LAPORAN KEUANGAN/ FINANCIAL STATEMENTS 31 DESEMBER 2013 DAN 2012/
Lampiran 1 Schedule LAPORAN POSISI KEUANGAN 31 DESEMBER 2013 DAN 2012 (Dalam ribuan Rupiah, kecuali dinyatakan lain) STATEMENTS OF FINANCIAL POSITION (Expressed in thousand Rupiah, unless otherwise stated) Catatan/ 2013 Notes 2012 ASET ASSETS Kas dan bank 5,652,577 5 11,347,123 Cash and banks Investasi 4 Investments - Deposito berjangka 224,114,202 4a 141,558,235 Time deposits - - Obligasi 497,788,414 4b 386,687,544 Bonds - - Penyertaan langsung 2,475,000 4c 1,975,000 Direct participations - - Saham 71,233,917 4d 64,323,217 Shares - - Reksadana 32,811,249 4e 31,493,195 Mutual funds - Jumlah investasi 828,422,782 626,037,191 Total investments Piutang reasuransi - bersih 161,951,296 6 87,547,112 Reinsurance receivables - net Piutang lain-lain 37,476,852 7 9,704,342 Other receivables Aset tetap - bersih 11,270,415 8 11,396,831 Fixed assets - net Aset reasuransi Reinsurance assets - Estimasi klaim 266,002,076 166,726,892 Estimated claims - - Premi reasuransi yang belum Unearned reinsurance - merupakan pendapatan 80,064,236 49,142,593 premiums Biaya akuisisi ditangguhkan 84,967,968 9 56,107,739 Deferred acquisition costs Aset lain - lain 1,204,763 554,189 Other assets Aset pajak tangguhan 32,372,450 16d 18,655,743 Deferred tax assets JUMLAH ASET 1,509,385,415 1,037,219,755 TOTAL ASSETS LIABILITAS LIABILITIES Utang reasuransi 65,441,927 10 59,870,065 Reinsurance payables Utang pajak 23,533,460 16a 4,099,280 Taxes payable Akrual 17,330,369 14 11,234,123 Accrued expenses Pinjaman subordinasi 37,000,000 15 - Subordinated loan Utang lain-lain 2,462,826 437,557 Other liabilities Estimasi klaim 590,006,731 11 403,164,545 Estimated claims Premi yang belum merupakan pendapatan 455,375,058 12 276,810,349 Unearned premiums income Premi jiwa yang ditangguhkan 58,883,137 13 38,011,610 Deferred life premium Liabilitas imbalan kerja 3,734,943 17 3,541,698 Employee benefit liabilities Jumlah liabilitas 1,253,768,451 797,169,227 Total liabilities EKUITAS EQUITY Modal saham Capital stock Nilai nominal Rp 1.000.000 Nominal value Rp 1,000,000 (nilai penuh) per saham (full amount) per share Authorised capital - - Modal dasar 150.000 saham 150,000 shares - Modal ditempatkan dan Issued and paid-up - disetor penuh - 51.635 saham capital - 51,635 shares (2012: 44.442 saham) 51,635,000 18 44,442,000 (2012: 44,442 shares) Uang muka setoran modal - 18 19,998,461 Advance for share subscriptions Capital paid in excess of Agio saham 48,943,270 18 26,726,526 par value (Kerugian)/keuntungan yang belum Unrealised (loss)/gain from direalisasi dari selisih nilai wajar changes in fair value of efek yang tersedia untuk dijual (23,910,548) 4b 21,673,252 available-for-sale securities Saldo laba Retained earnings - Ditentukan penggunaannya 10,661,585 10,161,585 Appropriated - - Tidak ditentukan penggunaannya 168,287,657 117,048,704 Unappropriated - Jumlah ekuitas 255,616,964 240,050,528 Total equity JUMLAH LIABILITAS TOTAL LIABILITIES DAN EKUITAS 1,509,385,415 1,037,219,755 AND EQUITY Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan. The accompanying notes form an integral part of these financial statements.
Lampiran 2 Schedule LAPORAN LABA RUGI KOMPREHENSIF UNTUK TAHUN-TAHUN YANG BERAKHIR PADA TANGGAL 31 DESEMBER 2013 DAN 2012 (Dalam ribuan Rupiah, kecuali dinyatakan lain) STATEMENTS OF COMPREHENSIVE INCOME FOR THE YEARS ENDED (Expressed in thousand Rupiah, unless otherwise stated) Catatan/ 2013 Notes 2012 PENDAPATAN UNDERWRITING UNDERWRITING REVENUES Pendapatan premi reasuransi Reinsurance premium income Premi bruto 1,049,565,300 20,26 698,677,947 Gross premiums Premi retrosesi (173,211,326) 20 (124,037,435) Retrocession premiums Kenaikan premi yang belum Increase in unearned merupakan pendapatan (147,643,066) 12,20 (53,046,197) premiums Jumlah pendapatan underwriting 728,710,908 521,594,315 Total underwriting revenues BEBAN UNDERWRITING UNDERWRITING EXPENSES Beban klaim Claims expenses Klaim bruto 497,002,433 21 319,871,636 Gross claims Klaim retrosesi (87,603,005) 21 (29,886,915) Retrocession claims Kenaikan estimasi klaim Increase in estimated retensi sendiri 87,567,002 12,21 46,831,823 own retention claims Jumlah beban klaim 496,966,430 336,816,544 Total claim expenses 9, Beban komisi neto 178,590,775 22,26 130,875,118 Net commission expenses Beban underwriting lain 880,398 1,171,737 Other underwriting expenses Jumlah beban underwriting 676,437,603 468,863,399 Total underwriting expenses HASIL UNDERWRITING 52,273,305 52,730,916 UNDERWRITING RESULT HASIL INVESTASI 84,120,459 23 56,616,488 INVESTMENTS INCOME BEBAN USAHA (67,536,875) 24 (62,209,012) OPERATING EXPENSES LABA USAHA 68,856,889 47,138,392 INCOME FROM OPERATIONS PENDAPATAN/(BEBAN) OTHER INCOME/ LAIN-LAIN - BERSIH 12,794,421 25 4,894,499 (EXPENSES) - NET LABA SEBELUM PAJAK 81,651,310 52,032,891 INCOME BEFORE TAX BEBAN PAJAK PENGHASILAN (16,117,706) 16b (6,031,050) INCOME TAX EXPENSES LABA BERSIH 65,533,604 46,001,841 NET INCOME Pendapatan komprehensif Other comprehensive income lain setelah pajak: net of tax: (Kerugian)/keuntungan yang belum direalisasi dari selisih Unrealised (losses)/gain from nilai wajar efek yang changes in fair value of tersedia untuk dijual (45,583,800) 4b,4e 11,930,397 available-for-sale securities TOTAL PENDAPATAN TOTAL COMPREHENSIVE KOMPREHENSIF 19,949,804 57,932,238 INCOME Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan. The accompanying notes form an integral part of these financial statements.
Lampiran 3 Schedule LAPORAN PERUBAHAN EKUITAS UNTUK TAHUN-TAHUN YANG BERAKHIR 31 DESEMBER 2013 DAN 2012 (Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain) STATEMENTS OF CHANGES IN EQUITY FOR THE YEARS ENDED (Expressed in thousand Rupiah, unless otherwise stated) (Kerugian)/ keuntungan yang belum direalisasi dari selisih nilai wajar efek yang tersedia Modal Uang muka Agio untuk dijual/ ditempatkan setoran saham/ Unrealised Saldo laba/ Retained earnings dan disetor/ modal/ Capital (loss)/gain from Belum Jumlah Issued and Advance for paid changes in fair Telah ditentukan ditentukan ekuitas/ Catatan/ paid-up share in excess of value of available penggunaannya/ penggunaannya/ Total Notes capital subscriptions par value -for-sale securities Appropriated Unappropriated equity Saldo pada tanggal 1 Januari 2012 44,442,000-26,726,526 9,742,855 10,161,585 84,208,572 175,281,538 Balance as at 1 January 2012 Laba bersih tahun berjalan - - - - - 46,001,841 46,001,841 Net income for the year Pendapatan komprehensif lainnya setelah pajak 5b - - - 11,930,397 - - 11,930,397 Other comprehensive income net of tax Dividen 20 - - - - - (13,161,709) (13,161,709) Dividend Uang muka setoran modal - 19,998,461 - - - - 19,998,461 Advance for share subscriptions Saldo pada tanggal 31 Desember 2012 44,442,000 19,998,461 26,726,526 21,673,252 10,161,585 117,048,704 240,050,528 Balance as at 31 December 2012 Laba bersih tahun berjalan - - - - - 65,533,604 65,533,604 Net income for the year Pendapatan komprehensif lainnya setelah pajak 5b - - - (45,583,800) - - (45,583,800) Other comprehensive income net of tax Cadangan Wajib - - - - 500,000 (500,000) - Apropriation for statutory reserve Dividen 20 - - - - - (13,794,651) (13,794,651) Dividend Penambahan modal disetor 7,193,000 (19,998,461) 14,753,461 - - - 1,948,000 Additional paid-up capital Agio saham 19 - - 7,463,283 - - - 7,463,283 Capital paid in excess of par value Saldo pada tanggal 31 Desember 2013 51,635,000-48,943,270 (23,910,548) 10,661,585 168,287,657 255,616,964 Balance as at 31 December 2013 Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan. The accompanying notes form an integral part of these financial statements.
Lampiran 4 Schedule LAPORAN ARUS KAS UNTUK TAHUN-TAHUN YANG BERAKHIR 31 DESEMBER 2013 DAN 2012 (Dalam ribuan Rupiah, kecuali dinyatakan lain) STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED (Expressed in thousand Rupiah, unless otherwise stated) Catatan/ 2013 Notes 2012 ARUS KAS DARI CASH FLOWS FROM AKTIVITAS OPERASI OPERATING ACTIVITIES Penerimaan dari asuradur Receipts from insured dan reasuradur 1,093,524,423 757,128,677 and reinsurers Pembayaran kepada asuradur Cash paid to insured dan reasuradur (886,284,878) (576,173,817) and reinsurers Pembayaran kepada karyawan Cash paid to employee and dan beban operasional lainnya (91,567,124) (35,826,322) other operational expense Kas bersih diperoleh dari Net cash received from aktivitas operasi 115,672,421 145,128,538 operating activities ARUS KAS DARI AKTIVITAS INVESTASI CASH FLOWS FROM INVESTING ACTIVITIES Proceeds from sale Pencairan investasi 1,805,170,854 11,175,634 of investments Penerimaan bunga 49,720,340 67,541,447 Interest received Perolehan aset tetap (1,318,350) (3,419,004) Acquisitions of fixed assets Penempatan investasi (2,007,556,444) (218,782,306) Placement in investments Kas bersih digunakan untuk Net cash used in aktivitas investasi (153,983,600) (143,484,229) investment activities ARUS KAS DARI CASH FLOWS FROM AKTIVITAS PEMBIAYAAN FINANCING ACTIVITIES Pinjaman subordinasi 37,000,000 - Subordinated loan Setoran modal 9,411,283 19,998,461 Paid up capital Pembayaran dividen (13,794,648) (13,161,730) Dividend payment Kas bersih diperoleh dari Net cash provided from aktivitas pembiayaan 32,616,635 6,836,731 financing activities (PENURUNAN)/KENAIKAN NET (DECREASE)/INCREASE BERSIH KAS DAN BANK (5,694,546) 8,481,040 IN CASH AND BANKS SALDO KAS DAN BANK CASH AND BANKS AT THE PADA AWAL TAHUN 11,347,123 2,866,083 BEGINNING OF THE YEAR SALDO KAS DAN BANK CASH AND BANKS AT THE PADA AKHIR TAHUN 5,652,577 5 11,347,123 END OF THE YEAR Kas dan bank terdiri dari: Cash and banks consist of: Kas 25,000 25,000 Cash on hand Bank 5,627,577 11,322,123 Cash in banks Jumlah 5,652,577 11,347,123 Total Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan. The accompanying notes form an integral part of these financial statements.