I.4. POSISI PINJAMAN RUPIAH & VALAS YANG DIBERIKAN BANK UMUM DAN BPR MENURUT KELOMPOK BANK & LAPANGAN USAHA (Miliar Rp) KELOMPOK BANK & LAPANGAN USAHA Jun Jul Aug Sep Oct Nov Dec 2016 Jan 1 1. Bank Persero 1,572,743 1,561,838 1,573,034 1,614,922 1,625,294 1,666,243 1,701,775 2 Pinjaman Berdasarkan Lapangan Usaha 1,127,774 1,118,816 1,124,292 1,159,751 1,165,379 1,197,872 1,222,592 3 PERTANIAN, KEHUTANAN & PERIKANAN 163,263 162,315 166,168 171,327 173,214 175,515 179,077 4 Pertambangan dan Penggalian 42,626 41,204 35,689 36,224 36,850 46,773 43,649 5 Industri Pengolahan 231,066 230,443 228,594 233,803 234,050 242,615 245,911 6 PENGADAAN LISTRIK DAN GAS 63,892 68,620 69,238 70,031 75,753 83,850 83,385 7 507 494 497 512 503 506 519 8 KONSTRUKSI 79,197 77,737 79,266 85,218 85,611 85,668 87,709 9 349,300 344,359 349,379 364,310 359,672 360,853 371,200 10 TRANSPORTASI DAN PERGUDANGAN 38,744 38,375 38,914 40,059 40,680 41,756 43,085 11 PENYEDIAAN AKOMODASI DAN MAKAN MINUIM 23,385 23,354 23,846 24,347 24,584 24,818 25,205 12 INFORMASI DAN KOMUNIKASI 24,562 23,783 23,509 21,551 21,459 20,358 21,614 13 JASA KEUANGAN DAN ASURANSI 28,768 27,162 29,253 29,997 30,492 31,131 34,309 14 REAL ESTATE 24,416 23,919 23,998 24,653 24,176 24,236 25,454 15 JASA PERUSAHAAN 28,072 27,792 26,927 28,103 28,105 29,117 29,866 16 839 830 640 656 656 638 643 17 JASA PENDIDIKAN 1,345 1,313 1,315 1,315 1,297 1,290 1,389 18 JASA KESEHATAN DAN KEGIATAN LAINNYA 4,696 4,707 4,773 4,732 5,326 5,342 4,904 19 JASA LAINNYA 23,096 22,411 22,286 22,913 22,951 23,407 24,672 20 Pinjaman Kepada Bukan Lapangan Usaha (Konsumsi Rumah Tangga) 444,970 443,022 448,742 455,171 459,914 468,372 479,183 21 Rumah Tinggal 182,587 183,210 184,182 187,860 189,746 193,441 197,183 22 Flat dan Apartemen 5,058 5,010 4,993 5,006 5,032 5,081 5,134 23 Rumah Toko (Ruko) dan Rumah Kantor (Rukan) 5,711 5,723 5,781 5,892 5,997 6,109 6,235 24 Kendaraan Bermotor 25,913 26,094 26,194 26,310 26,223 25,942 26,379 25 Lainnya 225,701 222,985 227,592 230,103 232,916 237,799 244,253 26 2. Bank Pemerintah Daerah 341,988 342,203 345,881 348,988 350,823 352,201 352,460 27 Pinjaman Berdasarkan Lapangan Usaha 97,911 97,829 99,817 101,477 101,818 101,571 99,777 28 PERTANIAN, KEHUTANAN & PERIKANAN 10,153 10,124 10,053 10,038 10,023 10,292 10,453 29 Pertambangan dan Penggalian 924 949 947 892 879 847 854 30 Industri Pengolahan 6,935 6,855 6,971 7,025 7,033 6,957 7,153 31 PENGADAAN LISTRIK DAN GAS 3,782 3,628 3,623 3,490 3,504 3,500 3,378 32 436 432 434 555 469 463 429 33 KONSTRUKSI 19,053 19,988 21,260 22,447 22,808 22,190 19,433 34 28,793 28,299 28,688 28,805 28,851 29,026 29,073 35 TRANSPORTASI DAN PERGUDANGAN 2,307 2,251 2,247 2,240 2,243 2,362 2,371 36 PENYEDIAAN AKOMODASI DAN MAKAN MINUIM 5,047 5,058 5,054 5,018 4,880 4,914 4,840 37 INFORMASI DAN KOMUNIKASI 425 405 408 421 406 499 503 38 JASA KEUANGAN DAN ASURANSI 6,813 6,637 6,655 6,571 6,824 6,420 7,667 39 REAL ESTATE 1,506 1,536 1,780 2,132 1,887 1,877 2,146 40 JASA PERUSAHAAN 5,409 5,327 5,289 5,555 5,470 5,505 4,591 41 6 6 55 42 4 4 131 42 JASA PENDIDIKAN 876 929 938 929 990 1,021 984 43 JASA KESEHATAN DAN KEGIATAN LAINNYA 1,662 1,667 1,651 1,665 1,787 1,872 1,941 44 JASA LAINNYA 3,783 3,736 3,763 3,653 3,759 3,821 3,830 1,685,835 1,200,940 175,660 51,949 242,882 81,417 510 86,732 353,007 41,406 25,629 21,567 34,980 25,730 29,323 645 1,378 4,323 23,801 484,895 197,692 5,134 6,215 27,002 248,852 344,991 93,015 10,229 848 7,084 3,354 411 14,639 28,444 2,373 4,868 511 6,756 2,196 4,518 121 993 1,901 3,770 Sejak Mei 2014 terdapat perubahan cakupan dan klarifikasi data Dana dan Kredit berkaitan dengan implementasi Laporan Bulanan Bank Umum Syariah (LBUS) berdasarkan Laporan Stabilitas Moneter dan Sistem Keuangan (LSMK). Penjelasan lebih lanjut terdapat di Metadata Sejak periode data Agustus 2017, terdapat Perubahan cakupan Bank Swasta Nasional dan Pemerintah akibat adanya perubahan status pada salah satu bank 8
I.4 OUTSTANDING OF LOANS IN RUPIAH AND FOREIGN CURRENCY OF COMMERCIAL AND RURAL BANKS BY GROUP OF BANKS AND ECONOMIC SECTOR (Billions of Rp) Feb Mar Apr May Jun Jul Aug Sep Oct 2017 GROUP OF BANKS AND ECONOMIC SECTOR 1,682,881 1,719,511 1,721,790 1,731,515 1,764,237 1,753,700 1,767,956 1,786,216 1,787,213 1. State Banks 1 1,198,146 1,225,995 1,229,209 1,234,150 1,255,254 1,243,749 1,251,313 1,264,333 1,256,685 Loans by Industrial Origin 2 178,145 178,441 178,311 180,685 186,080 184,546 185,834 188,211 185,301 Agriculture, Forestry & Fishery 3 45,219 42,374 44,055 41,116 45,949 45,358 44,461 40,231 40,051 Mining and Quarrying 4 235,796 243,797 245,185 253,939 260,852 257,274 255,984 263,386 257,299 Manufacturing Industry 5 81,185 85,889 88,399 86,829 80,821 82,779 85,637 82,438 84,848 Electricity and Gas Supply 6 496 529 582 581 825 787 757 735 708 Water supply, sewerage, waste management and remediation activities 7 87,861 89,789 90,642 91,854 94,238 94,987 96,551 99,298 98,284 Construction 8 358,630 370,415 369,757 363,463 364,691 360,705 363,406 366,051 369,302 Wholesale and retail trade; repair of motor vehicles and motorcycles 9 41,756 43,692 43,101 45,486 47,413 46,751 47,501 49,231 48,887 Transportation and storage 10 25,821 26,094 26,261 26,414 26,708 26,755 27,101 27,206 27,568 Accommodation and food service activities 11 21,684 22,074 22,648 22,151 21,993 21,176 20,641 21,655 22,962 Information and communication 12 35,524 34,011 32,879 33,063 35,010 32,759 32,900 33,372 28,661 Financial and insurance activities 13 25,876 26,774 26,250 27,107 27,641 27,672 28,109 29,213 28,562 Real estate 14 29,596 30,573 30,252 30,142 30,743 30,085 30,082 30,735 30,887 Business Services 15 642 646 639 614 625 624 606 608 613 Public administration and defence; compulsory social security 16 1,375 1,405 1,510 1,525 1,546 1,488 1,510 1,497 1,505 Education 17 4,352 4,615 4,706 4,744 4,869 4,850 4,812 4,918 4,860 health and social work activities 18 24,188 24,878 24,031 24,438 25,250 25,151 25,421 25,546 26,388 Other service activities 19 484,735 493,516 492,581 497,365 508,983 509,951 516,642 521,882 530,528 Loans to Non Industrial Origin (Household Consumption) 20 199,808 202,611 203,042 205,947 209,656 211,448 214,528 218,046 220,653 Housing 21 5,168 5,236 5,265 5,332 5,400 5,462 5,530 5,617 5,667 Flat and Apartment 22 6,233 6,295 6,299 6,337 6,477 6,523 6,580 6,604 6,646 Shophouse and Officehouse 23 27,235 27,219 27,054 27,176 27,983 27,878 28,226 28,674 28,921 Vehicles 24 246,289 252,156 250,921 252,573 259,467 258,641 261,779 262,942 268,641 Others 25 346,692 351,814 354,599 359,677 365,496 366,685 370,028 378,508 382,600 2. Regional Government Banks 26 93,671 96,678 97,921 100,793 104,869 106,052 108,139 113,143 114,624 Loans by Industrial Origin 27 10,416 10,623 10,550 10,712 10,813 10,650 10,710 11,027 11,113 Agriculture, Forestry & Fishery 28 687 692 689 665 665 657 655 660 646 Mining and Quarrying 29 7,117 7,082 7,035 7,045 7,657 7,635 7,453 7,532 7,314 Manufacturing Industry 30 3,347 3,227 3,228 3,207 3,093 3,108 3,101 3,039 3,045 Electricity and Gas Supply 31 404 413 424 409 408 407 415 394 415 Water supply, sewerage, waste management and remediation activities 32 14,901 16,286 17,343 18,709 20,227 21,855 23,438 25,992 27,663 Construction 33 28,764 29,172 29,213 29,552 29,635 29,495 29,731 31,187 31,181 Wholesale and retail trade; repair of motor vehicles and motorcycles 34 2,375 2,367 2,393 2,397 2,576 2,570 2,594 2,837 2,806 Transportation and storage 35 5,013 5,123 5,079 5,411 5,440 5,463 5,503 5,585 5,617 Accommodation and food service activities 36 518 533 531 543 558 538 566 615 599 Information and communication 37 6,796 7,427 7,516 7,481 8,789 8,643 8,950 8,934 8,913 Financial and insurance activities 38 2,195 2,195 2,200 2,182 2,131 2,126 2,127 2,142 2,137 Real estate 39 4,479 4,882 5,122 5,769 6,062 6,041 5,999 6,120 5,992 Business Services 40 167 152 127 115 104 79 67 56 31 Public administration and defence; compulsory social security 41 1,014 1,102 1,034 1,080 1,130 1,150 1,153 1,141 1,123 Education 42 1,872 1,860 1,910 1,888 1,923 1,962 1,968 1,993 2,043 health and social work activities 43 3,604 3,542 3,527 3,629 3,658 3,671 3,709 3,889 3,986 Other service activities 44 Since May 2014, data coverage and classification has been enhanced related to the implementation of Islamic Banking Monthly Report (LBUS) based on Monetary and Financial System Stability Report (LSMK). For further explanation please refer to Metadata Since the data period of August 2017, there is a change of coverage of National Private Bank and Government Bank due to status change for one of the banks 9
I.4. POSISI PINJAMAN RUPIAH & VALAS YANG DIBERIKAN BANK UMUM DAN BPR MENURUT KELOMPOK BANK & LAPANGAN USAHA (Miliar Rp) KELOMPOK BANK & LAPANGAN USAHA Jun Jul Aug Sep Oct Nov Dec 2016 Jan 45 Pinjaman Kepada Bukan Lapangan Usaha (Konsumsi Rumah Tangga) 244,077 244,375 246,064 247,511 249,006 250,630 252,682 46 Rumah Tinggal 22,748 22,482 21,979 21,873 21,331 21,285 21,864 47 Flat dan Apartemen 405 399 394 400 403 397 390 48 Rumah Toko (Ruko) dan Rumah Kantor (Rukan) 689 683 681 684 634 630 609 49 Kendaraan Bermotor 458 453 452 451 487 485 492 50 Lainnya 219,777 220,358 222,557 224,102 226,152 227,833 229,328 51 3. Bank Swasta Nasional 1,770,962 1,746,813 1,753,473 1,763,089 1,758,584 1,774,299 1,825,485 52 Pinjaman Berdasarkan Lapangan Usaha 1,350,216 1,326,654 1,332,062 1,338,991 1,333,334 1,346,162 1,393,767 53 PERTANIAN, KEHUTANAN & PERIKANAN 82,260 80,734 81,397 83,010 84,986 85,842 87,701 54 Pertambangan dan Penggalian 38,553 39,276 40,261 39,154 39,004 39,450 39,765 55 Industri Pengolahan 324,325 318,376 319,812 319,254 316,806 323,994 342,542 56 PENGADAAN LISTRIK DAN GAS 30,409 30,189 30,008 29,375 29,086 28,380 31,513 57 1,543 1,414 1,430 1,436 1,451 1,423 1,478 58 KONSTRUKSI 83,609 83,402 84,826 85,919 87,868 89,025 94,709 59 377,975 369,115 370,126 376,087 371,765 374,198 377,510 60 TRANSPORTASI DAN PERGUDANGAN 65,327 65,833 64,845 63,598 63,324 62,977 63,242 61 PENYEDIAAN AKOMODASI DAN MAKAN MINUIM 60,286 59,756 60,286 61,057 60,385 60,974 61,190 62 INFORMASI DAN KOMUNIKASI 24,917 22,608 22,884 22,755 21,838 22,143 25,039 63 JASA KEUANGAN DAN ASURANSI 91,614 90,294 88,330 88,131 88,508 87,829 93,698 64 REAL ESTATE 89,389 88,616 91,961 91,952 91,813 93,232 97,500 65 JASA PERUSAHAAN 36,693 34,611 34,374 35,176 34,726 34,697 35,819 66 106 119 131 133 157 171 172 67 JASA PENDIDIKAN 6,154 6,060 6,093 6,183 6,078 6,110 6,130 68 JASA KESEHATAN DAN KEGIATAN LAINNYA 9,515 9,523 9,509 9,600 9,622 9,788 9,762 69 JASA LAINNYA 27,539 26,728 25,790 26,169 25,917 25,929 25,998 70 Pinjaman Kepada Bukan Lapangan Usaha (Konsumsi Rumah Tangga) 420,746 420,160 421,411 424,098 425,251 428,137 431,717 71 Rumah Tinggal 130,583 129,347 128,694 128,576 129,597 130,148 131,213 72 Flat dan Apartemen 7,292 7,257 7,180 7,180 7,114 7,144 7,192 73 Rumah Toko (Ruko) dan Rumah Kantor (Rukan) 20,356 20,501 20,535 20,404 20,319 20,236 20,360 74 Kendaraan Bermotor 90,115 91,806 91,353 91,103 90,197 89,435 88,797 75 Lainnya 172,399 171,248 173,649 176,835 178,023 181,173 184,155 76 4. Bank Asing dan Bank Campuran 428,951 427,019 420,587 430,821 425,376 434,692 434,567 77 Pinjaman Berdasarkan Lapangan Usaha 391,398 389,311 383,150 392,740 387,170 396,117 395,740 78 PERTANIAN, KEHUTANAN & PERIKANAN 18,342 18,201 18,066 16,768 16,303 15,769 15,157 79 Pertambangan dan Penggalian 30,715 32,103 27,591 32,858 32,793 33,396 32,167 80 Industri Pengolahan 168,266 166,043 167,492 167,270 162,654 165,530 167,866 81 PENGADAAN LISTRIK DAN GAS 11,956 12,264 12,571 17,515 15,973 16,588 16,130 82 99 98 110 109 108 110 110 83 KONSTRUKSI 10,623 10,466 11,025 11,175 12,166 12,471 12,411 84 56,686 57,387 53,389 55,014 56,724 58,480 55,527 85 TRANSPORTASI DAN PERGUDANGAN 7,531 7,493 7,441 7,624 7,026 7,117 6,383 86 PENYEDIAAN AKOMODASI DAN MAKAN MINUIM 1,899 1,878 1,859 1,817 1,960 2,036 2,038 87 INFORMASI DAN KOMUNIKASI 21,517 21,438 20,346 18,480 17,014 16,542 17,653 88 JASA KEUANGAN DAN ASURANSI 51,152 49,755 49,656 51,165 51,258 54,571 56,806 251,977 21,663 381 583 488 228,862 1,786,973 1,355,323 85,032 39,449 330,860 34,148 1,242 91,092 365,572 61,803 60,802 24,245 90,823 95,429 33,448 155 6,089 9,428 25,704 431,649 131,034 7,154 20,090 88,585 184,785 432,091 392,792 14,378 32,213 165,863 15,606 110 11,910 54,370 6,378 2,039 17,687 58,511 Sejak Mei 2014 terdapat perubahan cakupan dan klarifikasi data Dana dan Kredit berkaitan dengan implementasi Laporan Bulanan Bank Umum Syariah (LBUS) berdasarkan Laporan Stabilitas Moneter dan Sistem Keuangan (LSMK). Penjelasan lebih lanjut terdapat di Metadata Sejak periode data Agustus 2017, terdapat Perubahan cakupan Bank Swasta Nasional dan Pemerintah akibat adanya perubahan status pada salah satu bank 10
I.4 OUTSTANDING OF LOANS IN RUPIAH AND FOREIGN CURRENCY OF COMMERCIAL AND RURAL BANKS BY GROUP OF BANKS AND ECONOMIC SECTOR (Billions of Rp) Feb Mar Apr May Jun Jul Aug Sep Oct 2017 GROUP OF BANKS AND ECONOMIC SECTOR 253,021 255,136 256,678 258,884 260,627 260,633 261,888 265,365 267,976 Loans to Non Industrial Origin (Household Consumption) 45 20,655 21,659 21,302 19,719 19,674 19,628 19,684 20,137 20,041 Housing 46 309 376 373 343 314 309 291 402 395 Flat and Apartment 47 562 562 563 557 541 531 524 521 504 Shophouse and Officehouse 48 480 499 503 508 496 497 498 506 500 Vehicles 49 231,014 232,040 233,937 237,756 239,602 239,669 240,891 243,800 246,535 Others 50 1,788,804 1,804,856 1,867,531 1,884,183 1,907,464 1,895,426 1,897,831 1,921,129 1,927,859 3. Private National Banks 51 1,355,871 1,369,430 1,421,785 1,434,699 1,451,155 1,440,063 1,439,472 1,462,292 1,467,195 Loans by Industrial Origin 52 85,722 88,369 93,870 93,092 93,624 94,203 95,176 98,592 97,740 Agriculture, Forestry & Fishery 53 39,728 40,457 45,958 45,875 43,097 41,288 40,706 41,843 42,145 Mining and Quarrying 54 326,380 326,261 346,408 347,454 349,851 346,728 345,136 352,462 354,085 Manufacturing Industry 55 33,643 33,491 32,758 33,248 33,232 32,963 32,471 32,676 32,866 Electricity and Gas Supply 56 1,226 1,342 1,416 1,631 1,706 1,522 1,605 1,627 2,012 Water supply, sewerage, waste management and remediation activities 57 94,564 96,013 100,339 102,503 107,247 107,330 107,979 108,343 107,978 Construction 58 368,633 373,910 385,492 388,432 392,532 388,914 390,548 395,937 398,477 Wholesale and retail trade; repair of motor vehicles and motorcycles 59 59,371 60,838 61,337 61,845 61,151 62,223 61,822 61,504 62,229 Transportation and storage 60 60,380 60,544 61,147 60,966 61,870 61,407 61,239 60,407 60,169 Accommodation and food service activities 61 24,117 24,192 26,475 28,808 25,497 24,520 24,896 26,490 25,717 Information and communication 62 92,718 94,978 96,589 99,248 105,878 102,084 101,012 102,926 102,526 Financial and insurance activities 63 94,851 94,061 93,092 93,882 96,072 97,152 97,016 97,950 98,435 Real estate 64 33,093 33,136 33,835 33,865 34,380 33,549 33,772 35,272 35,840 Business Services 65 155 154 207 209 245 314 268 343 350 Public administration and defence; compulsory social security 66 6,107 6,333 6,426 6,516 6,564 6,640 6,650 6,864 7,172 Education 67 9,597 9,601 9,737 9,764 9,942 10,079 10,208 10,165 10,302 health and social work activities 68 25,589 25,748 26,700 27,362 28,267 29,148 28,968 28,888 29,153 Other service activities 69 432,933 435,427 445,746 449,484 456,309 455,363 458,359 458,837 460,663 Loans to Non Industrial Origin (Household Consumption) 70 129,283 132,723 133,768 133,900 135,096 136,603 136,823 137,051 137,934 Housing 71 7,187 7,279 7,319 7,445 7,555 7,695 7,895 8,053 8,269 Flat and Apartment 72 20,134 19,890 19,673 20,773 20,501 20,212 20,007 19,841 19,691 Shophouse and Officehouse 73 88,200 87,081 80,820 88,192 90,597 88,597 88,694 89,578 90,049 Vehicles 74 188,129 188,454 204,166 199,173 202,560 202,256 204,941 204,313 204,720 Others 75 426,244 429,614 379,573 385,619 387,076 385,181 384,066 388,761 395,486 4. Foreign Banks and Joint Banks 76 386,690 390,142 344,709 350,919 351,873 350,528 350,273 355,214 362,230 Loans by Industrial Origin 77 14,768 14,774 14,085 13,451 14,063 13,963 14,083 14,093 13,517 Agriculture, Forestry & Fishery 78 31,612 30,299 23,096 25,667 23,292 22,953 22,674 19,762 19,814 Mining and Quarrying 79 161,370 161,255 145,242 146,960 147,484 144,779 146,387 148,214 149,768 Manufacturing Industry 80 14,574 14,596 8,485 8,470 8,372 8,527 8,568 10,604 10,669 Electricity and Gas Supply 81 108 109 109 110 110 110 110 97 98 Water supply, sewerage, waste management and remediation activities 82 12,252 12,457 10,385 10,622 10,840 12,342 11,831 12,493 13,494 Construction 83 53,744 56,559 50,503 49,177 49,421 49,865 50,781 53,089 55,980 Wholesale and retail trade; repair of motor vehicles and motorcycles 84 6,967 6,793 6,090 6,293 6,459 6,664 6,914 7,319 7,163 Transportation and storage 85 2,110 2,050 2,130 2,131 2,112 2,230 2,287 2,344 2,420 Accommodation and food service activities 86 17,507 18,551 15,565 17,464 16,387 16,101 12,833 12,967 12,870 Information and communication 87 58,341 58,189 55,839 57,935 60,612 59,830 60,533 61,094 62,873 Financial and insurance activities 88 Since May 2014, data coverage and classification has been enhanced related to the implementation of Islamic Banking Monthly Report (LBUS) based on Monetary and Financial System Stability Report (LSMK). For further explanation please refer to Metadata Since the data period of August 2017, there is a change of coverage of National Private Bank and Government Bank due to status change for one of the banks 11
I.4. POSISI PINJAMAN RUPIAH & VALAS YANG DIBERIKAN BANK UMUM DAN BPR MENURUT KELOMPOK BANK & LAPANGAN USAHA (Miliar Rp) KELOMPOK BANK & LAPANGAN USAHA Jun Jul Aug Sep Oct Nov Dec 2016 Jan 89 REAL ESTATE 4,265 4,110 4,881 5,250 5,355 5,562 5,715 90 JASA PERUSAHAAN 5,868 5,793 6,234 5,632 5,816 5,961 5,893 91 92 JASA PENDIDIKAN 57 55 55 53 51 50 50 93 JASA KESEHATAN DAN KEGIATAN LAINNYA 53 63 52 67 68 48 44 94 JASA LAINNYA 2,370 2,165 2,382 1,943 1,904 1,885 1,789 95 Pinjaman Kepada Bukan Lapangan Usaha (Konsumsi Rumah Tangga) 37,553 37,707 37,437 38,081 38,207 38,575 38,827 96 Rumah Tinggal 3,757 3,740 3,327 3,298 3,382 3,354 3,366 97 Flat dan Apartemen 143 146 142 155 193 206 204 98 Rumah Toko (Ruko) dan Rumah Kantor (Rukan) 211 192 164 161 176 209 216 99 Kendaraan Bermotor 1,159 1,206 1,611 1,893 2,076 2,226 2,465 100 Lainnya 32,283 32,423 32,193 32,573 32,380 32,579 32,576 101 5. Bank Perkreditan Rakyat 86,144 85,590 85,962 86,414 86,740 87,481 88,244 102 Pinjaman Berdasarkan Lapangan Usaha 44,885 44,504 44,581 44,613 44,758 44,995 45,364 103 PERTANIAN, KEHUTANAN & PERIKANAN 5,679 5,625 5,548 5,539 5,523 5,521 5,562 104 Pertambangan dan Penggalian 140 148 151 164 167 171 169 105 Industri Pengolahan 1,065 1,056 1,062 1,105 1,083 1,091 1,102 106 PENGADAAN LISTRIK DAN GAS 83 81 78 83 85 90 84 107 108 KONSTRUKSI 2,385 2,401 2,420 2,515 2,542 2,602 2,572 109 22,542 22,257 22,309 22,238 22,298 22,474 22,640 110 TRANSPORTASI DAN PERGUDANGAN 1,653 1,653 1,670 1,685 1,699 1,737 1,743 111 PENYEDIAAN AKOMODASI DAN MAKAN MINUIM 674 671 686 664 687 702 721 112 INFORMASI DAN KOMUNIKASI 113 JASA KEUANGAN DAN ASURANSI 205 195 195 178 172 170 173 114 REAL ESTATE 2,121 2,170 2,148 2,158 2,162 2,165 2,177 115 JASA PERUSAHAAN 116 122 117 115 119 120 140 125 117 JASA PENDIDIKAN 555 529 555 444 449 429 436 118 JASA KESEHATAN DAN KEGIATAN LAINNYA 242 235 237 239 244 241 248 119 JASA LAINNYA 7,418 7,366 7,410 7,483 7,528 7,461 7,612 120 Pinjaman Kepada Bukan Lapangan Usaha (Konsumsi Rumah Tangga) 41,259 41,086 41,380 41,801 41,981 42,486 42,880 121 Rumah Tinggal 122 Flat dan Apartemen 123 Rumah Toko (Ruko) dan Rumah Kantor (Rukan) 124 Kendaraan Bermotor 125 Lainnya 41,259 41,086 41,380 41,801 41,981 42,486 42,880 126 6. J U M L A H (1 s.d. 5) 4,200,789 4,163,464 4,178,936 4,244,233 4,246,817 4,314,916 4,402,530 127 Pinjaman Berdasarkan Lapangan Usaha 3,012,183 2,977,114 2,983,903 3,037,571 3,032,459 3,086,717 3,157,240 128 PERTANIAN, KEHUTANAN & PERIKANAN 279,698 276,999 281,232 286,681 290,048 292,939 297,950 129 Pertambangan dan Penggalian 112,958 113,679 104,639 109,291 109,692 120,637 116,603 130 Industri Pengolahan 731,658 722,774 723,930 728,457 721,627 740,186 764,575 131 PENGADAAN LISTRIK DAN GAS 110,121 114,781 115,517 120,495 124,402 132,408 134,489 132 2,586 2,438 2,471 2,611 2,531 2,503 2,535 133 KONSTRUKSI 194,867 193,993 198,797 207,274 210,996 211,956 216,834 5,856 6,180 47 35 1,608 39,299 3,330 202 218 2,912 32,637 88,437 45,358 5,619 169 1,098 83 2,451 22,648 1,781 735 182 2,186 122 457 252 7,575 43,079 43,079 4,338,327 3,087,428 290,918 124,629 747,788 134,607 2,273 206,824 Sejak Mei 2014 terdapat perubahan cakupan dan klarifikasi data Dana dan Kredit berkaitan dengan implementasi Laporan Bulanan Bank Umum Syariah (LBUS) berdasarkan Laporan Stabilitas Moneter dan Sistem Keuangan (LSMK). Penjelasan lebih lanjut terdapat di Metadata Sejak periode data Agustus 2017, terdapat Perubahan cakupan Bank Swasta Nasional dan Pemerintah akibat adanya perubahan status pada salah satu bank 12
I.4 OUTSTANDING OF LOANS IN RUPIAH AND FOREIGN CURRENCY OF COMMERCIAL AND RURAL BANKS BY GROUP OF BANKS AND ECONOMIC SECTOR (Billions of Rp) Feb Mar Apr May Jun Jul Aug Sep Oct 2017 GROUP OF BANKS AND ECONOMIC SECTOR 6,087 6,359 6,146 6,037 6,109 5,934 5,789 5,770 5,766 Real estate 89 5,573 6,444 6,120 5,825 5,575 6,179 6,314 6,279 6,649 Business Services 90 0 1 1 2 12 11 1 Public administration and defence; compulsory social security 91 47 47 8 8 8 8 18 23 26 Education 92 29 14 19 7 7 7 37 40 47 health and social work activities 93 1,602 1,646 887 761 1,021 1,034 1,102 1,017 1,075 Other service activities 94 39,555 39,472 34,864 34,700 35,203 34,653 33,793 33,547 33,256 Loans to Non Industrial Origin (Household Consumption) 95 3,351 3,359 2,664 2,648 2,615 2,602 2,538 2,507 2,499 Housing 96 198 198 171 173 170 167 170 169 171 Flat and Apartment 97 226 223 214 217 222 228 197 200 197 Shophouse and Officehouse 98 3,185 3,329 3,440 3,414 3,652 3,685 3,212 3,000 2,947 Vehicles 99 32,596 32,363 28,375 28,248 28,544 27,971 27,677 27,671 27,442 Others 100 89,616 91,109 92,201 93,686 94,771 94,524 95,119 95,342 95,655 5. Rural Banks 101 46,009 46,947 47,656 48,573 49,145 48,940 49,206 49,282 49,484 Loans by Industrial Origin 102 5,704 5,767 5,853 5,923 5,930 5,928 5,945 5,910 5,986 Agriculture, Forestry & Fishery 103 176 181 200 208 196 201 203 233 242 Mining and Quarrying 104 1,142 1,169 1,197 1,219 1,231 1,245 1,252 1,237 1,247 Manufacturing Industry 105 85 90 91 89 90 91 95 97 93 Electricity and Gas Supply 106 Water supply, sewerage, waste management and remediation activities 107 2,522 2,624 2,668 2,809 2,923 2,961 3,050 3,142 3,187 Construction 108 22,893 23,253 23,514 23,830 24,274 24,000 24,098 24,107 24,126 Wholesale and retail trade; repair of motor vehicles and motorcycles 109 1,821 1,876 1,896 1,922 1,940 1,932 1,947 1,943 1,965 Transportation and storage 110 768 774 817 836 854 852 870 897 926 Accommodation and food service activities 111 Information and communication 112 182 184 196 215 218 209 213 218 197 Financial and insurance activities 113 2,219 2,263 2,291 2,337 2,359 2,504 2,477 2,459 2,495 Real estate 114 Business Services 115 129 135 142 145 156 164 174 179 181 Public administration and defence; compulsory social security 116 486 528 560 585 487 474 468 467 482 Education 117 254 245 249 257 262 260 262 265 272 health and social work activities 118 7,629 7,859 7,982 8,199 8,226 8,118 8,151 8,129 8,086 Other service activities 119 43,607 44,162 44,545 45,113 45,626 45,584 45,912 46,060 46,171 Loans to Non Industrial Origin (Household Consumption) 120 Housing 121 Flat and Apartment 122 Shophouse and Officehouse 123 Vehicles 124 43,607 44,162 44,545 45,113 45,626 45,584 45,912 46,060 46,171 Others 125 4,334,237 4,396,905 4,415,695 4,454,680 4,519,044 4,495,515 4,514,999 4,569,956 4,588,813 6. Total (1 through 5) 126 3,080,387 3,129,192 3,141,281 3,169,134 3,212,296 3,189,331 3,198,404 3,244,265 3,250,218 Loans by Industrial Origin 127 294,755 297,975 302,669 303,864 310,510 309,291 311,748 317,833 313,657 Agriculture, Forestry & Fishery 128 117,422 114,002 113,999 113,530 113,199 110,457 108,698 102,730 102,898 Mining and Quarrying 129 731,805 739,563 745,068 756,617 767,075 757,661 756,212 772,831 769,713 Manufacturing Industry 130 132,833 137,294 132,961 131,843 125,608 127,467 129,872 128,854 131,521 Electricity and Gas Supply 131 2,234 2,393 2,531 2,730 3,050 2,825 2,887 2,854 3,233 Water supply, sewerage, waste management and remediation activities 132 212,100 217,170 221,378 226,496 235,475 239,475 242,849 249,268 250,605 Construction 133 Since May 2014, data coverage and classification has been enhanced related to the implementation of Islamic Banking Monthly Report (LBUS) based on Monetary and Financial System Stability Report (LSMK). For further explanation please refer to Metadata Since the data period of August 2017, there is a change of coverage of National Private Bank and Government Bank due to status change for one of the banks 13
I.4. POSISI PINJAMAN RUPIAH & VALAS YANG DIBERIKAN BANK UMUM DAN BPR MENURUT KELOMPOK BANK & LAPANGAN USAHA (Miliar Rp) KELOMPOK BANK & LAPANGAN USAHA Jun Jul Aug Sep Oct Nov Dec 134 835,296 821,417 823,891 846,454 839,310 845,031 855,951 135 TRANSPORTASI DAN PERGUDANGAN 115,561 115,605 115,117 115,207 114,971 115,949 116,824 136 PENYEDIAAN AKOMODASI DAN MAKAN MINUIM 91,291 90,718 91,732 92,902 92,495 93,445 93,994 137 INFORMASI DAN KOMUNIKASI 71,423 68,234 67,145 63,208 60,716 59,541 64,809 138 JASA KEUANGAN DAN ASURANSI 178,552 174,044 174,089 176,042 177,254 180,121 192,654 139 REAL ESTATE 121,697 120,352 124,767 126,146 125,392 127,073 132,992 140 JASA PERUSAHAAN 76,043 73,523 72,825 74,466 74,117 75,280 76,169 141 1,074 1,072 941 950 938 953 1,072 142 JASA PENDIDIKAN 8,987 8,886 8,956 8,924 8,864 8,900 8,988 143 JASA KESEHATAN DAN KEGIATAN LAINNYA 16,167 16,194 16,223 16,304 17,047 17,291 16,900 144 JASA LAINNYA 64,205 62,406 61,631 62,160 62,059 62,502 63,902 145 Pinjaman Kepada Bukan Lapangan Usaha (Konsumsi Rumah Tangga) 1,188,606 1,186,350 1,195,033 1,206,662 1,214,358 1,228,199 1,245,289 146 Rumah Tinggal 339,676 338,780 338,182 341,608 344,056 348,228 353,625 147 Flat dan Apartemen 12,898 12,812 12,708 12,740 12,742 12,828 12,921 148 Rumah Toko (Ruko) dan Rumah Kantor (Rukan) 26,968 27,099 27,161 27,141 27,125 27,183 27,421 149 Kendaraan Bermotor 117,644 119,559 119,611 119,757 118,982 118,089 118,132 150 Lainnya 691,420 688,099 697,371 705,415 711,453 721,870 733,191 2016 Jan 824,041 113,742 94,073 64,010 191,252 131,397 73,470 1,043 8,964 15,939 62,458 1,250,899 353,718 12,871 27,106 118,988 738,216 Sejak Mei 2014 terdapat perubahan cakupan dan klarifikasi data Dana dan Kredit berkaitan dengan implementasi Laporan Bulanan Bank Umum Syariah (LBUS) berdasarkan Laporan Stabilitas Moneter dan Sistem Keuangan (LSMK). Penjelasan lebih lanjut terdapat di Metadata Sejak periode data Agustus 2017, terdapat Perubahan cakupan Bank Swasta Nasional dan Pemerintah akibat adanya perubahan status pada salah satu bank 14
I.4 OUTSTANDING OF LOANS IN RUPIAH AND FOREIGN CURRENCY OF COMMERCIAL AND RURAL BANKS BY GROUP OF BANKS AND ECONOMIC SECTOR (Billions of Rp) Feb Mar Apr May Jun Jul Aug Sep Oct 2017 GROUP OF BANKS AND ECONOMIC SECTOR 832,664 853,308 858,478 854,454 860,553 852,980 858,565 870,371 879,066 Wholesale and retail trade; repair of motor vehicles and motorcycles 134 112,289 115,566 114,817 117,943 119,538 120,140 120,778 122,833 123,049 Transportation and storage 135 94,092 94,585 95,433 95,758 96,983 96,708 97,000 96,441 96,701 Accommodation and food service activities 136 63,826 65,349 65,220 68,965 64,434 62,335 58,935 61,727 62,148 Information and communication 137 193,560 194,790 193,018 197,941 210,507 203,525 203,608 206,543 203,169 Financial and insurance activities 138 131,229 131,651 129,979 131,546 134,312 135,388 135,519 137,534 137,394 Real estate 139 72,740 75,035 75,328 75,600 76,761 75,854 76,167 78,406 79,368 Business Services 140 1,092 1,087 1,115 1,085 1,130 1,183 1,127 1,197 1,175 Public administration and defence; compulsory social security 141 9,030 9,414 9,539 9,715 9,735 9,760 9,799 9,992 10,308 Education 142 16,103 16,335 16,622 16,660 17,004 17,158 17,287 17,381 17,525 health and social work activities 143 62,612 63,672 63,126 64,388 66,422 67,123 67,352 67,469 68,689 Other service activities 144 1,253,850 1,267,713 1,274,414 1,285,546 1,306,748 1,306,184 1,316,595 1,325,691 1,338,595 Loans to Non Industrial Origin (Household Consumption) 145 353,097 360,352 360,775 362,215 367,041 370,280 373,572 377,741 381,127 Housing 146 12,862 13,089 13,128 13,293 13,439 13,632 13,886 14,241 14,502 Flat and Apartment 147 27,156 26,969 26,749 27,885 27,741 27,493 27,308 27,167 27,038 Shophouse and Officehouse 148 119,100 118,128 111,819 119,290 122,728 120,658 120,629 121,757 122,418 Vehicles 149 741,635 749,175 761,943 762,863 775,799 774,121 781,200 784,785 793,510 Others 150 Since May 2014, data coverage and classification has been enhanced related to the implementation of Islamic Banking Monthly Report (LBUS) based on Monetary and Financial System Stability Report (LSMK). For further explanation please refer to Metadata Since the data period of August 2017, there is a change of coverage of National Private Bank and Government Bank due to status change for one of the banks 15