Statistik Lembaga Pembiayaan Indonesia / Indonesia Finance Institution Statistics

Statistik Lembaga Pembiayaan Indonesia / Indonesia Finance Institution Statistics 2016

Pertanyaan : Enquiries : Untuk informasi lebih lanjut mengenai statistik dalam publikasi ini : For more information about the statistics in this publication: Direktorat Statistik dan Informasi IKNB Directorate Of Statistics and Information NBFI Gedung Menara Merdeka Lantai 22 Gedung Menara Merdeka Lantai 22 Jalan Budi Kemuliaan 1 Nomor 2 Jalan Budi Kemuliaan 1 Nomor 2 Jakarta Pusat Jakarta Pusat Email : statistics@ojk.go.id Email : statistics@ojk.go.id

Tabel 1 Overview Lembaga Pembiayaan 1 Tabel 2.1 Posisi Keuangan Perusahaan Pembiayaan 2 Tabel 2.2 Laporan Laba Rugi Perusahaan Pembiayaan 3 Tabel 2.3 Rekening Administratif Perusahaan Pembiayaan 4 Tabel 3.1 Posisi Keuangan Perusahaan Modal Ventura Konvensional 5 Tabel 3.2 Laporan Laba Rugi Perusahaan Modal Ventura Konvensional 6 Tabel 4.1 Posisi Keuangan Perusahaan Pembiayaan Infrastruktur 7 Tabel 4.2 Laporan Laba Rugi Perusahaan Pembiayaan Infrastruktur 8

Keterangan Jumlah Industri (Unit) Number of Industries (Units) Tabel 1 Overview Lembaga Pembiayaan Finance Institution Overview Aset (miliar Rp) Assets (billion Rp) Liabilitas (miliar Rp) Liabilities (billion Rp) Ekuitas (miliar Rp) Equities (billion Rp) 1. Perusahaan Pembiayaan (termasuk syariah) 203 426.741 329.913 96.828 1. Finance Company (include Shari'a) 2. Perusahaan Modal Ventura Konvensional 61 9.328 4.884 4.443 2. Conventional Venture Capital Company 3. Perusahaan Pembiayaan Infrastruktur 2 38.376 10.595 27.781 3. Infrastructure Finance Company JUMLAH 266 474.444 345.392 129.052 TOTAL Items STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 4

Tabel 2.1 Posisi Keuangan Perusahaan Pembiayaan (Miliar Rp) Finance Company Balance Sheet (Billion Rp) 1. Kas dan Setara Kas 15.623 16.874 16.207 20.205 15.903 17.729 17.246 19.636 20.231 19.849 16.476 17.895 17.084 1. Cash and Cash Equivalent a. Kas 973 1.264 844 863 1.146 914 898 1.160 849 1.147 954 695 1.019 a. Cash on Hand b. Bank Dalam Negeri: 10.742 12.152 11.851 15.499 11.976 12.391 12.171 14.107 14.863 14.064 13.277 13.390 12.218 b. On-shore Banks: i. Giro 7.455 8.472 7.287 10.361 7.849 8.260 7.918 9.368 8.683 8.803 7.899 8.588 7.846 i. Giro ii. Simpanan Lainnya 3.287 3.680 4.563 5.138 4.126 4.132 4.254 4.738 6.179 5.262 5.378 4.803 4.371 ii. Other Deposits c. Bank Luar negeri: 3.908 3.458 3.512 3.843 2.781 4.424 4.177 4.369 4.520 4.637 2.245 3.810 3.847 c. Off-shore Banks: i. Giro 1.313 843 874 2.825 1.781 1.719 1.477 1.495 1.482 3.603 1.212 917 898 i. Giro ii. Simpanan Lainnya 2.594 2.615 2.638 1.019 999 2.705 2.700 2.874 3.038 1.034 1.033 2.893 2.949 ii. Other Deposits 2. Investasi Jangka Pendek Surat Berharga 362 324 312 438 345 386 518 445 403 355 404 413 575 2. Short-term Investments 3. Piutang pembiayaan 367.354 368.611 369.803 368.654 370.123 369.899 369.712 370.846 371.547 364.064 363.650 363.273 365.177 3. Financing Receivables a. Sewa Guna Usaha 111.285 112.980 114.220 111.959 111.975 110.900 110.855 113.329 115.019 109.505 108.906 105.370 104.852 a. Leasing b. Anjak Piutang 9.498 9.436 9.406 9.657 9.658 9.724 9.884 10.181 10.251 10.206 10.504 10.747 10.784 b. Factoring c. Kartu Kredit 30 33 35 39 44 49 55 63 71 79 86 95 101 c. Credit Cards d. Pembiayaan Konsumen 246.541 246.161 246.142 246.999 248.446 249.225 248.919 247.274 246.206 244.274 244.154 247.061 249.440 d. Consumer Finance 4. Penyertaan Modal 655 660 666 652 658 665 707 712 725 729 730 726 734 4. Equity Participation a. Bank 5 5 5 5 5 5 5 5 5 5 5 5 5 a. Banks b. Perusahaan Jasa Keuangan Lainnya 651 656 661 647 654 661 703 708 721 724 725 721 729 b. Long-term Investments 5. Investasi Jangka Panjang Surat Berharga 1 - - - - - - - - 136 138 138 128 5. Long-term Investments 6. Aktiva tetap Yang Disewagunausahakan 2.916 2.934 3.031 3.086 3.076 3.046 3.063 3.110 3.119 3.106 3.057 3.168 3.125 6. Leased Assets 7. Aktiva tetap dan Inventaris 6.227 6.243 6.350 6.359 6.361 6.393 6.410 6.469 6.489 6.505 6.529 7.214 7.434 7. Fixed Assets and Equipments 8. Aktiva pajak tangguhan 1.644 1.614 1.714 1.645 1.644 1.645 1.637 1.653 1.698 1.581 1.722 1.760 1.784 8. Deffered Tax Assets 9. Rupa-rupa aktiva 24.431 25.820 27.236 26.342 28.276 30.081 30.895 34.866 40.054 32.312 32.340 31.130 30.700 9. Other Assets JUMLAH ASET 419.213 423.081 425.320 427.382 426.386 429.845 430.189 437.738 444.266 428.638 425.046 425.716 426.741 TOTAL ASSETS 1. Kewajiban Segera 5.118 5.475 4.993 5.298 5.380 4.653 4.610 4.528 4.631 4.785 5.294 4.633 4.877 1. Current Liabilities a. Bank 1.621 1.959 1.438 1.385 1.831 1.371 1.363 1.309 1.283 1.332 2.643 1.505 1.522 a. Banks b. Perusahaan Jasa Keuangan lainnya 3.498 3.516 3.555 3.913 3.550 3.282 3.247 3.219 3.349 3.453 2.651 3.128 3.355 b. Other Financial Services 2. Utang Pajak 1.354 952 1.440 983 1.050 1.040 886 1.016 1.250 1.212 1.391 1.193 940 2. Tax Payable 3. Pinjaman Yang Diterima 252.574 257.278 258.749 253.762 254.063 257.134 256.188 259.424 262.707 246.194 243.252 244.909 243.269 3. Received Loans a. Dalam Negeri 135.039 137.081 135.025 132.483 133.858 135.873 135.805 135.735 137.219 135.008 133.313 137.703 137.002 a. On-shore i. Bank 131.880 133.927 131.624 128.831 130.231 132.149 132.084 132.009 133.429 131.384 129.606 133.938 133.177 i. Banks ii. Lainnya 3.159 3.153 3.400 3.652 3.627 3.724 3.722 3.726 3.790 3.624 3.706 3.766 3.825 ii. Others b. Luar Negeri 117.535 120.197 123.724 121.279 120.205 121.261 120.383 123.689 125.488 111.186 109.940 107.206 106.267 b. Off-shore i. Bank 106.773 109.506 112.957 110.764 109.718 111.055 110.344 113.567 116.015 102.567 101.482 99.180 98.249 i. Banks STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 5

Tabel 2.1 Posisi Keuangan Perusahaan Pembiayaan (Miliar Rp) Finance Company Balance Sheet (Billion Rp) ii. Lainnya 10.762 10.691 10.767 10.515 10.487 10.205 10.039 10.122 9.473 8.619 8.458 8.026 8.018 ii. Others 4. Surat Berharga yang Diterbitkan 54.230 51.887 51.785 57.599 54.880 55.568 56.617 58.524 59.779 59.457 59.981 60.788 60.722 4. Issued Bonds 5. Kewajiban Pajak Tangguhan 380 355 357 344 325 340 379 428 488 424 287 285 268 5. Deferred Tax Liabilities 6. Pinjaman Subordinasi 443 534 537 535 540 541 571 577 588 572 575 575 576 6. Subordinary Loans a. Dalam Negeri 330 330 330 330 331 331 333 330 331 331 331 331 332 a. On-shore b. Luar Negeri 112 204 207 205 208 210 239 247 257 241 245 244 245 b. Off-shore 7. Rupa-rupa pasiva 16.608 16.853 16.612 18.260 19.035 18.679 18.195 18.494 18.296 19.630 18.787 17.320 19.260 7. Other Liabilities 8. Modal 37.232 37.253 37.656 37.801 38.291 38.611 38.608 39.001 39.214 39.205 39.560 39.976 40.352 8. Equities a. Modal Disetor 32.788 32.799 32.778 32.909 33.245 33.546 33.548 33.751 33.781 33.946 34.318 34.638 35.079 a. Paid-up Capital b. Agio 4.802 4.804 5.196 5.198 5.389 5.334 5.335 5.400 5.470 5.466 5.461 5.514 5.608 b. Agio c. Disagio 358 350 317 306 343 269 275 150 37 207 219 176 335 c. Disagio 9. Cadangan 1.264 1.219 1.255 1.221 1.245 1.357 1.488 1.423 1.759 1.549 1.515 1.829 1.909 9. Reserves a. Cadangan Umum 1.371 1.325 1.305 1.271 1.299 1.404 1.435 1.369 1.678 1.558 1.398 1.423 1.506 a. General Reserves b. Cadangan Tujuan 24 24 36 37 37 37 37 38 39 40 87 41 41 b. Specific Reserves c. Cadangan Revaluasi Aktiva Tetap 0 0 44 44 44 44 46 46 57 49 46 381 378 c. Fixed Assets Revaluation Reserves 10. Saldo Laba (Rugi) 49.167 49.359 49.222 47.628 46.684 46.261 46.161 46.822 47.167 45.984 43.858 43.537 53.743 10. Retained Earnings 11. Laba (Rugi) Tahun Berjalan 844 1.917 2.715 3.952 4.893 5.660 6.485 7.501 8.386 9.625 10.545 10.670 824 11. Current Profit (Loss) JUMLAH LIABILITAS DAN EKUITAS 419.213 423.081 425.320 427.382 426.386 429.845 430.189 437.738 444.266 428.638 425.046 425.716 426.741 TOTAL LIABILITIES AND EQUITIES STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 6

Tabel 2.2 Laporan Laba Rugi Perusahaan Pembiayaan (Miliar Rp) Finance Company Income Statement (Billion Rp) A. PENDAPATAN 7.048 13.780 21.059 27.968 34.955 41.994 49.443 57.267 64.670 71.677 79.259 85.890 7.236 A. REVENUES 1. Pendapatan Operasional 6.633 12.984 19.837 26.421 33.021 39.744 47.026 54.084 60.760 67.646 74.616 80.605 6.857 1. Operational Revenues 1.1 Sewa guna usaha 1.169 2.462 3.703 4.902 6.026 7.181 8.281 9.686 10.961 11.972 13.057 14.282 1.090 1.1 Leasing a. Dengan Hak Opsi 985 2.114 3.199 4.237 5.194 6.209 7.162 8.394 9.536 10.407 11.395 12.465 938 a. Finance Lease b. Tanpa Hak Opsi 184 348 503 665 832 972 1.119 1.292 1.425 1.565 1.662 1.817 152 b. Operating Lease 1.2 Anjak piutang 111 226 349 467 626 765 930 1.075 1.211 1.355 1.488 1.632 126 1.2 Factoring a. Diskonto 103 210 320 428 575 703 857 994 1.122 1.262 1.384 1.521 121 a. Discounts b. Fee 8 17 29 38 51 63 73 81 88 93 104 111 6 b. Fee 1.3 Kartu kredit 1 2 3 4 5 6 190 9 16 13 409 39 2 1.3 Credit Cards a. Bunga 1 1 2 3 4 5 189 8 15 11 278 15 2 a. Interest b. Fee - - - - - - - - - - 19 21 - b. Fee c. Komisi/Diskon 0 0 1 1 1 1 1 1 2 2 2 2 0 c. Discount d. Administrasi - - - - - - - - - - 110 - - d. Administration 1.4 Pembiayaan konsumen 4.905 9.483 14.580 19.451 24.379 29.458 34.953 40.305 45.065 50.377 55.353 59.935 5.197 1.4 Consumer Finance a. Bunga 4.227 8.194 12.583 16.760 20.961 25.283 29.940 34.562 38.622 43.132 47.307 52.081 4.524 a. Interest b. Administrasi 678 1.289 1.997 2.691 3.419 4.175 5.013 5.743 6.444 7.245 8.045 7.854 673 b. Administration 1.5 Pendapatan dari kegiatan pembiayaan bersama 446 810 1.203 1.597 1.984 2.332 2.671 3.007 3.507 3.929 4.309 4.717 442 1.5 Revenues from Channeling and Joint Financing 2. Pendapatan non operasional 416 796 1.222 1.548 1.935 2.251 2.417 3.184 3.910 4.031 4.643 5.285 379 2. Non-operational Revenues 2.1 Pendapatan Bunga/Jasa giro 71 103 163 230 292 453 416 389 440 494 542 608 51 2.1 Interest Revenues/Giro Services 2.2 Pendapatan Non Operasional Lainnya 344 693 1.060 1.317 1.643 1.798 2.002 2.794 3.470 3.537 4.101 4.677 328 2.2 Other Non-operational Revenues B. BEBAN 5.918 11.296 17.243 22.845 28.668 34.701 41.068 47.449 53.567 59.218 65.607 71.660 6.102 B. EXPENSES 1. Beban Operasional 5.756 10.969 16.715 22.306 27.974 33.732 40.175 45.945 51.699 57.593 63.363 68.794 5.910 1. Operational Expenses 1.1 Bunga 2.031 3.929 5.828 7.693 9.603 11.516 13.492 15.519 17.520 19.436 21.517 23.482 2.115 1.1 Interest 1.2. Premi Swap 384 747 1.362 1.855 2.362 2.917 3.421 3.920 4.406 4.886 5.419 5.959 437 1.2 Swap Premiums 1.3. Premi Asuransi 21 38 61 78 101 121 137 154 174 191 212 209 18 1.3 Insurance Expenses 1.4 Tenaga Kerja 1.204 2.392 3.627 4.805 5.980 7.198 8.591 9.780 10.974 12.125 13.288 14.118 1.269 1.4 Manpower 1.5 Penghapusan/Penyusutan 900 1.638 2.495 3.331 4.275 5.272 6.309 7.201 8.111 8.962 9.786 10.834 919 1.5 Write-off/Depreciation a. Piutang Pembiayaan 678 1.240 1.926 2.567 3.331 4.150 4.990 5.691 6.427 7.094 7.773 8.583 746 a. Financing Receivables b. Aktiva Tetap yang Disewagunausahakan 118 207 287 395 483 570 675 771 844 936 988 1.128 69 b. Leased Assets c. Aktiva Tetap dan Inventaris 104 191 282 369 461 552 645 740 839 931 1.025 1.124 104 c. Fixed Assets and Equipments 1.6 Sewa 123 245 374 493 614 741 863 995 1.125 1.255 1.396 1.540 137 1.6 Rest Expenses 1.7 Pemeliharaan dan Perbaikan 62 114 170 223 278 338 394 450 497 552 608 680 51 1.7 Maintenance and Repairs 1.8 Barang dan Jasa 664 1.201 1.814 2.439 3.035 3.641 4.666 5.296 5.956 6.604 7.290 7.319 615 1.8 Goods and Services 1.9 Lainnya 369 663 985 1.389 1.727 1.989 2.300 2.630 2.936 3.583 3.847 4.652 349 1.9 Others 2. Beban Non Operasional 161 327 528 538 694 969 893 1.504 1.868 1.624 2.244 2.866 191 2. Non Operational Expenses C. LABA (RUGI) SEBELUM PAJAK 1.131 2.484 3.816 5.124 6.288 7.293 8.375 9.818 11.102 12.460 13.652 14.229 1.135 C. PROFIT (LOSS) BEFORE TAX D. TAKSIRAN PAJAK D. TAX ESTIMATION 1. Pajak Tahun Berjalan 308 635 1.163 1.240 1.504 1.747 2.047 2.439 2.873 3.043 3.391 3.824 337 1. Current Tax Expenses 2. Pajak Tangguhan 2. Deferred Tax a. Beban Pajak Tangguhan 19 32 51 61 49 50 73 76 61 72 64 165 33 a. Deferred Tax Expenses b. Pendapatan Pajak Tangguhan 40 99 113 129 160 164 230 198 218 281 349 430 59 b. Deferred Tax Income E. LABA (RUGI) SETELAH PAJAK 844 1.917 2.715 3.952 4.893 5.660 6.485 7.501 8.386 9.625 10.545 10.670 824 E. PROFIT (LOSS) AFTER TAX STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 7

Tabel 2.3 Rekening Administratif Perusahaan Pembiayaan (Miliar Rp) Finance Company Off-Balance Sheet (Billion Rp) 1. Fasilitas Pinjaman yang Belum Ditarik 507.396 105.029 110.864 113.987 465.528 112.846 121.568 905.473 153.086 150.906 150.715 136.569 134.248 1. Undisbursed Loan Facilities a. Dalam Negeri 474.724 73.863 77.163 78.058 232.010 76.466 81.043 859.373 105.901 104.516 106.110 93.084 90.904 a. On-shore i. Bank 470.256 72.905 74.632 75.906 231.127 75.578 80.121 856.563 104.743 103.383 104.973 91.541 89.374 i. Banks ii. Lainnya 4.468 958 2.532 2.152 883 888 923 2.810 1.157 1.133 1.137 1.543 1.530 ii. Others b. Luar Negeri 32.672 31.166 33.701 35.929 233.517 36.380 40.524 46.100 47.185 46.390 44.606 43.485 43.344 b. Off-shore i. Bank 29.006 27.221 28.940 31.101 227.942 30.255 33.628 38.655 38.837 38.445 36.525 35.096 34.919 i. Banks ii. Lainnya 3.666 3.945 4.761 4.828 5.575 6.124 6.896 7.445 8.349 7.945 8.081 8.388 8.425 ii. Others 2. Fasilitas Pembiayaan kepada Nasabah yang belum ditarik 8.891 9.202 9.394 9.385 9.629 9.828 9.992 10.557 11.120 10.399 10.652 10.691 10.862 2. Undisbursed Financing Facilities to Customers 3. Penerbitan Surat Sanggup Bayar 19.475 19.236 18.961 18.457 18.304 18.356 17.960 17.666 18.247 16.451 16.509 16.239 15.779 3. Promissory Notes Issuance a. Pinjaman dalam Negeri 8.225 7.969 7.740 8.702 7.677 7.962 8.759 8.087 7.415 6.618 6.646 6.818 6.634 a. On-shore Loans b. Pinjaman luar negeri 11.249 11.267 11.222 9.755 10.627 10.394 9.201 9.580 10.832 9.833 9.863 9.422 9.145 b. Off-shore Loans 4. Penyaluran Pembiayaan 123.650 263.055 138.394 281.590 122.978 218.846 125.944 127.022 128.132 129.043 129.058 128.072 128.117 4. Financing Distribution a. Channeling 14.828 155.437 26.231 12.909 12.971 106.314 13.136 19.085 12.739 12.141 11.859 11.688 11.183 a. Channeling b. Joint Financing 108.821 107.618 112.163 268.681 110.007 112.533 112.808 107.937 115.392 116.902 117.199 116.383 116.935 b. Joint Financing JUMLAH 659.412 396.522 277.613 423.419 616.439 359.876 275.464 1.060.718 310.584 306.799 306.934 291.571 289.007 TOTAL STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 8

Tabel 3.1 Posisi Keuangan Perusahaan Modal Ventura Konvensional (Miliar Rp) Conventional Venture Capital Company Balance Sheet (Billion Rp) 1. Aset Lancar 1.116 1.030 827 793 973 798 760 944 1.043 1.029 968 1.064 1.456 1. Current Assets a. Kas / Bank 190 184 233 187 281 262 232 324 283 232 252 332 279 a. Cash / Banks b. Surat Berharga 15 10 9 8 8 7 7 5 6 6 6 8 6 b. Bonds c. Deposito 460 385 338 384 436 311 319 329 365 407 344 466 930 c. Time Deposits d. Piutang 313 310 103 102 103 121 102 178 280 268 251 163 145 d. Receivables e. Aset Lancar Lain-lain 139 142 143 111 146 97 100 107 109 116 115 95 97 e. Other Current Assets 2. Pembiayaan/Penyertaan Modal Ventura 6.535 6.678 6.629 6.676 6.708 6.898 6.990 6.850 6.865 6.818 6.877 6.886 6.830 2. Venture's Financing / Placement a. Penyertaan Saham 1.289 1.301 1.076 1.077 1.004 1.002 1.020 955 971 967 1.058 1.339 1.306 a. Shares b. Obligasi Konversi 698 703 709 786 793 797 790 786 792 799 776 434 446 b. Convertible Bonds c. Pembiayaan Bagi Hasil (Net) 4.547 4.674 4.845 4.814 4.911 5.099 5.180 5.110 5.103 5.053 5.044 5.113 5.077 c. Profit/Revenue Sharing (Nett) 1) Pembiayaan Bagi Hasil (Bruto) 4.683 4.811 4.981 4.950 5.047 5.231 5.308 5.238 5.243 5.193 5.184 5.240 5.210 1) Profit/Revenue Sharing (Gross) 2) -/- Akumulasi Penyisihan 135 137 137 136 136 132 127 128 140 140 140 127 133 2) -/- Accumulated Depreciation 3. Aset Tetap (Net) 139 140 138 139 142 142 141 138 138 139 140 132 127 3. Fixed Assets (Nett) a. Aset Tetap (Bruto) 226 228 227 225 229 230 230 228 229 230 232 225 222 a. Fixed Assets (Gross) b. -/- Akumulasi Penyusutan 87 88 89 86 88 88 89 90 91 91 93 93 94 b. -/- Accumulated Depreciation 4. Aset Lain-lain 1.137 1.148 1.061 1.060 1.058 1.072 1.067 1.067 1.071 1.089 909 901 915 4. Other Assets a. Penyertaan pada Anak Perusahaan 983 985 916 911 911 925 926 928 930 950 767 770 772 a. Shares on Subsidiaries b. Aset Pajak Tangguhan 29 33 34 37 41 42 44 46 48 50 52 26 35 b. Deferred Tax Assets c. Aset Yang Diambil Alih (AYDA) 39 41 39 40 40 40 39 39 42 40 39 40 40 c. Repossessed Assets d. Rupa-rupa Aset 86 89 72 72 65 66 58 54 50 49 51 64 68 d. Other Assets JUMLAH ASET 8.927 8.996 8.656 8.668 8.881 8.910 8.958 9.000 9.117 9.074 8.895 8.982 9.328 TOTAL ASSETS 1. Utang Lancar 800 866 966 940 985 1.022 1.099 1.113 1.164 1.210 1.123 1.237 1.186 1. Current Liabilities a. Pinjaman Jangka Pendek 410 479 568 572 588 604 694 706 715 785 697 749 800 a. Short-term Payables b. Utang Lancar Lain-lain 391 387 398 368 397 417 405 407 450 425 425 488 386 b. Other Current Liabilities 2. Utang/Pinjaman Jangka Panjang*) 4.017 4.018 3.479 3.589 3.758 3.625 3.584 3.594 3.580 3.522 3.409 3.238 3.237 2. Long-term Liabilities a. Bank 725 682 753 778 796 793 774 783 777 766 779 686 685 a. Bank 1) Bank Dalam Negeri 679 638 709 734 742 739 730 739 733 723 736 642 642 1) On-shore 2) Bank Luar Negeri 45 45 44 44 54 54 44 44 44 44 44 44 43 2) Off-shore b. Industri Keuangan Non Bank 726 743 686 765 890 810 771 749 735 671 669 666 625 b. Non Bank Financial Instituion 1) Dalam Negeri 323 321 322 376 373 329 318 316 330 308 317 313 311 1) On-shore 2) Luar Negeri 404 422 364 388 517 481 453 433 405 363 352 352 314 2) Off-shore c. Badan Usaha / Lembaga 2.565 2.593 2.040 2.046 2.072 2.022 2.040 2.063 2.068 2.085 1.961 1.887 1.926 c. Other Industries / Institutions STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 9

Tabel 3.1 Posisi Keuangan Perusahaan Modal Ventura Konvensional (Miliar Rp) Conventional Venture Capital Company Balance Sheet (Billion Rp) 1) Dalam Negeri 1.793 1.814 1.852 1.870 1.863 1.850 1.874 1.878 1.894 1.919 1.842 1.773 1.833 1) On-shore 2) Luar Negeri 773 778 188 177 209 172 165 185 174 166 118 114 94 2) Off-shore 3. Pinjaman Subordinasi 358 356 344 288 288 283 282 282 282 271 269 269 269 3. Subordinary Loans 4. Liabilitas Lainnya 176 168 160 161 160 161 172 181 165 165 162 179 192 4. Other Liabilities JUMLAH LIABILITAS 5.351 5.408 4.949 4.979 5.191 5.091 5.138 5.170 5.191 5.169 4.963 4.924 4.884 TOTAL LIABILITIES 1. Modal Disetor 2.298 2.286 2.273 2.265 2.285 2.281 2.281 2.281 2.282 2.269 2.279 2.397 2.772 1. Paid-up Capital 2. Agio (Disagio) 131 131 131 131 131 131 131 131 131 131 131 131 131 2. Agio (Disagio) 3. Cadangan 159 158 165 164 163 163 162 162 167 166 165 168 168 3. Reserves 4. Laba Ditahan 993 1.016 1.120 1.102 1.101 1.181 1.167 1.161 1.161 1.159 1.162 1.154 1.377 4. Retained Profit (Loss) 5. Laba (Rugi) Tahun Berjalan 6 10 30 43 25 80 96 114 203 199 213 225 11 5. Current Profit (Loss) 6. Komponen Ekuitas Lainnya (10) (13) (13) (15) (16) (16) (17) (18) (17) (18) (18) (17) (16) 6. Other Equity Components JUMLAH EKUITAS 3.576 3.588 3.706 3.689 3.690 3.819 3.821 3.830 3.926 3.906 3.932 4.058 4.443 TOTAL EQUITIES JUMLAH LIABILITAS DAN EKUITAS 8.927 8.996 8.656 8.668 8.881 8.910 8.958 9.000 9.117 9.074 8.895 8.982 9.328 TOTAL LIABILITIES AND EQUITIES STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 10

Tabel 3.2 Laporan Laba Rugi Perusahaan Modal Ventura Konvensional (Miliar Rp) Conventional Venture Capital Company Income Statement (Billion Rp) A. PENDAPATAN 111 205 322 439 548 662 777 917 1.179 1.286 1.414 1.578 118 A. REVENUES 1. Pendapatan Operasional 84 159 245 330 414 506 600 689 781 874 968 1.082 92 1. Operational Revenues a. Penyertaan Saham 0 0 1 1 1 1 2 2 2 - - - - a. Shares b. Obligasi Konversi 0 0 0 0 0 0 0 0 0 1 1 1 0 b. Convertible Bonds c. Pembiayaan Bagi Hasil 84 158 244 329 413 505 598 687 779 873 967 1.082 92 c. Profit / Revenue Sharing 2. Pendapatan Non Operasional 27 47 77 109 134 156 177 228 398 412 447 496 26 2. Non Operational Revenues B. BEBAN 99 186 278 375 498 553 651 768 905 1.011 1.120 1.260 102 B. EXPENSES 1. Beban Operasional 84 156 235 318 399 488 574 626 742 821 903 1.009 87 1. Operational Expenses a. Bunga 36 67 103 140 176 215 251 287 340 376 414 452 37 a. Interest b. Pegawai 28 52 77 106 133 166 198 231 263 289 320 358 32 b. Employees c. Umum dan Administrasi 12 20 31 43 52 64 74 80 95 104 116 135 12 c. General and Administration d. Penyisihan 3 7 8 12 15 17 20 (7) 4 12 15 24 0 d. Reserves e. Amortisasi/Penyusutan 2 4 6 7 9 11 14 16 17 19 21 22 2 e. Amortization/Depreciation f. Lain-lain 4 7 9 11 13 15 16 19 23 21 17 17 2 f. Others 2. Beban Non Operasional 15 30 43 57 99 65 77 142 163 190 217 251 15 2. Non Operational Expenses C. LABA (RUGI) SEBELUM PAJAK 12 19 44 63 50 110 126 149 274 275 294 318 16 C. PROFIT (LOSS) BEFORE TAX D. TAKSIRAN PAJAK PENGHASILAN 6 9 14 20 25 30 29 35 71 76 81 93 5 D. INCOME TAX ESTIMATION E. LABA (RUGI) SETELAH PAJAK 6 10 30 43 25 80 96 114 203 199 213 225 11 E. PROFIT (LOSS) AFTER TAX F. PENDAPATAN KOMPREHENSIF LAIN - - - - - - - - - - - - - F. OTHER COMPREHENSIVE INCOME G. LABA BERSIH KOMPREHENSIF TAHUN BERJALAN 6 10 30 43 25 80 96 114 203 199 213 225 11 G. CURRENT COMPREHENSIVE NETT PROFIT STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 11

Tabel 4.1 Posisi Keuangan Perusahaan Pembiayaan Infrastruktur (Miliar Rp) Infrastructure Finance Company Balance Sheet (Billion Rp) 1. Kas 0 0 0 0 0 0 0 0 0 0 0 0 0 1. Cash 2. Penempatan pada bank 4.062 4.100 4.012 4.198 4.125 3.733 2.900 2.707 2.894 3.022 2.117 6.798 6.698 2. Bank Placements 3. Surat berharga yang dimiliki 417 420 421 629 524 713 765 757 832 749 674 7.274 7.347 3. Acquired Securities 4. Pendapatan yang masih akan diterima 104 116 109 98 139 114 116 147 152 123 177 120 240 4. Revenue Receivables 5. Pinjaman yang diberikan 5. Financing Receivables a. pinjaman langsung 5.179 5.239 5.347 5.339 5.996 6.277 7.215 7.573 7.914 7.693 8.883 19.509 19.508 a. Direct Loan b. refinancing 1.020 1.014 1.075 1.042 982 982 961 995 1.030 946 953 931 933 b. Refinancing c. pinjaman subordinasi 2.471 2.507 2.550 2.521 2.574 2.598 2.664 2.759 2.883 2.700 2.755 2.746 2.756 c. Subordinated Loans d. lain-lain - - - - - - - - - - - - - d. Others 6. Penyertaan modal 834 826 828 829 829 833 797 819 829 818 823 809 809 6. Shares 7. Cadangan kerugian penurunan nilai aset keuangan 7. Impairment on Financial Assets a. penempatan pada bank - - - - - - - - - - - - - a. Bank Placement b. surat berharga yang dimiliki - - - - - - - - - - - - - b. Acquired Securities c. pinjaman yang diberikan (136) (136) (139) (139) (148) (152) (147) (148) (152) (147) (152) (147) (145) c. Financing Receivables d. lain-lain - - - - - - - - - - - - - d. Others 8. Aset tidak berwujud 21 21 21 21 21 26 32 32 34 37 40 43 45 8. Intangible Assets 9. Akumulasi amortisasi aset tidak berwujud (5) (5) (6) (6) (6) (7) (7) (8) (7) (7) (8) (9) (10) 9. Intangible Assets Amortization Accumulation 10. Aset tetap 32 33 33 33 38 33 33 34 34 34 34 34 35 10. Fixed Assets 11. Akumulasi penyusutan aset tetap (13) (14) (14) (15) (15) (16) (16) (17) (17) (17) (17) (18) (19) 11. Fixed Assets Depreciation Accumulation 12. Aset pajak tangguhan 27 30 31 27 34 34 40 36 34 33 36 40 38 12. Deferred Tax Assets 13. Beban Tangguhan - - - - - - - - - - - - - 13. Deferred Expenses 14. Aset lain-lain 49 47 62 73 56 62 52 51 54 52 47 107 141 14. Other Assets JUMLAH ASET 14.062 14.198 14.329 14.649 15.148 15.231 15.404 15.738 16.513 16.035 16.363 38.237 38.376 TOTAL ASSETS 1. Beban yang masih harus dibayar 87 107 99 62 82 70 79 84 78 69 97 111 139 1. Expense Payables 2. Utang pajak 17 15 19 16 6 7 10 9 13 19 19 19 33 2. Tax Payable 3. Pendapatan diterima dimuka - - - 2 5 5 - - 1 1 2 1 2 3. Unearned Revenues 4. Liabilitas lancar lainnya 2 2 3 2 5 2 2 3 2 5 9 9 2 4. Other Current Liabilities 5. Surat berharga yang diterbitkan 996 996 996 996 996 996 996 996 996 997 997 1.843 1.843 5. Issued Securities 6. Utang klaim penjaminan - - - - - - - - - - - - - 6. Guaranty Claim Payables 7. Pinjaman yang diterima 7. Received Fundings a. Pemerintah Republik Indonesia 2.471 2.507 2.550 2.521 2.574 2.598 2.663 2.759 2.883 2.682 2.722 2.713 2.723 a. Republic of Indonesia b. Pemerintah Asing - - - - - - - - - - - - - b. Foreign Government c. Lembaga Multilateral - - - - - - - - - - - - - c. Multilateral Institutions d. Bank/Lembaga Keuangan d. Bank/Financial Institutions i. Dalam negeri 2.482 2.510 2.545 2.517 2.570 2.594 2.659 2.756 2.878 2.683 2.720 2.955 2.861 i. On-shore ii. Luar negeri 1.084 1.105 1.123 1.337 1.671 1.687 1.692 1.766 2.287 2.192 2.367 2.770 2.781 ii. Off-shore 8. Imbalan paska kerja 17 17 21 21 22 22 23 24 25 26 32 31 32 8. Employee Benefit 9. Liabilitas pajak tangguhan 1 2 2 2 - - - - - - - - - 9. Deferred Tax Liabilities STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 12

Tabel 4.1 Posisi Keuangan Perusahaan Pembiayaan Infrastruktur (Miliar Rp) Infrastructure Finance Company Balance Sheet (Billion Rp) 10. Liabilitas lain-lain 143 159 177 101 150 167 172 197 175 142 157 143 179 10. Other Liabilities JUMLAH LIABILITAS 7.300 7.420 7.534 7.576 8.081 8.149 8.297 8.594 9.339 8.817 9.122 10.594 10.595 TOTAL LIABILITIES 1. Modal 1. Equities a. modal disetor 5.771 5.771 5.771 6.000 6.000 6.000 6.000 6.000 6.000 6.000 6.000 26.357 26.357 a. Paid-up Capital b. agio 26 26 26 30 30 30 30 30 30 30 30 30 30 b. Agio c. disagio - - - - - - - - - - - - - c. Disagio 2. Modal saham dipesan - - - - - - - - - - - - - 2. Stock Subscription 3. Cadangan 3. Reserves a. Cadangan umum 184 184 184 184 184 184 306 306 306 306 306 306 306 a. General reserves b. Cadangan tujuan - - - - - - - - - - - - - b. Specific reserves c. Cadangan lainnya - - - - - - - - - - - - - c. Other reserves 4. Hibah - - - - - - - - - - - - - 4. Grants 5. Saldo Laba (Rugi) 683 673 670 670 670 670 548 548 548 548 548 548 933 5. Retained Profit (Loss) 6. Laba (Rugi) Periode Berjalan 37 62 87 132 150 175 200 241 277 315 338 383 134 6. Current Profit (Loss) 7. Pendapatan komprehensif lainnya: 7. Other Comprehensive Income: a. keuntungan 61 61 57 57 33 23 23 19 13 19 19 20 21 a. Gains b. kerugian - - - - - - - - - - - - - b. Losses JUMLAH EKUITAS 6.762 6.777 6.795 7.073 7.067 7.082 7.107 7.144 7.174 7.218 7.241 27.643 27.781 TOTAL EQUITIES JUMLAH LIABILITAS DAN EKUITAS 14.062 14.198 14.329 14.649 15.148 15.231 15.404 15.738 16.513 16.035 16.363 38.237 38.376 TOTAL LIABILITIES AND EQUITIES STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 13

Tabel 4.2 Laporan Laba Rugi Perusahaan Pembiayaan Infrastruktur (Miliar Rp) Infrastructure Finance Company Income Statement (Billion Rp) I. PENDAPATAN DAN BEBAN OPERASIONAL I. OPERATIONAL INCOME AND EXPENSE 1. Pendapatan Operasional 1. OPERATIONAL INCOME a. Pendapatan bunga, provisi, dan fee pinjaman yang diberikan a. Interest income, fees, and fee loans 1) Pinjaman Langsung 36 77 113 163 214 264 316 373 425 491 552 659 124 1) Direct Loans 2) Refinancing 10 14 27 33 34 40 49 54 70 75 81 87 2 2) Refinancing 3) Pinjaman Subordinasi 9 13 11 15 19 23 27 30 36 42 46 44 5 3) Subordinated Loans 4) Lainnya 0 0 1 1 1 1 1 2 2 2 2 3 0 4) Others b. Pendapatan fee penjaminan - - - - - - - - - - - - - b. Underwriting Fee Income c. Pendapatan jasa konsultasi - - 0 1 1 1 1 2 2 2 2 4 - c. Consulting Services Revenue d. Pendapatan dividen - - - - - - - - - - - - - d. Dividend Income e. Pendapatan bunga investasi 28 53 78 103 127 162 189 207 223 237 251 278 77 e. Interest Income Investments f. Peningkatan nilai wajar aset keuangan 0 0-0 0 (0) - - - - - - - f. Increase in Fair Value of Financial Assets g. Penurunan nilai wajar kewajiban keuangan - - - - - - (34) (24) - - - - - g. Decrease in Fair Value of Financial Liabilities h. Keuntungan penjualan aset keuangan - - - - - 0 0 0 0 0 0 0 - h. Gains on Sale of Financial Assets i. Keuntungan dari penyertaan modal dengan metode ekuitas 3 4 6 9 6 8 5 10 13 14 17 16 3 i. Gains from Equity Investments under Equity Method j. Pendapatan operasional lainnya 0 0 1 3 3 4 5 10 15 12 15 18 2 j. Other Operational Income Jumlah pendapatan operasional 86 161 237 328 406 505 559 666 785 875 967 1.109 213 Total Operational Income 2. Beban Operasional 2. Operational Expenses a. Bunga pinjaman, provisi dan fee a. Interest on Loans, fees, and fee 1) Bunga pinjaman 20 50 71 83 104 125 143 170 193 214 241 264 34 1) Interest on Loans 2) Beban provisi dan fee 0 0 0 1 2 3 2 4 4 5 5 5-2) Fees and Fee Expenses b. Beban klaim penjaminan - - - - - - - - - - - - - b. Insurance Claims Expense c. Penurunan nilai wajar aset keuangan - - - - - - - - 24 24 24 37 - c. Decrease in Fair Value of Financial Assets d. Peningkatan nilai wajar kewajiban keuangan - - - - - - - - - - - - - d. Increase in Fair Value of Financial Liabilities e. Kerugian penjualan aset keuangan - - - - - - - - - - - - - e. Losses on Sale of Financial Assets f. Kerugian dari penyertaan modal dengan metode ekuitas - - - - - - - - - - - - - f. Losses from Equity Investments under Equity Method g. Beban penurunan nilai aset keuangan g. Expense Impairment of Financial Assets 1) Penempatan pada bank - - - - - - - - - - - - - 1) Placements in Bank 2) Surat berharga yang dimiliki - - - - - - - - - - - - - 2) Securities 3) Pinjaman yang diberikan 3 3 7 8 15 20 14 14 16 14 19 14-3) Loans 4) Lainnya - - - - - - - - - - - - - 4) Others h. Beban gaji dan tunjangan 9 18 32 44 54 72 85 98 111 124 142 173 16 h. Salaries and Allowances i. Beban Pengembangan Usaha 1 1 1 9 12 14 14 16 17 19 28 34 4 i. Business Development Expense j. Beban Depresiasi dan Amortisasi 1 2 3 3 4 5 6 7 8 9 10 11 1 j. Depreciation and Amortization Expense k. Beban umum dan administrasi 4 9 13 18 24 30 26 34 39 44 51 62 6 k. General and Administration Expense l. Beban operasional lainnya 0 0 0 0 1 2 2 3 3 3 4 5 0 l. Other Operational Expense Jumlah beban operasional 38 83 128 166 218 270 293 345 416 455 523 606 62 Total Operational Expenses STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 14

Tabel 4.2 Laporan Laba Rugi Perusahaan Pembiayaan Infrastruktur (Miliar Rp) Infrastructure Finance Company Income Statement (Billion Rp) II. LABA (RUGI) OPERASIONAL 48 78 109 162 188 235 266 320 370 420 444 503 152 II. OPERATIONAL PROFIT (LOSS) III. PENDAPATAN DAN BEBAN NON OPERASIONAL III. NON OPERATIONAL INCOME AND EXPENSES 1. Pendapatan non operasional 0 1 4 11 10 (7) 0 0 0 0 3 3 1 1. Non Operational Income 2. Beban non operasional 0 0 0 0 1 1 7 6 7 6 6 7 0 2. Non Operational Expense IV. LABA (RUGI) SEBELUM PAJAK PENGHASILAN 48 79 113 172 197 227 260 314 363 414 441 499 153 IV. PROFIT (LOSS) BEFORE INCOME TAX V. PAJAK PENGHASILAN V. INCOME TAX 1. Taksiran pajak penghasilan -/- 11 17 24 35 43 47 61 70 80 93 100 117 17 1. Income tax estimation -/- 2. Pajak tangguhan 2. Deferred tax a. Beban pajak tangguhan -/- 0 0 0 4 3 4-2 5 6 5 5 3 a. Deferred tax expense -/- b. Pendapatan pajak tangguhan (0) (0) (2) (1) (1) (1) 1 (1) (0) (0) 2 6 1 b. Deferred tax income VI. LABA (RUGI) SETELAH PAJAK PENGHASILAN 37 62 87 132 150 175 200 241 277 315 338 383 134 VI. PROFIT (LOSS) AFTER INCOME TAX STATISTIK LEMBAGA PEMBIAYAAN INDONESIA 15

Daftar Istilah Glossary Anjak Piutang Kegiatan pembiayaan dalam bentuk pembelian piutang dagang jangka pendek suatu perusahaan berikut pengurusan atas piutang tersebut Factoring A financing activity in the form of the purchase of company s short-term trade receivable as well as the settlement of such receivable Beban Operasional-Pendapatan Operasional Operational Efficiency Ratio Rasio beban operasional terhadap pendapatan operasional yang menunjukkan efisiensi operasional suatu perusahaan Ratio of operational expenses to operational income that indicates operational efficiency of a company Financing to Assets Ratio Rasio perbandingan piutang pembiayaan terhadap total aset Financing to Assets Ratio Ratio of financing receivables to total assets Gearing Ratio Rasio total pinjaman terhadap total modal sendiri dan pinjaman subordinasi setelah dikurangi penyertaan modal yang ada. Pinjaman subordinasi yang termasuk dalam perhitungan gearing ratio sebanyak-banyaknya sebesar 50% dari modal disetor Investement and Financing to Assets Ratio Gearing Ratio Ratio of total loans to the total equity (net worth) and subordinated loans, deducting existing capital investments. Subordinated loan which can be calculated in the gearing ratio calculation shall be at a maximum of 50% of the paid-up capital Investement and Financing to Assets Ratio Rasio investasi/penyertaan terhadap total aset Perusahaan Modal Ventura Ratio of investments/placement to total assets of Venture Capital Company

Kapitalisasi Pasar Menunjukkan jumlah saham agregat dikalikan dengan harga pasar biasa pada penutupan Market Cap Indicates the aggregate number of shares multiplied by regular market closing price Lembaga Pembiayaan Badan usaha yang melakukan kegiatan pembiayaan dalam bentuk penyediaan dana atau barang modal Financing Institution A business entity which is doing financing activities in the form of provision of funds or capital goods Non Performing Financing Proporsi kualitas aset piutang pembiayaan kategori macet dan diragukan terhadap total piutang atas kegiatan pembiayaan Non-Performing Financing The proportion of the quality of non-performing finance receivable to the total receivables on finance activities Pembiayaan Konsumen Kegiatan pembiayaan untuk pengadaan barang berdasarkan kebutuhan konsumen dengan pembayaran secara angsuran Consumer Finance A financing activity of goods procurement which is based on consumer s need and paid by installments Perusahaan Modal Ventura Badan usaha yang melakukan usaha pembiayaan/penyertaan modal ke dalam suatu perusahaan yang menerima bantuan pembiayaan (perusahaan penerima investasi) untuk jangka waktu tertentu dalam bentuk penyertaan saham, penyertaan melalui pembelian obligasi konversi, dan pembiayaan berdasarkan pembagian atas hasil usaha Venture Capital Company A business entity engaged in the capital financing/investment into a company that received financing assistance (investee Company) for a certain period in the form of shares, the purchase of convertible bonds, and/or profit sharing-based financing Perusahaan Pembiayaan Finance Company

Badan usaha yang khusus didirikan untuk melakukan Sewa Guna Usaha, Anjak Piutang, Pembiayaan Konsumen, dan usaha Kartu Kredit A business entity which is established specifically to undertake Leasing, Factoring, Consumer Finance, and Credit Card Perusahaan Pembiayaan Infrastruktur Badan usaha yang didirikan khusus untuk melakukan pembiayaan dalam bentuk penyediaan dana pada proyek infrastruktur Infrastucture Finance Companies A business entity which is established specifically to finance in the form of infrastucture project funds Price to Book Value Hubungan antara harga pasar saham biasa saat ini dan nilai buku yang tercatat, digunakan dalam mempertimbangkan kinerja saham perusahaan Price to Book Value The relation between current regular market price and book values that recorded, used in considering the performance of the company s shares Price Earning Ratio Rasio harga saham terhadap keuntungan perusahaan yang dapat didistribusikan untuk setiap saham yang dimiliki Price Earning Ratio Ratio of share prices to company profits that can be distributed for every share held Rasio Modal Sendiri-Modal Disetor Rasio perbandingan modal sendiri terhadap modal disetor Equity to Paid-up Capital Ratio Ratio of equity to paid-up capital Rasio Penyertaan Modal Rasio perbandingan jumlah seluruh penyertaan modal Perusahaan Pembiayaan dibandingkan dengan jumlah modal sendirinya Capital Investment Ratio Ratio of all capital investments of Finance Company to its equities

Rasio Tingkat Pengembalian Terhadap Aset Rasio laba terhadap total aset perusahaan Return on Assets Ratio of profit to company s assets Rasio Tingkat Pengembalian Terhadap Ekuitas Return on Equity Rasio laba bersih terhadap total ekuitas perusahaan Ratio of net income to company s equities Sewa Guna Usaha Kegiatan pembiayaan dalam bentuk penyediaan barang modal, baik secara sewa guna usaha dengan hak opsi (Finance Lease) maupun sewa guna usaha tanpa hak opsi (Operating Lease), untuk digunakan oleh penyewa guna usaha (Lessee) selama jangka waktu tertentu berdasarkan pembayaran secara Usaha Kartu Kredit Kegiatan pembiayaan untuk pembelian barang dan/atau jasa dengan menggunakan kartu kredit Leasing A financing activity in the form of provision of capital goods, either by finance lease or operating lease, to be used by lessee for a specified period on the basis of the installments Credit Card Business A financing activity in order to purchase goods and/or services by using credit card