LOANS TO DEPOSIT RATIO (LDR)

Transkripsi

1 LAMPIRAN 1 PERHITUNGAN LOANS TO DEPOSIT RATIO (LDR) BANK TAHUN TRIWULAN BULAN KELOMPOK KREDIT Tren Rata rata GIRO TABUNGAN DEPOSITO Invst Sharing DPK Tren Rata rata LDR Tren Rata rata BCA ,644,175 53,581, ,250,328 66,022, ,855, BCA ,550, ,126, ,870,165 68,033, ,030, BCA ,869, ,377, ,631,849 65,757, ,767, BCA ,965, ,993, ,553,043 67,987, ,533, BCA ,338, ,659, ,647,144 64,542, ,849, BCA ,761, ,532, ,446,443 64,710, ,689, BCA ,314, ,829, ,245,536 67,219, ,294, BCA ,268, ,049, ,989,629 74,418, ,457, BCA ,202, ,133, ,415,748 77,703, ,252, BCA ,956, ,798, ,328,573 76,035, ,163, BCA ,652, ,086, ,368,855 73,366, ,821, BCA ,713, ,489, ,802,190 73,016, ,308, BCA ,914, ,252, ,298,043 69,391, ,941, BCA ,379, ,060, ,944,219 72,466, ,470, BCA ,929, ,814, ,343,259 78,219, ,377, BCA ,380, ,165, ,737,591 86,610, ,513, BCA ,274, ,652, ,425,637 90,773, ,851, BCA ,639, ,710, ,547,171 95,963, ,220, CIMB NIAGA ,001,608 24,955,530 19,392,424 47,780,054 1,574,714 93,702, CIMB NIAGA ,735, ,234,733 20,764,973 58,463,755 1,752, ,215, CIMB NIAGA ,001, ,313,519 22,462,408 57,074,503 1,761, ,612, CIMB NIAGA ,108, ,164,054 23,494,467 64,717,462 1,470, ,846, CIMB NIAGA ,685, ,841,964 30,005,734 61,495,533 22,218, ,561, CIMB NIAGA ,043, ,679,139 27,617,260 61,641,438 2,553, ,490, CIMB NIAGA ,270, ,650,229 26,871,263 69,193,136 2,627, ,342, CIMB NIAGA ,219, ,437,066 26,834,925 70,405,483 41,412, ,089, CIMB NIAGA ,865, ,868,160 27,642,733 70,188,879 4,589, ,289, CIMB NIAGA ,170, ,888,688 26,698,093 74,940,852 4,097, ,625, CIMB NIAGA ,337, ,890,681 28,099,619 79,741,406 5,471, ,203, CIMB NIAGA ,708, ,551,570 28,456,446 80,136,112 6,992, ,137, CIMB NIAGA ,182, ,011,888 32,672,236 83,986,825 7,690, ,361, CIMB NIAGA ,428, ,421,046 32,863,958 77,613,285 7,118, ,017, CIMB NIAGA ,091, ,106,150 34,435,835 86,740,792 6,866, ,149, CIMB NIAGA ,751, ,505,621 33,326,083 87,580,836 6,467, ,880, CIMB NIAGA ,204, ,868,950 34,210,647 86,345,081 5,299, ,724, CIMB NIAGA ,257, ,192,738 35,603,936 88,062,737 5,191, ,051,

2 DANAMON ,732,781 6,968,299 15,445,372 42,071, ,637 65,108, DANAMON ,556, ,234,405 17,487,458 41,173, ,545 67,589, DANAMON ,213, ,354,939 18,987,918 41,803, ,503 69,809, DANAMON ,090, ,208,649 21,271,705 48,060, ,753 80,224, DANAMON ,081, ,093,409 20,822,789 51,043, ,653 82,570, DANAMON ,088, ,031,064 20,661,578 51,688, ,290 83,174, DANAMON ,265, ,555,075 21,249,438 53,589, ,211 86,056, DANAMON ,699, ,007,449 23,239,812 50,746, ,900 88,664, DANAMON ,429, ,815,661 23,022,756 52,343,790 1,110,004 89,292, DANAMON ,524, ,857,479 23,369,687 55,105,058 1,514,597 93,846, DANAMON ,002, ,993,882 25,374,708 49,126,292 1,035,697 88,530, DANAMON ,532, ,948,173 26,949,603 48,707,460 1,312,341 91,917, DANAMON ,078, ,844,742 25,641,297 46,331,922 1,262,847 88,080, DANAMON ,366, ,727,983 25,698,045 50,096,271 1,775,860 92,298, DANAMON ,978, ,120,498 26,187,659 54,328,083 1,220, ,856, DANAMON ,895, ,123,886 11,720,823 57,159,885 1,402,833 90,407, DANAMON ,482, ,115,683 27,943,588 63,727,814 2,141, ,928, DANAMON ,378, ,331,304 60,323,444 60,323,444 1,931, ,909, PANIN ,136,827 13,460,701 11,567,591 32,114,257-57,142, PANIN ,793, ,146,817 12,898,231 35,409,498-62,454, PANIN ,674, ,042,615 18,974,207 35,187,038-69,203, PANIN ,525, ,768,912 22,420,156 37,865,914 75,054, PANIN ,011, ,748,062 26,482,441 36,358,083 78,588, PANIN ,676, ,921,302 28,017,512 34,040,039 77,978, PANIN ,740, ,045,119 27,644,473 36,211,036 78,900, PANIN ,793, ,223,342 31,793,724 37,519,535 85,536, PANIN ,398, ,114,601 35,943,709 35,943,709 89,002, PANIN ,074, ,550,616 35,952,408 35,952,408 87,455, PANIN ,307, ,588,083 44,305,176 39,739,234 99,632, PANIN ,765, ,188,477 38,834,058 38,834,058 92,856, PANIN ,436, ,351,139 48,673,554 40,177, ,202, PANIN ,070, ,205,186 47,354,814 42,144, ,704, PANIN ,963, ,040,597 51,850,222 45,478, ,369, PANIN ,045, ,700,271 56,082,708 44,638, ,421, PANIN ,710, ,412,598 58,552,801 39,236, ,201, PANIN ,738, ,796,202 60,361,693 41,708, ,866, Bank Of India ,016, , ,245 1,119,495-1,360, Bank Of India ,021, ,462 88,696 1,095,667-1,307, Bank Of India , ,909 85,630 1,038,873-1,271, Bank Of India ,071, ,762 97, ,035-1,226, Bank Of India ,135, ,612 89,591 1,003,643-1,237, Bank Of India ,222, ,478 99,438 1,101,552-1,349, Bank Of India ,309, ,206 89,932 1,188,118-1,454, Bank Of India ,436, ,364 92,163 1,389,318-1,675, Bank Of India ,401, , ,265 1,592,961-1,872, Bank Of India ,515, , ,220 1,631,774-1,922, Bank Of India ,625, , ,013 1,679,980-2,005, Bank Of India ,838, , ,678 1,660,211-1,972, Bank Of India ,871, , ,813 1,652,016-2,024, Bank Of India ,850, , ,333 1,734,731-2,081, Bank Of India ,272, , ,755 2,009,972-2,396, Bank Of India ,569, , ,609 2,222,737-2,740, Bank Of India ,614, , ,576 2,297,955-2,746, Bank Of India ,831, , ,439 2,671,645 3,075, Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

3 LAMPIRAN 2 PERHITUNGAN LOANS TO ASSETS RATIO (LAR) BANK TAHUN TRIWULAN BULAN KELOMPOK Kredit Tren Rata rata Asset Tren asset Rata rata LAR Tren Rata rata BCA ,644, ,838, BCA ,550, ,379, BCA ,869, ,863, BCA ,965, ,973, BCA ,338, ,873, BCA ,761, ,640, BCA ,314, ,678, BCA ,268, ,250, BCA ,202, ,309, BCA ,956, ,831, BCA ,652, ,093, BCA ,713, ,795, BCA ,914, ,839, BCA ,379, ,848, BCA ,929, ,993, BCA ,380, ,498, BCA ,274, ,337, BCA ,639, ,846, CIMB NIAGA ,001, ,245, CIMB NIAGA ,735, ,862, CIMB NIAGA ,001, ,447, CIMB NIAGA ,108, ,812, CIMB NIAGA ,685, ,597, CIMB NIAGA ,043, ,158, CIMB NIAGA ,270, ,099, CIMB NIAGA ,219, ,137, CIMB NIAGA ,865, ,380, CIMB NIAGA ,170, ,677, CIMB NIAGA ,337, ,358, CIMB NIAGA ,708, ,612, CIMB NIAGA ,182, ,676, CIMB NIAGA ,428, ,275, CIMB NIAGA ,091, ,027, CIMB NIAGA ,751, ,427, CIMB NIAGA ,204, ,412, CIMB NIAGA ,257, ,920,

4 DANAMON ,732,781 97,330, DANAMON ,556, ,380, DANAMON ,213, ,819, DANAMON ,090, ,864, DANAMON ,081, ,540, DANAMON ,088, ,473, DANAMON ,265, ,596, DANAMON ,699, ,183, DANAMON ,429, ,852, DANAMON ,524, ,682, DANAMON ,002, ,608, DANAMON ,532, ,474, DANAMON ,078, ,192, DANAMON ,366, ,281, DANAMON ,978, ,235, DANAMON ,895, ,021, DANAMON ,482, ,845, DANAMON ,378, ,428, PANIN ,136,827 79,611, PANIN ,793, ,017, PANIN ,674, ,455, PANIN ,525, ,918, PANIN ,011, ,205, PANIN ,676, ,428, PANIN ,740, ,862, PANIN ,793, ,261, PANIN ,398, ,540, PANIN ,074, ,035, PANIN ,307, ,713, PANIN ,765, ,450, PANIN ,436, ,444, PANIN ,070, ,516, PANIN ,963, ,388, PANIN ,045, ,128, PANIN ,710, ,720, PANIN ,738, ,512, Bank Of India ,016,346 1,719, Bank Of India ,021, ,670, Bank Of India , ,616, Bank Of India ,071, ,570, Bank Of India ,135, ,605, Bank Of India ,222, ,727, Bank Of India ,309, ,841, Bank Of India ,436, ,080, Bank Of India ,401, ,282, Bank Of India ,515, ,358, Bank Of India ,625, ,428, Bank Of India ,838, ,540, Bank Of India ,871, ,627, Bank Of India ,850, ,585, Bank Of India ,272, ,057, Bank Of India ,569, ,601, Bank Of India ,614, ,274, Bank Of India ,831, ,094, Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

5 LAMPIRAN 3 PERHITUNGAN INVESTING POLICY RATIO (IPR) BANK TAHUN TRIWULAN BULAN KELOMPOK Surat Berhrg Repo Reverse Repo Tag. Aksept. Total Srt Berhrg Tren Rata rata GIRO TABUNGAN DEPOSITO Invst Sharing DPK Tren Rata rata IPR Tren IPR Rata2 Tren BCA ,603, ,981 3,257, ,329,101 53,581, ,250,328 66,022, ,855, BCA ,944,812-1,000,104 3,479, ,424, ,126, ,870,165 68,033, ,030, BCA ,773,127-2,434,467 3,844,433 91,052, ,377, ,631,849 65,757, ,767, BCA ,679,928-3,136,335 3,964,922 68,781, ,993, ,553,043 67,987, ,533, BCA ,197,781-3,575,009 4,026,889 73,799, ,659, ,647,144 64,542, ,849, BCA ,236,201-7,679,990 4,319,326 69,235, ,532, ,446,443 64,710, ,689, BCA ,925,887-8,754,758 5,282,025 70,962, ,829, ,245,536 67,219, ,294, BCA ,584,956-21,201,164 5,592,712 82,378, ,049, ,989,629 74,418, ,457, BCA ,456,306-36,758,267 7,617,584 98,832, ,133, ,415,748 77,703, ,252, BCA ,672,946-25,672,946 8,091,994 95,437, ,798, ,328,573 76,035, ,163, BCA ,306,153-58,306,153 8,066, ,678, ,086, ,368,855 73,366, ,821, BCA ,588,115-50,588,115 7,777, ,953, ,489, ,802,190 73,016, ,308, BCA ,844,346-28,923,835 8,064,454 86,832, ,252, ,298,043 69,391, ,941, BCA ,560,161-33,755,464 7,438,773 89,754, ,060, ,944,219 72,466, ,470, BCA ,302,036-53,302,036 6,913, ,517, ,814, ,343,259 78,219, ,377, BCA ,133,193-52,133,193 6,524, ,790, ,165, ,737,591 86,610, ,513, BCA ,209,646-43,883,943 5,852, ,946, ,652, ,425,637 90,773, ,851, BCA ,286,368-37,865,378 6,355, ,506, ,710, ,547,171 95,963, ,220, CIMB NIAGA ,616, ,243,709 8,860,002 24,955,530 19,392,424 47,780,054 1,574,714 93,702, CIMB NIAGA ,567, ,752,367 13,320, ,234,733 20,764,973 58,463,755 1,752, ,215, CIMB NIAGA ,130, ,761,582 17,891, ,313,519 22,462,408 57,074,503 1,761, ,612, CIMB NIAGA ,712, ,470,427 15,182, ,164,054 23,494,467 64,717,462 1,470, ,846, CIMB NIAGA ,934, ,481 1,351,833 16,818, ,841,964 30,005,734 61,495,533 22,218, ,561, CIMB NIAGA ,498, ,515,540 16,014, ,679,139 27,617,260 61,641,438 2,553, ,490, CIMB NIAGA ,502, ,953 1,909,627 14,929, ,650,229 26,871,263 69,193,136 2,627, ,342, CIMB NIAGA ,249,162-3,642,874 2,384,054 17,276, ,437,066 26,834,925 70,405,483 41,412, ,089, CIMB NIAGA ,710,555-4,116,401 2,426,953 18,253, ,868,160 27,642,733 70,188,879 4,589, ,289, CIMB NIAGA ,777,979-1,927,362 2,746,713 18,452, ,888,688 26,698,093 74,940,852 4,097, ,625, CIMB NIAGA CIMB NIAGA CIMB NIAGA CIMB NIAGA CIMB NIAGA CIMB NIAGA CIMB NIAGA CIMB NIAGA

6 DANAMON ,955, ,165,318 15,120,491 6,968,299 15,445,372 42,071, ,637 65,108, DANAMON ,506, ,114,077 13,620, ,234,405 17,487,458 41,173, ,545 67,589, DANAMON ,165,623 4,351, ,825 11,278, ,354,939 18,987,918 41,803, ,503 69,809, DANAMON ,884,705 3,185, ,124 11,828, ,208,649 21,271,705 48,060, ,753 80,224, DANAMON ,838,243 3,147, ,805 11,871, ,093,409 20,822,789 51,043, ,653 82,570, DANAMON ,197, ,009-1,013,970 8,147, ,031,064 20,661,578 51,688, ,290 83,174, DANAMON ,052,485 1,490,591-1,296,670 8,839, ,555,075 21,249,438 53,589, ,211 86,056, DANAMON ,995,137 1,485,134-1,336,525 9,816, ,007,449 23,239,812 50,746, ,900 88,664, DANAMON ,571,272 1,872,739 2,587,768 1,071,899 14,103, ,815,661 23,022,756 52,343,790 1,110,004 89,292, DANAMON ,681,143 2,259,702 2,570, ,582 14,413, ,857,479 23,369,687 55,105,058 1,514,597 93,846, DANAMON ,035,697 1,713, ,598 1,553,376 5,227, ,993,882 25,374,708 49,126,292 1,035,697 88,530, DANAMON ,312,341 1,320, ,752 1,837,724 5,254, ,948,173 26,949,603 48,707,460 1,312,341 91,917, DANAMON ,061, , ,105 1,557,996 13,776, ,844,742 25,641,297 46,331,922 1,262,847 88,080, DANAMON ,345, , ,390 1,892,635 12,627, ,727,983 25,698,045 50,096,271 1,775,860 92,298, DANAMON , , ,007 3,067,072 4,221, ,120,498 26,187,659 54,328,083 1,220, ,856, DANAMON ,067, ,500-4,107,561 8,112, ,123,886 11,720,823 57,159,885 1,402,833 90,407, DANAMON ,226, ,772-4,362,530 17,517, ,115,683 27,943,588 63,727,814 2,141, ,928, DANAMON ,908, , ,541 5,032,596 18,015, ,331,304 60,323,444 60,323,444 1,931, ,909, PANIN ,227, , ,428 19,563,870 13,460,701 11,567,591 32,114,257-57,142, PANIN ,674,413 2,910, ,785 22,002, ,146,817 12,898,231 35,409,498-62,454, PANIN ,219,294 2,041, ,721 21,819, ,042,615 18,974,207 35,187,038-69,203, PANIN ,526,074 5,066, ,849 21,096, ,768,912 22,420,156 37,865,914-75,054, PANIN ,927,064 4,561,848 1,026, ,149 23,030, ,748,062 26,482,441 36,358,083-78,588, PANIN ,973, , , ,643 21,526, ,921,302 28,017,512 34,040,039-77,978, PANIN ,110, , ,961 16,212, ,045,119 27,644,473 36,211,036-78,900, PANIN ,843,413 1,494,910 2,798, ,825 18,985, ,223,342 31,793,724 37,519,535-85,536, PANIN ,724, ,763 6,991, ,340 23,764, ,114,601 35,943,709 35,943,709-89,002, PANIN ,016, ,895 5,789,023 1,155,133 23,374, ,550,616 35,952,408 35,952,408-87,455, PANIN ,004,205 1,263,014 9,706, ,406 21,827, ,588,083 44,305,176 39,739,234-99,632, PANIN ,442, ,203 14,206,088 1,075,464 27,061, ,188,477 38,834,058 38,834,058-92,856, PANIN ,465,675-19,316,520 1,004,406 31,786, ,351,139 48,673,554 40,177, ,202, PANIN ,156, ,224 12,142,379 1,050,968 24,838, ,205,186 47,354,814 42,144, ,704, PANIN ,828,922-6,051,259 1,107,097 18,987, ,040,597 51,850,222 45,478, ,369, PANIN ,143,199 2,864,140 3,022,956 1,833,756 26,864, ,700,271 56,082,708 44,638, ,421, PANIN ,618,516 1,512,325 6,008,660 1,678,834 25,818, ,412,598 58,552,801 39,236, ,201, PANIN ,304, ,080 4,094,237 1,793,979 24,487, ,796,202 60,361,693 41,708, ,866, Bank Of India , , , , ,245 1,119,495-1,360, Bank Of India , , , ,462 88,696 1,095,667-1,307, Bank Of India , , , ,909 85,630 1,038,873-1,271, Bank Of India , , , ,762 97, ,035-1,226, Bank Of India , , , ,612 89,591 1,003,643-1,237, Bank Of India , , , ,478 99,438 1,101,552-1,349, Bank Of India , , , ,206 89,932 1,188,118-1,454, Bank Of India , , , ,364 92,163 1,389,318-1,675, Bank Of India , , , , ,265 1,592,961-1,872, Bank Of India , , , , ,220 1,631,774-1,922, Bank Of India , ,654 99, , ,013 1,679,980-2,005, Bank Of India , , , , ,678 1,660,211-1,972, Bank Of India , , , , ,813 1,652,016-2,024, Bank Of India , , , , ,333 1,734,731-2,081, Bank Of India , , , , ,755 2,009,972-2,396, Bank Of India , , , , ,609 2,222,737-2,740, Bank Of India , , , , ,576 2,297,955-2,746, Bank Of India , , , , ,439 2,671,645-3,075, Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

7 LAMPIRAN 4 PERHITUNGAN NON PERFORMING LOANS (NPL) BANK TAHUN TRIWULAN BULAN KELOMPOK KL D M KREDIT BERMASALAH Tren KB Rata rata KREDIT Tren Kredit Rata rata NPL Tren NPL Rata2 Tren BCA , , , , ,644, BCA , , ,403 1,061, ,550, BCA , , ,011 1,056, ,869, BCA , , , , ,965, BCA , , , , ,338, BCA , , ,375 1,039, ,761, BCA , , , , ,314, BCA , , , , ,268, BCA , , ,939 1,223, ,202, BCA , , ,654 1,192, ,956, BCA , , ,794 1,025, ,652, BCA , , , , ,713, BCA , , ,203 1,053, ,914, BCA , , ,542 1,183, ,379, BCA , , ,737 1,348, ,929, BCA , , ,506 1,372, ,380, BCA , , ,411 1,476, ,274, BCA , ,505 1,017,448 1,599, ,639, CIMB NIAGA ,015, ,462 2,056,506 3,326,951 82,001, CIMB NIAGA , ,738 1,967,076 3,245, ,735, CIMB NIAGA ,088, ,205 1,974,926 3,347, ,001, CIMB NIAGA , ,345 1,924,952 2,606, ,108, CIMB NIAGA , ,883 2,014,925 3,007, ,685, CIMB NIAGA , ,780 2,247,841 3,090, ,043, CIMB NIAGA , ,531 2,348,365 3,153, ,270, CIMB NIAGA , ,770 2,400,953 3,272, ,219, CIMB NIAGA , ,669 2,401,357 3,438, ,865, CIMB NIAGA , ,641 2,311,503 3,402, ,170, CIMB NIAGA , ,460 2,242,106 3,271, ,337, CIMB NIAGA , ,383 2,158,072 3,243, ,708, CIMB NIAGA , ,603 2,272,242 3,464, ,182, CIMB NIAGA , ,482 2,305,326 3,300, ,428, CIMB NIAGA , ,117 2,490,207 3,510, ,091, CIMB NIAGA , ,542 2,357,419 3,448, ,751, CIMB NIAGA , ,946 2,507,075 4,081, ,204, CIMB NIAGA ,527 1,607,958 2,584,458 4,827, ,257,

8 DANAMON ,274 1,315,435 1,958,187 3,994,896 60,732, DANAMON , ,643 1,339,664 2,921, ,556, DANAMON , ,591 1,401,082 2,886, ,213, DANAMON , , ,822 2,447, ,090, DANAMON , , ,756 2,588, ,081, DANAMON ,284 1,010,059 1,043,019 2,614, ,088, DANAMON , , ,364 2,686, ,265, DANAMON ,161 1,020, ,213 2,360, ,699, DANAMON , ,581 1,294,294 2,452, ,429, DANAMON , ,124 1,288,672 2,582, ,524, DANAMON , ,743 1,250,334 2,519, ,002, DANAMON , ,236 1,367,190 2,425, ,532, DANAMON , ,138 1,387,256 2,548, ,078, DANAMON , ,048 1,462,938 2,549, ,366, DANAMON , ,511 1,250,104 2,355, ,978, DANAMON , ,491 1,079,283 2,133, ,895, DANAMON , ,532 1,079,038 2,121, ,482, DANAMON , ,221 1,162,777 2,419, ,378, PANIN , , ,114 1,253,427 45,136, PANIN , , ,738 1,343, ,793, PANIN , , ,848 1,547, ,674, PANIN ,173 1,215, ,779 2,428, ,525, PANIN ,808 1,127,885 1,056,205 2,525, ,011, PANIN , ,702 1,483,047 2,372, ,676, PANIN , ,384 1,571,558 2,510, ,740, PANIN ,946 97,182 2,237,999 2,444, ,793, PANIN , ,651 2,502,510 3,977, ,398, PANIN ,551 1,079,600 2,775,936 4,041, ,074, PANIN , ,327 1,061,154 1,415, ,307, PANIN , ,221 1,937,687 2,368, ,765, PANIN , ,973 1,969,999 2,424, ,436, PANIN , ,094 1,407,475 1,875, ,070, PANIN , ,971 1,519,103 1,975, ,963, PANIN , ,860 1,578,403 3,062, ,045, PANIN , ,046 1,475,117 2,974, ,710, PANIN , ,315 1,582,244 3,051, ,738, Bank Of India , ,269 21,126 1,016, Bank Of India ,330 4,983 11,840 35, ,021, Bank Of India ,668 5,362 13,132 29, , Bank Of India ,645 1,104 26,342 38, ,071, Bank Of India ,111 8,685 18,007 35, ,135, Bank Of India , ,612 25, ,222, Bank Of India ,612-22,582 44, ,309, Bank Of India ,659-16,782 28, ,436, Bank Of India , ,051 28, ,401, Bank Of India ,167 1,389 14,936 27, ,515, Bank Of India , ,175 30, ,625, Bank Of India , ,893 25, ,838, Bank Of India , ,847 17, ,871, Bank Of India , ,668 25, ,850, Bank Of India ,976 1,985 6,779 23, ,272, Bank Of India ,272 9,501 10,167 40, ,569, Bank Of India ,568 9,671 12,062 23, ,614, Bank Of India ,705 14,746 15,292 34, ,831, Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

9 LAMPIRAN 5 PERHITUNGAN AKTIVA PRODUKTIF BERMASALAH (APB) BANK TAHUN TRIWULAN BULAN KELOMPOK KL D M APB Tren Rata rata AKTIVA PRODUKTIF Tren Rata rata APB Tren Rata rata BCA , , ,016 1,191, ,263, BCA , , ,536 1,099, ,208, BCA , , ,611 1,255, ,093, BCA , , ,034 1,194, ,886, BCA , , ,705 1,197, ,988, BCA , , ,916 1,276, ,841, BCA , , ,554 1,212, ,544, BCA , , ,067 1,246, ,489, BCA , , ,884 1,945, ,880, BCA , , ,264 1,923, ,880, BCA , ,167 1,028,519 1,722, ,979, BCA , ,127 1,095,960 1,676, ,049, BCA , ,429 1,092,490 1,773, ,499, BCA , ,958 1,193,850 1,912, ,337, BCA , ,149 1,269,054 2,117, ,814, BCA , ,745 1,402,610 2,165, ,823, BCA , ,890 1,432,116 2,248, ,801, BCA , ,505 1,593,357 2,387, ,132, CIMB NIAGA ,141 1,158,651 1,741,678 3,583, ,450, CIMB NIAGA ,220 1,253,865 2,181,591 3,957, ,837, CIMB NIAGA ,287 1,204,866 1,650,523 3,520, ,858, CIMB NIAGA , ,672 1,954,966 2,702, ,453, CIMB NIAGA , ,240 2,058,149 3,102, ,628, CIMB NIAGA , ,339 2,720,812 3,612, ,961, CIMB NIAGA , ,978 2,367,326 3,220, ,787, CIMB NIAGA , ,542 2,448,309 3,370, ,359, CIMB NIAGA , ,255 3,525,562 4,821, ,072, CIMB NIAGA ,361, ,203 3,383,513 5,076, ,815, CIMB NIAGA , ,011 2,286,074 3,378, ,755, CIMB NIAGA , ,465 2,203,079 3,352, ,729, CIMB NIAGA , , ,413 1,569, ,981, CIMB NIAGA , ,002 2,340,860 3,404, ,750, CIMB NIAGA , ,424 2,529,348 3,653, ,692, CIMB NIAGA , ,582 2,395,486 3,594, ,253, CIMB NIAGA , ,993 2,542,679 4,222, ,314, CIMB NIAGA ,348 1,645,045 2,621,143 4,957, ,971,

10 DANAMON , ,722 1,059,399 2,652,188 87,941, DANAMON , ,479 1,084,807 2,369, ,238, DANAMON , ,025 1,116,270 2,357, ,902, DANAMON ,165 1,289, ,870 2,903, ,269, DANAMON , , ,805 2,704, ,151, DANAMON ,915 1,043,441 1,043,441 2,728, ,047, DANAMON , , ,099 2,932, ,884, DANAMON , , ,366 2,323, ,559, DANAMON , ,018 1,317,407 2,495, ,769, DANAMON , ,855 1,333,405 2,641, ,893, DANAMON , ,657 1,275,538 2,580, ,239, DANAMON , ,228 1,395,245 2,458, ,428, DANAMON , ,949 1,414,814 2,579, ,999, DANAMON , ,641 1,484,203 2,571, ,762, DANAMON , ,104 1,271,212 2,377, ,047, DANAMON , ,084 1,100,236 2,154, ,188, DANAMON , ,072 1,099,472 2,142, ,212, DANAMON , ,761 1,188,113 2,451, ,877, PANIN , , ,764 1,694,087 84,562, PANIN , , ,417 1,791, ,192, PANIN , , ,615 1,991, ,234, PANIN ,107 1,493, ,762 2,751, ,513, PANIN ,024 1,152,647 1,431,509 2,976, ,575, PANIN , ,948 1,659,960 2,622, ,861, PANIN , ,300 1,757,656 2,768, ,110, PANIN , ,286 2,374,456 2,774, ,565, PANIN , ,748 2,626,329 4,175, ,287, PANIN ,469 1,089,130 3,090,132 4,349, ,668, PANIN , ,330 1,321,039 1,714, ,415, PANIN , ,226 2,218,772 2,800, ,419, PANIN , ,811 2,230,220 2,830, ,420, PANIN , ,414 1,669,093 2,194, ,205, PANIN , ,595 1,804,792 2,325, ,035, PANIN , ,210 1,871,498 3,420, ,430, PANIN , ,647 1,760,369 3,322, ,174, PANIN , ,646 1,856,605 3,385, ,521, Bank Of India , ,232 22,089 1,854, Bank Of India ,330 4,983 12,730 36, ,856, Bank Of India ,668 5,362 13,896 29, ,798, Bank Of India ,341 1,104 26,853 39, ,703, Bank Of India ,807 8,685 18,534 37, ,733, Bank Of India , ,140 26, ,842, Bank Of India , , ,919, Bank Of India ,954-17,280 47, ,987, Bank Of India , ,855 47, ,976, Bank Of India ,078 1,389 16,912 47, ,122, Bank Of India , ,511 47, ,262, Bank Of India , ,269 42, ,438, Bank Of India , ,213 34, ,792, Bank Of India , ,050 42, ,689, Bank Of India ,469 1, , ,174, Bank Of India ,609 9,501 10,662 58, ,721, Bank Of India ,425 9,671 12,224 46, ,073, Bank Of India ,376 14,746 15,461 57, ,427, Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

11 LAMPIRAN 6 PERHITUNGAN INTEREST RATE RATIO (IRR) BANK TAHUN TRIWULAN BULAN KLPK Penempatan BL SB yg dimiliki repo reverse repo surat2 berharga Kredit Penyertaan IRSA Tren Rata rata GIRO TABUNGAN DEPOSITO Invst Sharing Pinjaman BL Srt Berharga yang terbit Pinjaman IRSL Tren Rata rata IRR Tren Rata rata BCA ,999, ,603, , ,071, ,644,175 1,718, ,433,923 53,581, ,250,328 66,022,935-2,466, , ,611, BCA ,526, ,944,812-1,000, ,471, ,550,824 1,858, ,881, ,126, ,870,165 68,033,089-2,746, , ,087, BCA ,604,180 84,773,127-2,434, ,811, ,869,066 2,002, ,683, ,377, ,631,849 65,757,970-2,655, , ,705, BCA ,771,363 61,679,928-3,136,335 80,587, ,965,023 2,003, ,556, ,993, ,553,043 67,987,209-2,896,663-19, ,449, BCA ,418,934 66,197,781-3,575,009 87,191, ,338,218 2,205, ,734, ,659, ,647,144 64,542,221-2,573,865-58, ,481, BCA ,433,964 57,236,201-7,679,990 79,350, ,761,900 2,346, ,458, ,532, ,446,443 64,710,628-2,591, , ,399, BCA ,899,151 56,925,887-8,754,758 76,579, ,314,608 2,510, ,405, ,829, ,245,536 67,219,599-5,481, , ,923, BCA ,401,088 55,584,956-21,201,164 84,187, ,268, , ,373, ,049, ,989,629 74,418,152-3,451, , ,159, BCA ,627,571 54,456,306-36,758,267 97,842, ,202, , ,961, ,133, ,415,748 77,703,567-3,169, , ,788, BCA ,196,827 61,672,946-25,672,946 98,542, ,956, , ,416, ,798, ,328,573 76,035,997-3,003, , ,348, BCA ,660,929 58,306,153-58,306, ,273, ,652, , ,843, ,086, ,368,855 73,366,226-1,618, , ,623, BCA ,000,127 50,588,115-50,588, ,176, ,713,553 1,067, ,957, ,489, ,802,190 73,016,169-2,319,669-12, ,640, BCA ,530,892 49,844,346-28,923,835 89,299, ,914,503 1,067, ,281, ,252, ,298,043 69,391,204-2,486,114-10, ,438, BCA ,452,081 48,560,161-33,755,464 91,767, ,379,844 1,067, ,215, ,060, ,944,219 72,466,219-2,460,921-19, ,950, BCA ,543,140 53,302,036-53,302, ,147, ,929,564 1,169, ,246, ,814, ,343,259 78,219,451-3,589,044-6, ,973, BCA ,498,571 52,133,193-52,133, ,764, ,380,146 1,252, ,397, ,165, ,737,591 86,610,366-3,303,929-4, ,822, BCA ,209,646-43,883,943 99,093, ,274, ,367, ,652, ,425,637 90,773, ,851, BCA ,286,368-37,865,378 95,151, ,639, ,791, ,710, ,547,171 95,963, ,220, CIMB NIAGA ,837,873 7,616, ,454,166 82,001, ,219 97,709,993 24,955,530 19,392,424 47,780,054 1,574,714 1,636, ,272 95,946, CIMB NIAGA ,847,140 11,567, ,414,858 89,735, , ,423, ,234,733 20,764,973 58,463,755 1,752, , , ,204, CIMB NIAGA ,043,498 16,130, ,173,860 94,001, , ,488, ,313,519 22,462,408 57,074,503 1,761, , , ,280, CIMB NIAGA ,746,729 12,712, ,459, ,108, , ,903, ,164,054 23,494,467 64,717,462 1,470,427 1,234, , ,988, CIMB NIAGA ,606,949 14,934, ,481 17,073, ,685, , ,914, ,841,964 30,005,734 61,495,533 22,218,187 1,846, , ,287, CIMB NIAGA ,678,767 14,498, ,177, ,043, , ,376, ,679,139 27,617,260 61,641,438 2,553,136 1,560, , ,952, CIMB NIAGA ,979,594 12,502, ,953 14,999, ,270, , ,426, ,650,229 26,871,263 69,193,136 2,627,961 1,792,249-2,567, ,702, CIMB NIAGA ,463,472 11,249,162-3,642,874 18,355, ,219, , ,782, ,437,066 26,834,925 70,405,483 41,412,109 1,892,040-5,860, ,842, CIMB NIAGA ,070,012 11,710,555-4,116,401 17,896, ,865, , ,969, ,868,160 27,642,733 70,188,879 4,589,837 4,857,443 1,493,319 5,515, ,155, CIMB NIAGA ,786,495 13,777,979-1,927,362 19,491, ,170, , ,919, ,888,688 26,698,093 74,940,852 4,097,463 4,643,094 1,493,482 6,062, ,824, CIMB NIAGA ,635,336 14,768,324-1,068,423 19,472, ,337, , ,066, ,890,681 28,099,619 79,741,406 5,471,604 6,067,515 1,493,818 5,192, ,957, CIMB NIAGA ,850,287 14,103, ,585 19,154, ,708, , ,220, ,551,570 28,456,446 80,136,112 6,992,982 3,609,924 3,485,134 5,747, ,979, CIMB NIAGA ,500,228 14,238, ,105 19,621, ,182, , ,162, ,011,888 32,672,236 83,986,825 7,690,077 5,305,959 3,485,971 5,302, ,455, CIMB NIAGA ,705,142 15,152,435-2,792,050 20,649, ,428, , ,435, ,421,046 32,863,958 77,613,285 7,118,774 5,260,276 3,486,821 5,337, ,101, CIMB NIAGA ,776,155 19,200,347-3,210,084 28,186, ,091, , ,635, ,106,150 34,435,835 86,740,792 6,866,933 3,535,301 3,487,691 7,110, ,282, CIMB NIAGA ,723,054 20,008,559-69,070 24,800, ,751, , ,912, ,505,621 33,326,083 87,580,836 6,467, ,255 4,930,314 6,176, ,973, CIMB NIAGA ,300,100 22,683,874-1,331,740 26,315, ,204, , ,012, ,868,950 34,210,647 86,345,081 5,299,785 2,505,621 4,931,737 5,492, ,654, CIMB NIAGA ,071,551 25,164,421-76,601 27,312, ,257, , ,062, ,192,738 35,603,936 88,062,737 5,191,928 2,321,485 4,933,311 6,169, ,475,

12 DANAMON ,635,368 13,955, ,590,541 60,732, ,323,322 6,968,299 15,445,372 42,071, , ,007 (1,539,082) 0 64,002, DANAMON ,000,334 12,506, ,507,189 66,556,425 4,997,555 88,061, ,234,405 17,487,458 41,173, ,545 2,104,334 1,250,054 2,047,423 72,991, DANAMON ,226,583 6,165,623 4,351,113-13,743,319 72,213,389 5,387,955 91,344, ,354,939 18,987,918 41,803, ,503 3,637,726 1,250,058 2,029,132 76,726, DANAMON ,235,169 7,884,705 3,185,123-15,304,997 75,090,482 5,664,223 96,059, ,208,649 21,271,705 48,060, ,753 1,959,256 4,036,237 2,417,841 88,638, DANAMON ,876,443 7,838,243 3,147,468-13,862,154 78,081,613 6,110,900 98,054, ,093,409 20,822,789 51,043, ,653 2,346,082 4,254,903 2,913,094 92,084, DANAMON ,161 6,197, ,009-8,064,228 82,088,878 5,498,483 95,651, ,031,064 20,661,578 51,688, ,290 4,206,449 4,252,398 3,030,655 94,663, DANAMON ,221,978 6,052,485 1,490,591-10,765,054 85,265,134 6,036, ,066, ,555,075 21,249,438 53,589, ,211 2,534,142 4,258,972 4,723,718 97,573, DANAMON ,138,202 6,995,137 1,485,134-12,618,473 86,699,835 2,657, ,975, ,007,449 23,239,812 50,746, ,900 2,821,881 4,266,569 3,960,129 99,713, DANAMON ,018,261 8,571,272 1,872,739 2,587,768 15,050,040 87,429,343 2,657, ,136, ,815,661 23,022,756 52,343,790 1,110,004 2,418,716 4,040,830 3,224,206 98,975, DANAMON ,744,734 8,681,143 2,259,702 2,570,582 20,256,161 90,524,247 4,053, ,833, ,857,479 23,369,687 55,105,058 1,514,597 2,878,313 3,026,625 4,053, ,805, DANAMON ,313,366 1,035,697 1,713, ,598 7,987,747 91,002,094 3,133, ,123, ,993,882 25,374,708 49,126,292 1,035,697 3,425,652 2,792,820 3,133,653 97,882, DANAMON ,015,038 1,312,341 1,320, ,752 9,431,686 91,532,966 2,743, ,707, ,948,173 26,949,603 48,707,460 1,312,341 2,826,370 2,793,947 2,734, ,272, DANAMON ,805,266 11,061, , ,105 17,024,183 90,078,817 2,657, ,760, ,844,742 25,641,297 46,331,922 1,262,847 2,825,194 2,794,939 2,022,079 95,723, DANAMON ,540,385 9,345, , ,390 13,275,077 96,366,720 2,657, ,299, ,727,983 25,698,045 50,096,271 1,775,860 2,367,095 2,795,971 2,265,328 99,726, DANAMON ,046,485 2, , ,007 6,201,096 98,978,532 2,657, ,837, ,120,498 26,187,659 54,328,083 1,220,300 2,110,081 2,797,065 3,541, ,305, DANAMON ,127,226 3,067, ,500-11,131, ,895,851 2,657, ,685, ,123,886 11,720,823 57,159,885 1,402,833 1,699, ,972 4,816,559 97,842, DANAMON ,250,388 12,226, ,772-22,405, ,482,013 2,657, ,544, ,115,683 27,943,588 63,727,814 2,141,543 2,088, ,213 3,164, ,101, DANAMON ,527,047 11,908, , ,541 18,510, ,378,821 2,657, ,546, ,331,304 60,323,444 60,323,444 1,931,076 4,140, ,465 1,907, ,877, PANIN ,469,819 18,227, ,835-27,654,261 45,136,827 1,156,002 73,947,090 13,460,701 11,567,591 32,114,257-4,203,052 2,410, ,197 64,664, PANIN ,749,589 18,674,413 2,910,251-30,334,253 49,793,670 1,171,961 81,299, ,146,817 12,898,231 35,409,498-4,167,617 2,367, ,792 69,894, PANIN ,440,089 19,219,294 2,041,418-31,700,801 52,674,245 1,221,653 85,596, ,042,615 18,974,207 35,187,038-3,568,421 2,357, ,899 76,021, PANIN ,066,046 15,526,074 5,066,489-26,658,609 57,525,466 1,268,866 85,452, ,768,912 22,420,156 37,865,914-3,567,117 5,263,248 2,250,966 86,136, PANIN ,237,358 16,927,064 4,561,848 1,026,977 28,753,247 61,011,811 1,266,883 91,031, ,748,062 26,482,441 36,358,083-4,710,156 5,278, ,110 89,487, PANIN ,905,122 18,973, , ,083 27,739,902 63,676,574 1,539,937 92,956, ,921,302 28,017,512 34,040,039-5,164,534 5,359,409 1,176,178 89,678, PANIN ,341,900 15,110, ,588-20,950,253 66,740,553 1,537,997 89,228, ,045,119 27,644,473 36,211,036-4,210,993 2,925,170 1,667,249 87,704, PANIN ,421,393 13,843,413 1,494,910 2,798,161 25,557,877 70,793,812 1,412,082 97,763, ,223,342 31,793,724 37,519,535-5,314,671 2,916,302 1,334,700 95,102, PANIN ,652,403 15,724, ,763 6,991,359 28,660,140 74,398,565 1,412, ,470, ,114,601 35,943,709 35,943,709-7,319,816 2,880,198 1,529, ,731, PANIN ,832,903 16,016, ,895 5,789,023 26,052,240 83,074,781 1,412, ,539, ,550,616 35,952,408 35,952,408-8,559,989 1,527,161 1,829,074 99,371, PANIN ,004,205 1,263,014 9,706,315 20,973,534 88,307,341 1,412, ,692, ,588,083 44,305,176 39,739,234-7,370,809 1,526,810 1,457, ,987, PANIN ,082,794 11,442, ,203 14,206,088 32,068,666 91,765,984 1,452, ,287, ,188,477 38,834,058 38,834,058-6,578,984 4,512,121 1,395, ,343, PANIN ,003,135 11,465,675-19,316,520 35,785,330 93,436,595 1,479, ,701, ,351,139 48,673,554 40,177,999-8,868,045 4,513,080 1,358, ,942, PANIN ,057,525 11,156, ,224 12,142,379 28,845,195 96,070,549 1,479, ,395, ,205,186 47,354,814 42,144,477-9,058,789 2,526, , ,434, PANIN ,523,912 11,828,922-6,051,259 24,404, ,963,626 1,461, ,829, ,040,597 51,850,222 45,478,537-1,948,669 2,513,794 1,436, ,268, PANIN ,233,347 19,143,199 2,864,140 3,022,956 33,263, ,045,656 1,453, ,762, ,700,271 56,082,708 44,638,997-4,651,634 2,528,473 1,628, ,230, PANIN ,194,569 16,618,516 1,512,325 6,008,660 32,334, ,710,078 1,832, ,877, ,412,598 58,552,801 39,236,166-4,734,778 2,530,257 5,003, ,469, PANIN ,901,773 18,304, ,080 4,094,237 29,595, ,738,530 1,484, ,819, ,796,202 60,361,693 41,708,384-7,829,486 2,331,536 5,002, ,030, Bank Of India , , ,071 1,016,346-1,541, , ,245 1,119,495-1, ,362, Bank Of India , , ,680 1,021,869-1,487, ,462 88,696 1,095, ,308, Bank Of India , , , ,018-1,455, ,909 85,630 1,038, ,271, Bank Of India , , ,725 1,071,643-1,328, ,762 97, , ,227, Bank Of India , , ,996 1,135,836-1,387, ,612 89,591 1,003, ,238, Bank Of India , , ,292 1,222,437-1,522, ,478 99,438 1,101, ,349, Bank Of India , , ,669 1,309,263-1,530, ,206 89,932 1,188, ,454, Bank Of India , , ,559 1,436,293-1,574, ,364 92,163 1,389,318-2, ,677, Bank Of India ,308 92, ,175 1,401,490-1,626, , ,265 1,592,961-2, ,874, Bank Of India ,829 88, ,213 1,515,242-1,701, , ,220 1,631,774-2, ,925, Bank Of India ,679 71, ,745 1,625,995-1,799, , ,013 1,679,980-3, ,008, Bank Of India , , ,184 1,838,288-1,982, , ,678 1,660,211-85, ,057, Bank Of India , , ,193 1,871,399-2,188, , ,813 1,652, ,024, Bank Of India , , ,011 1,850,193-2,093, , ,333 1,734,731-27, ,108, Bank Of India , , ,825 2,272,870-2,505, , ,755 2,009, , ,516, Bank Of India , , ,043 2,569,319-2,969, , ,609 2,222, , ,985, Bank Of India , , ,151 2,614,979-3,059, , ,576 2,297, , ,061, Bank Of India , , ,495 2,831,787-3,360, , ,439 2,671, , ,405, Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

13 LAMPIRAN 7 PERHITUNGAN POSISI DEVISA NETO (PDN) BANK TAHUN TRIWULAN BULAN KLPK Aktiva valas Tren Rata rata Pasiva valas Tren Rata rata Selisih komitmen-tag kontijensi-tag total tag komitmen-kwjb kontijensi-kwjb total kewjb selisih off balance sheet modal PDN Tren Rata rata BCA ,408 26,045 24, , , ,756 (913,692) 26,507, BCA ,367 (29.84) 35, , ,266 1,171,714 (1,171,645) 25,841, BCA , , ,256-3,884 3, ,318 1,500,912 1,890,230 (1,886,346) 27,259, BCA ,776 (49.75) 12,150 (67.22) 11,626-12,064 12, ,912 1,776,309 2,180,221 (2,168,157) 27,722, BCA , , ,653-22,494 22,494 43,106 1,749,884 1,792,990 (1,770,496) 32,823, BCA ,865 (23.17) 26,968 (9.62) 14,897-60,022 60, ,264 2,120,507 2,735,771 (2,675,749) 32,578, BCA , , ,119-52,653 52,653 1,550 2,728,877 2,730,427 (2,677,774) 34,079, BCA ,826 (28.51) 44,393 (40.46) 25,433-46,056 46,056 1,184 3,029,644 3,030,828 (2,984,772) 34,962, BCA ,248 (42.36) 29,150 (34.34) 11,098-54,900 54, ,957 3,219,631 4,060,588 (4,005,688) 41,258, BCA , , ,604-48,702 48,702 3,178,586 2,957,011 6,135,597 (6,086,895) 41,222, BCA ,940 (75.68) 14,860 (77.27) 5,080-39,724 39,724 3,309,638 3,137,404 6,447,042 (6,407,318) 43,159, BCA , , ,940-39,951 39,951 3,186,905 2,707,086 5,893,991 (5,854,040) 43,900, BCA ,000 (48.43) 27, (2,314) - 30,592 30, ,558 2,418,114 3,178,672 (3,148,080) 53,135, BCA , ,102 (37.39) 36,269-25,564 25,564 2,722,224 2,897,600 5,619,824 (5,594,260) 53,225, BCA , , ,933-25,389 25,389 3,524,752 3,403,939 6,928,691 (6,903,302) 55,258, BCA ,516 (39.23) 25,600 (42.93) 87,916-11,497 11,497 1,217,000 3,605,156 4,822,156 (4,810,659) 56,211, BCA ,820 (68.44) 51, (15,183) 4,626 4, ,647 2,776,056 3,370,703 (3,366,077) 64,881, BCA , ,095 (58.64) , , ,308 2,963,750 2,929,557 5,893,307 (5,770,999) 65,236, CIMB NIAGA ,743 85, ,560 64,560 14,335 14,335 50,225 12,104, CIMB NIAGA ,838 (22.05) 68,516 (19.70) (1,678) 4,533 4, ,533 12,125, CIMB NIAGA , , ,225 4,463 4,463 1,573 1,573 2,890 13,576, CIMB NIAGA ,236 (36.46) 49,206 (29.68) (3,970) 91,040 91, ,040 15,453, CIMB NIAGA ,529 (19.25) 51, (14,945) - 90,209 90,209-90,209 18,307, CIMB NIAGA ,719 (26.86) 21,487 (58.26) 5,232-58,372 58,372-58,372 18,855, CIMB NIAGA ,116 (24.71) 19,819 (7.76) ,886 55,886-55,886 19,215, CIMB NIAGA ,478 (67.80) 6,338 (68.02) 140-7,613 7,613 2, , ,334 (600,721) 19,567, CIMB NIAGA ,461 (46.57) 4,438 (29.98) (977) - 7,255 7, ,255 21,789, CIMB NIAGA , , ,133-9,665 9, ,665 22,281, CIMB NIAGA ,339 (76.53) 4,045 (44.97) ,819 38, , ,514 (827,695) 22,836, CIMB NIAGA ,216 (2.83) 8, (4,658) - 119, , , ,797 (739,172) 23,361, CIMB NIAGA , , (9,497) - 315, , , ,247 (285,249) 25,799, CIMB NIAGA , , (7,838) - 494, ,701-1,371,805 1,371,805 (877,104) 26,168, CIMB NIAGA , , (190,599) - 642, ,901 15,517 1,371,805 1,387,322 (744,421) 26,748, CIMB NIAGA , ,526 (21.55) (113,526) - 729, , ,410,927 1,411,389 (682,106) 26,877, CIMB NIAGA , ,631 (77.80) 172, , ,744 1,021,420 1,021,420 (340,676) 29,162, CIMB NIAGA ,817 (44.14) ,184 (73.14) , , ,098 3,915 1,010,030 1,013,945 (273,847) 29,427,

14 DANAMON (205,318) - (205,318) - 1,905,217 1,905, , , ,903 11,840, DANAMON ,532 (189.39) (204,177) - 387,709-99,826 99, ,826 11,873, DANAMON (192,952) (205.13) - (100.00) (192,952) - 75,577 75, , ,733 (372,156) 11,726, DANAMON ,494 (172.81) (161,006) - 301, , , , ,289 (371,114) 11,604, DANAMON , (228,907) ,292-93,937 93, ,937 11,865, DANAMON ,385 (0.59) (275,257) ,642-95,018 95, ,018 12,491, DANAMON , (164,818) (40.12) 342, , , , ,511 (294,104) 17,358, DANAMON ,867 (33.83) (117,244) (28.86) 235, , , , ,457 (261,996) 17,648, DANAMON ,456 (27.50) (78,578) (32.98) 164, , , , ,891 (342,254) 18,048, DANAMON , ,827 (200.32) 32, , , , ,415 (301,657) 18,831, DANAMON , ,417 (3.06) 37, , ,946 (412,946) 19,163, DANAMON ,753 (46.88) 96, (35,754) - 82,401 82, , ,055 (270,654) 19,390, DANAMON , ,661 (6.06) (18,436) - 83,085 83, , ,391 (266,306) 21,311, DANAMON , , (21,791) - 108, , , ,399 (271,442) 20,809, DANAMON , , (566,644) - 107, , , ,865 (376,432) 21,558, DANAMON , , (279,671) - 85,902 85, , ,719 (502,817) 21,588, DANAMON , ,524 (61.05) 449,181-76,720 76, , ,460 (519,740) 23,346, DANAMON ,918 (73.64) (15.96) 239,250 (16.50) 4.90 (45,332) - 82,817 82, , ,638 (438,821) 23,712, PANIN ,778 3,213 (435) , ,016 (137,016) 10,605, PANIN , ,087 (35.05) 3, , ,061 (166,061) 10,875, PANIN , , , ,320 77,320 (77,320) 11,436, PANIN ,872 (69.06) 3,134 (33.02) 1, ,967 73, ,649 (894,649) 10,793, PANIN , ,015 (35.71) 7, ,015 90, ,108 (804,108) 12,026, PANIN , , , ,550 70,429 1,023,979 (1,023,979) 11,838, PANIN ,762 (70.65) 14, (11,107) ,000 61,562 1,040,562 (1,040,562) 14,586, PANIN ,466 (34.45) 1,273 (91.44) 1, ,750 74, ,154 (981,154) 14,507, PANIN ,674 (32.12) 2, (963) ,400 87,167 1,001,567 (1,001,567) 15,456, PANIN , , , , ,631 1,052,881 (1,052,881) 12,761, PANIN ,711 (66.17) 1,492 (43.97) 1, , ,812 1,135,812 (1,135,812) 15,777, PANIN (68.72) 605 (59.45) , ,405 1,095,155 (1,095,155) 15,669, PANIN , (176) , ,224 1,131,974 (1,131,974) 16,682, PANIN , , (1,019) , ,813 1,158,313 (1,158,313) 18,794, PANIN ,360 (28.94) 713 (75.69) ,158, ,189 1,297,189 (1,297,189) 18,792, PANIN (80.74) 139 (80.50) ,217, ,825 1,357,825 (1,357,825) 18,756, PANIN , , ,136, ,741 1,275,741 (1,275,741) 19,498, PANIN , ,655 4, , ,185, ,528 1,332,028 (1,332,028) 20,033, Bank Of India ,046 30,046-30,046 30, , Bank Of India (19.42) 611 (20.96) 28-30,016 30,016-30,016 30, , Bank Of India ,805 29,805-29,805 29, , Bank Of India (70.66) 170 (73.68) 21-30,141 30,141-30,141 30, , Bank Of India , , ,442 29,442-29,699 29,699 (257) 330, Bank Of India , , ,918 28,918-28,918 28, , Bank Of India ,840 (23.17) 1,729 (24.76) ,821 20,821-20,821 20, , Bank Of India , , ,354 22,354-22,354 22, , Bank Of India ,011 (46.96) 930 (49.57) 81-19,783 19,783-19,783 19, , Bank Of India , , ,150 21,150-21,150 21, , Bank Of India (74.79) 321 (76.55) 47-21,609 21,609-21,609 21, , Bank Of India (13.86) (504) - 11,740 11,740-11,740 11, , Bank Of India (40.44) (19) - 11,573 11,573-11,573 11, , Bank Of India (30.85) (433) , Bank Of India , , (385) , ,508 (474,508) 401, Bank Of India , , (1,426) - 14,244 14,244-14,244 14, , Bank Of India , ,316 (2.49) (447) - 12,745 12,745-12,745 12, , Bank Of India ,237 (33.52) , (2,859) - 12,895 12,895-12,895 12, , Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

15 LAMPIRAN 8 PERHITUNGAN BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO) BANK TAHUN TRIWULAN BULAN KELOMPOK Beban Bunga Beban Ops Lain Biaya Operasional Tren Rata rata Pendapatan bunga Pdptn ops lain Pendapatan Ops Tren Rata rata BOPO Laba Operasional Tren Rata rata BCA ,810,937 3,334,068 5,145,005 4,681,415 2,828,504 7,509, ,364,914 BCA ,587,956 6,178,297 9,766, ,463,903 5,119,420 14,583, ,817, BCA ,309,876 8,978,978 14,288, ,162,111 6,891,419 21,053, ,764, BCA ,594,567 10,917,464 18,512, ,557,909 8,229,719 28,787, ,275, BCA ,900,617 3,037,139 4,937, ,752,630 1,695,709 7,448, ,510, BCA ,725,318 5,866,671 9,591, ,765,870 3,736,822 15,502, ,910, BCA ,627,957 8,929,119 14,557, ,029,122 5,825,393 23,854, ,297, BCA ,543,012 12,540,069 20,083, ,414,523 8,577,073 32,991, ,908, BCA ,003,445 4,706,139 6,709, ,480,483 2,819,278 9,299, ,590, BCA ,888,060 8,584,418 12,472, ,114,553 5,944,533 19,059, ,586, BCA ,706,276 12,358,929 18,065, ,018,439 8,113,906 28,132, ,067, BCA ,386,144 16,454,241 23,840, ,363,309 10,894,440 38,257, ,417, BCA ,624,994 4,994,136 6,619, ,291,654 2,590,401 9,882, ,262, BCA ,311,732 9,342,135 12,653, ,858,902 5,218,840 20,077, ,423, BCA ,313,342 14,713,587 20,026, ,272,668 8,636,938 31,909, ,882, BCA ,546,742 19,604,449 27,151, ,395,283 11,740,562 44,135, ,984, BCA ,501,570 6,431,569 8,933, ,507,387 3,821,327 13,328, ,395, BCA ,224,272 11,720,241 16,944, ,395,277 6,915,649 26,310, ,366, CIMB NIAGA ,073,359 1,288,843 2,362,202 2,722, ,820 3,043, ,104 CIMB NIAGA ,297,666 2,819,669 5,117, ,795, ,032 6,602, ,485, CIMB NIAGA ,619,343 4,445,301 8,064, ,952,772 1,423,611 10,376, ,311, CIMB NIAGA ,083,167 5,935,705 11,018, ,336,597 2,024,264 14,360, ,341, CIMB NIAGA ,611,482 1,469,592 3,081, ,461, ,317 4,073, , CIMB NIAGA ,265,479 3,012,783 6,278, ,007,099 1,220,745 8,227, ,949, CIMB NIAGA ,994,766 4,594,521 9,589, ,682,263 1,930,634 12,612, ,023, CIMB NIAGA ,652,480 6,652,480 13,304, ,520,460 2,737,056 17,257, ,952, CIMB NIAGA ,592,427 2,001,332 3,593, ,805, ,872 4,801, ,207, CIMB NIAGA ,019,344 3,856,690 6,876, ,713,104 1,753,611 9,466, ,590, CIMB NIAGA ,574,591 5,686,461 10,261, ,750,669 2,547,681 14,298, ,037, CIMB NIAGA ,159,128 7,560,489 13,719, ,880,162 3,347,501 19,227, ,508, CIMB NIAGA ,700,318 1,951,871 3,652, ,138, ,438 5,047, ,395, CIMB NIAGA ,335,241 3,859,952 7,195, ,247,028 1,730,264 9,977, ,782, CIMB NIAGA ,126,400 5,989,391 11,115, ,632,308 2,688,204 15,320, ,204, CIMB NIAGA ,183,434 8,110,568 15,294, ,306,380 3,635,100 20,941, ,647, CIMB NIAGA ,185,720 2,036,970 4,222, ,708, ,520 5,678, ,456, CIMB NIAGA ,530,087 4,281,024 8,811, ,630,543 1,774,034 11,404, ,593,

16 DANAMON ,146 2,064,086 3,057,232 2,856, ,635 3,716, ,055 DANAMON ,987,059 3,609,274 5,596, ,763,156 1,799,360 7,562, ,966, DANAMON ,063,483 5,482,533 8,546, ,804,738 2,748,680 11,553, ,007, DANAMON ,279,233 7,552,999 11,832, ,934,209 3,856,962 15,791, ,958, DANAMON ,263,568 2,064,086 3,327, ,188,393 1,148,872 4,337, ,009, DANAMON ,612,313 4,067,642 6,679, ,455,261 2,159,175 8,614, ,934, DANAMON ,990,093 6,176,565 10,166, ,787,280 3,574,131 13,361, ,194, DANAMON ,403,442 8,233,501 13,636, ,365,726 3,827,568 17,193, ,556, DANAMON ,247,617 2,112,456 3,360, ,465, ,404 4,113, , DANAMON ,360,687 4,377,840 6,738, ,988,442 2,293,866 9,282, ,543, DANAMON ,536,794 6,731,350 10,268, ,584,965 3,042,784 13,627, ,359, DANAMON ,602,111 8,814,803 13,416, ,967,499 3,843,755 17,811, ,394, DANAMON ,024,175 2,342,789 3,366, ,363, ,452 4,142, , DANAMON ,120,871 5,395,543 7,516, ,812,853 2,783,411 9,596, ,079, DANAMON ,306,210 9,855,488 13,161, ,432,381 5,664,157 16,096, ,934, DANAMON ,708,931 13,022,509 17,731, ,267,093 7,022,731 21,289, ,558, DANAMON ,591,972 2,980,302 4,572, ,940,492 1,130,928 5,071, , DANAMON ,332,967 5,393,210 8,726, ,998,067 4,471,087 12,469, ,742, PANIN ,380, ,785 2,280,445 2,237, ,173 2,813, ,353 PANIN ,833,398 1,617,223 4,450, ,564, ,150 5,453, ,002, PANIN ,725,238 2,486,022 5,211, ,428,060 1,212,854 6,640, ,429, PANIN ,756,050 3,917,681 7,673, ,467,656 1,814,464 9,282, ,608, PANIN ,133,677 1,029,837 2,163, ,103, ,673 2,492, , PANIN ,238,433 2,082,166 4,320, ,359, ,723 5,170, , PANIN ,334,599 3,179,911 6,514, ,593,356 1,410,763 8,004, ,489, PANIN ,511,455 4,514,455 9,025, ,006,233 2,239,489 11,245, ,219, PANIN ,262, ,812 2,145, ,361, ,820 2,776, , PANIN ,524,681 1,882,055 4,406, ,797, ,656 5,713, ,307, PANIN ,829,426 2,900,951 6,730, ,339,086 1,282,704 8,621, ,891, PANIN ,252,349 4,027,209 9,279, ,043,623 1,741,447 11,785, ,505, PANIN ,482, ,349 2,457, ,729, ,293 3,161, , PANIN ,988,592 1,908,169 4,896, ,517, ,237 6,309, ,412, PANIN ,538,035 2,972,421 7,510, ,402,096 1,198,092 9,600, ,089, PANIN ,375,664 4,143,994 10,519, ,593,366 1,592,888 13,186, ,666, PANIN ,944, ,051 2,879, ,191, ,431 3,614, , PANIN ,060,270 1,874,925 5,935, ,560,121 1,003,528 7,563, ,628, Bank Of India ,449 13,879 34,328 43,303 4,402 47, ,377 Bank Of India ,712 28,244 69, ,781 7,839 94, , Bank Of India ,696 40, , ,131 10, , , Bank Of India ,424 53, , ,105 13, , , Bank Of India ,778 13,911 31, ,727 6,006 45, , Bank Of India ,843 27,978 63, ,215 11,078 96, , Bank Of India ,938 38,888 94, ,428 15, , , Bank Of India ,367 58, , ,328 24, , , Bank Of India ,583 37,743 61, ,374 31,345 77, , Bank Of India ,405 51, , ,941 36, , , Bank Of India ,013 62, , ,880 39, , , Bank Of India ,437 76, , ,775 43, , , Bank Of India ,585 17,699 44, ,872 9,483 66, , Bank Of India ,258 32,102 87, ,182 13, , , Bank Of India ,874 52, , ,260 19, , , Bank Of India ,350 79, , ,180 27, , , Bank Of India ,289 22,164 72, ,394 12, , , Bank Of India ,584 44, , ,259 26, , , Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

17 LAMPIRAN 9 PERHITUNGAN FEE BASE INCOME RATIO (FBIR) BANK TAHUN TRIWULAN BULAN KELOMPOK Pendapatan bunga Pdptn ops lainnya Tren Rata rata Pendapatan Ops Tren Rata rata FBIR Tren Rata rata BCA ,681,415 2,828,504 7,509, BCA ,463,903 5,119, ,583, BCA ,162,111 6,891, ,053, BCA ,557,909 8,229, ,787, BCA ,752,630 1,695, ,448, BCA ,765,870 3,736, ,502, BCA ,029,122 5,825, ,854, BCA ,414,523 8,577, ,991, BCA ,480,483 2,819, ,299, BCA ,114,553 5,944, ,059, BCA ,018,439 8,113, ,132, BCA ,363,309 10,894, ,257, BCA ,291,654 2,590, ,882, BCA ,858,902 5,218, ,077, BCA ,272,668 8,636, ,909, BCA ,395,283 11,740, ,135, BCA ,507,387 3,821, ,328, BCA ,395,277 6,915, ,310, CIMB NIAGA ,722, ,820 3,043, CIMB NIAGA ,795, , ,602, CIMB NIAGA ,952,772 1,423, ,376, CIMB NIAGA ,336,597 2,024, ,360, CIMB NIAGA ,461, , ,073, CIMB NIAGA ,007,099 1,220, ,227, CIMB NIAGA ,682,263 1,930, ,612, CIMB NIAGA ,520,460 2,737, ,257, CIMB NIAGA ,805, , ,801, CIMB NIAGA ,713,104 1,753, ,466, CIMB NIAGA ,750,669 2,547, ,298, CIMB NIAGA ,880,162 3,347, ,227, CIMB NIAGA ,138, , ,047, CIMB NIAGA ,247,028 1,730, ,977, CIMB NIAGA ,632,308 2,688, ,320, CIMB NIAGA ,306,380 3,635, ,941, CIMB NIAGA ,708, , ,678, CIMB NIAGA ,630,543 1,774, ,404,

18 DANAMON ,856, ,635 3,716, DANAMON ,763,156 1,799, ,562, DANAMON ,804,738 2,748, ,553, DANAMON ,934,209 3,856, ,791, DANAMON ,188,393 1,148, ,337, DANAMON ,455,261 2,159, ,614, DANAMON ,787,280 3,574, ,361, DANAMON ,365,726 3,827, ,193, DANAMON ,465, , ,113, DANAMON ,988,442 2,293, ,282, DANAMON ,584,965 3,042, ,627, DANAMON ,967,499 3,843, ,811, DANAMON ,363, , ,142, DANAMON ,812,853 2,783, ,596, DANAMON ,432,381 5,664, ,096, DANAMON ,267,093 7,022, ,289, DANAMON ,940,492 1,130, ,071, DANAMON ,998,067 4,471, ,469, PANIN ,237, ,173 2,813, PANIN ,564, , ,453, PANIN ,428,060 1,212, ,640, PANIN ,467,656 1,814, ,282, PANIN ,103, , ,492, PANIN ,359, , ,170, PANIN ,593,356 1,410, ,004, PANIN ,006,233 2,239, ,245, PANIN ,361, , ,776, PANIN ,797, , ,713, PANIN ,339,086 1,282, ,621, PANIN ,043,623 1,741, ,785, PANIN ,729, , ,161, PANIN ,517, , ,309, PANIN ,402,096 1,198, ,600, PANIN ,593,366 1,592, ,186, PANIN ,191, , ,614, PANIN ,560,121 1,003, ,563, Bank Of India ,303 4,402 47, Bank Of India ,781 7, , Bank Of India ,131 10, , Bank Of India ,105 13, , Bank Of India ,727 6, , Bank Of India ,215 11, , Bank Of India ,428 15, , Bank Of India ,328 24, , Bank Of India ,374 31, , Bank Of India ,941 36, , Bank Of India ,880 39, , Bank Of India ,775 43, , Bank Of India ,872 9, , Bank Of India ,182 13, , Bank Of India ,260 19, , Bank Of India ,180 27, , Bank Of India ,394 12, , Bank Of India ,259 26, , Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

19 LAMPIRAN 10 PERHITUNGAN RETURN ON ASSETS (ROA) BANK TAHUN TRIWULAN BULAN KELOMPOK Laba Sebelum Pajak Disetahunkan Tren Rata rata Aset Sebelum Aset Skrg Rata-2 Aset Tren Rata rata ROA Tren Rata rata BCA ,425,631 9,702, ,817, ,838, ,827, BCA ,974,668 9,949, ,838, ,379, ,608, BCA ,675,546 10,234, ,379, ,863, ,121, BCA ,457,398 10,457, ,863, ,973, ,918, BCA ,481,802 9,927, ,973, ,873, ,923, BCA ,953,880 11,907, ,873, ,640, ,256, BCA ,450,590 12,600, ,640, ,678, ,659, BCA ,158,434 13,158, ,678, ,250, ,964, BCA ,644,205 10,576, ,250, ,309, ,280, BCA ,824,454 13,648, ,309, ,831, ,570, BCA ,408,995 13,878, ,831, ,093, ,462, BCA ,705,891 14,705, ,093, ,795, ,944, BCA ,324,662 13,298, ,795, ,839, ,817, BCA ,579,455 15,158, ,839, ,848, ,843, BCA ,410,380 16,547, ,848, ,993, ,420, BCA ,628,492 17,628, ,993, ,498, ,246, BCA ,266,888 17,067, ,498, ,337, ,417, BCA ,419,616 18,839, ,337, ,846, ,592, CIMB NIAGA ,779 3,015, ,803, ,245, ,524, CIMB NIAGA ,473,423 2,946, ,245, ,862, ,053, CIMB NIAGA ,736,542 2,315, ,862, ,447, ,154, CIMB NIAGA ,269,580 3,269, ,447, ,812, ,630, CIMB NIAGA ,286 3,921, ,812, ,597, ,205, CIMB NIAGA ,088,723 4,177, ,597, ,158, ,377, CIMB NIAGA ,338,231 3,117, ,158, ,099, ,128, CIMB NIAGA ,241,052 4,241, ,099, ,137, ,618, CIMB NIAGA ,220,566 4,882, ,137, ,380, ,759, CIMB NIAGA ,611,941 5,223, ,380, ,677, ,529, CIMB NIAGA ,060,765 5,414, ,677, ,358, ,017, CIMB NIAGA ,555,431 5,555, ,358, ,612, ,485, CIMB NIAGA ,388,619 5,554, ,612, ,676, ,144, CIMB NIAGA ,781,154 5,562, ,676, ,275, ,475, CIMB NIAGA ,195,519 5,594, ,275, ,027, ,151, CIMB NIAGA ,634,244 5,634, ,027, ,427, ,227, CIMB NIAGA ,463,844 5,855, ,427, ,412, ,419, CIMB NIAGA ,628,490 5,256, ,412, ,920, ,666,

20 DANAMON ,767 3,339,068 96,630,214 97,330,245 96,980, DANAMON ,707,561 3,415,122 97,330,245 98,380,101 97,855, DANAMON ,605,243 3,473,657 98,380, ,819, ,599, DANAMON ,363,850 3,363, ,819, ,864, ,342, DANAMON ,175 3,536, ,864, ,540, ,202, DANAMON ,684,567 3,369, ,540, ,473, ,506, DANAMON ,804,849 3,739, ,473, ,596, ,034, DANAMON ,050,348 3,050, ,596, ,183, ,389, DANAMON ,557 2,562, ,183, ,852, ,017, DANAMON ,313,684 4,627, ,852, ,682, ,767, DANAMON ,043,191 4,057, ,682, ,608, ,145, DANAMON ,044,087 4,044, ,608, ,474, ,041, DANAMON ,642 3,226, ,474, ,192, ,333, DANAMON ,139,811 4,279, ,192, ,281, ,237, DANAMON ,023,075 4,030, ,281, ,235, ,258, DANAMON ,679,105 3,679, ,235, ,021, ,128, DANAMON ,047 2,156, ,021, ,845, ,433, DANAMON ,799,009 7,598, ,845, ,428, ,637, PANIN ,674 2,190,696 76,075,202 79,611,714 77,843, PANIN ,019,324 2,038,648 79,611,714 87,017,419 83,314, PANIN ,458,051 1,944,068 87,017,419 93,455,251 90,236, PANIN ,662,365 1,662,365 93,455, ,918,394 99,686, PANIN ,851 1,387, ,918, ,205, ,562, PANIN ,649 1,679, ,205, ,428, ,317, PANIN ,471,893 1,962, ,428, ,862, ,645, PANIN ,197,660 2,197, ,862, ,261, ,062, PANIN ,398 2,561, ,261, ,540, ,901, PANIN ,316,566 2,633, ,540, ,035, ,788, PANIN ,901,432 2,535, ,035, ,713, ,874, PANIN ,522,812 2,522, ,713, ,450, ,582, PANIN ,932 2,707, ,450, ,444, ,947, PANIN ,393,516 2,787, ,444, ,516, ,480, PANIN ,100,612 2,800, ,516, ,388, ,452, PANIN ,680,636 2,680, ,388, ,128, ,258, PANIN ,408 3,061, ,128, ,720, ,424, PANIN ,689,647 3,379, ,720, ,512, ,616, Bank Of India ,435 53,740 1,537,378 1,719,841 1,628, Bank Of India ,504 49,008 1,719,841 1,670,819 1,695, Bank Of India ,320 49,760 1,670,819 1,616,267 1,643, Bank Of India ,067 48,067 1,616,267 1,570,332 1,593, Bank Of India ,103 52,412 1,570,332 1,605,565 1,587, Bank Of India ,109 62,218 1,605,565 1,727,334 1,666, Bank Of India ,620 64,827 1,727,334 1,841,058 1,784, Bank Of India ,541 64,541 1,841,058 2,080,428 1,960, Bank Of India ,716 70,864 2,080,428 2,282,217 2,181, Bank Of India ,431 70,862 2,282,217 2,358,917 2,320, Bank Of India ,256 71,008 2,358,917 2,428,885 2,393, Bank Of India ,921 73,921 2,428,885 2,540,741 2,484, Bank Of India , ,924 2,540,741 2,627,193 2,583, Bank Of India ,300 96,600 2,627,193 2,585,924 2,606, Bank Of India , ,488 2,585,924 3,057,340 2,821, Bank Of India , ,583 3,057,340 3,601,335 3,329, Bank Of India , ,980 3,601,335 3,274,150 3,437, Bank Of India , ,276 3,274,150 4,094,745 3,684, Rata-Rata Sumber : Laporan Keuangan Publikasi diolah

21 LAMPIRAN 11 HASIL ANALISIS SPSS Descriptive Statistics Mean Std. Deviation N Y X X X X X X X X X Correlations Y X1 X2 X3 X4 X5 Pearson Correlation Y X X X

22 X X X X X X Sig. (1-tailed) Y X X X X X X X X X N Y X X X X X

23 X X X X Correlations X6 X7 X8 X9 Pearson Correlation Y X X X X X X X X X Sig. (1-tailed) Y X X X X X

24 X X X X N Y X X X X X X X X X Variables Entered/Removed b Variables Variables Model Entered Removed Method 1 X9, X3, X8, X6, X7, X4, X2, X5, X1. Enter

25 Variables Entered/Removed b Variables Variables Model Entered Removed Method 1 X9, X3, X8, X6, X7, X4, X2, X5, X1. Enter a. All requested variables entered. b. Dependent Variable: Y Model Summary Model R R Square Adjusted R Square Std. Error of the Estimate a

26 Model Summary Change Statistics Model R Square Change F Change df1 df2 Sig. F Change a. Predictors: (Constant), X9, X3, X8, X6, X7, X4, X2, X5, X1 ANOVA b Model Sum of Squares df Mean Square F Sig. 1 Regression a Residual Total a. Predictors: (Constant), X9, X3, X8, X6, X7, X4, X2, X5, X1 b. Dependent Variable: Y

27 Coefficients a Unstandardized Coefficients Model B Std. Error 1 (Constant) X X X X X X X X X

28 Coefficients a Standardized Coefficients Correlations Model Beta t Sig. Zero-order Partial Part 1 (Constant) X X X X X X X X X a. Dependent Variable: Y

29 LAMPIRAN 12 Titik Persentase Distribusi F untuk Probabilita = 0,05 df untuk pembilang (N1) df untuk penyebut (N2) Diproduksi oleh: Junaidi ( 2010

30 Titik Persentase Distribusi F untuk Probabilita = 0,05 df untuk pembilang (N1) df untuk penyebut (N2) Diproduksi oleh: Junaidi ( 2010

31 Titik Persentase Distribusi F untuk Probabilita = 0,05 df untuk pembilang (N1) df untuk penyebut (N2) Diproduksi oleh: Junaidi ( 2010

32 Titik Persentase Distribusi F untuk Probabilita = 0,05 df untuk pembilang (N1) df untuk penyebut (N2) Diproduksi oleh: Junaidi ( 2010

33 Titik Persentase Distribusi F untuk Probabilita = 0,05 df untuk pembilang (N1) df untuk penyebut (N2) Diproduksi oleh: Junaidi ( 2010

34 LAMPIRAN 13 Titik Persentase Distribusi t (df = 1 40) Pr df Catatan: Probabilita yang lebih kecil yang ditunjukkan pada judul tiap kolom adalah luas daerah dalam satu ujung, sedangkan probabilitas yang lebih besar adalah luas daerah dalam kedua ujung Diproduksi oleh: Junaidi ( 2010

35 Titik Persentase Distribusi t (df = 41 80) Pr df Catatan: Probabilita yang lebih kecil yang ditunjukkan pada judul tiap kolom adalah luas daerah dalam satu ujung, sedangkan probabilitas yang lebih besar adalah luas daerah dalam kedua ujung Diproduksi oleh: Junaidi ( 2010

36 Titik Persentase Distribusi t (df = ) Pr df Catatan: Probabilita yang lebih kecil yang ditunjukkan pada judul tiap kolom adalah luas daerah dalam satu ujung, sedangkan probabilitas yang lebih besar adalah luas daerah dalam kedua ujung Diproduksi oleh: Junaidi ( 2010

37 Titik Persentase Distribusi t (df = ) Pr df Catatan: Probabilita yang lebih kecil yang ditunjukkan pada judul tiap kolom adalah luas daerah dalam satu ujung, sedangkan probabilitas yang lebih besar adalah luas daerah dalam kedua ujung Diproduksi oleh: Junaidi ( 2010

38 Titik Persentase Distribusi t (df = ) Pr df Catatan: Probabilita yang lebih kecil yang ditunjukkan pada judul tiap kolom adalah luas daerah dalam satu ujung, sedangkan probabilitas yang lebih besar adalah luas daerah dalam kedua ujung Diproduksi oleh: Junaidi ( 2010

39 JADWAL PENULISAN SKRIPSI Keterangan September 2014 Oktober 2014 November 2014 Desember 2014 Januari 2015 Konsultasi Judul dan Isi Proposal Penulisan Proposal Revisi Proposal Pengumpulan Proposal Presentasi Proposal Analisis Data Penulisan Laporan Skripsi Penyerahan Skripsi

40 SURAT PERNYATAAN Yang Bertanda tangan di bawah ini : Nama : Rommy Rifky Romadloni Tempat, Tanggal Lahir : Lamongan, 15 Maret 1993 Alamat : Jl. Raya Ngawi-Caruban Ds.Padas, Kec.Padas, Kab.Ngawi NIM : Jurusan : Manajemen Program Studi : Strata 1 Dengan ini menyatakan bahwa skripsi saya yang berjudul : PENGARUH LIKUIDITAS, KUALITAS AKTIVA, SENSITIVITAS, DAN EFISIENSI TERHADAP ROA PADA BANK UMUM SWASTA NASIONAL DEVISA GO PUBLIC Adalah benar-benar merupakan karya saya sendiri bukan jiplakan (plagiat) dari karya ilmiah orang lain serta bukan hasil dibuatkan oleh orang/pihak lain. Apabila di kemudian hari ternyata pernyataan saya tersebut tidak benar, maka saya bersedia menerima sanksi berupa pembatalan skripsi beserta segala hal yang terkait dengan skripsi tersebut. Demikian surat pernyataan ini saya buat dengan sebenar-benarnya Surabaya, 11 Maret 2015 Yang menyatakan Rommy Rifky Romadloni

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