PT WAHANA OTTOMITRA MULTIARTHA Tbk. PT WAHANA OTTOMITRA MULTIARTHA Tbk

Laporan Keuangan Beserta Laporan Auditor Independen Periode Yang Berakhir Pada Tanggaltanggal 30 September 2006 Dan 2005 Financial Statements With Independent Auditors Report September 30, 2006 And 2005 PT WAHANA OTTOMITRA MULTIARTHA Tbk PT WAHANA OTTOMITRA MULTIARTHA Tbk

LAPORAN KEUANGAN BESERTA LAPORAN AUDITOR INDEPENDEN PERIODE YANG BERAKHIR PADA TANGGAL- TANGGAL 30 SEPTEMBER 2006 DAN 2005 FINANCIAL STATEMENTS WITH INDEPENDENT AUDITORS REPORT PERIODS ENDED SEPTEMBER 30, 2006 DAN 2005 Daftar Isi Table of Contents Halaman/ Page Neraca 1-2 Balance Sheets Laporan Laba Rugi 3 Statements of Income Laporan Perubahan Ekuitas 4 Statements of Changes in Stockholders Equity Laporan Arus Kas 5-6 Statements of Cash Flows **************************

NERACA BALANCE SHEETS AKTIVA ASSETS CASH AND CASH KAS DAN SETARA KAS EQUIVALENTS Kas 18.364.146.774 7.620.620.619 Cash on hand Bank Cash in banks Pihak ketiga 18.581.397.733 38.696.328.539 Third parties Pihak yang mempunyai hubungan istimewa 25.614.333.374 21.986.380.836 Related parties Jumlah Kas dan Setara Kas 62.559.877.881 68.303.329.994 Total Cash and Cash Equivalents PIUTANG PEMBIAYAAN CONSUMER FINANCING KONSUMEN DAN MURABAHAH AND MURABAHAH RECEIVABLES Pihak ketiga Third parties Piutang pembiayaan Consumer financing konsumen - setelah receivables - less principal dikurangi bagian pokok amounts financed yang dibiayai bank-bank 4.361.230.470.990 2.665.016.323.198 by banks Pendapatan pembiayaan konsumen yang Unearned consumer financing belum diakui (1.392.501.666.323) (1.277.273.795.725) income Piutang pembiayaan Consumer financing konsumen 2.968.728.804.667 1.387.742.527.473 receivables Piutang murabahah 262.056.261.325 - Murabahah receivables Pendapatan margin murabahah Unearned murabahah yang belum diakui (75.044.793.073) - margin income Piutang murabahah 187.011.468.252 - Murabahah receivebles Jumlah piutang pembiayaan Total consumer financing and konsumen dan murabahah 3.155.740.272.919 1.387.742.527.473 murabahah receivables Penyisihan piutang Allowance for doubtful ragu-ragu (59.103.092.338) (24.995.812.751) accounts Bersih 3.096.637.180.581 1.362.746.714.722 Net PIUTANG LAIN-LAIN 39.685.490.305 19.117.309.776 OTHER RECEIVABLES AGUNAN YANG DIAMBIL REPOSSESSED MOTOR ALIH 8.943.870.978 9.118.540.177 VEHICLES - BIAYA DIBAYAR DI MUKA PREPAID EXPENSES AND DAN UANG MUKA 188.574.138.559 103.788.627.489 ADVANCES PAJAK DIBAYAR DI MUKA 14.594.510.003 - PREPAID TAX AKTIVA TETAP - Setelah dikurangi akumulasi PROPERTY AND penyusutan sebesar EQUIPMENT - Net of Rp43.464.943.211 accumulated depreciation of pada periode 2006 dan Rp43,464,943,211 in period 2006 Rp30.653.037.025 pada and Rp30.653.037.025 periode 2005 26.340.909.309 29.523.477.399 in period 2005 AKTIVA LAIN-LAIN 318.721.465 292.495.400 OTHER ASSETS JUMLAH AKTIVA 3.437.654.699.081 1.592.890.494.957 TOTAL ASSETS

NERACA (lanjutan) BALANCE SHEETS (continued) KEWAJIBAN DAN EKUITAS KEWAJIBAN STOCKHOLDERS EQUITY LIABILITIES HUTANG BANK 950.781.467.112 41.672.875.832 BANK LOANS BIAYA MASIH HARUS ACCRUED EXPENSES - DIBAYAR - Pihak ketiga 36.665.334.701 20.738.363.309 Third parties HUTANG PAJAK 4.752.205.724 11.306.487.388 TAXES PAYABLE INSURANCE ADVANCES TITIPAN ASURANSI DAN FROM CUSTOMERS HUTANG LAIN-LAIN 162.533.454.846 94.844.939.040 AND OTHER PAYABLES PENYISIHAN IMBALAN LIABILITY FOR POST- PASCA-KERJA 4.639.463.286 3.708.720.736 EMPLOYMENT BENEFITS HUTANG OBLIGASI - BONDS PAYABLE - Bersih 1.606.528.770.192 788.309.945.027 Net KEWAJIBAN PAJAK DEFERRED TAX TANGGUHAN - Bersih 48.849.079.256 31.337.020.584 LIABILITY - Net JUMLAH KEWAJIBAN 2.814.749.775.117 991.918.351.916 TOTAL LIABILITIES EKUITAS Modal saham - nilai nominal STOCKHOLDERS EQUITY Rp100 per saham pada Capital stock - Rp100 par periode 2006 dan 2005 value per share in period 2006 and 2005 Modal dasar - 5.000.000.000 Authorized - 5,000,000,000 saham pada periode 2006 dan 2005 shares in period 2006 and 2005 Modal ditempatkan dan disetor Issued and fully paid - penuh - 2.000.000.000 saham 2,000,000,000 shares pada periode 2006 dan 2005 200.000.000.000 200.000.000.000 in period 2006 and 2005 Modal disetor lainnya 110.413.490.419 110.413.490.419 Additional paid-in capital Saldo laba Retained earnings Dicadangkan 3.000.000.000 2.000.000.000 Appropriated Belum dicadangkan 309.491.433.545 288.558.652.622 Unappropriated JUMLAH EKUITAS 622.904.923.964 600.972.143.041 TOTAL STOCKHOLDERS EQUITY JUMLAH KEWAJIBAN DAN TOTAL LIABILITIES AND EKUITAS 3.437.654.699.081 1.592.890.494.957 STOCKHOLDERS EQUITY

LAPORAN LABA RUGI Periode Yang Berakhir Pada Tanggal-tanggal STATEMENTS OF INCOME PENDAPATAN REVENUES Pembiayaan konsumen - Consumer financing bersih 548.706.955.466 509.025.164.511 income - net Pendapatan margin 26.023.339.017 - Margin income Bunga 2.479.213.694 842.452.731 Interests Lain-lain 119.096.093.334 39.732.046.486 Others Jumlah Pendapatan 696.305.601.511 549.599.663.728 Total Revenues BEBAN EXPENSES Umum dan administrasi 165.460.853.273 133.841.902.391 General and administrative Beban pinjaman 181.776.968.437 79.861.236.391 Financing costs Gaji dan tunjangan karyawan 97.297.234.788 50.162.417.771 Salaries and employees benefits Penyisihan piutang ragu-ragu 100.776.246.959 61.222.087.838 Provision for doubtful accounts Penyusutan 9.916.496.739 8.907.669.739 Depreciation Beban nisbah 10.091.539.027 - Nisbah costs Lain-lain 2.705.483.905 47.781.458 Others Jumlah Beban 568.024.823.128 334.043.095.588 Total Expenses LABA SEBELUM BEBAN PAJAK 128.280.778.383 215.556.568.140 INCOME BEFORE TAX EXPENSE BEBAN PAJAK TAX EXPENSE Pajak kini 20.432.828.000 39.947.934.200 Current Pajak tangguhan 17.369.173.946 24.549.278.386 Deferred Jumlah Beban Pajak 37.802.001.946 64.497.212.586 Total Tax Expense LABA BERSIH 90.478.776.437 151.059.355.554 NET INCOME LABA BERSIH PER SAHAM DASAR 45 76 BASIC EARNINGS PER SHARE

LAPORAN PERUBAHAN EKUITAS Periode Yang Berakhir Pada Tanggal-tanggal STATEMENTS OF CHANGES IN STOCKHOLDERS EQUITY Modal Saham Ditempatkan dan Modal Disetor Saldo Laba/Retained Earnings Jumlah Disetor Penuh/ Lainnya/ Ekuitas/ Issued and Additional Belum Total Fully Paid Paid-in Dicadangkan/ Dicadangkan/ Stockholders Capital Stock Capital Appropriated Unappropriated Equity Saldo 1Januari 2005 200.000.000.000 110.413.490.419-139.499.297.068 449.912.787.487 Balance, January 1, 2005 Pencadangan Laba - - 2.000.000.000 ( 2.000.000.000) - Appropriated earnings Laba bersih - - - 151.059.355.554 151.059.355.554 Net income Saldo 30 September 2005 200.000.000.000 110.413.490.419 2.000.000.000 288.558.652.622 600.972.143.041 Balance, September 30, 2005 Saldo 1 Januari 2006 200.000.000.000 110.413.490.419 2.000.000.000 302.512.657.108 614.926.147.527 Balance, January 1, 2006 Pencadangan Laba - - 1.000.000.000 (1.000.000.000) - Appropriated earnings Dividen - - - (82.500.000.000) (82.500.000.000) Divident Laba bersih - - - 90.478.776.437 90.478.776.437 Net income Saldo 30 September 2006 200.000.000.000 110.413.490.419 3.000.000.000 309.491.433.545 622.904.923.964 Balance, September 30, 2006

LAPORAN ARUS KAS Periode Yang Berakhir Pada Tanggal-tanggal STATEMENTS OF CASH FLOWS ARUS KAS DARI AKTIVITAS CASH FLOWS FROM OPERASI OPERATING ACTIVITIES Penerimaan kas dari: Cash receipts from: Konsumen 3.019.234.825.705 2.401.046.270.335 Consumers Bank-bank sehubungan Banks in connection with dengan transaksi: the transactions of: - kerjasama penerusan - loan channeling pinjaman 783.428.216.309 1.630.018.621.262 cooperation - kerjasama pembiayaan bersama 464.580.184.655 935.215.324.674 - joint financing cooperation - pengambilalihan piutang - receivable transfer and dan penunjukan appointment as an selaku pengelola agent to administer the piutang - 33.001.767.019 transferred receivables Pendapatan administrasi 74.025.782.992 169.704.739.709 Administration income Pihak-pihak yang mempunyai hubungan istimewa - 2.918.122.072 Related parties Lain-lain 79.717.442.832 39.652.513.153 Others Jumlah penerimaan kas 4.420.986.452.493 5.211.557.358.224 Total cash receipts Pembayaran kas untuk/kepada: Cash disbursements for/to: Dealer (2.874.627.733.949) ( 3.051.946.486.937) Dealers Bank-bank sehubungan Banks in connection with dengan transaksi: the transactions of: - kerjasama penerusan - loan channeling pinjaman (823.061.174.863) (600.666.374.672) cooperation - kerjasama pembiayaan bersama (689.765.485.887) (826.918.816.853) - joint financing cooperation - receivable transfer and - pengambilalihan piutang appointment as an dan penunjukan selaku agent to administer the pengelola piutang (56.657.878.309) (88.838.605.180) transferred receivables Beban umum dan administrasi, General and administrative beban gaji dan expenses, salaries and tunjangan serta beban employees benefits and lain-lain (472.076.246.603) (422.611.007.061) others Beban pinjaman (469.479.795.974) (328.891.770.094) Financing costs Bank-bank sehubungan dengan hak bank-bank atas Banks in connection with the pendapatan pembiayaan banks rights on consumer konsumen (298.627.441.870) (252.396.968.052) financing income Pajak penghasilan badan (34.082.962.925) (54.003.760.048) Corporate income tax Pihak yang mempunyai hubungan istimewa - (235.250.000) Related party Jumlah pengeluaran kas (5.718.378.720.380 ) (5.626.509.038.897) Total cash disbursements Kas Bersih Digunakan untuk Net Cash Used in Operating Aktivitas Operasi (1.297.392.267.887) (414.951.680.673) Activities

LAPORAN ARUS KAS (lanjutan) Periode Yang Berakhir Pada Tanggal-tanggal STATEMENTS OF CASH FLOWS (continued) ARUS KAS DARI AKTIVITAS CASH FLOWS FROM INVESTASI INVESTING ACTIVITIES Penerimaan bunga 2.479.213.694 842.452.731 Interest income Proceeds from sale of property Hasil penjualan aktiva tetap 185.500 179.935.000 and equipment Acquisition of property and Perolehan aktiva tetap (7.071.246.855) (9.430.438.298) equipment Proceeds from liquidation of Pencairan deposito berjangka 1.054.664.342.873 268.041.000.000 time deposits Penempatan deposito berjangka (1.054.664.342.873) (268.041.000.000) Placement of time deposits Kas Bersih Digunakan untuk Net Cash Used in Aktivitas Investasi (4.591.847.661) (8.408.050.567) Investing Activities ARUS KAS DARI AKTIVITAS CASH FLOWS FROM PENDANAAN FINANCING ACTIVITIES Penerimaan dari penerbitan obligasi 825.000.000.000 500.000.000.000 Proceeds from issuance of bonds Penambahan hutang bank 1.601.700.000.000 255.000.000.000 Proceeds from bank loans Pelunasan hutang bank (1.053.355.726.659) (324.093.046.778) Repayment of bank loans Pembayaran deviden (82.500.000.000) - Divident payment Kas Bersih Diperoleh dari Net Cash Provided by Aktivitas Pendanaan 1.290.844.273.341 430.906.953.222 Financing Activities KENAIKAN (PENURUNAN) BERSIH NET INCREASE (DECREASE) IN KAS DAN SETARA KAS (11.139.842.207) 7.547.221.982 CASH AND CASH EQUIVALENTS CASH AND CASH KAS DAN SETARA KAS EQUIVALENTS AT AWAL TAHUN 73.699.720.088 60.756.108.012 BEGINNING OF YEAR KAS DAN SETARA KAS CASH AND CASH EQUIVALENTS AKHIR TAHUN 62.559.877.881 68.303.329.994 AT END OF YEAR