PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN 1

Transkripsi

1 II.1.A PERKEMBANGAN BAKI DEBET KREDIT UMKM dan KREDIT PERBANKAN OUTSTANDING OF MSMEs CREDIT AND BANKING CREDIT. II.1.A Kredit UMKM 394, , , , , , , , , , , , , ,226.1 MSMEs Credits Kredit Non UMKM 1,416, ,779, ,776, ,791, ,846, ,888, ,944, ,988, ,007, ,065, ,111, ,131, ,158, ,226,731.2 Non MSMEs Credits Jumlah Rekening Kredit UMKM 8,417,673 8,797, ,052,818 8,865,545 8,786,840 8,683,634 8,929,344 9,086,307 9,098,361 9,027,461 9,435,570 9,026,468 9,057,903 9,078,322 Total of MSMEs Accounts Kredit Perbankan 1,811, ,259, ,219, ,262, ,328, ,380, ,451, ,518, ,537, ,578, ,623, ,653, ,700, ,778,957.3 Banking Credits II.1.B PERKEMBANGAN BAKI DEBET KREDIT MKM dan KREDIT PERBANKAN OUTSTANDING OF MSM CREDITS AND BANKING CREDITS. II.1. B Kredit MKM 961, ,191, ,154, ,178, ,203, ,226, ,248, ,288, ,308, ,313, ,336, ,354, ,373, ,400,129.3 MSM Credits Kredit Non MKM r 807, ,032, ,027, ,047, ,088, ,116, ,163, ,191, ,189, ,225, ,247, ,259, ,285, ,336,284.1 Non MSM Credits Kartu Kredit MKM 32, , , , , , , , , , , , , ,543.9 MSM Credit cards Jumlah Rekening Kredit MKM 30,251,489 33,159,614 33,078,504 33,390,259 33,293,818 33,268,123 33,724,876 34,157,123 34,267,234 34,445,030 34,973,798 34,468,142 34,517,588 34,526,937 Total of MSM Accounts Kredit Perbankan 1,802, ,259, ,219, ,262, ,328, ,380, ,451, ,518, ,537, ,578, ,623, ,653, ,700, ,778,957.3 Banking Credits II.2.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KLASIFIKASI USAHA OUTSTANDING MSMEs CREDIT BASED ON ENTERPRISE CLASSIFICATION. II.2.A Kredit Usaha Mikro 84, , , , , , , , , , , , , ,754.0 Micro Credits Enterprises Kredit Usaha Kecil 137, , , , , , , , , , , , , ,882.5 Small Credits Enterprises Kredit Usaha Menengah 172, , , , , , , , , , , , , ,589.5 Medium Credits Enterprises Total UMKM 394, , , , , , , , , , , , , ,226.1 Total MSMEs II.2.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PLAFON OUTSTANDING MSM CREDIT BASED ON PLAFOND. II.2.B Kredit Mikro (Rp0 - Rp 50 juta) 284, , , , , , , , , , , , , ,965.0 Micro Credits (up to IDR50 million) Small Credits (>IDR50 million - IDR500 Kredit Kecil (>Rp50jt-Rp500jt) 395, , , , , , , , , , , , , ,146.3 million) Medium Credits (>IDR500 million-idr5 Kredit Menengah (>Rp500 jt-rp5m) 281, , , , , , , , , , , , , ,018.0 billion) Total 961, ,191, ,154, ,178, ,203, ,226, ,248, ,288, ,308, ,313, ,336, ,354, ,373, ,400,129.3 Total MSM II.3.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KELOMPOK BANK OUTSTANDING OF MSMEs CREDIT BASED ON GROUP OF BANKS. II.3.A Bank Persero 172, , , , , , , , , , , , , ,861.1 State Banks Bank Swasta Nasional Devisa 149, , , , , , , , , , , , ,165.4 Foreign Exchange Private National 205,731.2 Banks Bank Swasta Nasional Non Devisa 11, , , , , , , , , , , , ,787.6 Non Foreign Exchange Private 23,259.7 National Banks BPD 31, , , , , , , , , , , , , ,081.8 Regional Development Banks Bank Campuran 7, , , , , , , , , , , , , ,750.1 Joint Banks Bank Asing 3, , , , , Foreign Banks BPR-BPRS 17, , , , , , , , , , , , , ,829.5 Rural-Islamic Rural Banks Total 394, , , , , , , , , , , , , ,226.1 Total MSMEs

2 II.3.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT KELOMPOK BANK PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN 1 OUTSTANDING OF MSM CREDIT BASED ON GROUP OF BANKS. II.3.B Bank Persero 343, , , , , , , , , , , , , ,447.4 State Banks Bank Swasta Nasional Devisa 363, , , , , , , , , , , , ,634.3 Foreign Exchange Private National 525,904.7 Banks Bank Swasta Nasional Non Devisa 41, , , , , , , , , , , , ,604.2 Non Foreign Exchange Private 75,504.3 National Banks BPD 126, , , , , , , , , , , , , ,814.8 Regional Development Banks Bank Campuran 24, , , , , , , , , , , , , ,728.3 Joint Banks Bank Asing 26, , , , , , , , , , , , , ,206.5 Foreign Banks BPR-BPRS 34, , , , , , , , , , , , , ,523.4 Rural-Islamic Rural Banks Total 961, ,191, ,154, ,178, ,203, ,226, ,248, ,288, ,308, ,313, ,336, ,354, ,373, ,400,129.3 Total MSM II.4.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT SEKTOR EKONOMI OUTSTANDING MSMEs CREDIT BASED ON ECONOMIC SECTORS. II.4.A 1. Pertanian, perburuan dan Kehutanan 19, , , , , , , , , , , , , ,529.3 Agriculture, hunting and forestry 2. Perikanan 2, , , , , , , , , , , , , ,001.6 Fishery 3. Pertambangan dan Penggalian 3, , , , , , , , , , , , , ,520.8 Mining and Quarrying 4. Industri pengolahan 43, , , , , , , , , , , , , ,163.6 Processing industry 5. Listrik, Gas dan Air 1, , , , , , , , , , , , , ,505.5 Electricity, Gas & Water 6. Konstruksi 20, , , , , , , , , , , , , ,620.6 Construction 7. Perdagangan besar dan eceran 177, , , , , , , , , , , , , ,179.3 Wholesale and retail trade 8. Penyediaan akomodasi dan penyediaan makan minum 7, , , , , , , , , , , , ,219.1 Provision of accommodation and 14,013.7 the provision of eating and drinking 9. Transportasi, pergudangan dan komunikasi 13, , , , , , , , , , , , ,334.2 Transportation, warehousing and 21,737.4 communication 10. Perantara keuangan 6, , , , , , , , , , , , , ,211.5 Financial Intermediaries 11. Real estate, usaha persewaan dan jasa perusahaan 12, , , , , , , , , , , , ,834.7 Real estate 26, Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib Government Administration, defense and compulsory social 13. Jasa pendidikan 1, , , , , , , , , , , , , ,059.0 Education services 14. Jasa kesehatan dan kegiatan sosial 2, , , , , , , , , , , , , ,597.6 Health services and social activities 15. Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya 21, , , , , , , , , , , , ,083.6 Social services, social, cultural, 27,865.7 entertainment and other individual 16. Jasa perorangan yang melayani rumah tangga 1, , , , , , , , ,156.1 Individual services with serve 1,145.2 households 17. Badan internasional dan badan ekstra internasional lainnya , , , , , , Business activities are not clearly defined 18. Kegiatan yang belum jelas batasannya 49, , , , , , , , , , , , , ,978.0 Not the business field - households 19. Tidak teridentifikasi 8, Unidentified Total 394, , , , , , , , , , , , , ,226.1 Total MSMEs

3 II.4.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT SEKTOR EKONOMI OUTSTANDING MSM CREDIT BASED ON ECONOMIC SECTORS. II.4.B 1. Pertanian, perburuan dan sarana pertanian 19, , , , , , , , , , , , ,521.4 Agriculture,hunting and agricultural 44,168.9 facilities 2. Pertambangan 7, , , , , , , , , , , , , ,223.6 Mining 3. Perindustrian 55, , , , , , , , , , , , , ,476.1 Manufacturing Industry 4. Listrik, Gas dan Air , , , , , , , , , , , , ,561.3 Electricity, Gas & Water 5. Konstruksi 21, , , , , , , , , , , , , ,958.7 Construction 6. Perdagangan, restoran dan hotel 206, , , , , , , , , , , , , ,688.2 Trade, restaurants and hotels 7. Pengangkutan, pergudangan dan Transportation, cargo storage and 12,995.4 komunikasi 12, , , , , , , , , , , , ,286.7 communication 8. Jasa Dunia Usaha 57, , , , , , , , , , , , , ,003.7 Business Services 9. Jasa Sosial 30, , , , , , , , , , , , , ,954.7 Social Services 10. Lain-lain 548, , , , , , , , , , , , , ,807.3 Others Total 961, ,191, ,154, ,178, ,203, ,226, ,248, ,288, ,308, ,313, ,336, ,354, ,373, ,400,129.3 Total MSM II.5.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT JENIS PENGGUNAAN OUTSTANDING OF MSMEs CREDIT BASED ON TYPE OF USE. II.5.A Kredit Modal Kerja 314, , , , , , , , , , , , , ,944.4 Working Capital Credits - Kredit Usaha Mikro 65, , , , , , , , , , , , , , Micro Credits Enterprises - Kredit Usaha Kecil 114, , , , , , , , , , , , , , Small Credits Enterprises - Kredit Usaha Menengah 134, , , , , , , , , , , , , , Medium Credits Enterprises Kredit Investasi 79, , , , , , , , , , , , , ,281.6 Investment Credits - Kredit Usaha Mikro 18, , , , , , , , , , , , , , Micro Credits Enterprises - Kredit Usaha Kecil 22, , , , , , , , , , , , , , Small Credits Enterprises - Kredit Usaha Menengah 38, , , , , , , , , , , , , , Medium Credits Enterprises Tidak Teridentifikasi Unidentified - Kredit Usaha Mikro Micro Credits Enterprises - Kredit Usaha Kecil Small Credits Enterprises - Kredit Usaha Menengah Medium Credits Enterprises Total 394, , , , , , , , , , , , , ,226.1 Total - Kredit Usaha Mikro 84, , , , , , , , , , , , , , Micro Credits Enterprises - Kredit Usaha Kecil 137, , , , , , , , , , , , , , Small Credits Enterprises - Kredit Usaha Menengah 172, , , , , , , , , , , , , , Medium Credits Enterprises

4 II.5.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT JENIS PENGGUNAAN OUTSTANDING OF MSM CREDIT BASED ON TYPE OF USE. II.5.B Kredit Modal Kerja 370, , , , , , , , , , , , , ,392.7 Working Capital Credits - Kredit Mikro 90, , , , , , , , , , , , , , Micro Credits - Kredit Kecil 96, , , , , , , , , , , , , , Small Credits - Kredit Menengah 184, , , , , , , , , , , , , , Medium Credits Kredit Investasi 86, , , , , , , , , , , , , ,403.1 Investment Credits - Kredit Mikro 11, , , , , , , , , , , , , , Micro Credits - Kredit Kecil 35, , , , , , , , , , , , , , Small Credits - Kredit Menengah 39, , , , , , , , , , , , , , Medium Credits Kredit Konsumsi 504, , , , , , , , , , , , , ,333.5 Consumer Credits - Kredit Mikro 182, , , , , , , , , , , , , , Micro Credits - Kredit Kecil 264, , , , , , , , , , , , , , Small Credits - Kredit Menengah 57, , , , , , , , , , , , , , Medium Credits Total 961, ,191, ,154, ,178, ,203, ,226, ,248, ,288, ,308, ,313, ,336, ,354, ,373, ,400,129.3 Total - Kredit Mikro 284, , , , , , , , , , , , , , Micro Credits - Kredit Kecil 395, , , , , , , , , , , , , , Small Credits - Kredit Menengah 281, , , , , , , , , , , , , , Medium Credits II.6.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT PROPINSI di JAWA-BALI & NASIONAL OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.A Jawa Bali 263, , , , , , , , , , , , , ,855.9 Java & Bali Di luar Jawa Bali 131, , , , , , , , , , , , , ,370.2 Outside Java & Bali Nasional 394, , , , , , , , , , , , , ,226.1 National II.6.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PROPINSI di JAWA-BALI & NASIONAL OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.B Jawa Bali 496, , , , , , , , , , , , , ,750.4 Java & Bali Di luar Jawa Bali 270, , , , , , , , , , , , , ,378.9 Outside Java & Bali Nasional 766, ,191, ,154, ,178, ,203,005 1,226, ,248, ,288, ,308, ,313,504 1,336,104.8 ` 1,354, ,373, ,400,129.3 National

5 II.7.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT LOKASI PROYEK DI PROPINSI OUTSTANDING OF MSMEs CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES. II.7.A 1 Jawa Barat 43, , , , , , , , , , , , , ,244.7 West Java 2 Banten 13, , , , , , , , , , , , , ,645.5 Banten 3 DKI Jakarta Raya 106, , , , , , , , , , , , , ,588.3 DKI Jakarta Raya 4 D.I. Yogyakarta 4, , , , , , , , , , , , , ,642.4 Yogyakarta 5 Jawa Tengah 32, , , , , , , , , , , , , ,820.2 Central Java 6 Jawa Timur 52, , , , , , , , , , , , , ,985.4 East Java 7 Bengkulu 1, , , , , , , , , , , , , ,711.4 Bengkulu 8 Jambi 4, , , , , , , , , , , , , ,002.3 Jambi 9 N. Aceh Darussalam 4, , , , , , , , , , , , , ,529.1 N. Aceh Darussalam 10 Sumatera Utara 19, , , , , , , , , , , , , ,989.7 North Sumatera 11 Sumatera Barat 6, , , , , , , , , , , , , ,515.6 West Sumatera 12 Riau 10, , , , , , , , , , , , , ,586.7 Riau 13 Sumatera Selatan 8, , , , , , , , , , , , , ,268.2 South Sumatera 14 Kepulauan Riau 3, , , , , , , , , , , , , ,570.2 Riau Islands 15 Bangka Belitung 1, , , , , , , , , , , , , ,644.2 Bangka Belitung 16 Lampung 7, , , , , , , , , , , , , ,954.8 Lampung 17 Kalimantan Selatan 4, , , , , , , , , , , , , ,252.9 South Borneo 18 Kalimantan Barat 4, , , , , , , , , , , , , ,567.6 West Borneo 19 Kalimantan Timur 13, , , , , , , , , , , , , ,421.3 East Borneo 20 Kalimantan Tengah 2, , , , , , , , , , , , , ,498.3 Central Borneo 21 Sulawesi Tengah 3, , , , , , , , , , , , , ,618.6 Central Sulawesi 22 Sulawesi Selatan 13, , , , , , , , , , , , , ,594.2 South Sulawasi 23 Sulawesi Utara 4, , , , , , , , , , , , , ,920.5 North Sulawesi 24 Sulawesi Barat , , , , , , , , , , , , ,568.8 West Sulawesi 25 Gorontalo , , , , , , , , , , , , ,833.0 Gorontalo 26 Sulawesi Tenggara 1, , , , , , , , , , , , , ,776.2 Southeast Sulawesi 27 Nusa Tenggara Barat 2, , , , , , , , , , , , , ,611.7 West Nusa Tenggara 28 Bali 10, , , , , , , , , , , , , ,929.4 Bali 29 Nusa Tenggara Timur 2, , , , , , , , , , , , , ,382.2 East Nusa Tenggara 30 Maluku 1, , , , , , , , , , , , , ,812.6 Maluku 31 Papua 3, , , , , , , , , , , , , ,481.2 Papua 32 Maluku Utara , , , , , , , , , , , , ,335.2 North Maluku 33 Papua Barat , , , , , , , , , , , , ,522.9 West Papua 34 Bank Diluar Negeri Foreign Banks 35 Tidak Teridentifikasi 5, , , , , , , ,031.9 Unidentified Total Kredit UMKM Nasional 394, , , , , , , , , , , , , ,226.1 Total of National's MSMEs Credits

6 II.7.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT LOKASI PROYEK DI PROPINSI OUTSTANDING OF MSM CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES. II.7.B 1 Jawa Barat 136, , , , , , , , , , , , , ,389.7 West Java 2 Banten 44, ,722 55, , , , , , , , , , , ,173.1 Banten 3 DKI Jakarta 266, , , , , , , , , , , , , ,137.9 DKI Jakarta Raya 4 D.I. Yogyakarta 11, ,396 13, , , , , , , , , , , ,245.5 Yogyakarta 5 Jawa Tengah 77, ,439 98, , , , , , , , , , , ,393.4 Central Java 6 Jawa Timur 99, , , , , , , , , , , , , ,131.6 East Java 7 Bengkulu 5, ,456 8, , , , , , , , , , , ,532.7 Bengkulu 8 Jambi 9, ,692 15, , , , , , , , , , , ,972.9 Jambi 9 D.I. Aceh 14, ,675 18, , , , , , , , , , , ,316.4 N. Aceh Darussalam 10 Sumatera Utara 43, ,453 58, , , , , , , , , , , ,982.0 North Sumatera 11 Sumatera Barat 16, ,979 23, , , , , , , , , , , ,137.5 West Sumatera 12 Riau 23, ,808 32, , , , , , , , , , , ,031.4 Riau 13 Sumatera Selatan 21, ,629 30, , , , , , , , , , , ,958.4 South Sumatera 14 Kep. Riau 10, ,770 14, , , , , , , , , , , ,687.7 Riau Islands 15 Bangka Belitung 2, ,578 4, , , , , , , , , , , ,469.2 Bangka Belitung 16 Lampung 17, ,142 24, , , , , , , , , , , ,877.5 Lampung 17 Kalimantan Selatan 12, ,480 17, , , , , , , , , , , ,036.0 South Borneo 18 Kalimantan Barat 11, ,794 16, , , , , , , , , , , ,541.2 West Borneo 19 Kalimantan Timur 19, ,550 26, , , , , , , , , , , ,312.5 East Borneo 20 Kalimantan Tengah 5, ,506 8, , , , , , , , , , , ,842.1 Central Borneo 21 Sulawesi Tengah 7, ,974 11, , , , , , , , , , , ,854.3 Central Sulawesi 22 Sulawesi Selatan 30, ,493 42, , , , , , , , , , , ,358.1 South Sulawasi 23 Sulawesi Utara 12, ,166 15, , , , , , , , , , , ,122.0 North Sulawesi 24 Sulawesi Barat 1, ,214 3, , , , , , , , , , , ,007.7 West Sulawesi 25 Gorontalo 1, ,796 4, , , , , , , , , , , ,002.7 Gorontalo 26 Sulawesi Tenggara 4, ,650 8, , , , , , , , , , , ,884.5 Southeast Sulawesi 27 Nusa Tenggara Barat 9, ,300 11, , , , , , , , , , , ,242.9 West Nusa Tenggara 28 Bali 22, ,520 29, , , , , , , , , , , ,279.2 Bali 29 Nusa Tenggara Timur 6, ,441 10, , , , , , , , , , , ,563.2 East Nusa Tenggara 30 Maluku 3, ,021 5, , , , , , , , , , , ,018.8 Maluku 31 Papua 6, ,762 9, , , , , , , , , , , ,572.9 Papua 32 Maluku Utara 1, ,113 3, , , , , , , , , , , ,913.7 North Maluku 33 Papua Barat 1, ,681 3, , , , , , , , , , , ,852.5 West Papua 34 Lain-lain 2, ,176 13, , , , , , , , , , , ,288.3 Unidentified Total Kredit MKM Nasional 766, ,191, ,154, ,178, ,203, ,226, ,248, ,288, ,308, ,313, ,336, ,354, ,373, ,400,129.3 Total of National's MSM Credits

7 II.8.A PERKEMBANGAN BAKI DEBET KREDIT UMKM di KAWASAN INDONESIA TIMUR (KTI) OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.A 1. Sulawesi Selatan 13, , , , , , , , , , , , , , South Sulawesi 2. Kalimantan Timur 13, , , , , , , , , , , , , , East Kalimantan 3. Sulawesi Utara 4, , , , , , , , , , , , , , North Sulawesi 4. Kalimantan Selatan 4, , , , , , , , , , , , , , South Kalimantan 5. Kalimantan Barat 4, , , , , , , , , , , , , , West Kalimantan 6. NTB 2, , , , , , , , , , , , , , West Nusa Tenggara 7. Sulawesi Tengah 3, , , , , , , , , , , , , , Central Sulawesi 8. NTT 2, , , , , , , , , , , , , , East Nusa Tenggara 9. Papua 3, , , , , , , , , , , , , , Papua 10. Kalimantan Tengah 2, , , , , , , , , , , , , , Central Kalimantan 11. Sulawesi Tenggara 1, , , , , , , , , , , , , , Southeast Sulawesi 12. Maluku 1, , , , , , , , , , , , , , Maluku 13. Papua Barat d , , , , , , , , , , , , , West Papua d 14. Maluku Utara , , , , , , , , , , , , , North Maluku 15. Sulawesi Barat e , , , , , , , , , , , , , West Sulawesi e 16. Gorontalo c , , , , , , , , , , , , , Gorontalo c Total Kredit UMKM KTI 58, , , , , , , , , , , , , ,197.2 Total of MSMEs Credits in EIA Total NPL KTI 2, , , , , , , , , , , , , ,974.7 Total of NPL in EIA r % NPL KTI 4.84% % 3.69% 3.57% 3.71% 3.71% 3.38% 3.50% 3.67% 3.40% 3.48% 3.49% 3.06% % of NPL in EIA r Total NPL KBI 13, , , , , , , , , , , , , ,792.0 Total of NPL in WIA r % NPL KBI 4.06% % 4.07% 3.99% 4.10% 4.04% 3.87% 3.98% 4.21% 3.95% 3.90% 3.77% 3.47% % of NPL in WIA r Total Kredit UMKM 394, , , , , , , , , , , , , ,226.1 Total of MSMEs Credits in Western Total Kredit UMKM KBI 336, , , , , , , , , , , , , ,028.9 Indonesian Area (WIA) % KBI thd Kredit UMKM Nasional 85.2% 82.5% 82.0% 82.4% 82.3% 82.4% 82.4% 82.1% 82.1% 82.3% 82.1% 82.2% 82.5% Contribution of MSMEs Credits in 82.4% WIA to National MSMEs Credits % KTI thd total Kredit UMKM Nasional 14.8% 17.5% 18.0% 17.6% 17.7% 17.6% 17.6% 17.9% 17.9% 17.7% 17.9% 17.8% 17.5% Contribution of MSMEs Credits in 17.6% EIA to National's MSMEs Credits

8 II.8.B PERKEMBANGAN BAKI DEBET KREDIT MKM di KAWASAN INDONESIA TIMUR (KTI) OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.B 1. Sulawesi Selatan 30, , , , , , , , ,571 48,116 48,837 49,721 50,411 51, South Sulawesi 2. Kalimantan Timur 19, , , , , , , , ,709 31,047 31,864 32,344 32,951 33, East Kalimantan 3. Sulawesi Utara 12, , , , , , , , ,580 17,318 17,763 18,460 18,809 19, North Sulawesi 4. Kalimantan Selatan 12, , , , , , , , ,260 19,608 19,998 20,291 20,542 21, South Kalimantan 5. Kalimantan Barat 11, , , , , , , , ,064 19,356 19,633 19,999 20,339 20, West Kalimantan 6. NTB 9, , , , , , , , ,024 15,208 15,449 15,673 15,966 16, West Nusa Tenggara 7. Sulawesi Tengah 7, , , , , , , , ,369 14,069 14,393 14,313 14,533 14, Central Sulawesi 8. NTT 6, , , , , , , , ,740 11,972 12,219 12,360 12,516 12, East Nusa Tenggara 9. Papua 6, , , , , , , , ,331 11,658 11,953 12,159 12,374 12, Papua 10. Kalimantan Tengah 5, , , , , , , , ,131 11,237 11,507 11,611 11,735 11, Central Kalimantan 11. Sulawesi Tenggara 4, , , , , , , , ,843 10,096 10,295 10,458 10,606 10, Southeast Sulawesi 12. Maluku 3, , , , , , , , ,545 5,597 5,695 5,792 5,861 6, Maluku 13. Papua Barat d 1, , , , , , , , ,349 4,458 4,549 4,643 4,738 4, West Papua d 14. Maluku Utara 1, , , , , , , , ,603 3,624 3,726 3,774 3,835 3, North Maluku 15. Sulawesi Barat e 1, , , , , , , , ,599 3,772 3,844 3,917 3,960 4, West Sulawesi e 16. Gorontalo c 1, , , , , , , , ,447 5,546 5,702 5,786 5,888 6, Gorontalo c Total Kredit MKM KTI 136, , , , , , , , , , , , , ,125 Total of MSMCredits in EIA Total NPL KTI 3, , , , , , , , ,847 5,050 5,005 5,108 5,320 4,728 Total of NPL in EIA % NPL KTI 2.54% 1.9% 2.1% 2.1% 2.1% 2.2% 2.1% 2.0% 2.1% 2.2% 2.1% 2.1% 2.2% 1.9% % of NPL in EIA Total NPL KBI/Total of NPL in WIA 22, , , Total of NPL in WIA % NPL KBI 2.76% 2.47% 2.66% 2.76% 2.71% 2.82% 2.83% 2.74% 2.90% 2.90% 2.82% 2.83% 2.77% 2.55% % of NPL in WIA Total Kredit MKM 961, ,191, ,154, ,178, ,203, ,226, ,248, ,288, ,308,610 1,313,504 1,336,105 1,354,087 1,373,594 1,400,129 Total of MSMCredits in Western Total Kredit MKM KBI 825, , , , , ,013, ,030, ,061, ,079,444 1,080,822 1,098,678 1,112,785 1,128,529 1,151,004 Indonesian Area (WIA) % KBI thd Kredit MKM Nasional 85.9% 82.9% 82.7% 82.6% 82.6% 82.6% 82.5% 82.4% 82.5% 82.3% 82.2% 82.2% 82.2% Contribution of MSM Credits in WIA 82.2% to National MSM Credits % KTI thd total Kredit MKM Nasional 14.1% 17.1% 17.3% 17.4% 17.4% 17.4% 17.5% 17.6% 17.5% 17.7% 17.8% 17.8% 17.8% Contribution of MSM Credits in EIA 17.8% to National's MSM Credits 1 Sumber data: Bank Indonesia (Grup Pengembangan BPR dan UMKM - DKBU), diolah dari Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan BPR/BPRS. - Kredit MKM tidak termasuk kartu kredit; total kredit perbankan dan kredit Non MKM termasuk kartu kredit dan data BPRS. - Untuk Kredit UMKM : Belum termasuk Bank Umum Syariah (BUS), tetapi sudah termasuk BPR data Desember dan BPRS menggunakan data Oktober. - Untuk Kredit MKM : s.d Desember termasuk BUS dan BPR/BPRS, menggunakan nilai nominal (Nominal Value); sejak termasuk BUS dan BPR (tidak termasuk BPRS), menggunakan nilai pasar (Fair Value). Pada posisi Desember, data BPR mengunakan data Desember 1 Data source: Bank Indonesia (Group of Rural Banks and MSMEs Development-Directorate of Credit, Rural Banks and MSMEs), processed from Commercial Banks' Monthly Reports and Rural Banks/Islamic Rural Banks' Monthly Report. MSM Credit not included credit to credit card holders; while total credit and non MSM Credit included credit to credit card and Islamic Rural Banks MSMEs Credit : not included Islamic Commercial Banks but included Conventional Rural Banks and Islamic Rural Banks. On Desember, Conventional Rural bank using data of Desember and Islamic Rural Bank is using data of Oktober.- MSM Credit until Dec included Islamic Commercial Banks and Conventional Rural Banks/Islamic Rural Bank is using nominal value; Since January included Islamic Commercial Banks and Conventional Rural Banks using Fair value. On Desember, Conventional Rural Bank using data of Desember.-