Islamic Rural Banks Total 660, , , ,010, ,072, ,088, ,115, ,134, ,153, ,171, ,191, ,154, ,178, ,203,005.3 Total MSM Perkembangan kredit UMKM dan MKM MAR INFO UMKM1

2 II.4.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT SEKTOR EKONOMI OUTSTANDING MSMEs CREDIT BASED ON ECONOMIC SECTORS. II.4.A 1. Pertanian, perburuan dan Kehutanan 19, , , , , , , , , , , ,123.1 Agriculture, hunting and forestry 2. Perikanan 2, , , , , , , , , , , ,649.8 Fishery 3. Pertambangan dan Penggalian 3, , , , , , , , , , , ,050.0 Mining and Quarrying 4. Industri pengolahan 43, , , , , , , , , , , ,482.3 Processing industry 5. Listrik, Gas dan Air 1, , , , , , , , , , , ,541.9 Electricity, Gas & Water 6. Konstruksi 20, , , , , , , , , , , ,407.9 Construction 7. Perdagangan besar dan eceran 177, , , , , , , , , , , ,126.1 Wholesale and retail trade 8. Penyediaan akomodasi dan penyediaan makan minum 7, , , , , , , , , , ,448.5 Provision of accommodation and 10,753.7 the provision of eating and drinking 9. Transportasi, pergudangan dan komunikasi 13, , , , , , , , , , ,651.5 Transportation, warehousing and 17,457.2 communication 10. Perantara keuangan 6, , , , , , , , , , , ,201.0 Financial Intermediaries 11. Real estate, usaha persewaan dan jasa perusahaan 12, , , , , , , , , , ,727.4 Real estate 20, Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib Government Administration, defense and compulsory social 13. Jasa pendidikan 1, , , , , , , , , , , ,677.7 Education services 14. Jasa kesehatan dan kegiatan sosial 2, , , , , , , , , , , ,181.4 Health services and social activities 15. Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya 21, , , , , , , , , , ,857.6 Social services, social, cultural, 26,967.9 entertainment and other individual 16. Jasa perorangan yang melayani rumah tangga 1, , , , , , , , Individual services with serve households 17. Badan internasional dan badan ekstra internasional lainnya , , , , , , , , ,232.0 Business activities are not clearly 2,017.4 defined 18. Kegiatan yang belum jelas batasannya 49, , , , , , , , , , , ,092.5 Not the business field - households 19. Tidak teridentifikasi 8, Unidentified Total , , , , , , , , , , , ,175.9 Total MSMEs II.4.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT SEKTOR EKONOMI OUTSTANDING MSM CREDIT BASED ON ECONOMIC SECTORS. II.4.B 1. Pertanian, perburuan dan sarana pertanian 21, , , , , , , , , , , , ,594.8 Agriculture,hunting and agricultural 31,652.9 facilities 2. Pertambangan 1, , , , , , , , , , , , , ,831.8 Mining 3. Perindustrian 46, , , , , , , , , , , , , ,644.8 Manufacturing Industry 4. Listrik, Gas dan Air , , , , , , , , , ,071.9 Electricity, Gas & Water 5. Konstruksi 17, , , , , , , , , , , , , ,068.6 Construction 6. Perdagangan, restoran dan hotel 166, , , , , , , , , , , , , ,252.4 Trade, restaurants and hotels 7. Pengangkutan, pergudangan dan Transportation, cargo storage and 8, , , , , , ,994.8 komunikasi 18, , , , , , ,631.9 communication 8. Jasa Dunia Usaha 43, , , , , , , , , , , , , ,556.2 Business Services 9. Jasa Sosial 7, , , , , , , , , , , , , ,220.5 Social Services 10. Lain-lain 346, , , , , , , , , , , , , ,074.2 Others Total 660, , , ,010, ,072, ,088, ,115, ,134, ,153, ,171, ,191, ,154, ,178, ,203,005.1 Total MSM Perkembangan kredit UMKM dan MKM MAR INFO UMKM2

3 II.5.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT JENIS PENGGUNAAN PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN 1 OUTSTANDING OF MSMEs CREDIT BASED ON TYPE OF USE. II.5.A Kredit Modal Kerja 314, , , , , , , , , , , ,072.3 Working Capital Credits - Kredit Usaha Mikro 65, , , , , , , , , , , , Micro Credits Enterprises - Kredit Usaha Kecil 114, , , , , , , , , , , , Small Credits Enterprises - Kredit Usaha Menengah 134, , , , , , , , , , , , Medium Credits Enterprises Kredit Investasi 79, , , , , , , , , , , ,099.5 Investment Credits - Kredit Usaha Mikro 18, , , , , , , , , , , , Micro Credits Enterprises - Kredit Usaha Kecil 22, , , , , , , , , , , , Small Credits Enterprises - Kredit Usaha Menengah 38, , , , , , , , , , , , Medium Credits Enterprises Tidak Teridentifikasi Unidentified - Kredit Usaha Mikro Micro Credits Enterprises - Kredit Usaha Kecil Small Credits Enterprises - Kredit Usaha Menengah Medium Credits Enterprises Total 394, , , , , , , , , , , ,175.9 Total - Kredit Usaha Mikro 84, , , , , , , , , , , , Micro Credits Enterprises - Kredit Usaha Kecil 137, , , , , , , , , , , , Small Credits Enterprises - Kredit Usaha Menengah 172, , , , , , , , , , , , Medium Credits Enterprises II.5.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT JENIS PENGGUNAAN OUTSTANDING OF MSM CREDIT BASED ON TYPE OF USE. II.5.B Kredit Modal Kerja 260, , , , , , , , , , , , , ,417.4 Working Capital Credits - Kredit Mikro 50, , , , , , , , , , , , , , Micro Credits - Kredit Kecil 70, , , , , , , , , , , , , , Small Credits - Kredit Menengah 140, , , , , , , , , , , , , , Medium Credits Kredit Investasi 56, , , , , , , , , , , , , ,657.5 Investment Credits - Kredit Mikro 10, , , , , , , , , , , , , , Micro Credits - Kredit Kecil 15, , , , , , , , , , , , , , Small Credits - Kredit Menengah 30, , , , , , , , , , , , , , Medium Credits Kredit Konsumsi 343, , , , , , , , , , , , , ,930.4 Consumer Credits - Kredit Mikro 173, , , , , , , , , , , , , , Micro Credits - Kredit Kecil 135, , , , , , , , , , , , , , Small Credits - Kredit Menengah 34, , , , , , , , , , , , , , Medium Credits Total 660, , , ,010, ,072, ,088, ,115, ,134, ,153, ,171, ,191, ,154, ,178, ,203,005.3 Total - Kredit Mikro 234, , , , , , , , , , , , , , Micro Credits - Kredit Kecil 221, , , , , , , , , , , , , , Small Credits - Kredit Menengah 205, , , , , , , , , , , , , , Medium Credits II.6.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT PROPINSI di JAWA-BALI & NASIONAL OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.A Jawa Bali 263, , , , , , , , , , , ,366.1 Java & Bali Di luar Jawa Bali 131, , , , , , , , , , , ,809.9 Outside Java & Bali Nasional 394, , , , , , , , , , , ,175.9 National II.6.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PROPINSI di JAWA-BALI & NASIONAL OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.B Jawa Bali 435, , , , , , , , , , , , , ,580 Java & Bali Di luar Jawa Bali 225, , , , , , , , , , , , , ,425 Outside Java & Bali Nasional 660, , , ,010, ,072, ,088, ,115, ,134, ,153, ,171, ,191, ,154, ,178, ,203,005 National Perkembangan kredit UMKM dan MKM MAR INFO UMKM3

4 II.7.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT LOKASI PROYEK DI PROPINSI OUTSTANDING OF MSMEs CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES. II.7.A 1 Jawa Barat 43, , , , , , , , , , , ,516.7 West Java 2 Banten 13, , , , , , , , , , , ,586.9 Banten 3 DKI Jakarta Raya 106, , , , , , , , , , , ,034.5 DKI Jakarta Raya 4 D.I. Yogyakarta 4, , , , , , , , , , , ,380.7 Yogyakarta 5 Jawa Tengah 32, , , , , , , , , , , ,353.2 Central Java 6 Jawa Timur 52, , , , , , , , , , , ,330.0 East Java 7 Bengkulu 1, , , , , , , , , , , ,314.4 Bengkulu 8 Jambi 4, , , , , , , , , , , ,952.2 Jambi 9 N. Aceh Darussalam 4, , , , , , , , , , , ,871.8 N. Aceh Darussalam 10 Sumatera Utara 19, , , , , , , , , , , ,637.4 North Sumatera 11 Sumatera Barat 6, , , , , , , , , , , ,590.8 West Sumatera 12 Riau 10, , , , , , , , , , , ,725.9 Riau 13 Sumatera Selatan 8, , , , , , , , , , , ,229.7 South Sumatera 14 Kepulauan Riau 3, , , , , , , , , , , ,615.0 Riau Islands 15 Bangka Belitung 1, , , , , , , , , , , ,064.5 Bangka Belitung 16 Lampung 7, , , , , , , , , , , ,184.6 Lampung 17 Kalimantan Selatan 4, , , , , , , , , , , ,659.9 South Borneo 18 Kalimantan Barat 4, , , , , , , , , , , ,207.3 West Borneo 19 Kalimantan Timur 13, , , , , , , , , , , ,237.8 East Borneo 20 Kalimantan Tengah 2, , , , , , , , , , , ,685.0 Central Borneo 21 Sulawesi Tengah 3, , , , , , , , , , , ,152.4 Central Sulawesi 22 Sulawesi Selatan 13, , , , , , , , , , , ,112.4 South Sulawasi 23 Sulawesi Utara 4, , , , , , , , , , , ,137.2 North Sulawesi 24 Sulawesi Barat , , , , , , , , , , ,355.1 West Sulawesi 25 Gorontalo , , , , , , , , , , ,806.8 Gorontalo 26 Sulawesi Tenggara 1, , , , , , , , , , , ,018.5 Southeast Sulawesi 27 Nusa Tenggara Barat 2, , , , , , , , , , , ,480.7 West Nusa Tenggara 28 Bali 10, , , , , , , , , , , ,164.0 Bali 29 Nusa Tenggara Timur 2, , , , , , , , , , , ,776.4 East Nusa Tenggara 30 Maluku 1, , , , , , , , , , , ,754.7 Maluku 31 Papua 3, , , , , , , , , , , ,733.0 Papua 32 Maluku Utara , , , , , , , , , ,299.3 North Maluku 33 Papua Barat , , , , , , , , , , ,937.2 West Papua 34 Bank Diluar Negeri , , Foreign Banks 35 Tidak Teridentifikasi 5, , , , , , , Unidentified Total Kredit UMKM Nasional 394, , , , , , , , , , , ,175.9 Total of National's MSMEs Credits Perkembangan kredit UMKM dan MKM MAR INFO UMKM4

5 II.7.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT LOKASI PROYEK DI PROPINSI OUTSTANDING OF MSM CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES. II.7.B 1 Jawa Barat 102, , , , , , , , , , , , , ,829.6 West Java 2 Banten 29, , , , , , , , , , ,722 55, , ,690.0 Banten 3 DKI Jakarta 137, , , , , , , , , , , , , ,503.5 DKI Jakarta Raya 4 D.I. Yogyakarta 9, , , , , , , , , , ,396 13, , ,543.5 Yogyakarta 5 Jawa Tengah 63, , , , , , , , , , ,439 98, , ,263.5 Central Java 6 Jawa Timur 77, , , , , , , , , , , , , ,267.0 East Java 7 Bengkulu 4, , , , , , , , , , ,456 8, , ,263.5 Bengkulu 8 Jambi 7, , , , , , , , , , ,692 15, , ,271.5 Jambi 9 D.I. Aceh 9, , , , , , , , , , ,675 18, , ,880.3 N. Aceh Darussalam 10 Sumatera Utara 34, , , , , , , , , , ,453 58, , ,224.8 North Sumatera 11 Sumatera Barat 12, , , , , , , , , , ,979 23, , ,625.8 West Sumatera 12 Riau 17, , , , , , , , , , ,808 32, , ,925.3 Riau 13 Sumatera Selatan 14, , , , , , , , , , ,629 30, , ,641.6 South Sumatera 14 Kep. Riau 8, , , , , , , , , , ,770 14, , ,231.5 Riau Islands 15 Bangka Belitung 1, , , , , , , , , , ,578 4, , ,889.6 Bangka Belitung 16 Lampung 14, , , , , , , , , , ,142 24, , ,009.9 Lampung 17 Kalimantan Selatan 8, , , , , , , , , , ,480 17, , ,951.5 South Borneo 18 Kalimantan Barat 7, , , , , , , , , , ,794 16, , ,541.8 West Borneo 19 Kalimantan Timur 14, , , , , , , , , , ,550 26, , ,164.1 East Borneo 20 Kalimantan Tengah 3, , , , , , , , , , ,506 8, , ,661.4 Central Borneo 21 Sulawesi Tengah 5, , , , , , , , , , ,974 11, , ,332.0 Central Sulawesi 22 Sulawesi Selatan 22, , , , , , , , , , ,493 42, , ,523.1 South Sulawasi 23 Sulawesi Utara 8, , , , , , , , , , ,166 15, , ,249.1 North Sulawesi 24 Sulawesi Barat 1, , , , , , , , , , ,214 3, , ,375.6 West Sulawesi 25 Gorontalo 2, , , , , , , , , , ,796 4, , ,140.9 Gorontalo 26 Sulawesi Tenggara 3, , , , , , , , , , ,650 8, , ,068.6 Southeast Sulawesi 27 Nusa Tenggara Barat 6, , , , , , , , , , ,300 11, , ,801.1 West Nusa Tenggara 28 Bali 16, , , , , , , , , , ,520 29, , ,482.9 Bali 29 Nusa Tenggara Timur 5, , , , , , , , , , ,441 10, , ,701.5 East Nusa Tenggara 30 Maluku 2, , , , , , , , , , ,021 5, , ,233.2 Maluku 31 Papua 4, , , , , , , , , , ,762 9, , ,015.2 Papua 32 Maluku Utara 1, , , , , , , , , , ,113 3, , ,271.4 North Maluku 33 Papua Barat 1, , , , , , , , , , ,681 3, , ,869.2 West Papua 34 Lain-lain , , , , , , , , , ,176 13, , ,561.7 Unidentified Total Kredit MKM Nasional 660, , , ,010, ,072, ,088, ,115, ,134, ,153, ,171, ,191, ,154, ,178, ,203,005.2 Total of National's MSM Credits II.8.A PERKEMBANGAN BAKI DEBET KREDIT UMKM di KAWASAN INDONESIA TIMUR (KTI) OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.A 1. Sulawesi Selatan 13, , , , , , , , , , , , South Sulawesi 2. Kalimantan Timur 13, , , , , , , , , , , , East Kalimantan 3. Sulawesi Utara 4, , , , , , , , , , , , North Sulawesi 4. Kalimantan Selatan 4, , , , , , , , , , , , South Kalimantan 5. Kalimantan Barat 4, , , , , , , , , , , , West Kalimantan 6. NTB 2, , , , , , , , , , , , West Nusa Tenggara 7. Sulawesi Tengah 3, , , , , , , , , , , , Central Sulawesi 8. NTT 2, , , , , , , , , , , , East Nusa Tenggara 9. Papua 3, , , , , , , , , , , , Papua 10. Kalimantan Tengah 2, , , , , , , , , , , , Central Kalimantan 11. Sulawesi Tenggara 1, , , , , , , , , , , , Southeast Sulawesi 12. Maluku 1, , , , , , , , , , , , Maluku 13. Papua Barat d , , , , , , , , , , , West Papua d 14. Maluku Utara , , , , , , , , , , North Maluku 15. Sulawesi Barat e , , , , , , , , , , , West Sulawesi e 16. Gorontalo c , , , , , , , , , , , Gorontalo c Total Kredit UMKM KTI 58, , , , , , , , , , , ,353.7 Total of MSMEs Credits in EIA Total NPL KTI 2, , , , , , , , , , , ,048.6 Total of NPL in EIA r % NPL KTI 4.84% 4.47% 4.56% 4.62% 4.59% 4.32% 4.22% 4.14% % 3.69% 3.57% % of NPL in EIA r Total NPL KBI 13, , , , , , , , , , , ,811.4 Total of NPL in WIA r % NPL KBI 4.06% 4.40% 4.60% 4.71% 4.72% 4.57% 4.54% 4.51% % 4.07% 3.99% % of NPL in WIA r Total Kredit UMKM 394, , , , , , , , , , , ,175.9 Total of MSMEs Credits in Western Total Kredit UMKM KBI 336, , , , , , , , , , , ,822.3 Indonesian Area (WIA) Contribution of MSMEs Credits in % KBI thd Kredit UMKM Nasional 85.2% 83.1% 83.2% 83.1% 82.8% 82.8% 82.6% 82.5% 82.5% 82.0% 82.4% 82.3% WIA to National MSMEs Credits % KTI thd total Kredit UMKM Nasional 14.8% 16.9% 16.8% 16.9% 17.2% 17.2% 17.4% 17.5% 17.5% 18.0% 17.6% Contribution of MSMEs Credits in 17.7% EIA to National's MSMEs Credits Perkembangan kredit UMKM dan MKM MAR INFO UMKM5

6 II.8.B PERKEMBANGAN BAKI DEBET KREDIT MKM di KAWASAN INDONESIA TIMUR (KTI) OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.B 1. Sulawesi Selatan 22, , , , , , , , , , , , , , South Sulawesi 2. Kalimantan Timur 14, , , , , , , , , , , , , , East Kalimantan 3. Sulawesi Utara 8, , , , , , , , , , , , , , North Sulawesi 4. Kalimantan Selatan 8, , , , , , , , , , , , , , South Kalimantan 5. Kalimantan Barat 7, , , , , , , , , , , , , , West Kalimantan 6. NTB 6, , , , , , , , , , , , , , West Nusa Tenggara 7. Sulawesi Tengah 5, , , , , , , , , , , , , , Central Sulawesi 8. NTT 5, , , , , , , , , , , , , , East Nusa Tenggara 9. Papua 4, , , , , , , , , , , , , , Papua 10. Kalimantan Tengah 3, , , , , , , , , , , , , , Central Kalimantan 11. Sulawesi Tenggara 3, , , , , , , , , , , , , , Southeast Sulawesi 12. Maluku 2, , , , , , , , , , , , , , Maluku 13. Papua Barat d 1, , , , , , , , , , , , , , West Papua d 14. Maluku Utara 1, , , , , , , , , , , , , , North Maluku 15. Sulawesi Barat e 1, , , , , , , , , , , , , , West Sulawesi e 16. Gorontalo c 2, , , , , , , , , , , , , , Gorontalo c Total Kredit MKM KTI 100, , , , , , , , , , , , , ,899.7 Total of MSMCredits in EIA Total NPL KTI r 2, , , , , , , , , , , , , ,306.6 Total of NPL in EIA r % NPL KTI r 2.35% 2.54% 2.54% 2.52% 2.63% 2.64% 2.63% 2.54% 2.49% 2.28% 1.9% 2.1% 2.1% 2.1% % of NPL in EIA r Total NPL KBI/Total of NPL in WIA r 18, , , ,480 27,378 27,842 28,289 28, , , , , Total of NPL in WIA r % NPL KBI r 3.37% 3.36% 2.76% 3.02% 3.07% 3.07% 3.05% 3.00% 2.96% 2.88% 2.47% 2.66% 2.76% 2.71% % of NPL in WIA r Total Kredit MKM 660, , , ,010, ,072, ,088, ,115, ,134, ,153, ,171, ,191, ,154, ,178, ,203,005.3 Total of MSMCredits in Western Total Kredit MKM KBI 559, , , , , , , , , , , , , ,105.6 Indonesian Area (WIA) Contribution of MSM Credits in WIA % KBI thd Kredit MKM Nasional 84.7% 84.0% 85.9% 83.5% 83.3% 83.2% 83.2% 83.0% 83.0% 82.9% 82.9% 82.7% 82.6% 82.6% to National MSM Credits % KTI thd total Kredit MKM Nasional 15.3% 16.0% 14.1% 16.5% 16.7% 16.8% 16.8% 17.0% 17.0% 17.1% 17.1% 17.3% 17.4% Contribution of MSM Credits in EIA 17.4% to National's MSM Credits 1 Sumber data: Bank Indonesia (Biro Pengembangan BPR dan UMKM - DKBU), diolah dari Laporan Bulanan Bank Umum (LBU) 1 Data source: Bank Indonesia (Bureau of Rural Banks and MSMEs Development-Directorate of Credit, dan Laporan Bulanan BPR/BPRS. Rural Banks and MSMEs), processed from Commercial Banks' Monthly Reports and Rural Banks/Islamic Rural Banks' Monthly Report. - Kredit MKM tidak termasuk kartu kredit; total kredit perbankan dan kredit Non MKM termasuk kartu kredit dan data BPRS. MSM Credit not included credit to credit card holders; while total credit and non MSM Credit included credit to credit card and Islamic Rural Banks - Untuk Kredit UMKM : Belum termasuk Bank Umum Syariah (BUS), tetapi MSMEs Credit : not included Islamic Commercial Banks but included Conventional Rural Banks and Islamic Rural Banks. On March, Conventional and Islamic sudah termasuk BPR dan BPRS menggunakan data Februari. Rural Bank is using data of February. - Untuk Kredit MKM : s.d Desember termasuk BUS dan BPR/BPRS, MSM Credit until Dec included Islamic Commercial Banks and Conventional Rural Banks/Islamic Rural Bank is using nominal value; Since menggunakan nilai nominal (Nominal Value); sejak termasuk BUS dan January included Islamic Commercial Banks and Conventional Rural Banks using Fair value. On March, Conventional Rural Bank using BPR (tidak termasuk BPRS), menggunakan nilai pasar (Fair Value). Pada data of February. posisi Maret, data BPR mengunakan data Februari Perkembangan kredit UMKM dan MKM MAR INFO UMKM6