LAPORAN KEUANGAN/ FINANCIAL STATEMENTS 31 DESEMBER/DECEMBER 2014
Lampiran 1 Schedule LAPORAN POSISI KEUANGAN 31 DESEMBER 2014 (Dalam ribuan Rupiah, kecuali dinyatakan lain) STATEMENT OF FINANCIAL POSITION 31 DECEMBER 2014 (Expressed in thousand Rupiah, unless otherwise stated) Catatan/ 2014 Notes 2013 ASET ASSETS Kas dan bank 15,496,438 5 5,652,577 Cash and banks Investasi Investments - Deposito berjangka 274,124,781 4a 224,114,202 Time deposits - - Obligasi 657,810,323 4b 497,788,414 Bonds - - Penyertaan langsung 2,475,000 4c 2,475,000 Direct participations - - Saham 88,989,094 4d 71,233,917 Shares - - Reksadana 32,968,448 4e 32,811,249 Mutual funds - Jumlah investasi 1,056,367,646 828,422,782 Total investments Piutang reasuransi - bersih 216,239,218 6 161,951,296 Reinsurance receivables - net Piutang lain - lain 12,622,002 7 37,476,852 Other receivables Aset tetap - bersih 11,382,964 8 11,270,415 Fixed assets - net Aset reasuransi Reinsurance assets - Estimasi klaim 275,994,804 11 266,002,076 Estimated claims - - Cadangan atas premi yang belum merupakan Unearned premium - pendapatan 114,018,261 12 80,064,236 reserves Biaya akuisisi ditangguhkan 108,442,579 9 84,967,968 Deferred acquisition costs Aset lain - lain 1,133,114 1,204,763 Other assets Aset pajak tangguhan 55,225,872 16c 32,372,450 Deferred tax assets JUMLAH ASET 1,866,922,898 1,509,385,415 TOTAL ASSETS LIABILITAS LIABILITIES Utang reasuransi 110,552,672 10 65,441,927 Reinsurance payables Utang pajak 6,545,451 16a 23,533,460 Taxes payable Akrual 14,332,385 14 17,330,369 Accrued expenses Utang lain - lain 2,391,003 2,462,826 Other liabilities Estimasi klaim 736,633,406 11 590,006,731 Estimated claims Cadangan atas premi yang belum merupakan pendapatan 535,516,884 12 455,375,058 Unearned premium reserves Premi jiwa yang ditangguhkan 72,535,473 13 58,883,137 Deferred life premium Liabilitas imbalan kerja 5,071,022 17 3,734,943 Employee benefit liabilities Jumlah liabilitas 1,483,578,296 1,216,768,451 Total liabilities Pinjaman subordinasi 37,000,000 15 37,000,000 Subordinated loan EKUITAS EQUITY Modal saham Capital stock Nilai nominal Rp 1.000.000 Nominal value Rp 1,000,000 (nilai penuh) per saham (full amount) per share Authorised capital - - Modal dasar - 150.000 saham 150,000 shares - Modal ditempatkan dan Issued and paid-up - disetor penuh - 51.635 saham 51,635,000 18 51,635,000 capital - 51,635 shares Capital paid in excess of Agio saham 48,943,270 18 48,943,270 par value Kerugian yang belum Unrealised loss from direalisasi dari selisih nilai wajar changes in fair value of efek yang tersedia untuk dijual (3,352,162) 4b (23,910,548) available-for-sale securities Saldo laba Retained earnings - Ditentukan penggunaannya 10,661,585 10,661,585 Appropriated - - Tidak ditentukan penggunaannya 238,456,909 168,287,657 Unappropriated - Jumlah ekuitas 346,344,602 255,616,964 Total equity JUMLAH LIABILITAS TOTAL LIABILITIES DAN EKUITAS 1,866,922,898 1,509,385,415 AND EQUITY Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan. The accompanying notes form an integral part of these financial statements.
Lampiran 2 Schedule LAPORAN LABA RUGI KOMPREHENSIF UNTUK TAHUN YANG BERAKHIR PADA TANGGAL 31 DESEMBER 2014 (Dalam ribuan Rupiah, kecuali dinyatakan lain) STATEMENT OF COMPREHENSIVE INCOME FOR THE YEAR ENDED 31 DECEMBER 2014 (Expressed in thousand Rupiah, unless otherwise stated) Catatan/ 2014 Notes 2013 PENDAPATAN UNDERWRITING UNDERWRITING REVENUES Pendapatan premi reasuransi Reinsurance premium income Premi bruto 1,156,975,463 20 1,049,565,300 Gross premiums Premi retrosesi (243,551,104) 20 (173,211,326) Retrocession premiums Kenaikan atas cadangan premi yang belum Increase in unearned merupakan pendapatan (46,187,801) 12,20 (147,643,066) premium reserves Jumlah pendapatan underwriting 867,236,558 728,710,908 Total underwriting revenues BEBAN UNDERWRITING UNDERWRITING EXPENSES Beban klaim Claims expenses Klaim bruto 648,783,946 21 497,002,433 Gross claims Klaim retrosesi (177,564,049) 21 (87,603,005) Retrocession claims Kenaikan estimasi klaim Increase in estimated retensi sendiri 136,633,947 11,21 87,567,002 own retention claims Jumlah beban klaim 607,853,844 496,966,430 Total claim expenses 9, Beban komisi neto 220,756,530 22 178,590,775 Net commission expenses Beban underwriting lain 615,054 880,398 Other underwriting expenses Jumlah beban underwriting 829,225,428 676,437,603 Total underwriting expenses HASIL UNDERWRITING 38,011,130 52,273,305 UNDERWRITING INCOME HASIL INVESTASI 91,308,750 23 47,464,623 INVESTMENTS INCOME BEBAN USAHA (63,999,984) 24 (67,536,875) OPERATING EXPENSES PENDAPATAN LAIN-LAIN - BERSIH 10,455,098 25 49,450,257 OTHER INCOME - NET LABA SEBELUM PAJAK 75,774,994 81,651,310 INCOME BEFORE TAX BEBAN PAJAK PENGHASILAN (5,605,742) 16b (16,117,706) INCOME TAX EXPENSES LABA BERSIH 70,169,252 65,533,604 NET INCOME Pendapatan komprehensif lain Other comprehensive income setelah pajak: net of tax: Keuntungan/(kerugian) yang belum Unrealised gain/(loss) from direalisasi dari selisih nilai wajar changes in fair value of efek yang tersedia untuk dijual 20,558,386 4b,4e (45,583,800) available-for-sale securities TOTAL PENDAPATAN TOTAL COMPREHENSIVE KOMPREHENSIF 90,727,638 19,949,804 INCOME Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan. The accompanying notes form an integral part of these financial statements.
Lampiran 3 Schedule LAPORAN PERUBAHAN EKUITAS UNTUK TAHUN YANG BERAKHIR 31 DESEMBER 2014 (Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain) STATEMENT OF CHANGES IN EQUITY FOR THE YEAR ENDED 31 DECEMBER 2014 (Expressed in thousand Rupiah, unless otherwise stated) (Kerugian)/ keuntungan yang belum direalisasi dari selisih nilai wajar efek yang tersedia Modal Uang muka Agio untuk dijual/ ditempatkan setoran saham/ Unrealised Saldo laba/retained earnings dan disetor/ modal/ Capital (loss)/gain from Belum Jumlah Issued and Advance for paid changes in fair Telah ditentukan ditentukan ekuitas/ Catatan/ paid-up share in excess of value of available penggunaannya/ penggunaannya/ Total Notes capital subscriptions par value -for-sale securities Appropriated Unappropriated equity Saldo per 1 Januari 2013 44,442,000 19,998,461 26,726,526 21,673,252 10,161,585 117,048,704 240,050,528 Balance as of 1 January 2013 Laba bersih tahun berjalan - - - - - 65,533,604 65,533,604 Net income for the period Pendapatan komprehensif lainnya setelah pajak 4b, 4e - - - (45,583,800) - - (45,583,800) Other comprehensive income net of tax Cadangan wajib - - - - 500,000 (500,000) - Appropriation for statutory reserve Dividen 19 - - - - - (13,794,651) (13,794,651) Dividend Penambahan modal disetor 7,193,000 (19,998,461) 14,753,461 - - - 1,948,000 Additional paid-up capital Agio saham 18 - - 7,463,283 - - - 7,463,283 Capital paid in excess of par value Saldo per 31 Desember 2013 51,635,000-48,943,270 (23,910,548) 10,661,585 168,287,657 255,616,964 Balance as of 31 December 2013 Laba bersih tahun berjalan - - - - - 70,169,252 70,169,252 Net income for the period Pendapatan komprehensif lainnya setelah pajak 4b, 4e - - - 20,558,386 - - 20,558,386 Other comprehensive income net of tax Saldo per 31 Desember 2014 51,635,000-48,943,270 (3,352,162) 10,661,585 238,456,909 346,344,602 Balance as of 31 December 2014 Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan. The accompanying notes form an integral part of these financial statements.
Lampiran 4 Schedule LAPORAN ARUS KAS UNTUK TAHUN YANG BERAKHIR 31 DESEMBER 2014 (Dalam ribuan Rupiah, kecuali dinyatakan lain) STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 DECEMBER 2014 (Expressed in thousand Rupiah, unless otherwise stated) Catatan/ 2014 Notes 2013 ARUS KAS DARI CASH FLOWS FROM AKTIVITAS OPERASI OPERATING ACTIVITIES Penerimaan dari asuradur Receipts from insured dan reasuradur 1,305,302,747 1,093,524,423 and reinsurers Pembayaran kepada asuradur Cash paid to insured dan reasuradur (1,107,834,609) (886,284,878) and reinsurers Pembayaran kepada karyawan Cash paid to employee and dan beban operasional lainnya (51,577,510) (91,567,124) other operational expense Pajak dibayar dimuka (13,838,259) - Prepaid tax Kas bersih diperoleh dari Net cash received from aktivitas operasi 132,052,369 115,672,421 operating activities ARUS KAS DARI AKTIVITAS INVESTASI CASH FLOWS FROM INVESTING ACTIVITIES Proceeds from sale Pencairan investasi 1,999,227,927 1,805,170,854 of investments Penempatan investasi (2,227,172,795) (2,007,556,444) Placement in investments Penerimaan bunga 107,141,335 49,720,340 Interest received Perolehan aset tetap (1,404,975) (1,318,350) Acquisitions of fixed assets Kas bersih digunakan untuk Net cash used in aktivitas investasi (122,208,508) (153,983,600) investment activities ARUS KAS DARI CASH FLOWS FROM AKTIVITAS PEMBIAYAAN FINANCING ACTIVITIES Pinjaman subordinasi - 37,000,000 Subordinated loan Setoran modal - 9,411,283 Paid up capital Pembayaran dividen - (13,794,651) Dividend payment Kas bersih diperoleh dari Net cash provided from aktivitas pembiayaan - 32,616,632 financing activities NET INCREASE/(DECREASE) KENAIKAN/(PENURUNAN) BERSIH IN CASH AND CASH KAS DAN SETARA KAS 9,843,861 (5,694,547) EQUIVALENTS CASH AND CASH SALDO KAS SETARA KAS EQUIVALENTS AT THE PADA AWAL TAHUN 5,652,577 11,347,124 BEGINNING OF THE YEAR CASH AND CASH SALDO KAS DAN SETARA KAS EQUIVALENTS AT THE PADA AKHIR TAHUN 15,496,438 5 5,652,577 END OF THE YEAR Cash and cash equivalents Kas dan setara kas terdiri dari: consist of: Kas 25,000 25,000 Cash on hand Bank 15,471,438 5,627,577 Cash in banks Jumlah 15,496,438 5,652,577 Total